HDB OnTheGo: Loan App

HDB OnTheGo mobile app is an online instant loan app which offers Personal Loan, Gold Loan, Business Loan, Vehicle Loan, or even a Digital Product Loan, HDB OnTheGo offers you instant loans with quick approvals and flexible repayment options — all without leaving your home. Just download the app and you're set!

HDB OnTheGo Key Features:

- Instant personal loans upto ₹ 20,00,000
- Flexible repayment options ranging from 12 to 84 months
- 100% paperless instant loan application
- Instant disbursal of the instant loan amount to your account
- Repay the loan through various payment methods anytime, anywhere
- Get your EMI calculated on the app for personal, gold, business, and auto loans
- No Collateral or Guarantors

Online loan offered by HDB OnTheGo app

Personal Loan: Instant personal loan upto ₹ 20,00,000 for salaried and self-employed individuals. Salaried individuals can get instant loans or pre approved online loans. For employed people looking for financial help, we also offer a quick Salaried Personal Loan.

Personal Loan Feature:
- Pre approved online personal loan for Salaried Individuals
- Attractive personal loan interest rates
- Flexible Repayment Tenure

Instant Online Personal Loan Example:
- Loan amount: ₹ 200,000
- Processing fee (3% of loan amount including 18% GST): ₹ 6,000
- Total Loan amount: ₹ 206,000
- Interest: 15% per annum (1.25% per month)
- Tenure: 12 months
- Your EMI: ₹ 18,375
- Total Amount to be paid: ₹ 18,375 x 12 = ₹ 220,500
- Total interest paid: ₹ 220,500 - ₹ 206,000 = ₹ 14,500
- Total cost of loan: ₹ 14,500 + ₹ 6,000 = ₹ 20,500
- APR (Annual Percentage Rate): 15%- Instant loan approval

Gold Loan: Get an Instant gold loan for any urgent financial or business needs. Gold Loan online can be avail through minimal documentation & at a very attractive interest rates.

Gold Loan Feature:
- Gold Loan online up to 75% of gold value or ₹ 20 lakh
- Competitive Interest Rates
- Flexible Repayment Tenure
- Complete Safety and Security of Gold

Business Loan: MSME loans and small business loans can help you meet your business loan requirements. Our unsecured business loans have attractive interest rates and flexible repayment terms. Get the help of easy online loan process to avail the funds quickly and grow your business

Business Loan Feature:
- Business Loans up to ₹ 30 lakh with instant approval & attractive interest rates
- 100% online process
- No requirements to submit collateral

Vehicle Loan: An instant Vehicle loan from us offers financial assistance for those seeking to purchase a new or used car.

Vehicle Loan Feature:
- Top up on existing Vehicle loan
- Car Loan up to 90% of Vehicle Value
- Repayment Through Convenient EMIs

Digital Product Loan: Get an instant approval in minutes for a No Cost EMI loan on your favorite electronic products with the help of HDB OnTheGo app

Digital Product Loan Feature:
- No Cost EMI, Exclusive Deals and Low Down Payments
- Easy Repayment Options
- Zero Security Deposit

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