Fibe: Instant Personal Loan Android

Fibe is an instant personal loan app for financial needs. Serving 3.3 million+ Indians, the
personal loan app provides an instant loan, credit cards, fixed deposits, loans against mutual
funds, credit score tools, UPI payments and Purpose Driven Financing.
Choose the Fibe personal loan app for a secure, 100% digital borrowing experience. Apply for
an instant loan with minimal documentation and receive eligible funds directly in your bank
account.

WHY CHOOSE THE FIBE PERSONAL LOAN APP?
• Personal loan up to ₹10 lakh
• Instant loan disbursal for eligible customers
• Repayment tenure from 6 to 36 months
• No foreclosure charges
• Digital loan process with zero paperwork
• Affordable EMI options
• Transparent personal loan charges
• Quick access through the personal loan app

The Fibe personal loan app helps you apply for a personal loan for emergencies, travel,
education, shopping and home expenses. Your instant loan eligibility, personal loan amount,
tenure and rate depend on your profile and the lender’s assessment.

FLEXIBLE PERSONAL LOAN TENURES :-

₹1,00,000 for 6 months: approx. ₹17,550/month
₹1,00,000 for 12 months: approx. ₹9,170/month

Longer personal loan tenures may reduce the EMI. Use the personal loan app to review
repayment options before accepting an instant loan offer.

PERSONAL LOAN FEES AND CHARGES:-

• Interest: starting from 18%
• Processing fee: 2% + GST
• Foreclosure: Nil
• Late payment: ₹500 or 3%, whichever is higher
• Bounced payment: ₹500/bounce
• APR: from 18%
• Stamp duty: 0.1%
• Mandate rejection: ₹250 + GST

PERSONAL LOAN EXAMPLE :-

Borrowed: ₹5,00,000 for 3 years
Processing fee, GST and stamp duty: ₹12,300
Interest: 20% p.a. reducing balance
EMI: ₹18,582
Total payable: ₹6,68,952
Total interest: ₹1,68,944
Total loan cost: ₹1,81,244

Actual instant loan terms may vary. Check the agreement in the Fibe personal loan app.

*FIBE PAY AND UPI*
The personal loan app also offers:
• Quick UPI registration
• Cashback up to ₹1,000 every month*
• Gift vouchers using cashback and Fibe Coins
• Fast payments with enhanced security

*PURPOSE DRIVEN FINANCING*

Finance eligible healthcare, education and upskilling needs across 10,300+ partner touchpoints,
with flexible repayment options.

*FIXED DEPOSITS*
Use the personal loan app to explore:
• Investment from ₹1,000 to ₹5 lakh
• Digital FD booking and easy withdrawals
• Up to ₹5 lakh insured by DICGC
• RBI-approved banks and NBFCs

*LOAN AGAINST MUTUAL FUNDS*
• Credit limit up to ₹10 lakh
• Interest-only EMI starting at 10.49%
• 8,700+ approved mutual fund schemes
• Access funds while investments remain invested

The personal loan app displays applicable fees before acceptance. Instant loan approval and
disbursal are subject to eligibility, verification and lender policies. An instant loan is not
guaranteed. Use every loan responsibly and repay on time.

ABOUT FIBE:-

The Fibe personal loan app is owned by Social Worth Technologies Ltd. It facilitates each
personal loan and instant l

- Download to approval in just 8 questions
- An easy-to-use and engaging conversational UI
- Faster loan application with instant approval
- A smoother, more seamless interface
- A new refreshed look and feel to the app