Klarna Downloads & RevenueKlarna: Smarter everyday money · App Store & Google Play
Klarna: Smarter everyday money gets 100k+ downloads a day worldwide (AppInsider estimate, November 2026, rounded down to a band).
Klarna: Smarter everyday money by Klarna Bank AB is on App Store and Google Play. Active Users (MAU & DAU), Downloads, rankings, keywords, revenue, and rating totals.
Klarna: Smarter everyday money update history & changes
Last change · 114 events since 22 Jun 2016Full timeline ↓✏️iOSAdded hidden keywords: banking, about🌟iOSFeatured by Apple📈AndroidHit #1✏️iOSAdded hidden keywords: empfohlen, verdienen, santander, about🌟iOSFeatured by Apple📦iOSUpdated to version 26.45.329🔎AndroidTop 10 for “phonepe”📦iOSUpdated to version 26.45.328📦AndroidUpdated to version 26.44.415🔎AndroidTop 10 for “google pay”📈iOSHit #1🔎iOSTop 10 for “nect wallet”🚀AndroidNow shown next to Tabby: Send, spend and save, Tamara, PayPal - Pay, Send, Save +5 more📈AndroidHit #1📈iOSHit #1📦AndroidUpdated to version 26.43.379✏️AndroidDescription updated✏️AndroidNew screenshots🔎iOSTop 10 for “ing”🆕AndroidFirst spotted by AppInsider
Full timeline · 114 events
- ✏️Klarna: Smarter everyday money added hidden keywords: banking, aboutiOSwords in the App Store's hidden keyword field (found by probing search)
- 🌟Klarna: Smarter everyday money featured by AppleiOSapps · AU, GB, IT, SE
- 📈Klarna: Smarter everyday money hit #1AndroidTop Free · Finance · DE
- ✏️Klarna: Smarter everyday money added hidden keywords: empfohlen, verdienen, santander, aboutiOSwords in the App Store's hidden keyword field (found by probing search)
- 🌟Klarna: Smarter everyday money featured by AppleiOSapps · AU, GB, IT, SE
- 📦Klarna: Smarter everyday money updated to version 26.45.329iOSShop at your favorite stores and stay in control of your payments, all in one place. Approve purchases, track orders, and manage payments, all protected by Face ID and bank-grade security. We've also made some minor updates and fixes.… more
- 🌟Klarna: Smarter everyday money featured by AppleiOSapps · AU, GB, IT, SE
- ✏️Klarna: Smarter everyday money: description updatediOS· US
- ✏️Klarna: Smarter everyday money added hidden keywords: loyaltyiOSwords in the App Store's hidden keyword field (found by probing search)
- 🔎Klarna: Smarter everyday money reached Top 10 for “phonepe”Android#9 in Netherlands search · popularity 100
- 🌟Klarna: Smarter everyday money featured by AppleiOSapps · AU, GB, IT, SE
- 📦Klarna: Smarter everyday money updated to version 26.45.328iOSShop at your favorite stores and stay in control of your payments, all in one place. Approve purchases, track orders, and manage payments, all protected by Face ID and bank-grade security. We've also made some minor updates and fixes.… more
- ✏️Klarna: Smarter everyday money added hidden keywords: rate, showingiOSwords in the App Store's hidden keyword field (found by probing search)
- 🌟Klarna: Smarter everyday money featured by AppleiOSapps · AU, GB, IT, SE
- 📦Klarna: Smarter everyday money updated to version 26.44.415AndroidShop anywhere and stay in control of your payments, all in one place. Approve purchases, track orders, and manage payments, all protected by Face ID and bank-grade security. Sign up for the card with a Klarna membership to earn maximum rewards and cashback. We've also made some minor updates and fixes.… more
- 🔎Klarna: Smarter everyday money reached Top 10 for “google pay”Android#9 in Spain search · popularity 95
- 🔎Klarna: Smarter everyday money reached Top 10 for “kena mobile”Android#4 in Italy search · popularity 87
- 🌟Klarna: Smarter everyday money featured by AppleiOSapps · AU, GB, IT, SE
- 📈Klarna: Smarter everyday money hit #1iOSTop Free · Finance · DE
- ✏️Klarna: Smarter everyday money added hidden keywords: ratings, faxiOSwords in the App Store's hidden keyword field (found by probing search)
- 🌟Klarna: Smarter everyday money featured by AppleiOSapps · AU, GB, IT, SE
- ✏️Klarna: Smarter everyday money added hidden keywords: zaraiOSwords in the App Store's hidden keyword field (found by probing search)
- 🔎Klarna: Smarter everyday money reached Top 10 for “nect wallet”iOS#4 in Germany search · popularity 85
- 🌟Klarna: Smarter everyday money featured by AppleiOSapps · AU, GB, IT, SE
- 📦Klarna: Smarter everyday money updated to version 26.44.415iOSCompra donde quieras y mantén el control de tus pagos, todo desde un mismo lugar. Aprueba compras, sigue tus pedidos y gestiona tus pagos, todo ello protegido con Face ID y seguridad de nivel bancario. Regístrate para obtener la tarjeta con una suscripción de Klarna y conseguir las mejores recompensas y ganar la mayor cantdiad de cashback. También hemos incorporado pequeñas novedades y mejoras.… more
- 🚀Klarna: Smarter everyday money: now shown next to Tabby: Send, spend and save, Tamara, PayPal - Pay, Send, Save +5 moreAndroidthe store's “similar apps” for it changed: who it's seen as competing with
- 🌟Klarna: Smarter everyday money featured by AppleiOSapps · AU, GB, IT, SE
- ✏️Klarna: Smarter everyday money added hidden keywords: paypaliOSwords in the App Store's hidden keyword field (found by probing search)
- 🌟Klarna: Smarter everyday money featured by AppleiOSapps · AU, GB, IT, SE
- 📈Klarna: Smarter everyday money hit #1AndroidTop Free · Finance · SE
- 📈Klarna: Smarter everyday money entered the top 10AndroidTop Free · All Apps · SE
- ✏️Klarna: Smarter everyday money added hidden keywords: afterpayiOSwords in the App Store's hidden keyword field (found by probing search)
- 📈Klarna: Smarter everyday money hit #1iOSTop Free · Finance · SE
- ✏️Klarna: Smarter everyday money added hidden keywords: paypal, vinted, cardsiOSwords in the App Store's hidden keyword field (found by probing search)
- 📦Klarna: Smarter everyday money updated to version 26.43.379iOSShop at your favorite stores and stay in control of your payments, all in one place. Approve purchases, track orders, and manage payments, all protected by Face ID and bank-grade security. We've also made some minor updates and fixes.… more
- ✏️Klarna: Smarter everyday money added hidden keywords: mexican, split, firmiOSwords in the App Store's hidden keyword field (found by probing search)
- ✏️Klarna: Smarter everyday money added hidden keywords: methodiOSwords in the App Store's hidden keyword field (found by probing search)
- ✏️Klarna: Smarter everyday money added hidden keywords: s-vorteilswelt, natwest, faxen, l’argentiOSwords in the App Store's hidden keyword field (found by probing search)
- 📈Klarna: Smarter everyday money entered the top 100AndroidTop Free · All Apps · NL
