Kissht Downloads & RevenueKissht: Instant Personal Loan · App Store & Google Play
Kissht: Instant Personal Loan gets 10k+ downloads a day worldwide (AppInsider estimate, November 2026, rounded down to a band).
Kissht: Instant Personal Loan by OnEMi Technology Solutions Limited is on App Store and Google Play. Active Users (MAU & DAU), Downloads, rankings, keywords, revenue, and rating totals.
Kissht: Instant Personal Loan update history & changes
Last change · 25 events since 14 Aug 2015Full timeline ↓⭐iOSRatings pace up +111%✏️AndroidDescription updated📣iOSStarted 2 new ads📈AndroidNew best rank in the overall chart: #174📦iOSUpdated to version 3.0.5📣iOSStarted a new ad📦AndroidUpdated to version 3.0.5📈AndroidNew best rank in the overall chart: #179📦iOSUpdated to version 3.0.4📈iOSNew best rank in the overall chart: #111📈iOSNew best rank in the overall chart: #125🆕AndroidFirst spotted by AppInsider🆕iOSFirst spotted by AppInsider📦AndroidVersion 3.0.3📣AndroidStarted a new ad📣AndroidStarted a new ad🆕iOSReleased on the App Store🆕AndroidReleased on Google Play
Full timeline · 25 events
- ✏️Kissht: Instant Personal Loan: description updatedAndroid· US
- 📣Kissht: Instant Personal Loan started 2 new adsiOS3
- 📈Kissht: Instant Personal Loan new best rank in the overall chart: #174AndroidTop Free · All Apps · IN
- 📦Kissht: Instant Personal Loan updated to version 3.0.5iOS• Improved app performance
• Minor UI refinements
• Bug fixes and stability improvement - 📣Kissht: Instant Personal Loan started a new adiOS3
- 📦Kissht: Instant Personal Loan updated to version 3.0.5Android• Get your loan approved in just 5 minutes
• Faster applications with instant approvals
• Enjoy a simpler, more intuitive app experience
• Smoother, more seamless performance across the app
• Fresh new look for the Kissht Personal Loan App… more - 📈Kissht: Instant Personal Loan new best rank in the overall chart: #179AndroidTop Free · All Apps · IN
- 📈Kissht: Instant Personal Loan new best rank in the overall chart: #185AndroidTop Free · All Apps · IN
- 📈Kissht: Instant Personal Loan new best rank in the overall chart: #189AndroidTop Free · All Apps · IN
- 📈Kissht: Instant Personal Loan new best rank in the overall chart: #193AndroidTop Free · All Apps · IN
- 📈Kissht: Instant Personal Loan new best rank in the overall chart: #199AndroidTop Free · All Apps · IN
- 📦Kissht: Instant Personal Loan updated to version 3.0.4iOS• Improved app performance
• Minor UI refinements
• Bug fixes and stability improvement - 📈Kissht: Instant Personal Loan new best rank in the overall chart: #111iOSTop Free · All Apps · IN
- 📈Kissht: Instant Personal Loan new best rank in the overall chart: #125iOSTop Free · All Apps · IN
- 🆕Kissht: Instant Personal Loan first spotted by AppInsiderAndroidIndia
- 🆕Kissht: Instant Personal Loan first spotted by AppInsideriOS#17 in Top Free · Finance · India
- 📦Kissht: Instant Personal Loan version 3.0.3Android• Get your loan approved in just 5 minutes
• Faster applications with instant approvals
• Enjoy a simpler, more intuitive app experience
• Smoother, more seamless performance across the app
• Fresh new look for the Kissht Personal Loan App… more - 📣Kissht: Instant Personal Loan started a new adAndroid3
- 📦Kissht: Instant Personal Loan version 3.0.2iOS• Improved app performance
• Minor UI refinements
• Bug fixes and stability improvement - 📣Kissht: Instant Personal Loan started a new adiOS3
- 📣Kissht: Instant Personal Loan started a new adAndroid3
- 📣Kissht: Instant Personal Loan started a new adiOS3
- 🆕Kissht: Instant Personal Loan released on the App StoreiOS
- 🆕Kissht: Instant Personal Loan released on Google PlayAndroid
Collected from the stores by AppInsider since we first spotted the app. Dates are when we saw each change.
