CVCalculator
Not in any tracked top chart right now.
Updated 24 Oct 2026 · rankings refresh through the day
DeveloperDavid McCrory
CategoryFinance
PriceFree
Released
Rating★ 5.0 (5)
Version1.5.3
Age rating4+
First seen by us
8 Oct 2026
8 Oct 2026Rating
5.0 ★
5 ratings
Measured
CVCalculator on the App Store
App details
App ID
6759869222
Publisher
David McCrory
On the store since
Mar 2026
Under a year
Minimum OS
iOS 17.5+
iPhone XS and later
Devices
iPhone · iPad
Universal purchase
Content rating
4+
Languages
1
EN
Size
5 MB
Also listed in
Business
Where it ranks now
Every top chart it appears in across 30 countries.
| Country | Charts | Rank |
|---|---|---|
| Not charting right now. | ||
Ratings
App Store, worldwide.
Rating
5.0 ★
5 ratings
Measured
Ratings
5
Measured
About CVCalculator
CVCalculator helps you understand your defined benefit (DB) pension as a financial asset — not just a future monthly payment.
If you have a DB pension, it has a present-day value: the lump sum that represents the future payments you've earned. That value isn't fixed — it moves with interest rates and actuarial assumptions, and it can be one of the largest assets you own. CVCalculator helps you see it, understand it, and follow how it changes.
UNDERSTAND YOUR PENSION'S VALUE
Enter the key figures from your annual pension statement and see an educational estimate of your pension's commuted value, using the Canadian Institute of Actuaries (CIA) Section 3500 methodology, CPM2014 mortality tables, and the December 2020 standard — the same framework pension administrators use.
WATCH HOW IT CHANGES
CIA interest rates update monthly, and your pension's value moves with them. Track a 12-month history, see how sensitive the value is to the long-term rate, and understand why the same pension can be worth more or less depending on when it's valued.
UNDERSTAND THE TRANSFER RULES
See how the Income Tax Act §8517 limit affects how much of a commuted value could move into a LIRA tax-deferred, and how RRSP room can shelter a taxable excess — in plain language, with optional deeper detail.
EXPLORE SCENARIOS
Compare retirement ages, survivor-benefit fractions, indexation, and employment transitions side by side to understand how different assumptions change the picture.
LEARN AS YOU GO
Every input and result has a built-in explanation written for pension members, pre-retirees, and retirees — with examples and the assumptions behind each number. Copy any explanation to read or share later.
BUILT FOR UNDERSTANDING, NOT ADVICE
CVCalculator is an educational tool. It provides estimates to help you understand your pension — not a recommendation, and not financial, tax, or actuarial advice. Official commuted values are calculated by your plan administrator; for decisions, consult a qualified advisor.
FREE & CV PRO
Explore your pension value for free. Unlock exact figures, sensitivity and history analysis, break-even insights, multiple saved scenarios, and PDF export with CV Pro.
Your pension is more than a monthly payment. Understand what it's worth.
Privacy Policy: https://cvcalculator.ca/privacy
Terms of Use (EULA): https://thedman.github.io/app-support/cvcalculator/terms-of-use
If you have a DB pension, it has a present-day value: the lump sum that represents the future payments you've earned. That value isn't fixed — it moves with interest rates and actuarial assumptions, and it can be one of the largest assets you own. CVCalculator helps you see it, understand it, and follow how it changes.
UNDERSTAND YOUR PENSION'S VALUE
Enter the key figures from your annual pension statement and see an educational estimate of your pension's commuted value, using the Canadian Institute of Actuaries (CIA) Section 3500 methodology, CPM2014 mortality tables, and the December 2020 standard — the same framework pension administrators use.
WATCH HOW IT CHANGES
CIA interest rates update monthly, and your pension's value moves with them. Track a 12-month history, see how sensitive the value is to the long-term rate, and understand why the same pension can be worth more or less depending on when it's valued.
UNDERSTAND THE TRANSFER RULES
See how the Income Tax Act §8517 limit affects how much of a commuted value could move into a LIRA tax-deferred, and how RRSP room can shelter a taxable excess — in plain language, with optional deeper detail.
EXPLORE SCENARIOS
Compare retirement ages, survivor-benefit fractions, indexation, and employment transitions side by side to understand how different assumptions change the picture.
LEARN AS YOU GO
Every input and result has a built-in explanation written for pension members, pre-retirees, and retirees — with examples and the assumptions behind each number. Copy any explanation to read or share later.
BUILT FOR UNDERSTANDING, NOT ADVICE
CVCalculator is an educational tool. It provides estimates to help you understand your pension — not a recommendation, and not financial, tax, or actuarial advice. Official commuted values are calculated by your plan administrator; for decisions, consult a qualified advisor.
FREE & CV PRO
Explore your pension value for free. Unlock exact figures, sensitivity and history analysis, break-even insights, multiple saved scenarios, and PDF export with CV Pro.
Your pension is more than a monthly payment. Understand what it's worth.
Privacy Policy: https://cvcalculator.ca/privacy
Terms of Use (EULA): https://thedman.github.io/app-support/cvcalculator/terms-of-use
Latest updates
1.5.3
What's New
• Improved the pension estimate experience with clearer premium guidance.
• Enhanced the CVCalculator Pro upgrade and purchase experience.
• Improved reliability and overall app stability.
• General bug fixes and performance improvements.
