True Finance Downloads & RevenueTrue Finance: Cash Advance · App Store & Google Play
True Finance: Cash Advance gets 1k+ downloads a day worldwide (AppInsider estimate, November 2026, rounded down to a band).
True Finance: Cash Advance by True Finance LLC is on App Store and Google Play. Active Users (MAU & DAU), Downloads, rankings, keywords, revenue, and rating totals.
True Finance: Cash Advance update history & changes
Last change · 16 events since 21 Dec 2022Full timeline ↓✏️AndroidDescription updated✏️iOSNew screenshots📦iOSUpdated to version 11.1.0📦AndroidUpdated to version 11.1.0✏️AndroidNew screenshots✏️iOSNew screenshots📦iOSUpdated to version 11.0.0📦AndroidUpdated to version 11.0.0📈iOSEntered the top 100🆕iOSFirst spotted by AppInsider🆕AndroidFirst spotted by AppInsider🆕iOSReleased on the App Store🆕AndroidReleased on Google Play
Full timeline · 16 events
- ✏️True Finance: Cash Advance: app got biggeriOS126 MB → 216 MB (+71%)
- ✏️True Finance: Cash Advance: description updatedAndroid· US
- ✏️True Finance: Cash Advance: new screenshotsiOS5 screenshots (was 5) · US
- 📦True Finance: Cash Advance updated to version 11.1.0iOS• Budget widget: add the new Budget widget to your Home Screen to see this month's spending at a glance.
• Refreshed sign-in: the sign-in and sign-up screens have a cleaner new design.
• Various UI fixes and performance improvements.… more - 📦True Finance: Cash Advance updated to version 11.1.0AndroidNo release notes
- ✏️True Finance: Cash Advance: new screenshotsAndroid8 screenshots (was 8) · US
- ✏️True Finance: Cash Advance: new screenshotsiOS5 screenshots (was 5) · US
- 📦True Finance: Cash Advance updated to version 11.0.0iOSUpdate look and feel to make your True experience even better.
- 📦True Finance: Cash Advance updated to version 11.0.0AndroidNo release notes
- 📈True Finance: Cash Advance entered the top 100iOSTop Free · Finance · US
- 🆕True Finance: Cash Advance first spotted by AppInsideriOS#3 in Top Free · Finance · United States
- 🆕True Finance: Cash Advance first spotted by AppInsiderAndroidUnited States
- 📦True Finance: Cash Advance version 10.6.0iOSImportant updates under the hood to make True experience even better.
- 📦True Finance: Cash Advance version 10.6.0AndroidNo release notes
- 🆕True Finance: Cash Advance released on the App StoreiOS
- 🆕True Finance: Cash Advance released on Google PlayAndroid
Collected from the stores by AppInsider since we first spotted the app. Dates are when we saw each change.
Rating
4.7 ★
128k ratings, both stores
Measured
Best rank now
#61
Android · 
Finance Free
Finance FreeMeasured
New ratings a week
920
▼ -6% vs the 2 weeks before (App Store)
Measured
App Store
App details
App ID
6443564349
Publisher
True Finance LLC
Publisher country
United States
On the store since
Dec 2022
3 years on the store
Minimum OS
iOS 18.1+
iPhone XS and later
Devices
iPhone · iPad
Content rating
4+
Languages
1
EN
Size
216 MB
Google Play
App details
App ID
com.truefinance
Publisher
True Finance LLC
Publisher country
United States
Content rating
Everyone
True Finance: Cash Advance downloads & installs
Both stores, worldwide. Bands are open; exact numbers are free with an account.
| Store | Downloads / day | Lifetime installs |
|---|---|---|
| App Store | 1k+ | – |
| Google Play | 1k+ | 1M+ Measured |
| Total | 1k+ Confidence | 1M+ Confidence |
How this is calculated
App Store: chart positions and rating growth per country, anchored on its own Android downloads; lifetime from ratings worldwide × installs per rating. Google Play: the daily change in its exact install count. The total adds every store.
Where True Finance: Cash Advance's downloads come from Modelled
Last 30 days: organic search, browsing the store, features and paid ads.