- ✏️Klarna: Smarter everyday money added hidden keywords: vinted, cardsiOSwords in the App Store's hidden keyword field (found by probing search)
- 📦Klarna: Smarter everyday money updated to version 26.43.379AndroidShop anywhere and stay in control of your payments, all in one place. Approve purchases, track orders, and manage payments, all protected by Face ID and bank-grade security. Sign up for the card with a Klarna membership to earn maximum rewards and cashback. We've also made some minor updates and fixes.… more
- ✏️Klarna: Smarter everyday money added hidden keywords: lunariOSwords in the App Store's hidden keyword field (found by probing search)
- ✏️Klarna: Smarter everyday money added hidden keywords: affordableiOSwords in the App Store's hidden keyword field (found by probing search)
- ✏️Klarna: Smarter everyday money added hidden keywords: affordable, cashiOSwords in the App Store's hidden keyword field (found by probing search)
- 📦Klarna: Smarter everyday money updated to version 26.42.283iOSShop at your favorite stores and stay in control of your payments, all in one place. Approve purchases, track orders, and manage payments, all protected by Face ID and bank-grade security. We've also made some minor updates and fixes.… more
- ✏️Klarna: Smarter everyday money added hidden keywords: holders, offersiOSwords in the App Store's hidden keyword field (found by probing search)
- 📈Klarna: Smarter everyday money entered the top 10AndroidTop Free · Finance · US
- 📦Klarna: Smarter everyday money updated to version 26.42.284AndroidShop anywhere and stay in control of your payments, all in one place. Approve purchases, track orders, and manage payments, all protected by Face ID and bank-grade security. Sign up for the card with a Klarna membership to earn maximum rewards and cashback. We've also made some minor updates and fixes.… more
- ✏️Klarna: Smarter everyday money added hidden keywords: shopsiOSwords in the App Store's hidden keyword field (found by probing search)
- 📦Klarna: Smarter everyday money: now updating weeklyAndroid4 updates in 30 days, after a quiet two months
- ✏️Klarna: Smarter everyday money: description updatediOS· SE
- ✏️Klarna: Smarter everyday money: description updatediOS· NL
- ✏️Klarna: Smarter everyday money: description updatediOS· IT
- ✏️Klarna: Smarter everyday money: description updatediOS· FR
- ✏️Klarna: Smarter everyday money: description updatediOS· ES
- ✏️Klarna: Smarter everyday money: description updatediOS· DE
- 📈Klarna: Smarter everyday money entered the top 10 in 2 chartsAndroidTop Free · Finance · NL · Top Free · Finance · SE
- 📈Klarna: Smarter everyday money entered the top 100AndroidTop Free · Finance · ES
- 📦Klarna: Smarter everyday money: now updating weeklyiOS4 updates in 30 days, after a quiet two months
- 📦Klarna: Smarter everyday money updated to version 26.41.293iOSShop at your favorite stores and stay in control of your payments, all in one place. Approve purchases, track orders, and manage payments, all protected by Face ID and bank-grade security. We've also made some minor updates and fixes.… more
- ✏️Klarna: Smarter everyday money: new screenshotsiOS8 screenshots (was 8) · MX
- 📈Klarna: Smarter everyday money entered the top 100 in 2 chartsAndroidTop Free · Finance · NL · Top Free · All Apps · SE
- ✏️Klarna: Smarter everyday money added hidden keywords: cashbackiOSwords in the App Store's hidden keyword field (found by probing search)
- 📦Klarna: Smarter everyday money updated to version 26.40.314AndroidShop anywhere and stay in control of your payments, all in one place. Approve purchases, track orders, and manage payments, all protected by Face ID and bank-grade security. Sign up for the card with a Klarna membership to earn maximum rewards and cashback. We've also made some minor updates and fixes.… more
- 📦Klarna: Smarter everyday money updated to version 26.41.293AndroidShop anywhere and stay in control of your payments, all in one place. Approve purchases, track orders, and manage payments, all protected by Face ID and bank-grade security. Sign up for the card with a Klarna membership to earn maximum rewards and cashback. We've also made some minor updates and fixes.… more
- ✏️Klarna: Smarter everyday money added hidden keywords: loyaltyiOSwords in the App Store's hidden keyword field (found by probing search)
- ✏️Klarna: Smarter everyday money: description updatediOS· US
- ✏️Klarna: Smarter everyday money: new screenshotsiOS8 screenshots (was 8) · US
- ✏️Klarna: Smarter everyday money: description updatediOS· SE
- ✏️Klarna: Smarter everyday money: new screenshotsiOS8 screenshots (was 8) · SE
- ✏️Klarna: Smarter everyday money: description updatediOS· NL
- ✏️Klarna: Smarter everyday money: description updatediOS· IT
- ✏️Klarna: Smarter everyday money: description updatediOS· GB
- ✏️Klarna: Smarter everyday money: new screenshotsiOS8 screenshots (was 8) · GB
- ✏️Klarna: Smarter everyday money: description updatediOS· FR
- ✏️Klarna: Smarter everyday money: description updatediOS· ES
- ✏️Klarna: Smarter everyday money: description updatediOS· DE
- ✏️Klarna: Smarter everyday money: new screenshotsiOS8 screenshots (was 8) · DE
- ✏️Klarna: Smarter everyday money: description updatediOS· CA
- ✏️Klarna: Smarter everyday money: description updatediOS· AU
- ✏️Klarna: Smarter everyday money added hidden keywords: nationwideiOSwords in the App Store's hidden keyword field (found by probing search)
- 📦Klarna: Smarter everyday money updated to version 26.40.314iOSShop anywhere and stay in control of your payments, all in one place. Approve purchases, track orders, and manage payments, all protected by Face ID and bank-grade security. Sign up for the card with a Klarna membership to earn maximum rewards and cashback. We've also made some minor updates and fixes.… more
- ✏️Klarna: Smarter everyday money added hidden keywords: zalandoiOSwords in the App Store's hidden keyword field (found by probing search)
- ✏️Klarna: Smarter everyday money: description updatedAndroid· US
- ✏️Klarna: Smarter everyday money: new screenshotsAndroid8 screenshots (was 8) · US
- ✏️Klarna: Smarter everyday money added hidden keywords: payments, fidélité, loyaltyiOSwords in the App Store's hidden keyword field (found by probing search)
- 🌟Klarna: Smarter everyday money featured by AppleiOSapps · GB, IT, SE
- 📈Klarna: Smarter everyday money entered the top 10AndroidTop Free · Finance · FR
- ✏️Klarna: Smarter everyday money added hidden keywords: vinted, patientiOSwords in the App Store's hidden keyword field (found by probing search)
