Zip Downloads & RevenueZip - Buy Now, Pay Later · App Store & Google Play
Zip - Buy Now, Pay Later gets 10k+ downloads a day worldwide (AppInsider estimate, November 2026, rounded down to a band).
Zip - Buy Now, Pay Later by Zip Co US, Inc. is on App Store and Google Play. Active Users (MAU & DAU), Downloads, rankings, keywords, revenue, and rating totals.
Zip - Buy Now, Pay Later update history & changes
Last change · 17 events since 3 Mar 2019Full timeline ↓📦AndroidUpdated to version 1.258.3📦iOSUpdated to version 1.258.3📦iOSUpdated to version 1.257.4📦AndroidUpdated to version 1.257.4🆕AndroidFirst spotted by AppInsider🆕iOSFirst spotted by AppInsider🆕AndroidReleased on Google Play🆕iOSReleased on the App Store
Full timeline · 17 events
- 📦Zip - Buy Now, Pay Later updated to version 1.258.3AndroidBug fixes
- ✏️Zip - Buy Now, Pay Later: app got biggeriOS155 MB → 176 MB (+14%)
- 📦Zip - Buy Now, Pay Later updated to version 1.258.3iOSBug fixes
- ✏️Zip - Buy Now, Pay Later: needs a newer iOSiOSiOS 15.1 → iOS 15.6
- 📦Zip - Buy Now, Pay Later updated to version 1.257.4iOSBug fixes
- 📦Zip - Buy Now, Pay Later: now updating weeklyiOS4 updates in 30 days, after a quiet two months
- 📦Zip - Buy Now, Pay Later updated to version 1.257.4AndroidBug fixes
- 📦Zip - Buy Now, Pay Later updated to version 1.256.7iOSBug fixes
- 📦Zip - Buy Now, Pay Later updated to version 1.256.7AndroidBug fixes
- 📦Zip - Buy Now, Pay Later updated to version 1.255.9iOSBug fixes
- 🆕Zip - Buy Now, Pay Later first spotted by AppInsiderAndroidUnited States
- 🆕Zip - Buy Now, Pay Later first spotted by AppInsideriOS#41 in Top Free · Finance · United States
- 📦Zip - Buy Now, Pay Later version 1.255.8iOSNo release notes
- 📦Zip - Buy Now, Pay Later updated to version 1.254.1AndroidBug fixes, performance improvements, and new features
- 📦Zip - Buy Now, Pay Later version 1.255.8AndroidBug fixes
- 🆕Zip - Buy Now, Pay Later released on Google PlayAndroid
- 🆕Zip - Buy Now, Pay Later released on the App StoreiOS
Collected from the stores by AppInsider since we first spotted the app. Dates are when we saw each change.
Rating
4.9 ★
993k ratings, both stores
Measured
Best rank now
#33
Android · 
Shopping Free
Shopping FreeMeasured
New ratings a week
2,730
▼ -9% vs the 2 weeks before (App Store)
Measured
App Store
App details
App ID
1425045070
Publisher
Zip Co US, Inc.
Publisher country
United States
On the store since
Mar 2019
7 years on the store
Minimum OS
iOS 15.6+
iPhone 6s and later
Devices
iPhone · iPad
Content rating
17+
1 content note below
Languages
1
EN
Size
176 MB
Also listed in
Shopping
Content notesUnrestricted Web Access
Google Play
App details
App ID
com.quadpay.quadpay
Publisher
Zip Co US Inc.
Publisher country
United States
Content rating
Everyone
Zip - Buy Now, Pay Later downloads & installs
Both stores, worldwide. Bands are open; exact numbers are free with an account.
| Store | Downloads / day | Lifetime installs |
|---|---|---|
| App Store | 10k+ | – |
| Google Play | 1k+ | 5M+ Measured |
| Total | 10k+ Confidence | 5M+ Confidence |
How this is calculated
App Store: chart positions and rating growth per country, anchored on its own Android downloads; lifetime from ratings worldwide × installs per rating. Google Play: the daily change in its exact install count. The total adds every store.
