GO by Krungsri Auto

GO by Krungsri Auto Application

An all-in-one lifestyle application for car users, designed by Krungsri Auto—the leading automotive finance provider under Bank of Ayudhya Public Company Limited. GO by Krungsri Auto offers a seamless experience with essential features in one app. Whether you're a Krungsri Auto customer, a car owner, or planning to buy a car in Thailand, the app provides services tailored to your needs.

Key Features of the App
Core Products and Services
- Krungsri Auto PromptStart Digital Lending: A service that allows users to apply for a Krungsri Auto loan with final approval provided within just 30 minutes. Covers loans for new cars, used cars, motorcycles, big bikes, and refinancing through Car4Cash. You can also use PromptStart’s loan pre-approval feature to receive an initial credit estimate in just 3 minutes.

- Krungsri Car4Cash: A refinancing loan service for cars, big bikes, and motorcycles. Offers options with or without title transfer, plus a ready-to-use revolving credit line.

Krungsri Auto Loan Information

Loan Term: 12 to 84 months

Maximum Annual Percentage Rate (APR) for “Krungsri New Car” (new vehicle financing):

• Flat rate: 1.98% – 5.25% per annum

• Effective rate (Reducing balance): 3.81% – 9.80% per annum

Example of Monthly Installment Calculation

Loan amount: 400,000 THB at 12% per annum interest rate (reducing balance method)

Installment 1

• Loan contract start date: 19/11/2019

• Payment due date: 09/12/2019 (21 days)

• Interest: (400,000 × 12% × 21) ÷ 365 = 2,761.64 THB

• Total installment: 18,830 THB, including:
 – Principal: 16,068.36 THB
 – Interest: 2,761.64 THB

Installment 2

• Outstanding principal: 383,931.64 THB

• Payment period: 10/12/2019 – 09/01/2020 (31 days)

• Interest: (383,931.64 × 12% × 31) ÷ 365 = 3,912.95 THB

• Total installment: 18,830 THB, including:
 – Principal: 14,917.05 THB
 – Interest: 3,912.95 THB

Note: Under the reducing balance method, the interest amount decreases each month as the outstanding principal decreases.

Krungsri Auto Broker
Offers insurance services and expert consultation for car insurance, compulsory motor insurance, spare parts coverage insurance, personal accident insurance, health insurance, and travel insurance.

Services for Krungsri Auto Customers
- Check loan application status
- View loan details
- Check and pay installments via barcode or QR code, with support for Krungsri app and Mpay (5 major banks)
- Chat service for payment issues or missing documents
- Pay Compulsory Motor Insurance (Por Ror Bor) and vehicle tax
- Quick access to insurance payment from home screen
- View billing documents and subscribe to e-bills via email
- Access vehicle title and contract copies
- Vehicle ownership transfer services

Automotive Lifestyle Services
- Auto Club: A content hub filled with automotive knowledge, news, and a community called Auto Talk for car lovers
- Used Car Marketplace: Featuring quality vehicles from trusted partners