- 🌟Klarna: Smarter everyday money featured by AppleiOSapps · GB, IT, SE
- ✏️Klarna: Smarter everyday money: new screenshotsiOS8 screenshots (was 8) · SE
- 📈Klarna: Smarter everyday money entered the top 10AndroidTop Free · All Apps · IT
- 📈Klarna: Smarter everyday money new best rank in the overall chart: #4AndroidTop Free · All Apps · IT
- ✏️Klarna: Smarter everyday money added hidden keywords: payment, sparkasseiOSwords in the App Store's hidden keyword field (found by probing search)
- 🌟Klarna: Smarter everyday money featured by AppleiOSapps · GB, IT, SE
- 📦Klarna: Smarter everyday money updated to version 26.39.296iOSCon la app de Klarna tienes el control de todos tus pagos y compras en un mismo lugar. Paga donde quieras con Klarna desde la app, incluso en tiendas que no están asociadas con Klarna. Gana hasta un 10 % de cashback, lleva el control de todos tus pagos y recibe novedades al instante para tener tus gastos organizados. También hemos hecho pequeños ajustes y mejoras.… more
- 📈Klarna: Smarter everyday money hit #1AndroidTop Free · Finance · IT
- 📈Klarna: Smarter everyday money new best rank in the overall chart: #15AndroidTop Free · All Apps · IT
- ✏️Klarna: Smarter everyday money added hidden keywords: payments, credit, rate, shoppingiOSwords in the App Store's hidden keyword field (found by probing search)
- 🌟Klarna: Smarter everyday money featured by AppleiOSapps · GB, IT, SE
- 🔎Klarna: Smarter everyday money reached Top 10 for “ing”iOS#10 in Netherlands search · popularity 78
- 🔎Klarna: Smarter everyday money reached Top 10 for “money manager”iOS#10 in Sweden search · popularity 60
- 🌟Klarna: Smarter everyday money featured by AppleiOSapps · GB, IT, SE
- 📈Klarna: Smarter everyday money new best rank in the overall chart: #52AndroidTop Free · All Apps · DE
- 🌟Klarna: Smarter everyday money featured by AppleiOSapps · GB, IT, SE
- 🆕Klarna: Smarter everyday money first spotted by AppInsiderAndroidGermany
- 📈Klarna: Smarter everyday money new best rank in the overall chart: #57AndroidTop Free · All Apps · IT
- 🆕Klarna: Smarter everyday money first spotted by AppInsideriOS#70 in Top Free · All Apps · United Kingdom
- 🌟Klarna: Smarter everyday money featured by AppleiOSapps · GB, IT
- 📦Klarna: Smarter everyday money updated to version 26.38.232AndroidThe Klarna app puts you in control of your payments, making it easy to manage every purchase in one place. Enjoy flexible payment options that let you shop anywhere—even at stores not partnered with Klarna—and pay in a way that fits your budget. Earn up to 10% cashback on your purchases, view upcoming payments, and stay organized with real-time updates. We've also made some minor updates and fixes.… more
- 📦Klarna: Smarter everyday money version 26.39.296AndroidThe Klarna app puts you in control of your payments, making it easy to manage every purchase in one place. Enjoy flexible payment options that let you shop anywhere—even at stores not partnered with Klarna—and pay in a way that fits your budget. Earn up to 10% cashback on your purchases, view upcoming payments, and stay organized with real-time updates. We've also made some minor updates and fixes.… more
- 📦Klarna: Smarter everyday money version 26.38.232iOSNo release notes
- 🆕Klarna: Smarter everyday money released on Google PlayAndroid
- 🆕Klarna: Smarter everyday money released on the App StoreiOS
Collected from the stores by AppInsider since we first spotted the app. Dates are when we saw each change.
Rating
4.7 ★
4.6M ratings, both stores
Measured
Best rank now
#1
Android · 
Finance Free
Finance FreeMeasured
New ratings a week
49.2k
▲ +25% vs the 2 weeks before (App Store)
Measured
Klarna: Smarter everyday money at a glance
AI summary written from our chart and store data, 2026-11-07. It can be wrong: check the numbers above.
Klarna is a free financial platform for consumers that combines buy-now-pay-later services, cashback rewards, savings accounts, and mobile carrier plans into a single shopping app. The app maintains strong visibility in European finance charts, ranking #3 in Sweden and Germany, while holding top-10 positions in the US and UK free finance categories.
Similar apps: Afterpay, Affirm, PayPal
App Store
App details
App ID
1115120118
Publisher
Klarna Bank AB
Publisher country
Sweden
On the store since
Jun 2016
10 years on the store
Minimum OS
iOS 16.0+
iPhone 8 and later
Devices
iPhone · iPad
Content rating
17+
1 content note below
Languages
19
BG CS DA NL EN FI FR DE EL HU IT NB …
Size
288 MB
Also listed in
Shopping
Content notesUnrestricted Web Access
App privacy Measured
Klarna: Smarter everyday money’s App Store privacy label declares 2 data categories used to track you across other companies’ apps and websites, 11 linked to your identity and 0 collected anonymously.
Used to track you
2
Linked to you
11
Not linked to you
0
Tracks you via
IIdentifiersUUsage Data
Linked to your identity
As declared by the developer on the App Store — Apple requires every app to publish this label. We track changes over time.
Google Play
App details
App ID
com.myklarnamobile
Publisher
Klarna Bank AB
Publisher country
Sweden
Content rating
Everyone
Tech stack
Trackers and permissions of build v26.43.379, from the εxodus privacy report (CC BY-SA).
Trackers
5
Permissions
39
Trackers
Full permission listProSee plans
Klarna: Smarter everyday money downloads & installs
Both stores, worldwide. Bands are open; exact numbers are free with an account.
| Store | Downloads / day | Lifetime installs |
|---|---|---|
| App Store | 50k+ | – |
| Google Play | 10k+ | 50M+ Measured |
| Total | 100k+ Confidence | 50M+ Confidence |
How this is calculated
App Store: chart positions and rating growth per country, anchored on its own Android downloads; lifetime from ratings worldwide × installs per rating. Google Play: the daily change in its exact install count. The total adds every store.
Where Klarna: Smarter everyday money's downloads come from Modelled
Last 30 days: organic search, browsing the store, features and paid ads.
Active users
All platforms, worldwide. Free with an account.
Stickiness (DAU / MAU)
how many monthly users open it on a given day
Retention · share of new users still active
Day 1
Day 7
Day 30
Time spent · per daily user
Average time spent Pro
min a day
Sessions a day Pro
Time per session Pro
min
How this is calculated
Monthly users come from lifetime installs across every store, fitted on monthly active user figures companies publish; daily users = monthly × the typical daily/monthly ratio for the category. Confidence is the chance the real number is within half to double ours.