Rating
4.9 ★
1.6M ratings, both stores
Measured
Best rank now
#25
App Store · 
Finance Free
Finance FreeMeasured
New ratings a week
7,317
▼ -32% vs the 2 weeks before (Google Play)
Measured
App Store
App details
App ID
6752766331
Publisher
OnEMi Technology Solutions Limited
Publisher country
India
On the store since
Dec 2025
Under a year
Minimum OS
iOS 15.1+
iPhone 6s and later
Devices
iPhone · iPad
Content rating
4+
Languages
1
EN
Size
130 MB
Google Play
App details
App ID
com.fastbanking
Publisher
ONEMI TECHNOLOGY SOLUTIONS LIMITED
Publisher country
India
Content rating
Everyone
Kissht: Instant Personal Loan downloads & installs
Both stores, worldwide. Bands are open; exact numbers are free with an account.
| Store | Downloads / day | Lifetime installs |
|---|---|---|
| App Store | 1k+ | – |
| Google Play | 10k+ | 50M+ Measured |
| Total | 10k+ Confidence | 50M+ Confidence |
How this is calculated
App Store: chart positions and rating growth per country, anchored on its own Android downloads; lifetime from ratings worldwide × installs per rating. Google Play: the daily change in its exact install count. The total adds every store.
Where Kissht: Instant Personal Loan's downloads come from Modelled
Last 30 days: organic search, browsing the store, features and paid ads.
Active users
All platforms, worldwide. Free with an account.
Stickiness (DAU / MAU)
how many monthly users open it on a given day
Retention · share of new users still active
Day 1
Day 7
Day 30
Time spent · per daily user
Average time spent Pro
min a day
Sessions a day Pro
Time per session Pro
min
How this is calculated
Monthly users come from lifetime installs across every store, fitted on monthly active user figures companies publish; daily users = monthly × the typical daily/monthly ratio for the category. Confidence is the chance the real number is within half to double ours.
Where it ranks now
Both stores, across every country we track.
| Store | Best rank | Charting in | US Top Free | US Top Grossing |
|---|---|---|---|---|
| App Store | #25 Finance Free | 1 of 30 countries | – | – |
| Google Play | #28 Finance Free | 1 of 23 countries | – | – |
Full chart lists: App Store · Google Play.
Review momentum
ⓘ How we measure thisApp Store
New ratings a week
184
▲ +84% vs the 2 weeks before
Recent ratings
4.7★
vs 4.6★ lifetime
Review momentum
90/100
faster than 90% of Finance apps
Google Play
New ratings a week
7,133
▼ -32% vs the 2 weeks before
Lifetime rating
4.5★
recent stars not readable yet: new ratings are a tiny share of the total
Review momentum
71/100
faster than 96% of Finance apps
Review momentum (0-100) blends how fast the app collects ratings compared with other apps in its category (60%), whether that pace is speeding up (25%) and what recent raters give it (15%; recent stars well below lifetime pull it down). Ratings counts are read daily. A jump usually means a launch, a feature, ads or a new review prompt.
Ratings
Both stores. Store data, measured.
| Store | Rating | Ratings |
|---|---|---|
| App Store | 4.6 ★ | 5.1k |
| Google Play | 4.9 ★ | 1.6M 127 written reviews |
| Both stores | 4.9 ★ weighted by ratings | 1.6M |
About Kissht: Instant Personal Loan
Kissht is India’s trusted digital loan app, which offers quick personal loans, business loans. Whether you are salaried or self-employed, there is credit available for you on Kissht. Avail funds for personal expenses or business growth, Kissht loan app provides you immediate financial assistance.
What is Kissht App?
Kissht offers online personal loans of up to ₹5,00,000 with minimal documentation. In just 5 minutes, you can apply for a personal loan and get your funds in your bank account. Kissht provides competitive business loans to meet entrepreneurs' needs, enabling them to access capital quickly.
Example of Unsecured Personal Loan
Loan amount (Sanctioned): ₹ 1,25,000.
