Cleo AI Downloads & RevenueCleo AI: Cash Advance & Budget · App Store & Google Play
Cleo AI: Cash Advance & Budget gets 5k+ downloads a day worldwide (AppInsider estimate, November 2026, rounded down to a band).
Cleo AI: Cash Advance & Budget by Cleo AI Ltd is on App Store and Google Play. Active Users (MAU & DAU), Downloads, rankings, keywords, revenue, and rating totals.
Cleo AI: Cash Advance & Budget update history & changes
Last change · 43 events since 21 Feb 2019Full timeline ↓🚀AndroidNow shown next to Brigit: Cash Advance & Credit, SoFi: Bank, Invest & Crypto, MoneyLion: Cash Advance App +5 more📦iOSUpdated to version 3.88.0✏️iOSNew screenshots⭐AndroidRatings pace up +104%📦AndroidUpdated to version 3.88.0✏️iOSNew screenshots📦iOSUpdated to version 3.87.0📦AndroidUpdated to version 3.87.0✏️AndroidDescription updated🎉iOSIn-app event: A Less Spooky Season🎉iOSIn-app event: Cleo Invest is here✏️AndroidDescription updated📈AndroidEntered the top 100📈iOSEntered the top 100📈iOSCharting in a new country🆕AndroidFirst spotted by AppInsider🆕iOSFirst spotted by AppInsider🆕iOSReleased on the App Store🆕AndroidReleased on Google Play
Full timeline · 43 events
- 🚀Cleo AI: Cash Advance & Budget: now shown next to Brigit: Cash Advance & Credit, SoFi: Bank, Invest & Crypto, MoneyLion: Cash Advance App +5 moreAndroidthe store's “similar apps” for it changed: who it's seen as competing with
- 📦Cleo AI: Cash Advance & Budget updated to version 3.88.0iOSBug fixes & minor improvements. Watch this space.
- ✏️Cleo AI: Cash Advance & Budget: new screenshotsiOS10 screenshots (was 10) · US
- 📦Cleo AI: Cash Advance & Budget updated to version 3.88.0AndroidBug fixes & minor improvements. Watch this space.
- ✏️Cleo AI: Cash Advance & Budget: new screenshotsiOS10 screenshots (was 10) · GB
- 📦Cleo AI: Cash Advance & Budget updated to version 3.87.0iOSBug fixes & minor improvements. Watch this space.
- 📦Cleo AI: Cash Advance & Budget updated to version 3.87.0AndroidBug fixes & minor improvements. Watch this space.
- ✏️Cleo AI: Cash Advance & Budget: new screenshotsiOS10 screenshots (was 10) · US, GB
- ✏️Cleo AI: Cash Advance & Budget: description updatedAndroid· US
- 📦Cleo AI: Cash Advance & Budget updated to version 3.86.0iOSBug fixes & minor improvements. Watch this space.
- 🎉Cleo AI: Cash Advance & Budget in-app event: A Less Spooky SeasoniOSNEW SEASON · until 4 Nov
- ✏️Cleo AI: Cash Advance & Budget: description updatediOS· US
- ✏️Cleo AI: Cash Advance & Budget: new screenshotsiOS10 screenshots (was 9) · US
- ✏️Cleo AI: Cash Advance & Budget: app got biggeriOS169 MB → 191 MB (+13%)
- ✏️Cleo AI: Cash Advance & Budget: needs a newer iOSiOSiOS 15.6 → iOS 16.4
- ✏️Cleo AI: Cash Advance & Budget: new screenshotsiOS10 screenshots (was 8) · GB
- 📦Cleo AI: Cash Advance & Budget updated to version 3.86.0AndroidBug fixes & minor improvements. Watch this space.
- 🎉Cleo AI: Cash Advance & Budget in-app event: Cleo Invest is hereiOSMAJOR UPDATE · until 27 Nov
- ✏️Cleo AI: Cash Advance & Budget: description updatedAndroid· US
- ✏️Cleo AI: Cash Advance & Budget: new screenshotsAndroid8 screenshots (was 8) · US
- 📦Cleo AI: Cash Advance & Budget updated to version 3.85.0iOSBug fixes & minor improvements. Watch this space.
- 📦Cleo AI: Cash Advance & Budget updated to version 3.85.0AndroidBug fixes & minor improvements. Watch this space.
- 📦Cleo AI: Cash Advance & Budget updated to version 3.84.0iOSBug fixes & minor improvements. Watch this space.
- 📦Cleo AI: Cash Advance & Budget updated to version 3.84.0AndroidBug fixes & minor improvements. Watch this space.
- 📦Cleo AI: Cash Advance & Budget updated to version 3.82.0iOSBug fixes & minor improvements. Watch this space.
