Balikatan Cash Downloads & RevenueBalikatan Cash · App Store

Balikatan Cash is a convenient mobile lending app designed for users in the Philippines who need access to personal cash loans for daily needs,emergencies, bills,education,business expenses,or other short-term financial plans.

With Balikatan Cash,eligible users can apply online,check available loan offers,review all loan details clearly,and manage repayment directly through the app.

Why Choose Balikatan Cash?

Fast Online Application
 Complete your loan application anytime through your mobile phone.
No long queues, no complicated paperwork.
Loan Amount up to ₱50,000
Eligible users may apply for loan amounts from ₱1,000 up to ₱50,000, depending on credit assessment and product availability.
Transparent Loan Terms
Before confirming any loan, users can clearly review the approved amount, loan term, interest, service fees, repayment schedule, due date, and total repayment amount.

Flexible Repayment Period
Loan terms range from 91 days to 180 days, depending on the approved loan product.
Secure Data Protection
Balikatan Cash values user privacy and applies security measures to protect personal information.
User data is processed only for identity verification, credit evaluation, loan servicing, and customer support in accordance with applicable laws and our Privacy Policy.
No Collateral Required
 Balikatan Cash provides personal cash loans without requiring collateral.

Loan Product Information:
Loan Amount: ₱1,000 – ₱50,000
Loan Term: 91 – 180 days
Maximum Annual Percentage Rate APR: 36%
Service Fee: Subject to the final approved loan offer
Repayment Method: Installment or scheduled repayment based on the approved loan agreement
Currency: Philippine Peso PHP
All fees, interest, repayment schedules, due dates, and total repayment amounts will be clearly displayed before the user confirms the loan.

Representative Loan Example:
For example, if a user borrows ₱10,000 for 120 days with an annual interest rate of 36%:
Principal: ₱10,000
Loan Term: 120 days
Interest: ₱10,000 × 36% ÷ 365 × 120 = ₱1,183.56
Total Repayment Amount: ₱11,183.56
The actual approved amount, interest, fees, repayment schedule, and total repayment amount may vary based on the user’s credit evaluation and final loan offer shown in the app.

Who Can Apply?
To apply for a loan through Balikatan Cash, you must:
Be a Filipino resident
Be at least 18 years old
Have a valid mobile number
Have a valid government-issued ID
Have a bank account, e-wallet, or other supported receiving account
Complete the required identity and credit verification process
Approval is subject to eligibility review and credit assessment.

How It Works:
Download and open Balikatan Cash
Register with your mobile number
Complete identity and application information
Review your available loan offer
Confirm only after checking all loan terms
Receive funds through your selected disbursement channel after approval
Repay on or before the due date shown in the app

Contact Us:
Customer Service Email: support@balikatanh