Active users
All platforms, worldwide. Free with an account.
Stickiness (DAU / MAU)
how many monthly users open it on a given day
How this is calculated
Monthly users come from lifetime installs across every store, fitted on monthly active user figures companies publish; daily users = monthly × the typical daily/monthly ratio for the category. Confidence is the chance the real number is within half to double ours.
Where it ranks now
Both stores, across every country we track.
| Store | Best rank | Charting in | US Top Free | US Top Grossing |
|---|---|---|---|---|
| App Store | #104 Finance Free | 1 of 30 countries | #104 | – |
| Google Play | #61 Finance Free | 1 of 23 countries | #61 | – |
Full chart lists: App Store · Google Play.
Review momentum
ⓘ How we measure thisApp Store
New ratings a week
616
▼ -6% vs the 2 weeks before
Recent ratings
5.0★
vs 4.8★ lifetime
Review momentum
83/100
faster than 95% of Finance apps
Google Play
New ratings a week
305
▼ -23% vs the 2 weeks before
Written reviews a week
28
Google Play
Recent ratings
5.0★
vs 4.5★ lifetime
Recent written reviews
2.6★
people who write skew negative
Review momentum
62/100
faster than 66% of Finance apps
Review momentum (0-100) blends how fast the app collects ratings compared with other apps in its category (60%), whether that pace is speeding up (25%) and what recent raters give it (15%; recent stars well below lifetime pull it down). Ratings counts are read daily. A jump usually means a launch, a feature, ads or a new review prompt.
Ratings
Both stores. Store data, measured.
| Store | Rating | Ratings |
|---|---|---|
| App Store | 4.8 ★ | 77k |
| Google Play | 4.5 ★ | 51k 4.6k written reviews |
| Both stores | 4.7 ★ weighted by ratings | 128k |
What users say about True Finance: Cash Advance
From the 200 most recent Google Play reviews in the US.
Mostly negative (39% of recent reviews give 4–5 stars). People like it for being easy to use, and good value. The main complaints are about price and subscriptions, and login and account problems.
What people like
- Ease of use: “My loan was fast and easy”
- Price & subscription: “it's cool that you can also earn money”
- Speed & performance: “My loan was fast and easy”
- Features & content: “It would be great if they can give the option of a longer pay window”
Common complaints
- Price & subscription: “paid the 6.99 subscription”
- Login & account: “Never got the SMS code to login”
- Privacy & data: “this app is a scam dont do it”
- Customer support: “AI customer service agents suck!!”
About True Finance: Cash Advance
Instant Cash Advance Up to $150*, Budget and Earn Money
True Finance is your all-in-one app to budget smarter, earn more, and access instant cash advances up to $150. Track spending, earn extra income, boost your credit score, and get interest-free cash advances*. Over $50M in advances given and users have earned over $1,200/month in rewards.
SMART BUDGETING TOOL
Get a clear, accurate view of your spending with one of the most reliable budgeting tools available. Accurate Categorization: Transactions automatically assigned to 16 categories for a full picture of where your money goes. Simple Dashboard: All spending organized in one place and updated instantly. Flexible Tracking: View by category, time period, or custom tags (custom categories and alerts coming soon).
CASH ADVANCES
Access up to $150 in interest-free cash advances with no credit checks. Funds can arrive in minutes for an optional instant fee*, or within three business days via standard processing. Approval is based on eligibility and requires a connected, qualifying bank account. Over $50M in cash advances have been provided.
CREDIT SCORE MONITORING
View and track your credit score, powered by VantageScore 3.0 and Equifax data through our partner Array. Receive alerts for changes such as new loan applications or credit pulls to help prevent identity theft early.
INSTANT PROCESSING
Instant processing is available for a small fee ranging from $1.99–$5.99. Eligible users receive their cash advance within the hour instead of standard 1–2 business day ACH transfers. Availability depends on bank participation in FedNow; some smaller banks and credit unions may not qualify.
EARN TAB
Turn spare time into real cash. Play games, complete tasks, and take surveys to earn rewards. Top users have earned up to $1,200 per month.