- 📦Cleo AI: Cash Advance & Budget: now updating weeklyAndroid4 updates in 30 days, after a quiet two months
- 📦Cleo AI: Cash Advance & Budget updated to version 3.82.0AndroidBug fixes & minor improvements. Watch this space.
- 📈Cleo AI: Cash Advance & Budget entered the top 100AndroidTop Free · Finance · GB
- 📦Cleo AI: Cash Advance & Budget: now updating weeklyiOS4 updates in 30 days, after a quiet two months
- 📦Cleo AI: Cash Advance & Budget updated to version 3.81.0iOSBug fixes & minor improvements. Watch this space.
- 📈Cleo AI: Cash Advance & Budget entered the top 100iOSTop Free · Finance · GB
- 📦Cleo AI: Cash Advance & Budget updated to version 3.80.0iOSBug fixes & minor improvements. Watch this space.
- 📦Cleo AI: Cash Advance & Budget updated to version 3.80.0AndroidBug fixes & minor improvements. Watch this space.
- 📦Cleo AI: Cash Advance & Budget updated to version 3.79.0iOSBug fixes & minor improvements. Watch this space.
- 📦Cleo AI: Cash Advance & Budget updated to version 3.79.0AndroidBug fixes & minor improvements. Watch this space.
- 📈Cleo AI: Cash Advance & Budget charting in a new countryiOSUnited Kingdom
- 🆕Cleo AI: Cash Advance & Budget first spotted by AppInsiderAndroidUnited Kingdom
- 🆕Cleo AI: Cash Advance & Budget first spotted by AppInsideriOS#33 in Top Free · Finance · United States
- 📦Cleo AI: Cash Advance & Budget version 3.78.0iOSNo release notes
- 📦Cleo AI: Cash Advance & Budget version 3.78.0AndroidBug fixes & minor improvements. Watch this space.
- 🆕Cleo AI: Cash Advance & Budget released on the App StoreiOS
- 🆕Cleo AI: Cash Advance & Budget released on Google PlayAndroid
Collected from the stores by AppInsider since we first spotted the app. Dates are when we saw each change.
Rating
4.2 ★
425k ratings, both stores
Measured
Best rank now
#35
App Store · 
Finance Free
Finance FreeMeasured
New ratings a week
1,407
▲ +11% vs the 2 weeks before (App Store)
Measured
App Store
App details
App ID
1447274646
Publisher
Cleo AI Ltd
Publisher country
United Kingdom
On the store since
Feb 2019
7 years on the store
Minimum OS
iOS 16.4+
iPhone 8 and later
Devices
iPhone · iPad
Content rating
9+
1 content note below
Languages
1
EN
Size
190 MB
Also listed in
Productivity
Content notesInfrequent/Mild Profanity or Crude Humor
Google Play
App details
App ID
com.meetcleo.cleo
Publisher
CLEO AI LTD.
Publisher country
United Kingdom
Content rating
Teen
Cleo AI: Cash Advance & Budget downloads & installs
Both stores, worldwide. Bands are open; exact numbers are free with an account.
| Store | Downloads / day | Lifetime installs |
|---|---|---|
| App Store | 5k+ | – |
| Google Play | 1k+ | 5M+ Measured |
| Total | 5k+ Confidence | 5M+ Confidence |
How this is calculated
App Store: chart positions and rating growth per country, anchored on its own Android downloads; lifetime from ratings worldwide × installs per rating. Google Play: the daily change in its exact install count. The total adds every store.
Where Cleo AI: Cash Advance & Budget's downloads come from Modelled
Last 30 days: organic search, browsing the store, features and paid ads.
Active users
All platforms, worldwide. Free with an account.
Stickiness (DAU / MAU)
how many monthly users open it on a given day
Retention · share of new users still active
Day 1
Day 7
Day 30
Time spent · per daily user
Average time spent Pro
min a day
Sessions a day Pro
Time per session Pro
min
How this is calculated
Monthly users come from lifetime installs across every store, fitted on monthly active user figures companies publish; daily users = monthly × the typical daily/monthly ratio for the category. Confidence is the chance the real number is within half to double ours.
Hidden keywords
Cleo AI: Cash Advance & Budget shows up in App Store search (US) for 2 words that appear nowhere in its name, subtitle or developer name, so they are almost certainly in its private keyword field, and it ranks in the top 10 for at least one of them.
Where it ranks now
Both stores, across every country we track.
| Store | Best rank | Charting in | US Top Free | US Top Grossing |
|---|---|---|---|---|
| App Store | #35 Finance Free | 2 of 30 countries | #35 | – |
| Google Play | #36 Finance Free | 2 of 23 countries | #36 | – |
Full chart lists: App Store · Google Play.
