りゅうぎんアプリ Android

Without having to go to a bank branch or ATM, you can easily and conveniently use the app to check your balance, view deposit and withdrawal statements, make transfers, conduct transactions for time deposits and card loans, pay taxes and utility bills, and open and trade investment trusts (NISA) accounts.

The "Ryugin App" will continue to receive additional features and improvements!

Please look forward to further advancements!

------------------------------------------ ●Main Features
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・Check various balances
・Deposit and withdrawal details (up to 10 years of history) *1
・Transfers (free of charge for transfers under 30,000 yen between Ryugin accounts) *2
・Transfers between ordinary deposit and savings deposit accounts *3
・Deposit and withdrawal of time deposits (excluding Tsumitate, Zaikei, and certificate-type time deposits) *4
・Borrowing/repayment of card loans
・Pay taxes and utility bills by scanning QR codes or barcodes
・Open, purchase, and withdraw investment trust and NISA accounts, and check investment gains/losses and transaction history
・Login using biometric authentication (fingerprint authentication/facial authentication) *5
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●Who can use this service?
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・Individual customers who have a cash card and have registered as a Ryugin ID user.
*If you do not have a cash card, you will need to apply for issuance at a counter.
・If you have not yet registered as a Ryugin ID user, you can register through the app. Please have your cash card ready.
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●Accounts Available
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[Accounts and Products for which Balances Can Be Checked]
Ordinary Deposit, Time Deposit, Savings Deposit, Installment Time Deposit, Foreign Currency Deposit, Investment Trust, Various Loans
[Accounts for which Deposit and Withdrawal Details Can Be Checked (Up to 10 Years)] *1
Ordinary Deposit, Savings Deposit, Card Loan
[Accounts for which Transfers Can Be Made]
Ordinary Deposit, Savings Deposit
(Transfers between accounts of the same type are also possible)
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●Available Hours
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Generally available 24 hours a day, 365 days a year
*1 You can view details from 70 days prior to your Ryugin ID user registration date.
*2 The transfer limit can be increased up to 1 million yen, and even without increasing the limit, one high-value transfer (up to 3 million yen) is possible per day.
*3 There is a daily limit for each transaction.
[Daily Transaction Limit]
* Transfer: 1 million yen
* Time Deposit/Withdrawal: 10 million yen each (less than 10 million yen per transaction)
*4 You must have a passbook-type time deposit. Withdrawal is only possible with a general account. (Opening a passbook-type time deposit via the app is not currently supported.)
*5 Uses fingerprint authentication/facial recognition r