MARKETPLACE OFFERS
Explore personal loans, credit cards, and insurance from trusted partners — all in one app.
ABOUT TRUE FINANCE
Launched in 2023, True Finance helps members bridge the gap between paydays with tools to budget, earn, and access short-term cash when needed. The app provides credit score tracking, identity protection alerts, and a financial marketplace for exploring additional money solutions.
MEMBERSHIP DETAILS AND DISCLAIMERS
Membership is required to request cash advances and use the Budget tab. Approval is not guaranteed. Premium members may earn up to 10% more in the Earn tab. Membership costs $6.99/month and renews automatically until canceled in-app. Uninstalling does not cancel membership. Instant transfer fees ($1.99–$5.99) are not included. Cash advance amounts range from $10–$150, with an average of $45 as of Dec 2025.
True Finance is your all-in-one app to budget smarter, earn more, and access instant cash advances up to $150. Track spending, earn extra income, boost your credit score, and get interest-free cash advances*. Over $50M in advances given and users have earned over $1,200/month in rewards.
SMART BUDGETING TOOL
Get a clear, accurate view of your spending with one of the most reliable budgeting tools available. Accurate Categorization: Transactions automatically assigned to 16 categories for a full picture of where your money goes. Simple Dashboard: All spending organized in one place and updated instantly. Flexible Tracking: View by category, time period, or custom tags (custom categories and alerts coming soon).
CASH ADVANCES
Access up to $150 in interest-free cash advances with no credit checks. Funds can arrive in minutes for an optional instant fee*, or within three business days via standard processing. Approval is based on eligibility and requires a connected, qualifying bank account. Over $50M in cash advances have been provided.
CREDIT SCORE MONITORING
View and track your credit score, powered by VantageScore 3.0 and Equifax data through our partner Array. Receive alerts for changes such as new loan applications or credit pulls to help prevent identity theft early.
INSTANT PROCESSING
Instant processing is available for a small fee ranging from $1.99–$5.99. Eligible users receive their cash advance within the hour instead of standard 1–2 business day ACH transfers. Availability depends on bank participation in FedNow; some smaller banks and credit unions may not qualify.
EARN TAB
Turn spare time into real cash. Play games, complete tasks, and take surveys to earn rewards. Top users have earned up to $1,200 per month.
MARKETPLACE OFFERS
Explore personal loans, credit cards, and insurance from trusted partners — all in one app.
ABOUT TRUE FINANCE
Launched in 2023, True Finance helps members bridge the gap between paydays with tools to budget, earn, and access short-term cash when needed. The app provides credit score tracking, identity protection alerts, and a financial marketplace for exploring additional money solutions.
MEMBERSHIP DETAILS AND DISCLAIMERS
Membership is required to request cash advances and use the Budget tab. Approval is not guaranteed. Premium members may earn up to 10% more in the Earn tab. Membership costs $6.99/month and renews automatically until canceled in-app. Uninstalling does not cancel membership. Instant transfer fees ($1.99–$5.99) are not included. Cash advance amounts range from $10–$150, with an average of $45 as of Dec 2025.
True Finance: Cash Advance App Store
True Finance: Cash Advance gets 1k+ downloads a day worldwide (AppInsider estimate, November 2026, rounded down to a band).
True Finance: Cash Advance is #104 in Finance Free in United States and charting in 1 of 30 countries we track.
Updated 11 Nov 2026 · rankings refresh through the day
DeveloperTrue Finance LLC
CategoryFinance
PriceFree
Released
Rating★ 4.8 (77k)
Version11.1.0
Age rating4+
First seen by us 26 Sep 2026
26 Sep 2026Rating
4.8 ★
77k ratings
Measured
Best rank now
#104
Finance FreeMeasured
New ratings a week
616
▼ -6% vs the 2 weeks before
Measured
True Finance: Cash Advance on the App Store
App details
App ID
6443564349
Publisher
True Finance LLC
Publisher country
United States
On the store since
Dec 2022
3 years on the store
Minimum OS
iOS 18.1+
iPhone XS and later
Devices
iPhone · iPad
Content rating
4+
Languages
1
EN
Size
216 MB
True Finance: Cash Advance downloads
Worldwide, per day, and installs to date. The band is open; the exact number is free with an account.
