CobrApp: Loan Management

Log the day's payment in 3 taps, print the receipt, and move to the next stop.
CobrApp keeps your loans, payments, late interest, and loan book current — no notebooks, no spreadsheets.
Try Premium free for 7 days. More than 100,000 people already run their book on it.

WHO COBRAPP IS FOR
Route collectors and daily-payment lenders who are out on the street every day. Independent lenders running their own book. Small lending operations with several collectors. Credit unions and savings cooperatives. Microfinance businesses. Shop owners who sell on store credit and need to know who owes what.

OUT ON THE ROUTE
• Collect in 3 taps: exact payment, partial payment, or advance on future installments
• The balance recalculates itself, so you do no math at the customer's door
• Daily, weekly, biweekly, or monthly payment schedules
• Skip Sundays and holidays so an installment never falls on a non-business day
• Three interest modes: flat, recalculated on the balance, or bank-style compounding
• Add a new loan in under a minute
• Keeps working with the app closed — due dates keep calculating

RECEIPTS THAT LOOK PROFESSIONAL
• PDF receipt with your logo, your business details, and the customer's on-screen signature
• Prints straight to 58mm Bluetooth printers and Wi-Fi printers
• Send the receipt by WhatsApp or email the moment you collect
• Numbered receipts with full history per customer
• Editable receipt templates carrying your own brand

YOUR LOAN BOOK, ALWAYS CURRENT
• How much is out on the street, how much you have recovered, how much you have earned
• Automatic alerts on overdue installments and delinquency tracking
• Status of every loan: outstanding principal, accrued interest, days late
• Cash flow projection so you know what is coming in
• Daily cash close and reports by date range
• Export to Excel and CSV for your accountant

ROUTES AND COLLECTORS
• Collection routes organized by zone and by day
• Assign customers to each collector, with roles and permissions
• See what each collector has taken in, live, from your own phone
• Optional payment geolocation for route traceability
• Several users on the same book without stepping on each other

YOU DO NOT LOSE YOUR BOOK
It is every lender's real fear. CobrApp runs automatic encrypted cloud backup: change phones, sign in, and it all comes back — customers, loans, payments, receipts, and history. Only you can reach your book.

YOUR CURRENCY, YOUR COUNTRY
You pick your business currency in settings: dollars, pesos, soles, reais, quetzales, or whichever one you use. Used by collectors and lenders in the United States, Colombia, the Dominican Republic, Mexico, Argentina, Brazil, Peru, Ecuador, Guatemala, Costa Rica, Panama, Chile, and Uruguay.

FREQUENTLY ASKED

Does it work offline?
Yes. Record payments with no signal and they sync as soon as you are back online.

How many customers can I have?
The free plan carries up to 10 customers, enough to test the app on real cases. Premium is unlimited custom