Review momentum
ⓘ How we measure thisApp Store
New ratings a week
755
▲ +11% vs the 2 weeks before
Written reviews a week
41+
US App Store (Apple shows only the newest)
Lifetime rating
4.7★
recent stars not readable yet: new ratings are a tiny share of the total
Recent written reviews
2.8★
people who write skew negative
Review momentum
79/100
faster than 96% of Finance apps
New ratings by country (2)
| Country | New ratings a week | Share | Last 2 weeks vs the 2 before |
|---|---|---|---|
| United States | 746 | 99% | ▲ +13% |
 United Kingdom | 8.8 | 1% | ▼ -52% |
App Store ratings in the countries we track, 4-week average.
Google Play
New ratings a week
652
▲ +22% vs the 2 weeks before
Written reviews a week
111
Google Play
Lifetime rating
4.6★
recent stars not readable yet: new ratings are a tiny share of the total
Recent written reviews
2.6★
people who write skew negative
Review momentum
69/100
faster than 76% of Finance apps
Review momentum (0-100) blends how fast the app collects ratings compared with other apps in its category (60%), whether that pace is speeding up (25%) and what recent raters give it (15%; recent stars well below lifetime pull it down). Ratings counts are read daily. A jump usually means a launch, a feature, ads or a new review prompt.
Ratings
Both stores. Store data, measured.
| Store | Rating | Ratings |
|---|---|---|
| App Store | 4.7 ★ | 268k |
| Google Play | 3.5 ★ | 157k 41k written reviews |
| Both stores | 4.2 ★ weighted by ratings | 425k |
What users say about Cleo AI: Cash Advance & Budget
From the 200 most recent App Store reviews in the US.
Mixed (40% of recent reviews give 4–5 stars). People like it for being useful, and good value. The main complaints are about price and subscriptions, and privacy and spam. Recent reviews are more positive than earlier ones.
What people like
- Useful: “Highly recommended company”
- Price & subscription: “Has helped me save so much money”
- Ease of use: “very simple and a life saver”
- Features & content: “Fine for cash advances but do NOT use the savings feature!”
Common complaints
- Price & subscription: “Don’t pay for a Cash Advance!”
- Privacy & data: “Scam repay more than you get”
- Customer support: “Worst customer support ever”
- Useful: “I can not recommend this app for cash advances”
About Cleo AI: Cash Advance & Budget
Cleo helps 9+ million users¹ budget, save, pay later, or get a cash advance.
AI MEETS MONEY
Cleo turns money stress into a simple chat. Ask questions and learn about your finances.
GET UP TO A $500² CASH ADVANCE
Dump your overpriced overdraft. Let Cleo spot you up to $500 (with Builder Subscription, Cleo Card, and direct deposit).
MAKE YOUR MONEY WORK HARDER
Reach your goals through saving and investing. Start saving with just $1, earn up to 2.95% APY,³ and move money when needed. And get matched with a fully-automated, managed investment portfolio provided by Atomic Invest.⁴
YOUR PERSONALIZED FINANCIAL COACH⁵
Cleo builds you a custom roadmap to reach your financial goals and adjusts it in real time.
BUILD CREDIT
Start building credit with the Cleo Card:⁶ no interest, $1 minimum deposit.
BUY NOW, PAY LATER⁷
Buy what you need today, get a repayment plan synced to payday. Rolling out in phases.
LEGAL STUFF
(1) Based on internal Cleo data as of January 2026
(2) Cash Advance is subject to eligibility. Amounts are based on accrued, unpaid income and range from 150-500 for existing users, and 150-180 for first-time users. To qualify for up to $500 you must direct deposit at least $750/month. Amounts subject to change. Same day transfers subject to express fees of 4.49-14.99 based on amount. See our FAQs for more info.
(3) The interest rate on your account is 2.64% with an Annual Percentage Yield (APY) of 2.67% (Free tier) / 2.74% interest, 2.78% APY (Plus tier) / 2.91% interest, 2.95% APY (Pro/Builder tiers), effective as of [today's date]. Rate is variable, based on your subscription tier, and is subject to change after account opening. Minimum deposit of $1.00 is required to open your account. Fees may reduce earnings.
(4) Cleo is paid by Atomic Invest for referrals, which creates a conflict of interest. Content provided for informational purposes only and not intended as investment advice. All investments involve risk, including possible loss of principal. Investment services provided by Atomic Invest, an SEC-registered investment adviser. Brokerage services provided by Atomic Brokerage, member FINRA/SIPC. More info: www.atomicvest.com
The Automated Investing Account is an investment advisory account managed by Atomic Invest. Atomic Invest uses the information you provide about your financial situation and investment preferences to build and manage an automated portfolio tailored to your needs. Atomic Invest uses a custom indexing investment strategy which involves purchasing individual securities that make up a specific equity index. This strategy allows you to have more control and flexibility over your investments, and can offer advanced tax benefits through tax-loss harvesting.