How this is calculated
Apple publishes no download counts. App Store downloads come from chart positions and daily rating growth per country, calibrated on Google Play install counts; lifetime installs from ratings worldwide × installs per rating. Confidence is the chance the real number is within half to double ours.
Where True Finance: Cash Advance's downloads come from Modelled
Last 30 days: organic search, browsing the store, features and paid ads.
Active users
All platforms, worldwide. Free with an account.
Stickiness (DAU / MAU)
how many monthly users open it on a given day
How this is calculated
Monthly users come from lifetime installs across every store, fitted on monthly active user figures companies publish; daily users = monthly × the typical daily/monthly ratio for the category. Confidence is the chance the real number is within half to double ours.
Where it ranks now
Every top chart it appears in across 30 countries.
| Country | Charts | Rank |
|---|---|---|
| United States | FinanceFree | #104 |
Apps near True Finance: Cash Advance on the chart
Finance Free, around #104.
Ratings
App Store, worldwide.
Rating
4.8 ★
77k ratings
Measured
Ratings
77k
Measured
Review momentum
ⓘ How we measure thisNew ratings a week
616
▼ -6% vs the 2 weeks before
Recent ratings
5.0★
vs 4.8★ lifetime
Review momentum
83/100
faster than 95% of Finance apps
Review momentum (0-100) blends how fast the app collects ratings compared with other apps in its category (60%), whether that pace is speeding up (25%) and what recent raters give it (15%; recent stars well below lifetime pull it down). Ratings counts are read daily. A jump usually means a launch, a feature, ads or a new review prompt.
About True Finance: Cash Advance
Instant Cash Advance Up to $150*, Budget and Earn Money
True Finance is your all-in-one app to budget smarter, earn more, and access instant cash advances up to $150. Track spending, earn extra income, boost your credit score, and get interest-free cash advances*. Over $50M in advances given and users have earned over $1,200/month in rewards.
SMART BUDGETING TOOL
Get a clear, accurate view of your spending with one of the most reliable budgeting tools available. Accurate Categorization: Transactions automatically assigned to 16 categories for a full picture of where your money goes. Simple Dashboard: All spending organized in one place and updated instantly. Flexible Tracking: View by category, time period, or custom tags (custom categories and alerts coming soon).
CASH ADVANCES
Access up to $150 in interest-free cash advances with no credit checks. Funds can arrive in minutes for an optional instant fee*, or within three business days via standard processing. Approval is based on eligibility and requires a connected, qualifying bank account. Over $50M in cash advances have been provided.
CREDIT SCORE MONITORING
View and track your credit score, powered by VantageScore 3.0 and Equifax data through our partner Array. Receive alerts for changes such as new loan applications or credit pulls to help prevent identity theft early.
INSTANT PROCESSING
Instant processing is available for a small fee ranging from $1.99–$5.99. Eligible users receive their cash advance within the hour instead of standard 1–2 business day ACH transfers. Availability depends on bank participation in FedNow; some smaller banks and credit unions may not qualify.
EARN TAB
Turn spare time into real cash. Play games, complete tasks, and take surveys to earn rewards. Top users have earned up to $1,200 per month.
MARKETPLACE OFFERS
Explore personal loans, credit cards, and insurance from trusted partners — all in one app.
ABOUT TRUE FINANCE
Launched in 2023, True Finance helps members bridge the gap between paydays with tools to budget, earn, and access short-term cash when needed. The app provides credit score tracking, identity protection alerts, and a financial marketplace for exploring additional money solutions.
MEMBERSHIP DETAILS AND DISCLAIMERS
Membership is required to request cash advances and use the Budget tab. Approval is not guaranteed. Premium members may earn up to 10% more in the Earn tab. Membership costs $6.99/month and renews automatically until canceled in-app. Uninstalling does not cancel membership. Instant transfer fees ($1.99–$5.99) are not included. Cash advance amounts range from $10–$150, with an average of $45 as of Dec 2025.
