True Balance - Personal Loan
True Balance - Personal Loan gets 50k+ downloads a day worldwide (AppInsider estimate, September 2026, rounded down to a band).
True Balance - Personal Loan is #14 in Finance Free in India and charting in 1 of 24 countries we track.
Updated 27 Sep 2026 · rankings refresh through the day
DeveloperBALANCEHERO INDIA PRIVATE LIMITED
CategoryFinance
PriceFree
Released
Rating★ 4.6 (15k)
Version7.32.00
Age rating4+
First seen by us🇮🇳 25 Sep 2026
Rating
4.6 ★
15k ratings
Measured
Best rank now
#14
🇮🇳 Finance Free
Measured
True Balance - Personal Loan downloads
Worldwide, per day, and installs to date. The band is open; the exact number is free with an account.
How this is calculated
Apple publishes no download counts. iPhone downloads come from chart positions and daily rating growth per country, calibrated on Google Play install counts; lifetime installs from ratings worldwide × installs per rating. Confidence is the chance the real number is within half to double ours.
Where True Balance - Personal Loan's downloads come from Modelled
Last 30 days: organic search, browsing the store, features and paid ads.
Active users
All platforms, worldwide. Free with an account.
Stickiness (DAU / MAU)
how many monthly users open it on a given day
Retention · share of new users still active
Day 1
Day 7
Day 30
Time per daily user
min
How this is calculated
Monthly users come from lifetime installs across every store, fitted on monthly active user figures companies publish; daily users = monthly × the typical daily/monthly ratio for the category. Confidence is the chance the real number is within half to double ours.
Where it ranks now
Every top chart it appears in across 24 countries.
| Country | Charts | Rank |
|---|---|---|
| 🇮🇳 India | FinanceFree | #14 |
Apps near True Balance - Personal Loan on the chart
🇮🇳 Finance Free, around #14.
Ratings
App Store, worldwide.
Rating
4.6 ★
15k ratings
Measured
Ratings
15k
Measured
About True Balance - Personal Loan
True Balance is now on iOS!
True Balance is an online personal loan app trusted by over 80 million Indians. It is a secure digital platform for personal loans, payments, and financial services with a simple mission: Finance for All. We are authorised by the RBI as a Prepaid Payment Instrument (PPI) issuer and also facilitate digital personal loans ranging from ₹1,000 to ₹2,00,000 (Disbursal Amount) for a tenure of a minimum of 6 months to a maximum of 24 months through RBI-registered NBFCs.
Additionally, we enable access to digital personal loans up to ₹5,00,000 through RBI-registered NBFCs in partnership with our fintech partners, with flexible tenures ranging from 12 to 48 months, subject to the lender’s policy.
With our initial iOS version, you can now apply for personal loans seamlessly. More features like Digital Wallet, Gift Wallet, and others are coming soon!
Personal Loans Made Easy
- Personal Loan Amount : Borrow up to ₹5,00,000 (Disbursal Amount) by the NBFCs in partnership with our Fintech Partners
- Tenure: Flexible repayment periods of 6 to 48 months (as per lender’s policy)
- Disbursal: Loan credited directly to your bank account by the RBI registered NBFCs
- Processing Fees: Affordable & transparent, with no hidden charges
- APR: ranges from 28.8% to 78% for loans disbursed by our NBFC partners and the NBFCs in partnership with our Fintech Partners
- EMI Due Date: 1st, 3rd, 5th, 10th, 15th, 20th of every month
Why Choose True Balance?
- 100% Digital – apply anytime, anywhere
- Safe & Secure – encrypted platform
- Transparent Terms – no hidden costs
- Low Processing Fees – affordable for borrowers
- 24x7 Access – financial support when you need it most
Example Loan Calculation
- Loan Type: Unsecured Personal Loan
- Amount: ₹10,000
- Tenure: 6 months
- Interest Rate: 2.4% per month
- Processing Fee (6%): ₹600 + GST (₹108) = ₹708
- Total Interest: ₹844
- EMI: ₹1,807
- Total Repayment: ₹11,550 (includes interest + processing fee + GST)
How to Apply
- Install the True Balance app
- Register with your mobile number
- Submit KYC documents
- Complete a few steps to check loan eligibility
- Receive the approved loan amount directly in your bank account.