(5) This product provides financial insights for informational purposes only and is not financial, investment, or tax advice. Recommendations are based upon information you provide. Always review your accounts and exercise judgment when making financial decisi
AI MEETS MONEY
Cleo turns money stress into a simple chat. Ask questions and learn about your finances.
GET UP TO A $500² CASH ADVANCE
Dump your overpriced overdraft. Let Cleo spot you up to $500 (with Builder Subscription, Cleo Card, and direct deposit).
MAKE YOUR MONEY WORK HARDER
Reach your goals through saving and investing. Start saving with just $1, earn up to 2.95% APY,³ and move money when needed. And get matched with a fully-automated, managed investment portfolio provided by Atomic Invest.⁴
YOUR PERSONALIZED FINANCIAL COACH⁵
Cleo builds you a custom roadmap to reach your financial goals and adjusts it in real time.
BUILD CREDIT
Start building credit with the Cleo Card:⁶ no interest, $1 minimum deposit.
BUY NOW, PAY LATER⁷
Buy what you need today, get a repayment plan synced to payday. Rolling out in phases.
LEGAL STUFF
(1) Based on internal Cleo data as of January 2026
(2) Cash Advance is subject to eligibility. Amounts are based on accrued, unpaid income and range from 150-500 for existing users, and 150-180 for first-time users. To qualify for up to $500 you must direct deposit at least $750/month. Amounts subject to change. Same day transfers subject to express fees of 4.49-14.99 based on amount. See our FAQs for more info.
(3) The interest rate on your account is 2.64% with an Annual Percentage Yield (APY) of 2.67% (Free tier) / 2.74% interest, 2.78% APY (Plus tier) / 2.91% interest, 2.95% APY (Pro/Builder tiers), effective as of [today's date]. Rate is variable, based on your subscription tier, and is subject to change after account opening. Minimum deposit of $1.00 is required to open your account. Fees may reduce earnings.
(4) Cleo is paid by Atomic Invest for referrals, which creates a conflict of interest. Content provided for informational purposes only and not intended as investment advice. All investments involve risk, including possible loss of principal. Investment services provided by Atomic Invest, an SEC-registered investment adviser. Brokerage services provided by Atomic Brokerage, member FINRA/SIPC. More info: www.atomicvest.com
The Automated Investing Account is an investment advisory account managed by Atomic Invest. Atomic Invest uses the information you provide about your financial situation and investment preferences to build and manage an automated portfolio tailored to your needs. Atomic Invest uses a custom indexing investment strategy which involves purchasing individual securities that make up a specific equity index. This strategy allows you to have more control and flexibility over your investments, and can offer advanced tax benefits through tax-loss harvesting.
(5) This product provides financial insights for informational purposes only and is not financial, investment, or tax advice. Recommendations are based upon information you provide. Always review your accounts and exercise judgment when making financial decisi
Cleo AI: Cash Advance & Budget App Store
Cleo AI: Cash Advance & Budget gets 5k+ downloads a day worldwide (AppInsider estimate, November 2026, rounded down to a band).
Cleo AI: Cash Advance & Budget is #35 in Finance Free in United States and charting in 2 of 30 countries we track.
Updated 8 Nov 2026 · rankings refresh through the day
DeveloperCleo AI Ltd
CategoryFinance
PriceFree
Released
Rating★ 4.7 (268k)
Version3.88.0
Age rating9+
First seen by us 24 Sep 2026
24 Sep 2026Rating
4.7 ★
268k ratings
Measured
Best rank now
#35
Finance FreeMeasured
New ratings a week
755
▲ +11% vs the 2 weeks before
Measured
Cleo AI: Cash Advance & Budget on the App Store
App details
App ID
1447274646
Publisher
Cleo AI Ltd
Publisher country
United Kingdom
On the store since
Feb 2019
7 years on the store
Minimum OS
iOS 16.4+
iPhone 8 and later
Devices
iPhone · iPad
Content rating
9+
1 content note below
Languages
1
EN
Size
190 MB
Also listed in
Productivity
Content notesInfrequent/Mild Profanity or Crude Humor
Cleo AI: Cash Advance & Budget downloads
Worldwide, per day, and installs to date. The band is open; the exact number is free with an account.
How this is calculated
Apple publishes no download counts. App Store downloads come from chart positions and daily rating growth per country, calibrated on Google Play install counts; lifetime installs from ratings worldwide × installs per rating. Confidence is the chance the real number is within half to double ours.