Tenure: 24 months.
Interest Rate: 14.60% per annum.
Processing Fee (incl. GST): ₹ 7,375.
Total Interest: ₹ 20,912.
EMI: ₹ 6,037.
APR: 23%.
Sanctioned loan amount is ₹ 1,25,000.
Net disbursed amount is ₹ 1,17,625.
Total loan repayment amount is ₹ 1,45,912.
Total cost of the loan = Interest Amount + Processing Fees
= ₹ 20,912 + ₹ 7,375 = ₹ 28,287.
We work with RBI-registered NBFCs. These NBFCs are as follows:
-Si Creva Capital Services Pvt Ltd
-MAS Financial Services Ltd
-Northern Arc Capital Ltd.
-Piramal Capital & Housing Finance Ltd.
-SMFG India Credit Co. Ltd.
How to apply for Kissht instant loan?
1. Install Kissht app
2. Register with a mobile number & accept basic permissions
3. Complete 100% digital KYC for an instant credit check
4. Sign online loan agreements from approved NBFCs
Why Choose Kissht for Your Instant Personal Loan Needs?
Whether it’s for an emergency or business growth, Kissht provides instant loans with flexible repayment plans.
- Digital personal loans from ₹10,000 to ₹5,00,000
- Interest rates - 12% to 28.5% p.a.
- Tenure - 6 to 60 months
- APR range - 18% to 36%*
*Note: These numbers are for representation purposes only. The final interest rate & APR will depend on the customer’s credit assessment, as decided by Kissht’s Lending Partner(s).
Kissht stands out among loan apps by providing quick, reliable, and secure instant small loans. Kissht loan app helps you get a quick personal loan and business loan to manage emergencies or meet your financial goals. Kissht offers a convenient online loan application process with transparent terms and competitive interest rates. Our low-interest loan and easy repayment plans make managing finances stress-free.
What Makes Kissht a Trusted Digital Loan App?
1. Easy Approval: Get instant loans online with minimal documentation in a fully digital process.
2. Instant Fund Transfer: With the Kissht advance loan app, you can get funds directly transferred to your bank account.
2. Safe & Transparent: Kissht prioritizes user safety and follows RBI guidelines for collections. Our processes are transparent, with no hidden charges.
3. Customer-Centric: We adopt a human-first approach, ensuring a delightful experience at every interaction.
4. Competitive Rates: Enjoy a lower-interest loan with flexible repayment
What is Kissht App?
Kissht offers online personal loans of up to ₹5,00,000 with minimal documentation. In just 5 minutes, you can apply for a personal loan and get your funds in your bank account. Kissht provides competitive business loans to meet entrepreneurs' needs, enabling them to access capital quickly.
Example of Unsecured Personal Loan
Loan amount (Sanctioned): ₹ 1,25,000.
Tenure: 24 months.
Interest Rate: 14.60% per annum.
Processing Fee (incl. GST): ₹ 7,375.
Total Interest: ₹ 20,912.
EMI: ₹ 6,037.
APR: 23%.
Sanctioned loan amount is ₹ 1,25,000.
Net disbursed amount is ₹ 1,17,625.
Total loan repayment amount is ₹ 1,45,912.
Total cost of the loan = Interest Amount + Processing Fees
= ₹ 20,912 + ₹ 7,375 = ₹ 28,287.
We work with RBI-registered NBFCs. These NBFCs are as follows:
-Si Creva Capital Services Pvt Ltd
-MAS Financial Services Ltd
-Northern Arc Capital Ltd.
-Piramal Capital & Housing Finance Ltd.
-SMFG India Credit Co. Ltd.
How to apply for Kissht instant loan?
1. Install Kissht app
2. Register with a mobile number & accept basic permissions
3. Complete 100% digital KYC for an instant credit check
4. Sign online loan agreements from approved NBFCs
Why Choose Kissht for Your Instant Personal Loan Needs?
Whether it’s for an emergency or business growth, Kissht provides instant loans with flexible repayment plans.
- Digital personal loans from ₹10,000 to ₹5,00,000
- Interest rates - 12% to 28.5% p.a.