Where Zip - Buy Now, Pay Later's downloads come from Modelled
Last 30 days: organic search, browsing the store, features and paid ads.
Active users
All platforms, worldwide. Free with an account.
Stickiness (DAU / MAU)
how many monthly users open it on a given day
Retention · share of new users still active
Day 1
Day 7
Day 30
Time spent · per daily user
Average time spent Pro
min a day
Sessions a day Pro
Time per session Pro
min
How this is calculated
Monthly users come from lifetime installs across every store, fitted on monthly active user figures companies publish; daily users = monthly × the typical daily/monthly ratio for the category. Confidence is the chance the real number is within half to double ours.
Where it ranks now
Both stores, across every country we track.
| Store | Best rank | Charting in | US Top Free | US Top Grossing |
|---|---|---|---|---|
| App Store | #39 Finance Free | 1 of 30 countries | #39 | – |
| Google Play | #33 Shopping Free | 1 of 23 countries | #33 | – |
Full chart lists: App Store · Google Play.
Review momentum
ⓘ How we measure thisApp Store
New ratings a week
2,537
▼ -9% vs the 2 weeks before
Written reviews a week
38+
US App Store (Apple shows only the newest)
Lifetime rating
4.9★
recent stars not readable yet: new ratings are a tiny share of the total
Recent written reviews
4.7★
people who write skew negative
Review momentum
78/100
top 1% of Finance apps
Google Play
New ratings a week
193
▲ +12% vs the 2 weeks before
Written reviews a week
92
Google Play
Lifetime rating
4.7★
recent stars not readable yet: new ratings are a tiny share of the total
Recent written reviews
4.6★
people who write skew negative
Review momentum
63/100
faster than 68% of Shopping apps
Review momentum (0-100) blends how fast the app collects ratings compared with other apps in its category (60%), whether that pace is speeding up (25%) and what recent raters give it (15%; recent stars well below lifetime pull it down). Ratings counts are read daily. A jump usually means a launch, a feature, ads or a new review prompt.
Ratings
Both stores. Store data, measured.
| Store | Rating | Ratings |
|---|---|---|
| App Store | 4.9 ★ | 884k |
| Google Play | 4.7 ★ | 109k 58k written reviews |
| Both stores | 4.9 ★ weighted by ratings | 993k |
What users say about Zip - Buy Now, Pay Later
From the 200 most recent App Store reviews in the US.
Mostly positive (93% of recent reviews give 4–5 stars). People like it for good value, and being useful. The main complaints are about price and subscriptions, and login and account problems.
What people like
- Price & subscription: “Love this pay over time !”
- Useful: “Very helpful and convenient”
- Ease of use: “Easy to use and convenient”
- Features & content: “Payment options are flexible”
Common complaints
- Price & subscription: “Updates now make it virtual impossible for me to pay or buy anything”
- Login & account: “I tried to use my account and they wanted to keep saying that I had a lock on my credit which I did not”
About Zip - Buy Now, Pay Later
Buy now, pay later nearly anywhere with Zip.
Split purchases into 2, 4, or 8 flexible installments with the buy now pay later app built for real life: everyday expenses, unexpected bills, big purchases, hotels, flights, and more.
No hard credit check, and no impact on your credit score.
BUY NOW, PAY LATER NEARLY ANYWHERE
Pay with Zip online and in-store almost anywhere Visa is accepted.
• Flights
• Hotels
• Gas
• Groceries
• Bills
• Major retailers
• Neighborhood shops and local businesses
• Online checkout or in person
Buy now pay later nearly anywhere Visa is accepted with a Zip virtual card.
SPLIT IT INTO 2, 4, OR 8
Choose the payment schedule that fits your budget. Buy now, and pay later in two-week installments.
Pay in 2: Two payments, fastest payoff
Pay in 4: Four payments, the most popular plan
Pay in 8: Eight payments, smaller amounts over more time. Great for bigger purchases.