Where Cleo AI: Cash Advance & Budget's downloads come from Modelled
Last 30 days: organic search, browsing the store, features and paid ads.
Active users
All platforms, worldwide. Free with an account.
Stickiness (DAU / MAU)
how many monthly users open it on a given day
Retention · share of new users still active
Day 1
Day 7
Day 30
Time spent · per daily user
Average time spent Pro
min a day
Sessions a day Pro
Time per session Pro
min
How this is calculated
Monthly users come from lifetime installs across every store, fitted on monthly active user figures companies publish; daily users = monthly × the typical daily/monthly ratio for the category. Confidence is the chance the real number is within half to double ours.
Hidden keywords
Cleo AI: Cash Advance & Budget shows up in App Store search (US) for 2 words that appear nowhere in its name, subtitle or developer name, so they are almost certainly in its private keyword field, and it ranks in the top 10 for at least one of them.
Where it ranks now
Every top chart it appears in across 30 countries.
| Country | Charts | Rank |
|---|---|---|
| United States | FinanceFree | #35 |
| United Kingdom | FinanceFree | #84 |
Apps near Cleo AI: Cash Advance & Budget on the chart
Finance Free, around #35.
Ratings
App Store, worldwide.
Rating
4.7 ★
268k ratings
Measured
Ratings
268k
Measured
Review momentum
ⓘ How we measure thisNew ratings a week
755
▲ +11% vs the 2 weeks before
Written reviews a week
41+
US App Store (Apple shows only the newest)
Lifetime rating
4.7★
recent stars not readable yet: new ratings are a tiny share of the total
Recent written reviews
2.8★
people who write skew negative
Review momentum
79/100
faster than 96% of Finance apps
New ratings by country (2)
| Country | New ratings a week | Share | Last 2 weeks vs the 2 before |
|---|---|---|---|
| United States | 746 | 99% | ▲ +13% |
| United Kingdom | 8.8 | 1% | ▼ -52% |
App Store ratings in the countries we track, 4-week average.
Review momentum (0-100) blends how fast the app collects ratings compared with other apps in its category (60%), whether that pace is speeding up (25%) and what recent raters give it (15%; recent stars well below lifetime pull it down). Ratings counts are read daily. A jump usually means a launch, a feature, ads or a new review prompt.
What users say about Cleo AI: Cash Advance & Budget
From the 200 most recent App Store reviews in the US.
Mixed (40% of recent reviews give 4–5 stars). People like it for being useful, and good value. The main complaints are about price and subscriptions, and privacy and spam. Recent reviews are more positive than earlier ones.
What people like
- Useful: “Highly recommended company”
- Price & subscription: “Has helped me save so much money”
- Ease of use: “very simple and a life saver”
- Features & content: “Fine for cash advances but do NOT use the savings feature!”
Common complaints
- Price & subscription: “Don’t pay for a Cash Advance!”
- Privacy & data: “Scam repay more than you get”
- Customer support: “Worst customer support ever”
- Useful: “I can not recommend this app for cash advances”
About Cleo AI: Cash Advance & Budget
Cleo helps 9+ million users¹ budget, save, pay later, or get a cash advance.
AI MEETS MONEY
Cleo turns money stress into a simple chat. Ask questions and learn about your finances.
GET UP TO A $500² CASH ADVANCE
Dump your overpriced overdraft. Let Cleo spot you up to $500 (with Builder Subscription, Cleo Card, and direct deposit).
MAKE YOUR MONEY WORK HARDER
Reach your goals through saving and investing. Start saving with just $1, earn up to 2.95% APY,³ and move money when needed. And get matched with a fully-automated, managed investment portfolio provided by Atomic Invest.⁴
YOUR PERSONALIZED FINANCIAL COACH⁵
Cleo builds you a custom roadmap to reach your financial goals and adjusts it in real time.
BUILD CREDIT
Start building credit with the Cleo Card:⁶ no interest, $1 minimum deposit.
BUY NOW, PAY LATER⁷
Buy what you need today, get a repayment plan synced to payday. Rolling out in phases.
LEGAL STUFF
(1) Based on internal Cleo data as of January 2026
(2) Cash Advance is subject to eligibility. Amounts are based on accrued, unpaid income and range from 150-500 for existing users, and 150-180 for first-time users. To qualify for up to $500 you must direct deposit at least $750/month. Amounts subject to change. Same day transfers subject to express fees of 4.49-14.99 based on amount. See our FAQs for more info.