Hidden keywords
Klarna: Smarter everyday money shows up in App Store search (US) for 1 word that appear nowhere in its name, subtitle or developer name, so they are almost certainly in its private keyword field, and it ranks in the top 10 for at least one of them.
Where it ranks now
Both stores, across every country we track.
| Store | Best rank | Charting in | US Top Free | US Top Grossing |
|---|---|---|---|---|
| App Store | #2 Finance Free | 12 of 30 countries | #8 | – |
| Google Play | #1 Finance Free | 10 of 23 countries | #13 | – |
Full chart lists: App Store · Google Play.
Review momentum
ⓘ How we measure thisApp Store
New ratings a week
34.1k
▲ +25% vs the 2 weeks before
Written reviews a week
45+
US App Store (Apple shows only the newest)
Recent ratings
4.8★
vs 4.8★ lifetime
Recent written reviews
3.9★
people who write skew negative
Review momentum
90/100
top 1% of Finance apps
Growing fastest in 
Mexico ▲ +100% · 
Australia ▲ +84% · 
Sweden ▲ +77%
New ratings by country (12)
| Country | New ratings a week | Share | Last 2 weeks vs the 2 before |
|---|---|---|---|
 United States | 15.6k | 46% | ▲ +7% |
| Germany | 4,176 | 12% | ▲ +32% |
 United Kingdom | 3,943 | 12% | ▲ +36% |
 Italy | 2,185 | 6% | ▲ +50% |
| Sweden | 1,929 | 6% | ▲ +77% |
 France | 1,785 | 5% | ▲ +60% |
 Canada | 1,252 | 4% | ▲ +37% |
 Spain | 1,081 | 3% | ▲ +34% |
 Netherlands | 965 | 3% | ▲ +24% |
| Australia | 737 | 2% | ▲ +84% |
 Poland | 382 | 1% | – |
| Mexico | 17 | 0% | ▲ +100% |
App Store ratings in the countries we track, 4-week average.
Google Play
New ratings a week
15.1k
steady vs the 2 weeks before
Written reviews a week
180
Google Play
Recent ratings
4.8★
vs 4.8★ lifetime
Recent written reviews
3.8★
people who write skew negative
Review momentum
84/100
faster than 98% of Finance apps
Review momentum (0-100) blends how fast the app collects ratings compared with other apps in its category (60%), whether that pace is speeding up (25%) and what recent raters give it (15%; recent stars well below lifetime pull it down). Ratings counts are read daily. A jump usually means a launch, a feature, ads or a new review prompt.
Ratings
Both stores. Store data, measured.
| Store | Rating | Ratings |
|---|---|---|
| App Store | 4.9 ★ | 2.5M |
| Google Play | 4.5 ★ | 2.1M 60k written reviews |
| Both stores | 4.7 ★ weighted by ratings | 4.6M |
What users say about Klarna: Smarter everyday money
From the 200 most recent App Store reviews in the US.
Users praise Klarna for providing financial flexibility and easy installment plans for essential purchases. However, significant complaints focus on payment processing failures, restrictive credit card policies, and difficult customer service regarding refunds.
Mixed but leaning positive (70% of recent reviews give 4–5 stars). People like it for being easy to use, and good value. The main complaints are about price and subscriptions, and login and account problems. Recent reviews are more positive than earlier ones.
What people like
- Ease of use: “Give you easy ways to pay”
- Price & subscription: “Give you easy ways to pay”
- Features & content: “Fabulous financing option!”
- Useful: “Great App, very easy and works with you recommend!!”
Common complaints
- Price & subscription: “I filed fraud charges 2-3-26”
- Login & account: “It’s merely impossible to even pay on the account”
- Features & content: “I don’t want any of those other features”
- Privacy & data: “You are helping scammers to scam people example Sky states”
About Klarna: Smarter everyday money
FLEXIBLE WAYS TO PAY
Shop anywhere in the app with flexible payment options. Choose to pay in 4 interest-free payments, pay the full amount, in 30 days or over time.¹
UP TO 10% CASHBACK²
Shop in the app and earn up to 10% cashback at hundreds of stores. Become a member and earn even more.
ONE MEMBERSHIP. ALL THE PERKS.³
Become a member and get the Klarna Card where you can pay flexibly anywhere Visa is accepted. Get cashback on every purchase, travel perks, free subscriptions and more.
UNLOCK YOUR BANK ACCOUNT³
Add money in the Klarna app and pay flexibly, anywhere you shop. Get instant refunds, earn cashback at eligible stores, and convert your cashback into money in your bank account.
SAVE WITH KLARNA⁴
Earn interest with our flexible savings account – free to get started and no monthly fees.
KLARNA MOBILE
Get reliable coverage on AT&T’s network with unlimited 5G that stays fast⁵ for just $35/month. No hassle, cancel anytime.⁶
FIND THE BEST PRICE, EVERY TIME
Search for any product and instantly compare prices across stores.
HASSLE-FREE RETURNS
Need to send something back? Report a return and we’ll pause your payments.
24/7 CUSTOMER SERVICE
Use our chat for 24/7 support.
¹Monthly financing through Klarna issued by WebBank. Other CA resident loans made or arranged pursuant to a California Financing Law license. NMLS #1353190.
²Klarna Cashback Rewards are awarded as points which can be redeemed for a credit to your Klarna balance and other benefits. Earn cashback on Klarna App purchases. Klarna balance account required to receive cashback. Cashback issuance depends on store approval and may be affected by cookie settings, combining offers, product exclusions, or other factors beyond our control. Limitations, terms, and conditions apply: https://cdn.klarna.com/1.0/shared/content/legal/terms/en-US/cashback
³Deposits in your balance account are held at WebBank, Member FDIC. Klarna is not an FDIC-insured bank and deposit insurance only covers the failure of WebBank. Your deposits in the balance account are eligible for pass-through deposit insurance coverage if certain conditions are satisfied. Funds may be made available to you before WebBank receives them (“early availability funds”); such early availability funds may not be FDIC insured until received by WebBank. Loans that you obtain using the Klarna Card are not insured by the FDIC and are not deposits. Account disclosures: klarna.com/us/legal/
Paid membership required for a physical card. A one-time plastic card fee applies.
Klarna Membership offered in partnership with WebBank for a monthly fee. Cancel any time in the App. Exclusions, conditions, and limitations apply to membership benefits. Klarna Membership Terms apply: klarna.com/us/legal/. See Membership Benefits Rewards Summary for terms and conditions for subscriptions based on your membership.
Annual value amount reflects your Membership's total available benefits, such as all waived fees, cashback, and discounts. Actual results
Shop anywhere in the app with flexible payment options. Choose to pay in 4 interest-free payments, pay the full amount, in 30 days or over time.¹
UP TO 10% CASHBACK²
Shop in the app and earn up to 10% cashback at hundreds of stores. Become a member and earn even more.