- Tenure - 6 to 60 months
- APR range - 18% to 36%*
*Note: These numbers are for representation purposes only. The final interest rate & APR will depend on the customer’s credit assessment, as decided by Kissht’s Lending Partner(s).
Kissht stands out among loan apps by providing quick, reliable, and secure instant small loans. Kissht loan app helps you get a quick personal loan and business loan to manage emergencies or meet your financial goals. Kissht offers a convenient online loan application process with transparent terms and competitive interest rates. Our low-interest loan and easy repayment plans make managing finances stress-free.
What Makes Kissht a Trusted Digital Loan App?
1. Easy Approval: Get instant loans online with minimal documentation in a fully digital process.
2. Instant Fund Transfer: With the Kissht advance loan app, you can get funds directly transferred to your bank account.
2. Safe & Transparent: Kissht prioritizes user safety and follows RBI guidelines for collections. Our processes are transparent, with no hidden charges.
3. Customer-Centric: We adopt a human-first approach, ensuring a delightful experience at every interaction.
4. Competitive Rates: Enjoy a lower-interest loan with flexible repayment
Kissht: Instant Personal Loan App Store
Kissht: Instant Personal Loan gets 10k+ downloads a day worldwide (AppInsider estimate, November 2026, rounded down to a band).
Kissht: Instant Personal Loan is #25 in Finance Free in India and charting in 1 of 30 countries we track.
Updated 10 Nov 2026 · rankings refresh through the day
DeveloperOnEMi Technology Solutions Limited
CategoryFinance
PriceFree
Released
Rating★ 4.6 (5.1k)
Version3.0.5
Age rating4+
First seen by us 25 Sep 2026
25 Sep 2026Rating
4.6 ★
5.1k ratings
Measured
Best rank now
#25
Finance FreeMeasured
New ratings a week
184
▲ +84% vs the 2 weeks before
Measured
Kissht: Instant Personal Loan on the App Store
App details
App ID
6752766331
Publisher
OnEMi Technology Solutions Limited
Publisher country
India
On the store since
Dec 2025
Under a year
Minimum OS
iOS 15.1+
iPhone 6s and later
Devices
iPhone · iPad
Content rating
4+
Languages
1
EN
Size
130 MB
Kissht: Instant Personal Loan downloads
Worldwide, per day, and installs to date. The band is open; the exact number is free with an account.
How this is calculated
Apple publishes no download counts. App Store downloads come from chart positions and daily rating growth per country, calibrated on Google Play install counts; lifetime installs from ratings worldwide × installs per rating. Confidence is the chance the real number is within half to double ours.
Where Kissht: Instant Personal Loan's downloads come from Modelled
Last 30 days: organic search, browsing the store, features and paid ads.
Active users
All platforms, worldwide. Free with an account.
Stickiness (DAU / MAU)
how many monthly users open it on a given day
Retention · share of new users still active
Day 1
Day 7
Day 30
Time spent · per daily user
Average time spent Pro
min a day
Sessions a day Pro
Time per session Pro
min
How this is calculated
Monthly users come from lifetime installs across every store, fitted on monthly active user figures companies publish; daily users = monthly × the typical daily/monthly ratio for the category. Confidence is the chance the real number is within half to double ours.
Where it ranks now
Every top chart it appears in across 30 countries.
| Country | Charts | Rank |
|---|---|---|
| India | FinanceFree | #25 |
Apps near Kissht: Instant Personal Loan on the chart
Finance Free, around #25.
Ratings
App Store, worldwide.
Rating
4.6 ★
5.1k ratings
Measured
Ratings
5.1k
Measured
Review momentum
ⓘ How we measure thisNew ratings a week
184
▲ +84% vs the 2 weeks before
Recent ratings
4.7★
vs 4.6★ lifetime
Review momentum
90/100
faster than 90% of Finance apps
Review momentum (0-100) blends how fast the app collects ratings compared with other apps in its category (60%), whether that pace is speeding up (25%) and what recent raters give it (15%; recent stars well below lifetime pull it down). Ratings counts are read daily. A jump usually means a launch, a feature, ads or a new review prompt.