(3) The interest rate on your account is 2.64% with an Annual Percentage Yield (APY) of 2.67% (Free tier) / 2.74% interest, 2.78% APY (Plus tier) / 2.91% interest, 2.95% APY (Pro/Builder tiers), effective as of [today's date]. Rate is variable, based on your subscription tier, and is subject to change after account opening. Minimum deposit of $1.00 is required to open your account. Fees may reduce earnings.
(4) Cleo is paid by Atomic Invest for referrals, which creates a conflict of interest. Content provided for informational purposes only and not intended as investment advice. All investments involve risk, including possible loss of principal. Investment services provided by Atomic Invest, an SEC-registered investment adviser. Brokerage services provided by Atomic Brokerage, member FINRA/SIPC. More info: www.atomicvest.com
The Automated Investing Account is an investment advisory account managed by Atomic Invest. Atomic Invest uses the information you provide about your financial situation and investment preferences to build and manage an automated portfolio tailored to your needs. Atomic Invest uses a custom indexing investment strategy which involves purchasing individual securities that make up a specific equity index. This strategy allows you to have more control and flexibility over your investments, and can offer advanced tax benefits through tax-loss harvesting.
(5) This product provides financial insights for informational purposes only and is not financial, investment, or tax advice. Recommendations are based upon information you provide. Always review your accounts and exercise judgment when making financial decisi
AI MEETS MONEY
Cleo turns money stress into a simple chat. Ask questions and learn about your finances.
GET UP TO A $500² CASH ADVANCE
Dump your overpriced overdraft. Let Cleo spot you up to $500 (with Builder Subscription, Cleo Card, and direct deposit).
MAKE YOUR MONEY WORK HARDER
Reach your goals through saving and investing. Start saving with just $1, earn up to 2.95% APY,³ and move money when needed. And get matched with a fully-automated, managed investment portfolio provided by Atomic Invest.⁴
YOUR PERSONALIZED FINANCIAL COACH⁵
Cleo builds you a custom roadmap to reach your financial goals and adjusts it in real time.
BUILD CREDIT
Start building credit with the Cleo Card:⁶ no interest, $1 minimum deposit.
BUY NOW, PAY LATER⁷
Buy what you need today, get a repayment plan synced to payday. Rolling out in phases.
LEGAL STUFF
(1) Based on internal Cleo data as of January 2026
(2) Cash Advance is subject to eligibility. Amounts are based on accrued, unpaid income and range from 150-500 for existing users, and 150-180 for first-time users. To qualify for up to $500 you must direct deposit at least $750/month. Amounts subject to change. Same day transfers subject to express fees of 4.49-14.99 based on amount. See our FAQs for more info.
(3) The interest rate on your account is 2.64% with an Annual Percentage Yield (APY) of 2.67% (Free tier) / 2.74% interest, 2.78% APY (Plus tier) / 2.91% interest, 2.95% APY (Pro/Builder tiers), effective as of [today's date]. Rate is variable, based on your subscription tier, and is subject to change after account opening. Minimum deposit of $1.00 is required to open your account. Fees may reduce earnings.
(4) Cleo is paid by Atomic Invest for referrals, which creates a conflict of interest. Content provided for informational purposes only and not intended as investment advice. All investments involve risk, including possible loss of principal. Investment services provided by Atomic Invest, an SEC-registered investment adviser. Brokerage services provided by Atomic Brokerage, member FINRA/SIPC. More info: www.atomicvest.com
The Automated Investing Account is an investment advisory account managed by Atomic Invest. Atomic Invest uses the information you provide about your financial situation and investment preferences to build and manage an automated portfolio tailored to your needs. Atomic Invest uses a custom indexing investment strategy which involves purchasing individual securities that make up a specific equity index. This strategy allows you to have more control and flexibility over your investments, and can offer advanced tax benefits through tax-loss harvesting.
(5) This product provides financial insights for informational purposes only and is not financial, investment, or tax advice. Recommendations are based upon information you provide. Always review your accounts and exercise judgment when making financial decisi
Latest updates
3.88.0
Bug fixes & minor improvements. Watch this space.
3.87.0
Bug fixes & minor improvements. Watch this space.
3.86.0
Bug fixes & minor improvements. Watch this space.
Store changes
What Cleo AI: Cash Advance & Budget changed on its store page: name, icon, screenshots, price, size, languages, requirements.
New screenshots
10 screenshots (was 10)
New screenshots
10 screenshots (was 10)
New screenshots
10 screenshots (was 10)
Cleo AI: Cash Advance & Money Android
Cleo AI: Cash Advance & Money gets 5k+ downloads a day worldwide (AppInsider estimate, November 2026, rounded down to a band).
Cleo AI: Cash Advance & Money is #36 in Finance Free on Google Play in United States and charting in 2 of 23 countries we track.