ONE MEMBERSHIP. ALL THE PERKS.³
Become a member and get the Klarna Card where you can pay flexibly anywhere Visa is accepted. Get cashback on every purchase, travel perks, free subscriptions and more.
UNLOCK YOUR BANK ACCOUNT³
Add money in the Klarna app and pay flexibly, anywhere you shop. Get instant refunds, earn cashback at eligible stores, and convert your cashback into money in your bank account.
SAVE WITH KLARNA⁴
Earn interest with our flexible savings account – free to get started and no monthly fees.
KLARNA MOBILE
Get reliable coverage on AT&T’s network with unlimited 5G that stays fast⁵ for just $35/month. No hassle, cancel anytime.⁶
FIND THE BEST PRICE, EVERY TIME
Search for any product and instantly compare prices across stores.
HASSLE-FREE RETURNS
Need to send something back? Report a return and we’ll pause your payments.
24/7 CUSTOMER SERVICE
Use our chat for 24/7 support.
¹Monthly financing through Klarna issued by WebBank. Other CA resident loans made or arranged pursuant to a California Financing Law license. NMLS #1353190.
²Klarna Cashback Rewards are awarded as points which can be redeemed for a credit to your Klarna balance and other benefits. Earn cashback on Klarna App purchases. Klarna balance account required to receive cashback. Cashback issuance depends on store approval and may be affected by cookie settings, combining offers, product exclusions, or other factors beyond our control. Limitations, terms, and conditions apply: https://cdn.klarna.com/1.0/shared/content/legal/terms/en-US/cashback
³Deposits in your balance account are held at WebBank, Member FDIC. Klarna is not an FDIC-insured bank and deposit insurance only covers the failure of WebBank. Your deposits in the balance account are eligible for pass-through deposit insurance coverage if certain conditions are satisfied. Funds may be made available to you before WebBank receives them (“early availability funds”); such early availability funds may not be FDIC insured until received by WebBank. Loans that you obtain using the Klarna Card are not insured by the FDIC and are not deposits. Account disclosures: klarna.com/us/legal/
Paid membership required for a physical card. A one-time plastic card fee applies.
Klarna Membership offered in partnership with WebBank for a monthly fee. Cancel any time in the App. Exclusions, conditions, and limitations apply to membership benefits. Klarna Membership Terms apply: klarna.com/us/legal/. See Membership Benefits Rewards Summary for terms and conditions for subscriptions based on your membership.
Annual value amount reflects your Membership's total available benefits, such as all waived fees, cashback, and discounts. Actual results
Klarna: Smarter everyday money App Store
Klarna: Smarter everyday money gets 100k+ downloads a day worldwide (AppInsider estimate, November 2026, rounded down to a band).
Klarna: Smarter everyday money is #2 in Finance Free in Germany and charting in 12 of 30 countries we track.
Updated 9 Nov 2026 · rankings refresh through the day
DeveloperKlarna Bank AB
CategoryFinance
PriceFree
Released
Rating★ 4.9 (2.5M)
Version26.45.329
Age rating17+
First seen by us 24 Sep 2026
24 Sep 2026Rating
4.9 ★
2.5M ratings
Measured
Best rank now
#2
Finance FreeMeasured
New ratings a week
34.1k
▲ +25% vs the 2 weeks before
Measured
Klarna: Smarter everyday money at a glance
AI summary written from our chart and store data, 2026-11-07. It can be wrong: check the numbers above.
Klarna is a free financial platform for consumers that combines buy-now-pay-later services, cashback rewards, savings accounts, and mobile carrier plans into a single shopping app. The app maintains strong visibility in European finance charts, ranking #3 in Sweden and Germany, while holding top-10 positions in the US and UK free finance categories.
Similar apps: Afterpay, Affirm, PayPal
Klarna: Smarter everyday money on the App Store
App details
App ID
1115120118
Publisher
Klarna Bank AB
Publisher country
Sweden
On the store since
Jun 2016
10 years on the store
Minimum OS
iOS 16.0+
iPhone 8 and later
Devices
iPhone · iPad
Content rating
17+
1 content note below
Languages
19
BG CS DA NL EN FI FR DE EL HU IT NB …
Size
288 MB
Also listed in
Shopping
Content notesUnrestricted Web Access
App privacy Measured
Klarna: Smarter everyday money’s App Store privacy label declares 2 data categories used to track you across other companies’ apps and websites, 11 linked to your identity and 0 collected anonymously.
Used to track you
2
Linked to you
11
Not linked to you
0
Tracks you via
IIdentifiersUUsage Data
Linked to your identity
As declared by the developer on the App Store — Apple requires every app to publish this label. We track changes over time.
Klarna: Smarter everyday money downloads
Worldwide, per day, and installs to date. The band is open; the exact number is free with an account.
How this is calculated
Apple publishes no download counts. App Store downloads come from chart positions and daily rating growth per country, calibrated on Google Play install counts; lifetime installs from ratings worldwide × installs per rating. Confidence is the chance the real number is within half to double ours.
Where Klarna: Smarter everyday money's downloads come from Modelled
Last 30 days: organic search, browsing the store, features and paid ads.
Active users
All platforms, worldwide. Free with an account.
Stickiness (DAU / MAU)
how many monthly users open it on a given day
Retention · share of new users still active
Day 1
Day 7
Day 30
Time spent · per daily user
Average time spent Pro
min a day
Sessions a day Pro
Time per session Pro
min
How this is calculated
Monthly users come from lifetime installs across every store, fitted on monthly active user figures companies publish; daily users = monthly × the typical daily/monthly ratio for the category. Confidence is the chance the real number is within half to double ours.
Hidden keywords
Klarna: Smarter everyday money shows up in App Store search (US) for 1 word that appear nowhere in its name, subtitle or developer name, so they are almost certainly in its private keyword field, and it ranks in the top 10 for at least one of them.
Where it ranks now
Every top chart it appears in across 30 countries.
| Country | Charts | Rank |
|---|---|---|
| Germany | FinanceFree | #2 |
| United States | FinanceFree | #8 |
| United Kingdom | FinanceFree | #4 |
| Italy | FinanceFree | #3 |
| France | FinanceFree | #5 |
| Canada | FinanceFree | #5 |
| United States | All AppsFree | #106 |
| Spain | FinanceFree | #5 |
| United Kingdom | All AppsFree | #54 |
| Germany | All AppsFree | #50 |
| Poland | FinanceFree | #4 |
| Netherlands | FinanceFree | #4 |
| Sweden | FinanceFree | #3 |
| Australia | FinanceFree | #13 |
| Italy | All AppsFree | #37 |
| France | All AppsFree | #95 |
| Canada | All AppsFree | #96 |
| Spain | All AppsFree | #94 |
| Netherlands | All AppsFree | #78 |
| Sweden | All AppsFree | #63 |
| Poland | All AppsFree | #159 |
 South Africa | FinanceFree | #42 |
Apps near Klarna: Smarter everyday money on the chart
Finance Free, around #2.