About Kissht: Instant Personal Loan
Kissht is India’s trusted digital loan app, which offers quick personal loans, business loans. Whether you are salaried or self-employed, there is credit available for you on Kissht. Avail funds for personal expenses or business growth, Kissht loan app provides you immediate financial assistance.
What is Kissht App?
Kissht offers online personal loans of up to ₹5,00,000 with minimal documentation. In just 5 minutes, you can apply for a personal loan and get your funds in your bank account. Kissht provides competitive business loans to meet entrepreneurs' needs, enabling them to access capital quickly.
Example of Unsecured Personal Loan
Loan amount (Sanctioned): ₹ 1,25,000.
Tenure: 24 months.
Interest Rate: 14.60% per annum.
Processing Fee (incl. GST): ₹ 7,375.
Total Interest: ₹ 20,912.
EMI: ₹ 6,037.
APR: 23%.
Sanctioned loan amount is ₹ 1,25,000.
Net disbursed amount is ₹ 1,17,625.
Total loan repayment amount is ₹ 1,45,912.
Total cost of the loan = Interest Amount + Processing Fees
= ₹ 20,912 + ₹ 7,375 = ₹ 28,287.
We work with RBI-registered NBFCs. These NBFCs are as follows:
-Si Creva Capital Services Pvt Ltd
-MAS Financial Services Ltd
-Northern Arc Capital Ltd.
-Piramal Capital & Housing Finance Ltd.
-SMFG India Credit Co. Ltd.
How to apply for Kissht instant loan?
1. Install Kissht app
2. Register with a mobile number & accept basic permissions
3. Complete 100% digital KYC for an instant credit check
4. Sign online loan agreements from approved NBFCs
Why Choose Kissht for Your Instant Personal Loan Needs?
Whether it’s for an emergency or business growth, Kissht provides instant loans with flexible repayment plans.
- Digital personal loans from ₹10,000 to ₹5,00,000
- Interest rates - 12% to 28.5% p.a.
- Tenure - 6 to 60 months
- APR range - 18% to 36%*
*Note: These numbers are for representation purposes only. The final interest rate & APR will depend on the customer’s credit assessment, as decided by Kissht’s Lending Partner(s).
Kissht stands out among loan apps by providing quick, reliable, and secure instant small loans. Kissht loan app helps you get a quick personal loan and business loan to manage emergencies or meet your financial goals. Kissht offers a convenient online loan application process with transparent terms and competitive interest rates. Our low-interest loan and easy repayment plans make managing finances stress-free.
What Makes Kissht a Trusted Digital Loan App?
1. Easy Approval: Get instant loans online with minimal documentation in a fully digital process.
2. Instant Fund Transfer: With the Kissht advance loan app, you can get funds directly transferred to your bank account.
2. Safe & Transparent: Kissht prioritizes user safety and follows RBI guidelines for collections. Our processes are transparent, with no hidden charges.
3. Customer-Centric: We adopt a human-first approach, ensuring a delightful experience at every interaction.
4. Competitive Rates: Enjoy a lower-interest loan with flexible repayment
What is Kissht App?
Kissht offers online personal loans of up to ₹5,00,000 with minimal documentation. In just 5 minutes, you can apply for a personal loan and get your funds in your bank account. Kissht provides competitive business loans to meet entrepreneurs' needs, enabling them to access capital quickly.
Example of Unsecured Personal Loan
Loan amount (Sanctioned): ₹ 1,25,000.
Tenure: 24 months.
Interest Rate: 14.60% per annum.
Processing Fee (incl. GST): ₹ 7,375.
Total Interest: ₹ 20,912.
EMI: ₹ 6,037.
APR: 23%.
Sanctioned loan amount is ₹ 1,25,000.
Net disbursed amount is ₹ 1,17,625.
Total loan repayment amount is ₹ 1,45,912.
Total cost of the loan = Interest Amount + Processing Fees
= ₹ 20,912 + ₹ 7,375 = ₹ 28,287.
We work with RBI-registered NBFCs. These NBFCs are as follows:
-Si Creva Capital Services Pvt Ltd
-MAS Financial Services Ltd
-Northern Arc Capital Ltd.