True Finance is your all-in-one app to budget smarter, earn more, and access instant cash advances up to $150. Track spending, earn extra income, boost your credit score, and get interest-free cash advances*. Over $50M in advances given and users have earned over $1,200/month in rewards.
SMART BUDGETING TOOL
Get a clear, accurate view of your spending with one of the most reliable budgeting tools available. Accurate Categorization: Transactions automatically assigned to 16 categories for a full picture of where your money goes. Simple Dashboard: All spending organized in one place and updated instantly. Flexible Tracking: View by category, time period, or custom tags (custom categories and alerts coming soon).
CASH ADVANCES
Access up to $150 in interest-free cash advances with no credit checks. Funds can arrive in minutes for an optional instant fee*, or within three business days via standard processing. Approval is based on eligibility and requires a connected, qualifying bank account. Over $50M in cash advances have been provided.
CREDIT SCORE MONITORING
View and track your credit score, powered by VantageScore 3.0 and Equifax data through our partner Array. Receive alerts for changes such as new loan applications or credit pulls to help prevent identity theft early.
INSTANT PROCESSING
Instant processing is available for a small fee ranging from $1.99–$5.99. Eligible users receive their cash advance within the hour instead of standard 1–2 business day ACH transfers. Availability depends on bank participation in FedNow; some smaller banks and credit unions may not qualify.
EARN TAB
Turn spare time into real cash. Play games, complete tasks, and take surveys to earn rewards. Top users have earned up to $1,200 per month.
MARKETPLACE OFFERS
Explore personal loans, credit cards, and insurance from trusted partners — all in one app.
ABOUT TRUE FINANCE
Launched in 2023, True Finance helps members bridge the gap between paydays with tools to budget, earn, and access short-term cash when needed. The app provides credit score tracking, identity protection alerts, and a financial marketplace for exploring additional money solutions.
MEMBERSHIP DETAILS AND DISCLAIMERS
Membership is required to request cash advances and use the Budget tab. Approval is not guaranteed. Premium members may earn up to 10% more in the Earn tab. Membership costs $6.99/month and renews automatically until canceled in-app. Uninstalling does not cancel membership. Instant transfer fees ($1.99–$5.99) are not included. Cash advance amounts range from $10–$150, with an average of $45 as of Dec 2025.
Latest updates
11.1.0
• Budget widget: add the new Budget widget to your Home Screen to see this month's spending at a glance.
• Refreshed sign-in: the sign-in and sign-up screens have a cleaner new design.
• Various UI fixes and performance improvements.
11.0.0
Update look and feel to make your True experience even better.
10.6.0
Important updates under the hood to make True experience even better.
Store changes
What True Finance: Cash Advance changed on its store page: name, icon, screenshots, price, size, languages, requirements.
App got bigger
126 MB → 216 MB (+71%)
New screenshots
5 screenshots (was 5)
New screenshots
5 screenshots (was 5)
True Finance: Cash Advance Android
True Finance: Cash Advance gets 1k+ downloads a day worldwide (AppInsider estimate, November 2026, rounded down to a band).
True Finance: Cash Advance is #61 in Finance Free on Google Play in United States and charting in 1 of 23 countries we track.
Updated 11 Nov 2026 · rankings refresh through the day
DeveloperJoinTrueDev
CategoryFinance
PriceFree
Released
Installs1M+
Rating★ 4.5 (51k)
Updated
Content ratingEveryone
Rating
4.5 ★
51k ratings
Measured
Best rank now
#61
Finance FreeMeasured
New ratings a week
305
▼ -23% vs the 2 weeks before
Measured
True Finance: Cash Advance on Google Play
App details
App ID
com.truefinance
Publisher
True Finance LLC
Publisher country
United States
Content rating
Everyone
True Finance: Cash Advance downloads
Worldwide, per day, and installs to date. The band is open; the exact number is free with an account.
How this is calculated
Google Play shows an exact lifetime install count; downloads per day are its daily change (measured). When Play hasn't refreshed the count, they come from new ratings and Top Free chart positions. Confidence is the chance the real number is within half to double ours.
Where True Finance: Cash Advance's downloads come from Modelled
Last 30 days: organic search, browsing the store, features and paid ads.