BUY NOW PAY LATER IN-STORE
Buy now pay later right at the register with Zip. Just open the app, generate a virtual card, and add it to Apple Wallet or Google Pay to tap to pay.¹
Prefer plastic? Order a physical Zip card and use it at the register like any other card.
NO HARD CREDIT CHECKS
Zip never runs a hard credit check, so applying and paying over time won't hurt your credit score. Installment reminders are sent automatically, so you can stay on track easily.
FLEXIBLE PAYMENT DATES
Payment schedules can shift when life does. Reschedule an upcoming installment for more breathing room.
STAY ON TOP OF YOUR BILLS
Add bills to the app and split them into manageable payments, from electric and water to phone, internet, and streaming subscriptions. Track what's due and get reminders before every payment, so nothing slips through the cracks.
GET APPROVED IN MINUTES
Check your eligibility for Zip's buy now pay later app in minutes and get an instant decision, so you can start shopping and paying over time quickly.
¹For example, a $1,100 purchase could be split into 2 payments of $553.75, with the first payment due today ($7.50 origination fee, representing a 35.70% APR with total of payments $1,107.50) or a $400 payment could be split into 4 biweekly payments of $102 with the first payment due today ($8 origination fee, representing a 34.75% APR with total of payments $408). For a $400 purchase, you could make 8 payments of $52.37 with the first payment due today ($18.97 origination fee, representing a 34.99% APR with total of payments $418.97). Not all customers qualify for all repayment options. Different repayment options may result in different APRs for the same purchase amount. Origination fees are prepaid as a finance charge with the first payment. Actual fees vary by purchase amount (e.g., $0.50–$124.00) and will be shown at checkout. Examples exclude taxes and shipping. Financing through Zip, issued by WebBank. Zip may be used only for U.S. purchases, and certain merchant, product, goods and service restrictions apply. All loans subject to credit ap
Split purchases into 2, 4, or 8 flexible installments with the buy now pay later app built for real life: everyday expenses, unexpected bills, big purchases, hotels, flights, and more.
No hard credit check, and no impact on your credit score.
BUY NOW, PAY LATER NEARLY ANYWHERE
Pay with Zip online and in-store almost anywhere Visa is accepted.
• Flights
• Hotels
• Gas
• Groceries
• Bills
• Major retailers
• Neighborhood shops and local businesses
• Online checkout or in person
Buy now pay later nearly anywhere Visa is accepted with a Zip virtual card.
SPLIT IT INTO 2, 4, OR 8
Choose the payment schedule that fits your budget. Buy now, and pay later in two-week installments.
Pay in 2: Two payments, fastest payoff
Pay in 4: Four payments, the most popular plan
Pay in 8: Eight payments, smaller amounts over more time. Great for bigger purchases.
BUY NOW PAY LATER IN-STORE
Buy now pay later right at the register with Zip. Just open the app, generate a virtual card, and add it to Apple Wallet or Google Pay to tap to pay.¹
Prefer plastic? Order a physical Zip card and use it at the register like any other card.
NO HARD CREDIT CHECKS
Zip never runs a hard credit check, so applying and paying over time won't hurt your credit score. Installment reminders are sent automatically, so you can stay on track easily.
FLEXIBLE PAYMENT DATES
Payment schedules can shift when life does. Reschedule an upcoming installment for more breathing room.
STAY ON TOP OF YOUR BILLS
Add bills to the app and split them into manageable payments, from electric and water to phone, internet, and streaming subscriptions. Track what's due and get reminders before every payment, so nothing slips through the cracks.
GET APPROVED IN MINUTES
Check your eligibility for Zip's buy now pay later app in minutes and get an instant decision, so you can start shopping and paying over time quickly.