-Piramal Capital & Housing Finance Ltd.
-SMFG India Credit Co. Ltd.
How to apply for Kissht instant loan?
1. Install Kissht app
2. Register with a mobile number & accept basic permissions
3. Complete 100% digital KYC for an instant credit check
4. Sign online loan agreements from approved NBFCs
Why Choose Kissht for Your Instant Personal Loan Needs?
Whether it’s for an emergency or business growth, Kissht provides instant loans with flexible repayment plans.
- Digital personal loans from ₹10,000 to ₹5,00,000
- Interest rates - 12% to 28.5% p.a.
- Tenure - 6 to 60 months
- APR range - 18% to 36%*
*Note: These numbers are for representation purposes only. The final interest rate & APR will depend on the customer’s credit assessment, as decided by Kissht’s Lending Partner(s).
Kissht stands out among loan apps by providing quick, reliable, and secure instant small loans. Kissht loan app helps you get a quick personal loan and business loan to manage emergencies or meet your financial goals. Kissht offers a convenient online loan application process with transparent terms and competitive interest rates. Our low-interest loan and easy repayment plans make managing finances stress-free.
What Makes Kissht a Trusted Digital Loan App?
1. Easy Approval: Get instant loans online with minimal documentation in a fully digital process.
2. Instant Fund Transfer: With the Kissht advance loan app, you can get funds directly transferred to your bank account.
2. Safe & Transparent: Kissht prioritizes user safety and follows RBI guidelines for collections. Our processes are transparent, with no hidden charges.
3. Customer-Centric: We adopt a human-first approach, ensuring a delightful experience at every interaction.
4. Competitive Rates: Enjoy a lower-interest loan with flexible repayment
Latest updates
3.0.5
• Improved app performance
• Minor UI refinements
• Bug fixes and stability improvement
3.0.4
• Improved app performance
• Minor UI refinements
• Bug fixes and stability improvement
3.0.2
• Improved app performance
• Minor UI refinements
• Bug fixes and stability improvement
Kissht: Instant Personal Loans Android
Kissht: Instant Personal Loans gets 10k+ downloads a day worldwide (AppInsider estimate, November 2026, rounded down to a band).
Kissht: Instant Personal Loans is #28 in Finance Free on Google Play in India and charting in 1 of 23 countries we track.
Updated 10 Nov 2026 · rankings refresh through the day
DeveloperOnEMI Technology Solutions Limited.
CategoryFinance
PriceFree
Released
Installs50M+
Rating★ 4.9 (1.6M)
Updated
Content ratingEveryone
Rating
4.9 ★
1.6M ratings
Measured
Best rank now
#28
Finance FreeMeasured
New ratings a week
7,133
▼ -32% vs the 2 weeks before
Measured
Kissht: Instant Personal Loans on Google Play
App details
App ID
com.fastbanking
Publisher
ONEMI TECHNOLOGY SOLUTIONS LIMITED
Publisher country
India
Content rating
Everyone
Kissht: Instant Personal Loans downloads
Worldwide, per day, and installs to date. The band is open; the exact number is free with an account.
How this is calculated
Google Play shows an exact lifetime install count; downloads per day are its daily change (measured). When Play hasn't refreshed the count, they come from new ratings and Top Free chart positions. Confidence is the chance the real number is within half to double ours.
Where Kissht: Instant Personal Loans's downloads come from Modelled
Last 30 days: organic search, browsing the store, features and paid ads.
Active users
All platforms, worldwide. Free with an account.
Stickiness (DAU / MAU)
how many monthly users open it on a given day
Retention · share of new users still active
Day 1
Day 7
Day 30
Time spent · per daily user
Average time spent Pro
min a day
Sessions a day Pro
Time per session Pro
min
How this is calculated
Monthly users come from lifetime installs across every store, fitted on monthly active user figures companies publish; daily users = monthly × the typical daily/monthly ratio for the category. Confidence is the chance the real number is within half to double ours.
