Kontto: Personal Finance

Kontto is the personal finance app where your data stays on your phone — no cloud, no login, no cross-app tracking.

See where your money is going, 100% offline. Your financial data never leaves your device — only what you choose to export.

— KEY FEATURES —

• Accounts and cards: balance, limit, statement close and due date for every card, no surprises.
• Fast entries: income, expenses, transfers and installments organized by category, date and account.
• Monthly analysis: income, expenses and your balance at a glance, with spending by category.
• Budgets and goals: set limits per category and track your savings goals.
• Receipt scanning (OCR): snap a photo and Kontto reads the amount, date and category.
• AI financial health: optional analysis of your strengths and what to improve (bring your own key — BYOK).
• Backup when YOU want: manual JSON export and import, encrypted. It only leaves your device when you export it.
• Security: PIN and biometric lock.

— PRIVACY FIRST —

No sign-up. No login. No cloud. No ads. No cross-app tracking. Your financial data stays on your device only.

— WHO IT'S FOR —

For anyone who wants to get their money in order without handing their financial life to a server. Simple enough for everyday use, complete enough if you take it seriously.

Download for free and start today.

Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Privacy Policy: https://kontto.com.br/privacidade