Zip | Buy now, pay later Android
Zip | Buy now, pay later gets 1k+ downloads a day worldwide (AppInsider estimate, September 2026, rounded down to a band).
Zip | Buy now, pay later is #32 in Shopping Free on Google Play in United States and charting in 1 of 15 countries we track.
Updated 27 Sep 2026 · rankings refresh through the day
DeveloperZip, Co.
CategoryShopping
PriceFree
Released
Installs5M+
Rating★ 4.7 (108k)
Updated
Content ratingEveryone
Rating
4.7 ★
108k ratings
Measured
Best rank now
#32
Shopping FreeMeasured
Zip | Buy now, pay later on Google Play
App details
App ID
com.quadpay.quadpay
Publisher
Zip, Co.
Content rating
Everyone
Zip | Buy now, pay later downloads
Worldwide, per day, and installs to date. The band is open; the exact number is free with an account.
How this is calculated
Google Play shows an exact lifetime install count; downloads per day are its daily change (measured). When Play hasn't refreshed the count, they come from new ratings and Top Free chart positions. Confidence is the chance the real number is within half to double ours.
Where Zip | Buy now, pay later's downloads come from Modelled
Last 30 days: organic search, browsing the store, features and paid ads.
Active users
All platforms, worldwide. Free with an account.
Stickiness (DAU / MAU)
how many monthly users open it on a given day
Retention · share of new users still active
Day 1
Day 7
Day 30
Time spent · per daily user
Average time spent Pro
min a day
Sessions a day Pro
Time per session Pro
min
How this is calculated
Monthly users come from lifetime installs across every store, fitted on monthly active user figures companies publish; daily users = monthly × the typical daily/monthly ratio for the category. Confidence is the chance the real number is within half to double ours.
Where it ranks on Google Play
Every top 200 chart it appears in across 15 countries.
| Country | Charts | Rank |
|---|---|---|
| United States | ShoppingFree | #32 |
Apps near Zip | Buy now, pay later on the chart
Shopping Free, around #32.
Ratings
Google Play, worldwide.
Rating
4.7 ★
108k ratings
Measured
Ratings
108k
Measured
Written reviews
57k
Measured
About Zip | Buy now, pay later
Buy now, pay later nearly anywhere with Zip.
Split purchases into 2, 4, or 8 flexible installments with the buy now pay later app built for real life: everyday expenses, unexpected bills, big purchases, hotels, flights, and more.
No hard credit check, and no impact on your credit score.
BUY NOW, PAY LATER NEARLY ANYWHERE
Pay with Zip online and in-store almost anywhere Visa is accepted.
• Flights
• Hotels
• Gas
• Groceries
• Bills
• Major retailers
• Neighborhood shops and local businesses
• Online checkout or in person
Buy now pay later nearly anywhere Visa is accepted with a Zip virtual card.
SPLIT IT INTO 2, 4, OR 8
Choose the payment schedule that fits your budget. Buy now, and pay later in two-week installments.
Pay in 2: Two payments, fastest payoff
Pay in 4: Four payments, the most popular plan
Pay in 8: Eight payments, smaller amounts over more time. Great for bigger purchases.
BUY NOW PAY LATER IN-STORE
Buy now pay later right at the register with Zip. Just open the app, generate a virtual card, and add it to Apple Wallet or Google Pay to tap to pay.¹
Prefer plastic? Order a physical Zip card and use it at the register like any other card.
NO HARD CREDIT CHECKS
Zip never runs a hard credit check, so applying and paying over time won't hurt your credit score. Installment reminders are sent automatically, so you can stay on track easily.
FLEXIBLE PAYMENT DATES
Payment schedules can shift when life does. Reschedule an upcoming installment for more breathing room.
STAY ON TOP OF YOUR BILLS
Add bills to the app and split them into manageable payments, from electric and water to phone, internet, and streaming subscriptions. Track what's due and get reminders before every payment, so nothing slips through the cracks.