Updated 8 Nov 2026 · rankings refresh through the day
DeveloperCleo AI
CategoryFinance
PriceFree
Released
Installs5M+
Rating★ 3.5 (157k)
Updated
Content ratingTeen
Rating
3.5 ★
157k ratings
Measured
Best rank now
#36
Finance FreeMeasured
New ratings a week
652
▲ +22% vs the 2 weeks before
Measured
Cleo AI: Cash Advance & Money on Google Play
App details
App ID
com.meetcleo.cleo
Publisher
CLEO AI LTD.
Publisher country
United Kingdom
Content rating
Teen
Cleo AI: Cash Advance & Money downloads
Worldwide, per day, and installs to date. The band is open; the exact number is free with an account.
How this is calculated
Google Play shows an exact lifetime install count; downloads per day are its daily change (measured). When Play hasn't refreshed the count, they come from new ratings and Top Free chart positions. Confidence is the chance the real number is within half to double ours.
Where Cleo AI: Cash Advance & Money's downloads come from Modelled
Last 30 days: organic search, browsing the store, features and paid ads.
Active users
All platforms, worldwide. Free with an account.
Stickiness (DAU / MAU)
how many monthly users open it on a given day
Retention · share of new users still active
Day 1
Day 7
Day 30
Time spent · per daily user
Average time spent Pro
min a day
Sessions a day Pro
Time per session Pro
min
How this is calculated
Monthly users come from lifetime installs across every store, fitted on monthly active user figures companies publish; daily users = monthly × the typical daily/monthly ratio for the category. Confidence is the chance the real number is within half to double ours.
Where it ranks on Google Play
Every top 200 chart it appears in across 23 countries.
| Country | Charts | Rank |
|---|---|---|
| United States | FinanceFree | #36 |
| United Kingdom | FinanceFree | #73 |
Apps near Cleo AI: Cash Advance & Money on the chart
Finance Free, around #36.
Ratings
Google Play, worldwide.
Rating
3.5 ★
157k ratings
Measured
Ratings
157k
Measured
Written reviews
41k
Measured
Review momentum
ⓘ How we measure thisNew ratings a week
652
▲ +22% vs the 2 weeks before
Written reviews a week
111
Google Play
Lifetime rating
4.6★
recent stars not readable yet: new ratings are a tiny share of the total
Recent written reviews
2.6★
people who write skew negative
Review momentum
69/100
faster than 76% of Finance apps
Review momentum (0-100) blends how fast the app collects ratings compared with other apps in its category (60%), whether that pace is speeding up (25%) and what recent raters give it (15%; recent stars well below lifetime pull it down). Ratings counts are read daily. A jump usually means a launch, a feature, ads or a new review prompt.
What users say about Cleo AI: Cash Advance & Money
From the 200 most recent Google Play reviews in the US.
Mostly negative (38% of recent reviews give 4–5 stars). People like it for good value, and being easy to use. The main complaints are about price and subscriptions, and login and account problems.
What people like
- Price & subscription: “Money is there when you need it”
- Ease of use: “very easy to use & I love the layout”
- Useful: “Would recommend to anyone”
- Login & account: “didn't take long for advances to hit my account, plus I wasn't in a rush for them anyway”
Common complaints
- Price & subscription: “not about help all about making money!!”
- Login & account: “not transfered to my account”
- Privacy & data: “smells kinda scammy to me”
- Crashes & bugs: “Doesn't work, just goes in circles”
About Cleo AI: Cash Advance & Money
An AI money coach you can actually talk to. Cleo helps 9+ million users¹ budget, save, pay later, or get a cash advance.
AI MEETS MONEY
Cleo turns money stress into a simple chat. Ask questions and learn about your finances.
GET UP TO A $500² CASH ADVANCE
Dump your overpriced overdraft. Let Cleo spot you up to $500 (with Builder Subscription, Cleo Card, and direct deposit):
No interest (APR)
No credit checks
No late fees
BUY NOW, PAY LATER³
Buy what you need today. Get a repayment plan synced to payday. Rolling out in phases.
MAKE YOUR MONEY WORK HARDER
Reach your goals through saving and investing. Start saving with just $1, earn up to 2.95% APY,⁴ and move money when needed. And get matched with a fully-automated, managed investment portfolio provided by Atomic Invest.⁵
YOUR PERSONALIZED FINANCIAL COACH⁶
Cleo builds you a custom roadmap to reach your financial goals and adjusts it in real time, with tips and actions to keep you on track.
BUILD CREDIT
Start building credit with the Cleo Card:⁷ no interest, $1 minimum deposit.