Ratings
App Store, worldwide.
Rating
4.9 ★
2.5M ratings
Measured
Ratings
2.5M
Measured
Review momentum
ⓘ How we measure thisNew ratings a week
34.1k
▲ +25% vs the 2 weeks before
Written reviews a week
45+
US App Store (Apple shows only the newest)
Recent ratings
4.8★
vs 4.8★ lifetime
Recent written reviews
3.9★
people who write skew negative
Review momentum
90/100
top 1% of Finance apps
Growing fastest in Mexico ▲ +100% · Australia ▲ +84% · Sweden ▲ +77%
New ratings by country (12)
| Country | New ratings a week | Share | Last 2 weeks vs the 2 before |
|---|---|---|---|
| United States | 15.6k | 46% | ▲ +7% |
| Germany | 4,176 | 12% | ▲ +32% |
| United Kingdom | 3,943 | 12% | ▲ +36% |
| Italy | 2,185 | 6% | ▲ +50% |
| Sweden | 1,929 | 6% | ▲ +77% |
| France | 1,785 | 5% | ▲ +60% |
| Canada | 1,252 | 4% | ▲ +37% |
| Spain | 1,081 | 3% | ▲ +34% |
| Netherlands | 965 | 3% | ▲ +24% |
| Australia | 737 | 2% | ▲ +84% |
| Poland | 382 | 1% | – |
| Mexico | 17 | 0% | ▲ +100% |
App Store ratings in the countries we track, 4-week average.
Review momentum (0-100) blends how fast the app collects ratings compared with other apps in its category (60%), whether that pace is speeding up (25%) and what recent raters give it (15%; recent stars well below lifetime pull it down). Ratings counts are read daily. A jump usually means a launch, a feature, ads or a new review prompt.
What users say about Klarna: Smarter everyday money
From the 200 most recent App Store reviews in the US.
Users praise Klarna for providing financial flexibility and easy installment plans for essential purchases. However, significant complaints focus on payment processing failures, restrictive credit card policies, and difficult customer service regarding refunds.
Mixed but leaning positive (70% of recent reviews give 4–5 stars). People like it for being easy to use, and good value. The main complaints are about price and subscriptions, and login and account problems. Recent reviews are more positive than earlier ones.
What people like
- Ease of use: “Give you easy ways to pay”
- Price & subscription: “Give you easy ways to pay”
- Features & content: “Fabulous financing option!”
- Useful: “Great App, very easy and works with you recommend!!”
Common complaints
- Price & subscription: “I filed fraud charges 2-3-26”
- Login & account: “It’s merely impossible to even pay on the account”
- Features & content: “I don’t want any of those other features”
- Privacy & data: “You are helping scammers to scam people example Sky states”
About Klarna: Smarter everyday money
FLEXIBLE WAYS TO PAY
Shop anywhere in the app with flexible payment options. Choose to pay in 4 interest-free payments, pay the full amount, in 30 days or over time.¹
UP TO 10% CASHBACK²
Shop in the app and earn up to 10% cashback at hundreds of stores. Become a member and earn even more.
ONE MEMBERSHIP. ALL THE PERKS.³
Become a member and get the Klarna Card where you can pay flexibly anywhere Visa is accepted. Get cashback on every purchase, travel perks, free subscriptions and more.
UNLOCK YOUR BANK ACCOUNT³
Add money in the Klarna app and pay flexibly, anywhere you shop. Get instant refunds, earn cashback at eligible stores, and convert your cashback into money in your bank account.
SAVE WITH KLARNA⁴
Earn interest with our flexible savings account – free to get started and no monthly fees.
KLARNA MOBILE
Get reliable coverage on AT&T’s network with unlimited 5G that stays fast⁵ for just $35/month. No hassle, cancel anytime.⁶
FIND THE BEST PRICE, EVERY TIME
Search for any product and instantly compare prices across stores.
HASSLE-FREE RETURNS
Need to send something back? Report a return and we’ll pause your payments.
24/7 CUSTOMER SERVICE
Use our chat for 24/7 support.
¹Monthly financing through Klarna issued by WebBank. Other CA resident loans made or arranged pursuant to a California Financing Law license. NMLS #1353190.
²Klarna Cashback Rewards are awarded as points which can be redeemed for a credit to your Klarna balance and other benefits. Earn cashback on Klarna App purchases. Klarna balance account required to receive cashback. Cashback issuance depends on store approval and may be affected by cookie settings, combining offers, product exclusions, or other factors beyond our control. Limitations, terms, and conditions apply: https://cdn.klarna.com/1.0/shared/content/legal/terms/en-US/cashback
³Deposits in your balance account are held at WebBank, Member FDIC. Klarna is not an FDIC-insured bank and deposit insurance only covers the failure of WebBank. Your deposits in the balance account are eligible for pass-through deposit insurance coverage if certain conditions are satisfied. Funds may be made available to you before WebBank receives them (“early availability funds”); such early availability funds may not be FDIC insured until received by WebBank. Loans that you obtain using the Klarna Card are not insured by the FDIC and are not deposits. Account disclosures: klarna.com/us/legal/
Paid membership required for a physical card. A one-time plastic card fee applies.
Klarna Membership offered in partnership with WebBank for a monthly fee. Cancel any time in the App. Exclusions, conditions, and limitations apply to membership benefits. Klarna Membership Terms apply: klarna.com/us/legal/. See Membership Benefits Rewards Summary for terms and conditions for subscriptions based on your membership.
Annual value amount reflects your Membership's total available benefits, such as all waived fees, cashback, and discounts. Actual results
Shop anywhere in the app with flexible payment options. Choose to pay in 4 interest-free payments, pay the full amount, in 30 days or over time.¹
UP TO 10% CASHBACK²
Shop in the app and earn up to 10% cashback at hundreds of stores. Become a member and earn even more.
ONE MEMBERSHIP. ALL THE PERKS.³
Become a member and get the Klarna Card where you can pay flexibly anywhere Visa is accepted. Get cashback on every purchase, travel perks, free subscriptions and more.
UNLOCK YOUR BANK ACCOUNT³
Add money in the Klarna app and pay flexibly, anywhere you shop. Get instant refunds, earn cashback at eligible stores, and convert your cashback into money in your bank account.
SAVE WITH KLARNA⁴
Earn interest with our flexible savings account – free to get started and no monthly fees.
KLARNA MOBILE
Get reliable coverage on AT&T’s network with unlimited 5G that stays fast⁵ for just $35/month. No hassle, cancel anytime.⁶
FIND THE BEST PRICE, EVERY TIME
Search for any product and instantly compare prices across stores.
HASSLE-FREE RETURNS
Need to send something back? Report a return and we’ll pause your payments.
24/7 CUSTOMER SERVICE
Use our chat for 24/7 support.