Where it ranks on Google Play
Every top 200 chart it appears in across 23 countries.
| Country | Charts | Rank |
|---|---|---|
| India | FinanceFree | #28 |
| India | All AppsFree | #199 |
Apps near Kissht: Instant Personal Loans on the chart
Finance Free, around #28.
Ratings
Google Play, worldwide.
Rating
4.9 ★
1.6M ratings
Measured
Ratings
1.6M
Measured
Written reviews
127
Measured
Review momentum
ⓘ How we measure thisNew ratings a week
7,133
▼ -32% vs the 2 weeks before
Lifetime rating
4.5★
recent stars not readable yet: new ratings are a tiny share of the total
Review momentum
71/100
faster than 96% of Finance apps
Review momentum (0-100) blends how fast the app collects ratings compared with other apps in its category (60%), whether that pace is speeding up (25%) and what recent raters give it (15%; recent stars well below lifetime pull it down). Ratings counts are read daily. A jump usually means a launch, a feature, ads or a new review prompt.
About Kissht: Instant Personal Loans
This Diwali, make room for brighter celebrations and bigger plans with Kissht. Trusted by 60+ million Indians, Kissht offers instant personal loans and flexible business loans to help you fund festive shopping, gifting, home upgrades or business growth. Celebrate brighter with Kissht!
Kissht Personal Loan Offerings
● Loan Amount - ₹10,000 to ₹5,00,000
● Interest rates - Starting from 1% per month
● Tenure - 6 to 60 months
● APR Range (Min-Max): 17%–45%*
Why Choose Kissht Digital Lending App
1. Kissht Offers Personal loans for Salaried & Self-Employed Individuals. The loan ranges from ₹5,000 to ₹5,00,000, with 100% digital processing, minimal documentation, Flexible EMI repayment options, and the lowest interest rate among other NBFCs, and instant loan approval in 5 mins with same-day loan disbursal.
✔️ Personal Loan for all use cases:
👉 Personal Loan for Students/ Education Fund
👉 Personal Loan for Medical Emergency or Medical bills
👉 Personal Loan for Debt Consolidation
👉 Personal Loan for Wedding Expenses
👉 Personal Loan for Home Repairs
👉 Personal Loan for Travel
2. Kissht provides tailored business loan designed for entrepreneurs. It offers business loans from ₹5,000 to ₹5,00,000 with 100% Digital KYC, Zero Paperwork, Affordable interest rate with Flexible Tenure Ranges, and Flexible EMI repayment plan
✔️ Business Loan for all use cases:
👉 Business Loan for MSME Owners
👉 Business Loan for Startup Companies
👉 Business Loan for Small Business Owner
👉 Business Loan for E-Commerce startups
👉 Business Loan for Manufacturers
Example of Unsecured Personal Loan
Loan amount (Sanctioned): ₹ 1,25,000.
Tenure: 24 months.
Interest Rate: 33% per annum.
Processing Fee (incl. GST): ₹ 8,850.
Total Interest: ₹ 47,467.
EMI: ₹ 7,184.
APR: 41 %.
Sanctioned Loan amount is ₹ 1,25,000.
Net Disbursed amount is ₹ 1,16,150.
Total loan repayment amount is ₹ 1,72,416.
Total Cost of the Loan = Interest Amount + Processing Fees = ₹47,467 + ₹8,850 = ₹56,317.
We work with RBI-registered NBFCs. These NBFCs are as follows:
-Si Creva Capital Services Pvt Ltd
-MAS Financial Services Ltd
-Northern Arc Capital Ltd.
-Piramal Capital & Housing Finance Ltd.
-SMFG India Credit Co. Ltd.
-Mirae Asset Financial Services (India) Pvt. Ltd.
Steps to apply for Personal Loan & Business Loan?
1. Install Kissht Personal loan app
2. Register with a mobile number
3. Complete 100% digital PAN & KYC process
4. Choose loan amount & tenure
5. Sign online loan agreements from approved NBFCs
6. Provide bank details
7. Request a money transfer to your bank account
Kissht Digital Lending App Features
✔ Instant online loan
✔ 100% Digital process
✔ Flexible EMI Repayment
✔ Low interest rate
✔ Fast loan approval
What Makes Kissht a Unique Digital Loan App?