¹For example, a $1,100 purchase could be split into 2 payments of $553.75, with the first payment due today ($7.50 origination fee, representing a 35.70% APR with total of payments $1,107.50) or a $400 payment could be split into 4 biweekly payments of $102 with the first payment due today ($8 origination fee, representing a 34.75% APR with total of payments $408). For a $400 purchase, you could make 8 payments of $52.37 with the first payment due today ($18.97 origination fee, representing a 34.99% APR with total of payments $418.97). Not all customers qualify for all repayment options. Different repayment options may result in different APRs for the same purchase amount. Origination fees are prepaid as a finance charge with the first payment. Actual fees vary by purchase amount (e.g., $0.50–$124.00) and will be shown at checkout. Examples exclude taxes and shipping. Financing through Zip, issued by WebBank. Zip may be used only for U.S. purchases, and certain merchant, product, goods and service restrictions apply. All loans subject to credit ap
Zip - Buy Now, Pay Later App Store
Zip - Buy Now, Pay Later gets 10k+ downloads a day worldwide (AppInsider estimate, November 2026, rounded down to a band).
Zip - Buy Now, Pay Later is #39 in Finance Free in United States and charting in 1 of 30 countries we track.
Updated 8 Nov 2026 · rankings refresh through the day
DeveloperZip Co US, Inc.
CategoryFinance
PriceFree
Released
Rating★ 4.9 (884k)
Version1.258.3
Age rating17+
First seen by us 24 Sep 2026
24 Sep 2026Rating
4.9 ★
884k ratings
Measured
Best rank now
#39
Finance FreeMeasured
New ratings a week
2,537
▼ -9% vs the 2 weeks before
Measured
Zip - Buy Now, Pay Later on the App Store
App details
App ID
1425045070
Publisher
Zip Co US, Inc.
Publisher country
United States
On the store since
Mar 2019
7 years on the store
Minimum OS
iOS 15.6+
iPhone 6s and later
Devices
iPhone · iPad
Content rating
17+
1 content note below
Languages
1
EN
Size
176 MB
Also listed in
Shopping
Content notesUnrestricted Web Access
Zip - Buy Now, Pay Later downloads
Worldwide, per day, and installs to date. The band is open; the exact number is free with an account.
How this is calculated
Apple publishes no download counts. App Store downloads come from chart positions and daily rating growth per country, calibrated on Google Play install counts; lifetime installs from ratings worldwide × installs per rating. Confidence is the chance the real number is within half to double ours.
Where Zip - Buy Now, Pay Later's downloads come from Modelled
Last 30 days: organic search, browsing the store, features and paid ads.
Active users
All platforms, worldwide. Free with an account.
Stickiness (DAU / MAU)
how many monthly users open it on a given day
Retention · share of new users still active
Day 1
Day 7
Day 30
Time spent · per daily user
Average time spent Pro
min a day
Sessions a day Pro
Time per session Pro
min
How this is calculated
Monthly users come from lifetime installs across every store, fitted on monthly active user figures companies publish; daily users = monthly × the typical daily/monthly ratio for the category. Confidence is the chance the real number is within half to double ours.
Where it ranks now
Every top chart it appears in across 30 countries.
| Country | Charts | Rank |
|---|---|---|
| United States | FinanceFree | #39 |
Apps near Zip - Buy Now, Pay Later on the chart
Finance Free, around #39.
Ratings
App Store, worldwide.
Rating
4.9 ★
884k ratings
Measured
Ratings
884k
Measured
Review momentum
ⓘ How we measure thisNew ratings a week
2,537
▼ -9% vs the 2 weeks before
Written reviews a week
38+
US App Store (Apple shows only the newest)
Lifetime rating
4.9★
recent stars not readable yet: new ratings are a tiny share of the total
Recent written reviews
4.7★
people who write skew negative
Review momentum
78/100
top 1% of Finance apps
Review momentum (0-100) blends how fast the app collects ratings compared with other apps in its category (60%), whether that pace is speeding up (25%) and what recent raters give it (15%; recent stars well below lifetime pull it down). Ratings counts are read daily. A jump usually means a launch, a feature, ads or a new review prompt.