Our Lending Partner Details
True Credits Private Limited
InCred Financial Services Limited
Grow Money Capital Pvt. Ltd.
Vivriti Capital Limited
Northern Arc Capital Limited
Oxyzo Financial Services Limited
Our Fintech Partner
Prefr (Dreamplug Technologies Private Limited)
Responsible Lending
- True Balance adheres to responsible lending practices. Our policies and services comply with all applicable laws and regulations. We are committed to providing transparent and ethical financial services to our users.
Additional Information
- Secure, encrypted systems to protect customer data: [Privacy Policy Link]
- Privacy Policy: [True Balance Privacy Policy]
- Terms & Conditions apply
Contact Us
Address: The Circle Work, 5th Floor, Huda City Centre Metro Station, Sector 29, Gurugram
True Balance is an online personal loan app trusted by over 80 million Indians. It is a secure digital platform for personal loans, payments, and financial services with a simple mission: Finance for All. We are authorised by the RBI as a Prepaid Payment Instrument (PPI) issuer and also facilitate digital personal loans ranging from ₹1,000 to ₹2,00,000 (Disbursal Amount) for a tenure of a minimum of 6 months to a maximum of 24 months through RBI-registered NBFCs.
Additionally, we enable access to digital personal loans up to ₹5,00,000 through RBI-registered NBFCs in partnership with our fintech partners, with flexible tenures ranging from 12 to 48 months, subject to the lender’s policy.
With our initial iOS version, you can now apply for personal loans seamlessly. More features like Digital Wallet, Gift Wallet, and others are coming soon!
Personal Loans Made Easy
- Personal Loan Amount : Borrow up to ₹5,00,000 (Disbursal Amount) by the NBFCs in partnership with our Fintech Partners
- Tenure: Flexible repayment periods of 6 to 48 months (as per lender’s policy)
- Disbursal: Loan credited directly to your bank account by the RBI registered NBFCs
- Processing Fees: Affordable & transparent, with no hidden charges
- APR: ranges from 28.8% to 78% for loans disbursed by our NBFC partners and the NBFCs in partnership with our Fintech Partners
- EMI Due Date: 1st, 3rd, 5th, 10th, 15th, 20th of every month
Why Choose True Balance?
- 100% Digital – apply anytime, anywhere
- Safe & Secure – encrypted platform
- Transparent Terms – no hidden costs
- Low Processing Fees – affordable for borrowers
- 24x7 Access – financial support when you need it most
Example Loan Calculation
- Loan Type: Unsecured Personal Loan
- Amount: ₹10,000
- Tenure: 6 months
- Interest Rate: 2.4% per month
- Processing Fee (6%): ₹600 + GST (₹108) = ₹708
- Total Interest: ₹844
- EMI: ₹1,807
- Total Repayment: ₹11,550 (includes interest + processing fee + GST)
How to Apply
- Install the True Balance app
- Register with your mobile number
- Submit KYC documents
- Complete a few steps to check loan eligibility
- Receive the approved loan amount directly in your bank account.
Our Lending Partner Details
True Credits Private Limited
InCred Financial Services Limited
Grow Money Capital Pvt. Ltd.
Vivriti Capital Limited
Northern Arc Capital Limited
Oxyzo Financial Services Limited
Our Fintech Partner
Prefr (Dreamplug Technologies Private Limited)
Responsible Lending
- True Balance adheres to responsible lending practices. Our policies and services comply with all applicable laws and regulations. We are committed to providing transparent and ethical financial services to our users.
Additional Information
- Secure, encrypted systems to protect customer data: [Privacy Policy Link]
- Privacy Policy: [True Balance Privacy Policy]
- Terms & Conditions apply
Contact Us
Address: The Circle Work, 5th Floor, Huda City Centre Metro Station, Sector 29, Gurugram
Latest updates
7.32.00
- Now, apply for a new credit card right on the True Balance app. Discover curated options from leading banks, just for you!
- Avail your pre-approved loan directly from the home screen.
- Under-the-hood improvements for faster loads and stronger security.