¹Monthly financing through Klarna issued by WebBank. Other CA resident loans made or arranged pursuant to a California Financing Law license. NMLS #1353190.
²Klarna Cashback Rewards are awarded as points which can be redeemed for a credit to your Klarna balance and other benefits. Earn cashback on Klarna App purchases. Klarna balance account required to receive cashback. Cashback issuance depends on store approval and may be affected by cookie settings, combining offers, product exclusions, or other factors beyond our control. Limitations, terms, and conditions apply: https://cdn.klarna.com/1.0/shared/content/legal/terms/en-US/cashback
³Deposits in your balance account are held at WebBank, Member FDIC. Klarna is not an FDIC-insured bank and deposit insurance only covers the failure of WebBank. Your deposits in the balance account are eligible for pass-through deposit insurance coverage if certain conditions are satisfied. Funds may be made available to you before WebBank receives them (“early availability funds”); such early availability funds may not be FDIC insured until received by WebBank. Loans that you obtain using the Klarna Card are not insured by the FDIC and are not deposits. Account disclosures: klarna.com/us/legal/
Paid membership required for a physical card. A one-time plastic card fee applies.
Klarna Membership offered in partnership with WebBank for a monthly fee. Cancel any time in the App. Exclusions, conditions, and limitations apply to membership benefits. Klarna Membership Terms apply: klarna.com/us/legal/. See Membership Benefits Rewards Summary for terms and conditions for subscriptions based on your membership.
Annual value amount reflects your Membership's total available benefits, such as all waived fees, cashback, and discounts. Actual results
Latest updates
26.45.329
Shop at your favorite stores and stay in control of your payments, all in one place. Approve purchases, track orders, and manage payments, all protected by Face ID and bank-grade security. We've also made some minor updates and fixes.
26.45.328
Shop at your favorite stores and stay in control of your payments, all in one place. Approve purchases, track orders, and manage payments, all protected by Face ID and bank-grade security. We've also made some minor updates and fixes.
26.44.415
Compra donde quieras y mantén el control de tus pagos, todo desde un mismo lugar. Aprueba compras, sigue tus pedidos y gestiona tus pagos, todo ello protegido con Face ID y seguridad de nivel bancario. Regístrate para obtener la tarjeta con una suscripción de Klarna y conseguir las mejores recompensas y ganar la mayor cantdiad de cashback. También hemos incorporado pequeñas novedades y mejoras.
Store changes
What Klarna: Smarter everyday money changed on its store page: name, icon, screenshots, price, size, languages, requirements.
Description updated
Description updated
Description updated
Klarna: Smarter everyday money Android
Klarna: Smarter everyday money gets 100k+ downloads a day worldwide (AppInsider estimate, November 2026, rounded down to a band).
Klarna: Smarter everyday money is #1 in Finance Free on Google Play in Germany and charting in 10 of 23 countries we track.
Updated 9 Nov 2026 · rankings refresh through the day
DeveloperKlarna Bank AB (publ)
CategoryFinance
PriceFree
Released
Installs50M+
Rating★ 4.5 (2.1M)
Updated
Content ratingEveryone
Rating
4.5 ★
2.1M ratings
Measured
Best rank now
#1
Finance FreeMeasured
New ratings a week
15.1k
steady vs the 2 weeks before
Measured
Klarna: Smarter everyday money at a glance
AI summary written from our chart and store data, 2026-11-06. It can be wrong: check the numbers above.
A buy-now-pay-later and shopping platform that offers flexible payment options, cashback rewards, and price comparison tools for consumers seeking to manage everyday purchases. The app maintains strong top-10 rankings in finance categories across major European markets including Germany, Italy, Sweden, the UK, and the Netherlands, while holding a mid-teens position in the US.
Similar apps: Afterpay, Affirm, PayPal
Klarna: Smarter everyday money on Google Play
App details
App ID
com.myklarnamobile
Publisher
Klarna Bank AB
Publisher country
Sweden
Content rating
Everyone
Tech stack
Trackers and permissions of build v26.43.379, from the εxodus privacy report (CC BY-SA).
Trackers
5
Permissions
39
Trackers
Full permission listProSee plans
Klarna: Smarter everyday money downloads
Worldwide, per day, and installs to date. The band is open; the exact number is free with an account.
How this is calculated
Google Play shows an exact lifetime install count; downloads per day are its daily change (measured). When Play hasn't refreshed the count, they come from new ratings and Top Free chart positions. Confidence is the chance the real number is within half to double ours.
Where Klarna: Smarter everyday money's downloads come from Modelled
Last 30 days: organic search, browsing the store, features and paid ads.
Active users
All platforms, worldwide. Free with an account.
Stickiness (DAU / MAU)
how many monthly users open it on a given day
Retention · share of new users still active
Day 1
Day 7
Day 30
Time spent · per daily user
Average time spent Pro
min a day
Sessions a day Pro
Time per session Pro
min
How this is calculated
Monthly users come from lifetime installs across every store, fitted on monthly active user figures companies publish; daily users = monthly × the typical daily/monthly ratio for the category. Confidence is the chance the real number is within half to double ours.
Where it ranks on Google Play
Every top 200 chart it appears in across 23 countries.
| Country | Charts | Rank |
|---|---|---|
| Germany | FinanceFree | #1 |
| United States | FinanceFree | #13 |
| United Kingdom | FinanceFree | #8 |
| Sweden | FinanceFree | #2 |
| Germany | All AppsFree | #36 |
| United States | All AppsFree | #134 |
| Italy | FinanceFree | #7 |
| France | FinanceFree | #14 |
| United Kingdom | All AppsFree | #69 |
| Netherlands | FinanceFree | #7 |
| Australia | FinanceFree | #20 |
| Canada | FinanceFree | #24 |
| Spain | FinanceFree | #16 |
| Italy | All AppsFree | #53 |
| Sweden | All AppsFree | #24 |
| France | All AppsFree | #183 |
| Spain | All AppsFree | #163 |
| Netherlands | All AppsFree | #97 |
Apps near Klarna: Smarter everyday money on the chart
Finance Free, around #1.
Ratings
Google Play, worldwide.
Rating
4.5 ★
2.1M ratings
Measured
Ratings
2.1M
Measured
Written reviews
60k
Measured
Review momentum
ⓘ How we measure thisNew ratings a week
15.1k
steady vs the 2 weeks before
Written reviews a week
180
Google Play
Recent ratings
4.8★
vs 4.8★ lifetime
Recent written reviews
3.8★
people who write skew negative
Review momentum
84/100
faster than 98% of Finance apps
Review momentum (0-100) blends how fast the app collects ratings compared with other apps in its category (60%), whether that pace is speeding up (25%) and what recent raters give it (15%; recent stars well below lifetime pull it down). Ratings counts are read daily. A jump usually means a launch, a feature, ads or a new review prompt.
What users say about Klarna: Smarter everyday money
From the 200 most recent Google Play reviews in the US.