What users say about Zip - Buy Now, Pay Later
From the 200 most recent App Store reviews in the US.
Mostly positive (93% of recent reviews give 4–5 stars). People like it for good value, and being useful. The main complaints are about price and subscriptions, and login and account problems.
What people like
- Price & subscription: “Love this pay over time !”
- Useful: “Very helpful and convenient”
- Ease of use: “Easy to use and convenient”
- Features & content: “Payment options are flexible”
Common complaints
- Price & subscription: “Updates now make it virtual impossible for me to pay or buy anything”
- Login & account: “I tried to use my account and they wanted to keep saying that I had a lock on my credit which I did not”
About Zip - Buy Now, Pay Later
Buy now, pay later nearly anywhere with Zip.
Split purchases into 2, 4, or 8 flexible installments with the buy now pay later app built for real life: everyday expenses, unexpected bills, big purchases, hotels, flights, and more.
No hard credit check, and no impact on your credit score.
BUY NOW, PAY LATER NEARLY ANYWHERE
Pay with Zip online and in-store almost anywhere Visa is accepted.
• Flights
• Hotels
• Gas
• Groceries
• Bills
• Major retailers
• Neighborhood shops and local businesses
• Online checkout or in person
Buy now pay later nearly anywhere Visa is accepted with a Zip virtual card.
SPLIT IT INTO 2, 4, OR 8
Choose the payment schedule that fits your budget. Buy now, and pay later in two-week installments.
Pay in 2: Two payments, fastest payoff
Pay in 4: Four payments, the most popular plan
Pay in 8: Eight payments, smaller amounts over more time. Great for bigger purchases.
BUY NOW PAY LATER IN-STORE
Buy now pay later right at the register with Zip. Just open the app, generate a virtual card, and add it to Apple Wallet or Google Pay to tap to pay.¹
Prefer plastic? Order a physical Zip card and use it at the register like any other card.
NO HARD CREDIT CHECKS
Zip never runs a hard credit check, so applying and paying over time won't hurt your credit score. Installment reminders are sent automatically, so you can stay on track easily.
FLEXIBLE PAYMENT DATES
Payment schedules can shift when life does. Reschedule an upcoming installment for more breathing room.
STAY ON TOP OF YOUR BILLS
Add bills to the app and split them into manageable payments, from electric and water to phone, internet, and streaming subscriptions. Track what's due and get reminders before every payment, so nothing slips through the cracks.
GET APPROVED IN MINUTES
Check your eligibility for Zip's buy now pay later app in minutes and get an instant decision, so you can start shopping and paying over time quickly.
¹For example, a $1,100 purchase could be split into 2 payments of $553.75, with the first payment due today ($7.50 origination fee, representing a 35.70% APR with total of payments $1,107.50) or a $400 payment could be split into 4 biweekly payments of $102 with the first payment due today ($8 origination fee, representing a 34.75% APR with total of payments $408). For a $400 purchase, you could make 8 payments of $52.37 with the first payment due today ($18.97 origination fee, representing a 34.99% APR with total of payments $418.97). Not all customers qualify for all repayment options. Different repayment options may result in different APRs for the same purchase amount. Origination fees are prepaid as a finance charge with the first payment. Actual fees vary by purchase amount (e.g., $0.50–$124.00) and will be shown at checkout. Examples exclude taxes and shipping. Financing through Zip, issued by WebBank. Zip may be used only for U.S. purchases, and certain merchant, product, goods and service restrictions apply. All loans subject to credit ap
Split purchases into 2, 4, or 8 flexible installments with the buy now pay later app built for real life: everyday expenses, unexpected bills, big purchases, hotels, flights, and more.
No hard credit check, and no impact on your credit score.
BUY NOW, PAY LATER NEARLY ANYWHERE
Pay with Zip online and in-store almost anywhere Visa is accepted.