Active users
All platforms, worldwide. Free with an account.
Stickiness (DAU / MAU)
how many monthly users open it on a given day
Retention · share of new users still active
Day 1
Day 7
Day 30
Time spent · per daily user
Average time spent Pro
min a day
Sessions a day Pro
Time per session Pro
min
How this is calculated
Monthly users come from lifetime installs across every store, fitted on monthly active user figures companies publish; daily users = monthly × the typical daily/monthly ratio for the category. Confidence is the chance the real number is within half to double ours.
Where it ranks on Google Play
Every top 200 chart it appears in across 23 countries.
| Country | Charts | Rank |
|---|---|---|
| United States | FinanceFree | #61 |
Apps near True Finance: Cash Advance on the chart
Finance Free, around #61.
Allstate Mobile#56
Coinbase: Buy Crypto & Stocks#57
Credit One Bank Mobile#58
Boost Money: Fast Cash Advance#59
EarnIn: Why Wait for Payday?#60
Super.com Cash Advance, Travel#62
Acorns: Save & Invest Money#63
Wise: International Transfers#64
Borrow Money Instantly - Fundi#65
Perpay - Shop and Build Credit#66
Ratings
Google Play, worldwide.
Rating
4.5 ★
51k ratings
Measured
Ratings
51k
Measured
Written reviews
4.6k
Measured
Review momentum
ⓘ How we measure thisNew ratings a week
305
▼ -23% vs the 2 weeks before
Written reviews a week
28
Google Play
Recent ratings
5.0★
vs 4.5★ lifetime
Recent written reviews
2.6★
people who write skew negative
Review momentum
62/100
faster than 66% of Finance apps
Review momentum (0-100) blends how fast the app collects ratings compared with other apps in its category (60%), whether that pace is speeding up (25%) and what recent raters give it (15%; recent stars well below lifetime pull it down). Ratings counts are read daily. A jump usually means a launch, a feature, ads or a new review prompt.
What users say about True Finance: Cash Advance
From the 200 most recent Google Play reviews in the US.
Mostly negative (39% of recent reviews give 4–5 stars). People like it for being easy to use, and good value. The main complaints are about price and subscriptions, and login and account problems.
What people like
- Ease of use: “My loan was fast and easy”
- Price & subscription: “it's cool that you can also earn money”
- Speed & performance: “My loan was fast and easy”
- Features & content: “It would be great if they can give the option of a longer pay window”
Common complaints
- Price & subscription: “paid the 6.99 subscription”
- Login & account: “Never got the SMS code to login”
- Privacy & data: “this app is a scam dont do it”
- Customer support: “AI customer service agents suck!!”
About True Finance: Cash Advance
Instant Cash Advance Up to $150*, Budget and Earn Money
True Finance is your all-in-one app to budget smarter, earn more, and access instant cash advances up to $150. Track spending, earn extra income, boost your credit score, and get interest-free cash advances*. Over $50M in advances given and users have earned over $1,200/month in rewards.
CASH ADVANCES
Access up to $150 in interest-free cash advances with no credit checks. Funds can arrive in minutes for an optional instant fee*, or within three business days via standard processing. Approval is based on eligibility and requires a connected, qualifying bank account. Over $50M in cash advances have been provided.
SMART BUDGETING TOOL
Get a clear, accurate view of your spending with one of the most reliable budgeting tools available.
EARN TAB
Turn spare time into real cash. Play games, complete tasks, and take surveys to earn rewards. Top users have earned up to $1,200 per month.
CREDIT SCORE MONITORING
View and track your credit score, powered by VantageScore 3.0 and Equifax data through our partner Array.
MARKETPLACE OFFERS
Explore personal loans, credit cards, and insurance from trusted partners — all in one app.
ABOUT TRUE FINANCE
Launched in 2023, True Finance helps members bridge the gap between paydays with tools to budget, earn, and access short-term cash when needed. The app provides credit score tracking, identity protection alerts, and a financial marketplace for exploring additional money solutions.