GET APPROVED IN MINUTES
Check your eligibility for Zip's buy now pay later app in minutes and get an instant decision, so you can start shopping and paying over time quickly.
¹For example, a $1,100 purchase could be split into 2 payments of $553.75, with the first payment due today ($7.50 origination fee, representing a 35.70% APR with total of payments $1,107.50) or a $400 payment could be split into 4 biweekly payments of $102 with the first payment due today ($8 origination fee, representing a 34.75% APR with total of payments $408). For a $400 purchase, you could make 8 payments of $52.37 with the first payment due today ($18.97 origination fee, representing a 34.99% APR with total of payments $418.97). Not all customers qualify for all repayment options. Different repayment options may result in different APRs for the same purchase amount. Origination fees are prepaid as a finance charge with the first payment. Actual fees vary by purchase amount (e.g., $0.50–$124.00) and will be shown at checkout. Examples exclude taxes and shipping. Financing through Zip, issued by WebBank. Zip may be used only for U.S. purchases, and certain merchant, product, goods and service restrictions apply. All loans subject to credit ap
Split purchases into 2, 4, or 8 flexible installments with the buy now pay later app built for real life: everyday expenses, unexpected bills, big purchases, hotels, flights, and more.
No hard credit check, and no impact on your credit score.
BUY NOW, PAY LATER NEARLY ANYWHERE
Pay with Zip online and in-store almost anywhere Visa is accepted.
• Flights
• Hotels
• Gas
• Groceries
• Bills
• Major retailers
• Neighborhood shops and local businesses
• Online checkout or in person
Buy now pay later nearly anywhere Visa is accepted with a Zip virtual card.
SPLIT IT INTO 2, 4, OR 8
Choose the payment schedule that fits your budget. Buy now, and pay later in two-week installments.
Pay in 2: Two payments, fastest payoff
Pay in 4: Four payments, the most popular plan
Pay in 8: Eight payments, smaller amounts over more time. Great for bigger purchases.
BUY NOW PAY LATER IN-STORE
Buy now pay later right at the register with Zip. Just open the app, generate a virtual card, and add it to Apple Wallet or Google Pay to tap to pay.¹
Prefer plastic? Order a physical Zip card and use it at the register like any other card.
NO HARD CREDIT CHECKS
Zip never runs a hard credit check, so applying and paying over time won't hurt your credit score. Installment reminders are sent automatically, so you can stay on track easily.
FLEXIBLE PAYMENT DATES
Payment schedules can shift when life does. Reschedule an upcoming installment for more breathing room.
STAY ON TOP OF YOUR BILLS
Add bills to the app and split them into manageable payments, from electric and water to phone, internet, and streaming subscriptions. Track what's due and get reminders before every payment, so nothing slips through the cracks.
GET APPROVED IN MINUTES
Check your eligibility for Zip's buy now pay later app in minutes and get an instant decision, so you can start shopping and paying over time quickly.
¹For example, a $1,100 purchase could be split into 2 payments of $553.75, with the first payment due today ($7.50 origination fee, representing a 35.70% APR with total of payments $1,107.50) or a $400 payment could be split into 4 biweekly payments of $102 with the first payment due today ($8 origination fee, representing a 34.75% APR with total of payments $408). For a $400 purchase, you could make 8 payments of $52.37 with the first payment due today ($18.97 origination fee, representing a 34.99% APR with total of payments $418.97). Not all customers qualify for all repayment options. Different repayment options may result in different APRs for the same purchase amount. Origination fees are prepaid as a finance charge with the first payment. Actual fees vary by purchase amount (e.g., $0.50–$124.00) and will be shown at checkout. Examples exclude taxes and shipping. Financing through Zip, issued by WebBank. Zip may be used only for U.S. purchases, and certain merchant, product, goods and service restrictions apply. All loans subject to credit ap
What's new in 1.254.1
Bug fixes, performance improvements, and new features