• Flights
• Hotels
• Gas
• Groceries
• Bills
• Major retailers
• Neighborhood shops and local businesses
• Online checkout or in person
Buy now pay later nearly anywhere Visa is accepted with a Zip virtual card.
SPLIT IT INTO 2, 4, OR 8
Choose the payment schedule that fits your budget. Buy now, and pay later in two-week installments.
Pay in 2: Two payments, fastest payoff
Pay in 4: Four payments, the most popular plan
Pay in 8: Eight payments, smaller amounts over more time. Great for bigger purchases.
BUY NOW PAY LATER IN-STORE
Buy now pay later right at the register with Zip. Just open the app, generate a virtual card, and add it to Apple Wallet or Google Pay to tap to pay.¹
Prefer plastic? Order a physical Zip card and use it at the register like any other card.
NO HARD CREDIT CHECKS
Zip never runs a hard credit check, so applying and paying over time won't hurt your credit score. Installment reminders are sent automatically, so you can stay on track easily.
FLEXIBLE PAYMENT DATES
Payment schedules can shift when life does. Reschedule an upcoming installment for more breathing room.
STAY ON TOP OF YOUR BILLS
Add bills to the app and split them into manageable payments, from electric and water to phone, internet, and streaming subscriptions. Track what's due and get reminders before every payment, so nothing slips through the cracks.
GET APPROVED IN MINUTES
Check your eligibility for Zip's buy now pay later app in minutes and get an instant decision, so you can start shopping and paying over time quickly.
¹For example, a $1,100 purchase could be split into 2 payments of $553.75, with the first payment due today ($7.50 origination fee, representing a 35.70% APR with total of payments $1,107.50) or a $400 payment could be split into 4 biweekly payments of $102 with the first payment due today ($8 origination fee, representing a 34.75% APR with total of payments $408). For a $400 purchase, you could make 8 payments of $52.37 with the first payment due today ($18.97 origination fee, representing a 34.99% APR with total of payments $418.97). Not all customers qualify for all repayment options. Different repayment options may result in different APRs for the same purchase amount. Origination fees are prepaid as a finance charge with the first payment. Actual fees vary by purchase amount (e.g., $0.50–$124.00) and will be shown at checkout. Examples exclude taxes and shipping. Financing through Zip, issued by WebBank. Zip may be used only for U.S. purchases, and certain merchant, product, goods and service restrictions apply. All loans subject to credit ap
Latest updates
1.258.3
Bug fixes
1.257.4
Bug fixes
1.256.7
Bug fixes
Store changes
What Zip - Buy Now, Pay Later changed on its store page: name, icon, screenshots, price, size, languages, requirements.
App got bigger
155 MB → 176 MB (+14%)
Needs a newer iOS
iOS 15.1 → iOS 15.6
Zip | Buy now, pay later Android
Zip | Buy now, pay later gets 10k+ downloads a day worldwide (AppInsider estimate, November 2026, rounded down to a band).
Zip | Buy now, pay later is #33 in Shopping Free on Google Play in United States and charting in 1 of 23 countries we track.
Updated 8 Nov 2026 · rankings refresh through the day
DeveloperZip, Co.
CategoryShopping
PriceFree
Released
Installs5M+
Rating★ 4.7 (109k)
Updated
Content ratingEveryone
Rating
4.7 ★
109k ratings
Measured
Best rank now
#33
Shopping FreeMeasured
New ratings a week
193
▲ +12% vs the 2 weeks before
Measured
Zip | Buy now, pay later on Google Play
App details
App ID
com.quadpay.quadpay
Publisher
Zip Co US Inc.
Publisher country
United States
Content rating
Everyone
Zip | Buy now, pay later downloads
Worldwide, per day, and installs to date. The band is open; the exact number is free with an account.
How this is calculated
Google Play shows an exact lifetime install count; downloads per day are its daily change (measured). When Play hasn't refreshed the count, they come from new ratings and Top Free chart positions. Confidence is the chance the real number is within half to double ours.
Where Zip | Buy now, pay later's downloads come from Modelled
Last 30 days: organic search, browsing the store, features and paid ads.