*Advances: True's advance service is not a loan nor is it a contracted obligation to repay a loan. Advances are NOT a payday loan, cash loan, or personal loan app, nor an app to borrow money. Money advanced has 0% max interest. 0% APR. Repaid on the Repayment Date you set. Instant Advance fees are not included in the monthly membership cost and are optional. Instant Advance fees vary from $1.99 - $8.99. Delivery times may vary between banks.
Eligibility criteria apply. A True Finance account is required to request a Advance; approval is not guaranteed. You may request a Advance without paying a membership fee; see our Terms & Conditions to elect this option. Standard Delivery is always free; Instant Advances is optional and carries a fee. Availability varies by state. Average Advance Amount is $53 (as of October 22, 2026).
Example 1: A $50 Advance sent via ACH and repaid on the Repayment Date you set, with 0% interest and $0 in fees. Total Cost: $50.
Example 2: A $50 Advance sent via optional Instant Advance for a $$4.99 fee and repaid on the Repayment Date you set, with 0% interest. Total Cost: $54.99
Cash Advances are not available to Connecticut, Indiana, and city of Baltimore, Maryland residents.
MEMBERSHIP DETAILS AND DISCLAIMERS
Membership is required to request cash advances and use the Budget tab. Approval is not guaranteed. Premium members may earn up to 10% more in the Earn tab. Membership costs $6.99/month and renews automatically until canceled in-app. Un
True Finance is your all-in-one app to budget smarter, earn more, and access instant cash advances up to $150. Track spending, earn extra income, boost your credit score, and get interest-free cash advances*. Over $50M in advances given and users have earned over $1,200/month in rewards.
CASH ADVANCES
Access up to $150 in interest-free cash advances with no credit checks. Funds can arrive in minutes for an optional instant fee*, or within three business days via standard processing. Approval is based on eligibility and requires a connected, qualifying bank account. Over $50M in cash advances have been provided.
SMART BUDGETING TOOL
Get a clear, accurate view of your spending with one of the most reliable budgeting tools available.
EARN TAB
Turn spare time into real cash. Play games, complete tasks, and take surveys to earn rewards. Top users have earned up to $1,200 per month.
CREDIT SCORE MONITORING
View and track your credit score, powered by VantageScore 3.0 and Equifax data through our partner Array.
MARKETPLACE OFFERS
Explore personal loans, credit cards, and insurance from trusted partners — all in one app.
ABOUT TRUE FINANCE
Launched in 2023, True Finance helps members bridge the gap between paydays with tools to budget, earn, and access short-term cash when needed. The app provides credit score tracking, identity protection alerts, and a financial marketplace for exploring additional money solutions.
*Advances: True's advance service is not a loan nor is it a contracted obligation to repay a loan. Advances are NOT a payday loan, cash loan, or personal loan app, nor an app to borrow money. Money advanced has 0% max interest. 0% APR. Repaid on the Repayment Date you set. Instant Advance fees are not included in the monthly membership cost and are optional. Instant Advance fees vary from $1.99 - $8.99. Delivery times may vary between banks.
Eligibility criteria apply. A True Finance account is required to request a Advance; approval is not guaranteed. You may request a Advance without paying a membership fee; see our Terms & Conditions to elect this option. Standard Delivery is always free; Instant Advances is optional and carries a fee. Availability varies by state. Average Advance Amount is $53 (as of October 22, 2026).
Example 1: A $50 Advance sent via ACH and repaid on the Repayment Date you set, with 0% interest and $0 in fees. Total Cost: $50.
Example 2: A $50 Advance sent via optional Instant Advance for a $$4.99 fee and repaid on the Repayment Date you set, with 0% interest. Total Cost: $54.99
Cash Advances are not available to Connecticut, Indiana, and city of Baltimore, Maryland residents.
MEMBERSHIP DETAILS AND DISCLAIMERS
Membership is required to request cash advances and use the Budget tab. Approval is not guaranteed. Premium members may earn up to 10% more in the Earn tab. Membership costs $6.99/month and renews automatically until canceled in-app. Un
Store changes
What True Finance: Cash Advance changed on its store page: name, icon, screenshots, price, size, languages, requirements.
Description updated
New screenshots
8 screenshots (was 8)