らくつむ - 外為どっとコムの外貨積立アプリ Android

What's so great about "Rakutsumu" foreign currency savings?

You can buy and sell at any time, and you'll earn swap points every day! You can also automatically reinvest those swap points to maximize compound interest! We also have a variety of campaigns where you can earn "FX Points," which can be used at a rate of 1 point per point, so you can start investing with a low initial investment!


"Rakutsumu" foreign currency savings is recommended for:

- Interested in savings and medium- to long-term investments, but are a beginner and unsure...
- Want to start savings investing with a small amount and low risk
- Busy and don't have time to manage your assets...
- Don't know when to start investing...
- In your 20s or 30s and interested in asset management
- Want to easily manage savings on your smartphone
- Want to review your foreign currency deposits and foreign currency-denominated insurance

"Rakutsumu" foreign currency savings has the following features and functions:

Start with just 100 yen* or one currency! 】
You can purchase foreign currency from as little as 100 yen* or 1 currency, so you can easily start saving for foreign currency with just your smartphone.
*When specifying currency units, purchases are made in 1 currency unit increments. When specifying yen units, purchases must be made in 1 yen increments of 100 yen or more (minimum 1 currency equivalent).
[Invest with Points!]
With "Rakutsumu" foreign currency savings, you can save for foreign currency using our original points service, "FX Points." You'll receive 200 yen worth of FX Points when you open a new account! You can also earn points through campaigns and invest them.
[Easy Regular Purchases Make Hassle-Free Orders!]
If you're not sure where to start, we recommend "Easy Regular Purchases." You can set up regular purchases with just two taps, using savings plans based on performance rankings and plans designed by experts including gaitame.com dealers!
[Invest up to 3x* your investment amount (trading margin)!]
With "Rakutsumu" foreign currency savings, you can trade with leverage, a unique feature of FX! You can trade 1x to 3x* the investment amount (trading margin) you specify. *For individuals.
[Automatically reinvest and transfer accumulated swap points!]
You can set swap points for each position, and choose from "save," "reinvest," or "automatic transfer"! By utilizing the "reinvestment" feature, you can maximize the compound interest effect.
[No maturity period; buy more, change, or sell at any time!]
You purchase regularly at a predetermined amount and frequency (purchase plan). Unlike foreign currency deposits, there is no maturity period, so you can pause, resume, change, or sell at any time! By continuing regular purchases over the long term, installment investment allows you to diversify risk by leveraging the strengths of dollar cost averaging, allowing you to steadily build assets.

*Foreign Currency Savings (Rakutsumu) is a nickname for "Easy FX Savings." Pleas