Active users
All platforms, worldwide. Free with an account.
Stickiness (DAU / MAU)
how many monthly users open it on a given day
Retention · share of new users still active
Day 1
Day 7
Day 30
Time spent · per daily user
Average time spent Pro
min a day
Sessions a day Pro
Time per session Pro
min
How this is calculated
Monthly users come from lifetime installs across every store, fitted on monthly active user figures companies publish; daily users = monthly × the typical daily/monthly ratio for the category. Confidence is the chance the real number is within half to double ours.
Where it ranks on Google Play
Every top 200 chart it appears in across 23 countries.
| Country | Charts | Rank |
|---|---|---|
| United States | ShoppingFree | #33 |
Apps near Zip | Buy now, pay later on the chart
Shopping Free, around #33.
Ratings
Google Play, worldwide.
Rating
4.7 ★
109k ratings
Measured
Ratings
109k
Measured
Written reviews
58k
Measured
Review momentum
ⓘ How we measure thisNew ratings a week
193
▲ +12% vs the 2 weeks before
Written reviews a week
92
Google Play
Lifetime rating
4.7★
recent stars not readable yet: new ratings are a tiny share of the total
Recent written reviews
4.6★
people who write skew negative
Review momentum
63/100
faster than 68% of Shopping apps
Review momentum (0-100) blends how fast the app collects ratings compared with other apps in its category (60%), whether that pace is speeding up (25%) and what recent raters give it (15%; recent stars well below lifetime pull it down). Ratings counts are read daily. A jump usually means a launch, a feature, ads or a new review prompt.
What users say about Zip | Buy now, pay later
From the 200 most recent Google Play reviews in the US.
Mostly positive (90% of recent reviews give 4–5 stars). People like it for being easy to use, and being useful. The main complaints are about price and subscriptions, and crashes and bugs.
What people like
- Ease of use: “easy to get my order done ✔️”
- Useful: “Highly recommend this app!”
- Price & subscription: “helps out when money is low”
- Features & content: “I do like the split option”
Common complaints
- Price & subscription: “I just want to pay my bill”
- Crashes & bugs: “now the app wont work at all”
- Useful: “was helpful in situations”
- Login & account: “They deactivated my account instead”
About Zip | Buy now, pay later
Buy now, pay later nearly anywhere with Zip.
Split purchases into 2, 4, or 8 flexible installments with the buy now pay later app built for real life: everyday expenses, unexpected bills, big purchases, hotels, flights, and more.
No hard credit check, and no impact on your credit score.
BUY NOW, PAY LATER NEARLY ANYWHERE
Pay with Zip online and in-store almost anywhere Visa is accepted.
• Flights
• Hotels
• Gas
• Groceries
• Bills
• Major retailers
• Neighborhood shops and local businesses
• Online checkout or in person
Buy now pay later nearly anywhere Visa is accepted with a Zip virtual card.
SPLIT IT INTO 2, 4, OR 8
Choose the payment schedule that fits your budget. Buy now, and pay later in two-week installments.
Pay in 2: Two payments, fastest payoff
Pay in 4: Four payments, the most popular plan
Pay in 8: Eight payments, smaller amounts over more time. Great for bigger purchases.
BUY NOW PAY LATER IN-STORE
Buy now pay later right at the register with Zip. Just open the app, generate a virtual card, and add it to Apple Wallet or Google Pay to tap to pay.¹
Prefer plastic? Order a physical Zip card and use it at the register like any other card.
NO HARD CREDIT CHECKS
Zip never runs a hard credit check, so applying and paying over time won't hurt your credit score. Installment reminders are sent automatically, so you can stay on track easily.
FLEXIBLE PAYMENT DATES
Payment schedules can shift when life does. Reschedule an upcoming installment for more breathing room.
STAY ON TOP OF YOUR BILLS
Add bills to the app and split them into manageable payments, from electric and water to phone, internet, and streaming subscriptions. Track what's due and get reminders before every payment, so nothing slips through the cracks.