Users report severe technical failures including login loops, app crashes, and payment processing errors that prevent them from managing their accounts. Complaints focus on aggressive debt collection practices, unexpected card declines, and a lack of responsive customer support.
Mixed but leaning positive (63% of recent reviews give 4–5 stars). People like it for good value, and being useful. The main complaints are about price and subscriptions, and login and account problems.
What people like
- Price & subscription: “Tickets received,then pay”
- Useful: “great opportunity and recommend it ❤️”
- Ease of use: “simple, fast and convenient!”
- Features & content: “Great choice for pay later options”
Common complaints
- Price & subscription: “has to use app to collect refund”
- Login & account: “Verification only worked once”
- Customer support: “terrible customer service”
- Crashes & bugs: “Lost 75% of my income so they wont work with me”
About Klarna: Smarter everyday money
FLEXIBLE WAYS TO PAY
Shop anywhere in the app with flexible payment options. Choose to pay in 4 interest-free payments, pay the full amount, in 30 days or over time.¹
UP TO 10% CASHBACK²
Shop in the app and earn up to 10% cashback at hundreds of stores. Become a member and earn even more.
ONE MEMBERSHIP. ALL THE PERKS.³
Become a member and get the Klarna Card where you can pay flexibly anywhere Visa is accepted. Get cashback on every purchase, travel perks, free subscriptions and more.
UNLOCK YOUR KLARNA BALANCE³
Add money in the Klarna app and pay flexibly, anywhere you shop. Get instant refunds, earn cashback at eligible stores, and convert your cashback into money in your balance.
SAVE WITH KLARNA⁴
Earn interest with our flexible savings account – free to get started and no monthly fees.
KLARNA MOBILE
Get reliable coverage on AT&T’s network with unlimited 5G that stays fast⁵ for just $35/month. No hassle, cancel anytime.⁶
FIND THE BEST PRICE, EVERY TIME
Search for any product and instantly compare prices across stores.
HASSLE-FREE RETURNS
Need to send something back? Report a return and we’ll pause your payments.
24/7 CUSTOMER SERVICE
Use our chat for 24/7 support.
¹Monthly financing through Klarna issued by WebBank. Other CA resident loans made or arranged pursuant to a California Financing Law license. NMLS #1353190.
²Klarna Cashback Rewards are awarded as points which can be redeemed for a credit to your Klarna balance and other benefits. Earn cashback on Klarna App purchases. Klarna balance account required to receive cashback. Cashback issuance depends on store approval and may be affected by cookie settings, combining offers, product exclusions, or other factors beyond our control. Limitations, terms, and conditions apply: https://cdn.klarna.com/1.0/shared/content/legal/terms/en-US/cashback
³Deposits in your balance account are held at WebBank, Member FDIC. Klarna is not an FDIC-insured bank and deposit insurance only covers the failure of WebBank. Your deposits in the balance account are eligible for pass-through deposit insurance coverage if certain conditions are satisfied. Funds may be made available to you before WebBank receives them (“early availability funds”); such early availability funds may not be FDIC insured until received by WebBank. Loans that you obtain using the Klarna Card are not insured by the FDIC and are not deposits. Account disclosures: klarna.com/us/legal/
Paid membership required for a physical card. A one-time plastic card fee applies.
Klarna Membership offered in partnership with WebBank for a monthly fee. Cancel any time in the App. Exclusions, conditions, and limitations apply to membership benefits. Klarna Membership Terms apply: klarna.com/us/legal/. See Membership Benefits Rewards Summary for terms and conditions for subscriptions based on your membership.
Annual value amount reflects your Membership's total available benefits, such as all waived fees, cashback, and discounts. Actual results wi
Shop anywhere in the app with flexible payment options. Choose to pay in 4 interest-free payments, pay the full amount, in 30 days or over time.¹
UP TO 10% CASHBACK²
Shop in the app and earn up to 10% cashback at hundreds of stores. Become a member and earn even more.
ONE MEMBERSHIP. ALL THE PERKS.³
Become a member and get the Klarna Card where you can pay flexibly anywhere Visa is accepted. Get cashback on every purchase, travel perks, free subscriptions and more.
UNLOCK YOUR KLARNA BALANCE³
Add money in the Klarna app and pay flexibly, anywhere you shop. Get instant refunds, earn cashback at eligible stores, and convert your cashback into money in your balance.
SAVE WITH KLARNA⁴
Earn interest with our flexible savings account – free to get started and no monthly fees.
KLARNA MOBILE
Get reliable coverage on AT&T’s network with unlimited 5G that stays fast⁵ for just $35/month. No hassle, cancel anytime.⁶
FIND THE BEST PRICE, EVERY TIME
Search for any product and instantly compare prices across stores.
HASSLE-FREE RETURNS
Need to send something back? Report a return and we’ll pause your payments.
24/7 CUSTOMER SERVICE
Use our chat for 24/7 support.
¹Monthly financing through Klarna issued by WebBank. Other CA resident loans made or arranged pursuant to a California Financing Law license. NMLS #1353190.
²Klarna Cashback Rewards are awarded as points which can be redeemed for a credit to your Klarna balance and other benefits. Earn cashback on Klarna App purchases. Klarna balance account required to receive cashback. Cashback issuance depends on store approval and may be affected by cookie settings, combining offers, product exclusions, or other factors beyond our control. Limitations, terms, and conditions apply: https://cdn.klarna.com/1.0/shared/content/legal/terms/en-US/cashback
³Deposits in your balance account are held at WebBank, Member FDIC. Klarna is not an FDIC-insured bank and deposit insurance only covers the failure of WebBank. Your deposits in the balance account are eligible for pass-through deposit insurance coverage if certain conditions are satisfied. Funds may be made available to you before WebBank receives them (“early availability funds”); such early availability funds may not be FDIC insured until received by WebBank. Loans that you obtain using the Klarna Card are not insured by the FDIC and are not deposits. Account disclosures: klarna.com/us/legal/
Paid membership required for a physical card. A one-time plastic card fee applies.
Klarna Membership offered in partnership with WebBank for a monthly fee. Cancel any time in the App. Exclusions, conditions, and limitations apply to membership benefits. Klarna Membership Terms apply: klarna.com/us/legal/. See Membership Benefits Rewards Summary for terms and conditions for subscriptions based on your membership.
Annual value amount reflects your Membership's total available benefits, such as all waived fees, cashback, and discounts. Actual results wi
What's new in 26.44.415
Shop anywhere and stay in control of your payments, all in one place. Approve purchases, track orders, and manage payments, all protected by Face ID and bank-grade security. Sign up for the card with a Klarna membership to earn maximum rewards and cashback. We've also made some minor updates and fixes.
Store changes
What Klarna: Smarter everyday money changed on its store page: name, icon, screenshots, price, size, languages, requirements.
Description updated
New screenshots
8 screenshots (was 8)
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