1. Easy Loan Approval: Get instant loans online with minimal documentation in a fully 100% digital process.
2. Instant Loan Transfer: You can get funds directly disbursed to your bank account.
3. Short Term Loan Amount: 5k, 10k, 15k, 20k, 25
Kissht Personal Loan Offerings
● Loan Amount - ₹10,000 to ₹5,00,000
● Interest rates - Starting from 1% per month
● Tenure - 6 to 60 months
● APR Range (Min-Max): 17%–45%*
Why Choose Kissht Digital Lending App
1. Kissht Offers Personal loans for Salaried & Self-Employed Individuals. The loan ranges from ₹5,000 to ₹5,00,000, with 100% digital processing, minimal documentation, Flexible EMI repayment options, and the lowest interest rate among other NBFCs, and instant loan approval in 5 mins with same-day loan disbursal.
✔️ Personal Loan for all use cases:
👉 Personal Loan for Students/ Education Fund
👉 Personal Loan for Medical Emergency or Medical bills
👉 Personal Loan for Debt Consolidation
👉 Personal Loan for Wedding Expenses
👉 Personal Loan for Home Repairs
👉 Personal Loan for Travel
2. Kissht provides tailored business loan designed for entrepreneurs. It offers business loans from ₹5,000 to ₹5,00,000 with 100% Digital KYC, Zero Paperwork, Affordable interest rate with Flexible Tenure Ranges, and Flexible EMI repayment plan
✔️ Business Loan for all use cases:
👉 Business Loan for MSME Owners
👉 Business Loan for Startup Companies
👉 Business Loan for Small Business Owner
👉 Business Loan for E-Commerce startups
👉 Business Loan for Manufacturers
Example of Unsecured Personal Loan
Loan amount (Sanctioned): ₹ 1,25,000.
Tenure: 24 months.
Interest Rate: 33% per annum.
Processing Fee (incl. GST): ₹ 8,850.
Total Interest: ₹ 47,467.
EMI: ₹ 7,184.
APR: 41 %.
Sanctioned Loan amount is ₹ 1,25,000.
Net Disbursed amount is ₹ 1,16,150.
Total loan repayment amount is ₹ 1,72,416.
Total Cost of the Loan = Interest Amount + Processing Fees = ₹47,467 + ₹8,850 = ₹56,317.
We work with RBI-registered NBFCs. These NBFCs are as follows:
-Si Creva Capital Services Pvt Ltd
-MAS Financial Services Ltd
-Northern Arc Capital Ltd.
-Piramal Capital & Housing Finance Ltd.
-SMFG India Credit Co. Ltd.
-Mirae Asset Financial Services (India) Pvt. Ltd.
Steps to apply for Personal Loan & Business Loan?
1. Install Kissht Personal loan app
2. Register with a mobile number
3. Complete 100% digital PAN & KYC process
4. Choose loan amount & tenure
5. Sign online loan agreements from approved NBFCs
6. Provide bank details
7. Request a money transfer to your bank account
Kissht Digital Lending App Features
✔ Instant online loan
✔ 100% Digital process
✔ Flexible EMI Repayment
✔ Low interest rate
✔ Fast loan approval
What Makes Kissht a Unique Digital Loan App?
1. Easy Loan Approval: Get instant loans online with minimal documentation in a fully 100% digital process.
2. Instant Loan Transfer: You can get funds directly disbursed to your bank account.
3. Short Term Loan Amount: 5k, 10k, 15k, 20k, 25
What's new in 3.0.5
• Get your loan approved in just 5 minutes
• Faster applications with instant approvals
• Enjoy a simpler, more intuitive app experience
• Smoother, more seamless performance across the app
• Fresh new look for the Kissht Personal Loan App
• Faster applications with instant approvals
• Enjoy a simpler, more intuitive app experience
• Smoother, more seamless performance across the app
• Fresh new look for the Kissht Personal Loan App
Store changes
What Kissht: Instant Personal Loans changed on its store page: name, icon, screenshots, price, size, languages, requirements.
Description updated