GET APPROVED IN MINUTES
Check your eligibility for Zip's buy now pay later app in minutes and get an instant decision, so you can start shopping and paying over time quickly.
¹For example, a $1,100 purchase could be split into 2 payments of $553.75, with the first payment due today ($7.50 origination fee, representing a 35.70% APR with total of payments $1,107.50) or a $400 payment could be split into 4 biweekly payments of $102 with the first payment due today ($8 origination fee, representing a 34.75% APR with total of payments $408). For a $400 purchase, you could make 8 payments of $52.37 with the first payment due today ($18.97 origination fee, representing a 34.99% APR with total of payments $418.97). Not all customers qualify for all repayment options. Different repayment options may result in different APRs for the same purchase amount. Origination fees are prepaid as a finance charge with the first payment. Actual fees vary by purchase amount (e.g., $0.50–$124.00) and will be shown at checkout. Examples exclude taxes and shipping. Financing through Zip, issued by WebBank. Zip may be used only for U.S. purchases, and certain merchant, product, goods and service restrictions apply. All loans subject to credit ap
Split purchases into 2, 4, or 8 flexible installments with the buy now pay later app built for real life: everyday expenses, unexpected bills, big purchases, hotels, flights, and more.
No hard credit check, and no impact on your credit score.
BUY NOW, PAY LATER NEARLY ANYWHERE
Pay with Zip online and in-store almost anywhere Visa is accepted.
• Flights
• Hotels
• Gas
• Groceries
• Bills
• Major retailers
• Neighborhood shops and local businesses
• Online checkout or in person
Buy now pay later nearly anywhere Visa is accepted with a Zip virtual card.
SPLIT IT INTO 2, 4, OR 8
Choose the payment schedule that fits your budget. Buy now, and pay later in two-week installments.
Pay in 2: Two payments, fastest payoff
Pay in 4: Four payments, the most popular plan
Pay in 8: Eight payments, smaller amounts over more time. Great for bigger purchases.
BUY NOW PAY LATER IN-STORE
Buy now pay later right at the register with Zip. Just open the app, generate a virtual card, and add it to Apple Wallet or Google Pay to tap to pay.¹
Prefer plastic? Order a physical Zip card and use it at the register like any other card.
NO HARD CREDIT CHECKS
Zip never runs a hard credit check, so applying and paying over time won't hurt your credit score. Installment reminders are sent automatically, so you can stay on track easily.
FLEXIBLE PAYMENT DATES
Payment schedules can shift when life does. Reschedule an upcoming installment for more breathing room.
STAY ON TOP OF YOUR BILLS
Add bills to the app and split them into manageable payments, from electric and water to phone, internet, and streaming subscriptions. Track what's due and get reminders before every payment, so nothing slips through the cracks.
GET APPROVED IN MINUTES
Check your eligibility for Zip's buy now pay later app in minutes and get an instant decision, so you can start shopping and paying over time quickly.
¹For example, a $1,100 purchase could be split into 2 payments of $553.75, with the first payment due today ($7.50 origination fee, representing a 35.70% APR with total of payments $1,107.50) or a $400 payment could be split into 4 biweekly payments of $102 with the first payment due today ($8 origination fee, representing a 34.75% APR with total of payments $408). For a $400 purchase, you could make 8 payments of $52.37 with the first payment due today ($18.97 origination fee, representing a 34.99% APR with total of payments $418.97). Not all customers qualify for all repayment options. Different repayment options may result in different APRs for the same purchase amount. Origination fees are prepaid as a finance charge with the first payment. Actual fees vary by purchase amount (e.g., $0.50–$124.00) and will be shown at checkout. Examples exclude taxes and shipping. Financing through Zip, issued by WebBank. Zip may be used only for U.S. purchases, and certain merchant, product, goods and service restrictions apply. All loans subject to credit ap
What's new in 1.258.3
Bug fixes