LEGAL STUFF
(1) Based on internal Cleo data as of January 2026
(2) Cash Advance is subject to eligibility. Amounts are based on accrued, unpaid income and range from $150-$500 for existing users, and $150-$180 for first-time users. To qualify for up to $500 you must direct deposit at least $750/month. Amounts subject to change. Same day transfers subject to express fees of $4.49-$14.99 based on amount. See our FAQs for more info.
(3) Cleo Pay Later Loans are issued by WebBank, subject to eligibility. A one-time Transaction Fee (prepaid finance charge) applies. Late fees and purchase restrictions may apply. See the Loan Agreement and FAQs for details.
Cleo Pay Later Virtual Cards are issued by WebBank pursuant to a license VISA U.S.A. Inc. See User Agreement for details. Cleo provides access to financing in the form of installment loans. Cleo is not a bank.
(4) The interest rate on your account is 2.64% with an Annual Percentage Yield (APY) of 2.67% (Free tier) / 2.74% interest, 2.78% APY (Plus tier) / 2.91% interest, 2.95% APY (Pro/Builder tiers), effective as of 9/17/2026. Rate is variable, based on your subscription tier, and is subject to change after account opening. Minimum deposit of $1.00 is required to open your account. Fees may reduce earnings.
(5) Cleo is paid by Atomic Invest for referrals, which creates a conflict of interest. Content provided for informational purposes only and not intended as investment advice. All investments involve risk, including possible loss of principal. Investment services provided by Atomic Invest, an SEC-registered investment adviser. Brokerage services provided by Atomic Brokerage, member FINRA/SIPC. More info: www.atomicvest.com
The Automated Investing Account is an investment advisory account managed by Atomic Invest. Atomic Invest uses the information you provide about your financial situation and investment preferences to build and manage an automated portfolio tailored to yo
AI MEETS MONEY
Cleo turns money stress into a simple chat. Ask questions and learn about your finances.
GET UP TO A $500² CASH ADVANCE
Dump your overpriced overdraft. Let Cleo spot you up to $500 (with Builder Subscription, Cleo Card, and direct deposit):
No interest (APR)
No credit checks
No late fees
BUY NOW, PAY LATER³
Buy what you need today. Get a repayment plan synced to payday. Rolling out in phases.
MAKE YOUR MONEY WORK HARDER
Reach your goals through saving and investing. Start saving with just $1, earn up to 2.95% APY,⁴ and move money when needed. And get matched with a fully-automated, managed investment portfolio provided by Atomic Invest.⁵
YOUR PERSONALIZED FINANCIAL COACH⁶
Cleo builds you a custom roadmap to reach your financial goals and adjusts it in real time, with tips and actions to keep you on track.
BUILD CREDIT
Start building credit with the Cleo Card:⁷ no interest, $1 minimum deposit.
LEGAL STUFF
(1) Based on internal Cleo data as of January 2026
(2) Cash Advance is subject to eligibility. Amounts are based on accrued, unpaid income and range from $150-$500 for existing users, and $150-$180 for first-time users. To qualify for up to $500 you must direct deposit at least $750/month. Amounts subject to change. Same day transfers subject to express fees of $4.49-$14.99 based on amount. See our FAQs for more info.
(3) Cleo Pay Later Loans are issued by WebBank, subject to eligibility. A one-time Transaction Fee (prepaid finance charge) applies. Late fees and purchase restrictions may apply. See the Loan Agreement and FAQs for details.
Cleo Pay Later Virtual Cards are issued by WebBank pursuant to a license VISA U.S.A. Inc. See User Agreement for details. Cleo provides access to financing in the form of installment loans. Cleo is not a bank.
(4) The interest rate on your account is 2.64% with an Annual Percentage Yield (APY) of 2.67% (Free tier) / 2.74% interest, 2.78% APY (Plus tier) / 2.91% interest, 2.95% APY (Pro/Builder tiers), effective as of 9/17/2026. Rate is variable, based on your subscription tier, and is subject to change after account opening. Minimum deposit of $1.00 is required to open your account. Fees may reduce earnings.
(5) Cleo is paid by Atomic Invest for referrals, which creates a conflict of interest. Content provided for informational purposes only and not intended as investment advice. All investments involve risk, including possible loss of principal. Investment services provided by Atomic Invest, an SEC-registered investment adviser. Brokerage services provided by Atomic Brokerage, member FINRA/SIPC. More info: www.atomicvest.com
The Automated Investing Account is an investment advisory account managed by Atomic Invest. Atomic Invest uses the information you provide about your financial situation and investment preferences to build and manage an automated portfolio tailored to yo
What's new in 3.88.0
Bug fixes & minor improvements. Watch this space.
Store changes
What Cleo AI: Cash Advance & Money changed on its store page: name, icon, screenshots, price, size, languages, requirements.
Description updated
Description updated
New screenshots
8 screenshots (was 8)
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