Krak: Money App & Card

The app for all your money. Get cashback on everyday purchases, and put your assets to work. No hidden fees, no monthly minimums, no catch.
Download Krak and open an account in minutes.

SPEND AND GET CASHBACK
• Earn up to 2% cashback in GBP or BTC on everyday spend
• No monthly fees, no minimum balance, no surprises
• Works everywhere Mastercard is accepted, in-app or added to your mobile wallet
• Real-time transaction alerts and 24/7 fraud monitoring

GET PAID, PAY BILLS
• Get up to £250 monthly bonus, for qualifying salary activity
• Start using your vIBAN and get paid into Krak, send money to other banks and pay bills

EXCLUSIVE DISCOUNTS & EARNINGS
• Access 4- and 5-star hotels at members-only rates at up to 60% off
• Earn up to 6% cashback at checkout on travel in app via Krak Concierge

CRYPTO, DONE SIMPLY
• Buy, sell, and hold Ethereum, Solana and 600+ other assets with zero complexity
• No jargon, no trading-desk energy, just a way to make your money work harder
• Transfer assets to and from your Krak balance in just a few taps.
Don't invest unless you're prepared to lose all the money you invest. This is a high-risk investment and you should not expect to be protected if something goes wrong.

Trusted by over 380,000 customers worldwide
• Your money is safeguarded and your crypto is backed by transparent Proof-of-Reserves on major assets.
• 24/7 in-app support. Find answers instantly, or get help from our support team.

Open an account, make a deposit, and put your money to work.

DISCLAIMER
Rate depends on average assets held with Krak, Kraken and Kraken Pro. T&Cs apply. See Support Center for more info.
Geo restrictions and T&Cs apply.

Krak is a global money app. Krak Card is issued by Monavate Limited, authorised by the Financial Conduct Authority to carry on electronic money activities and related payment services (FRN: 901097). E-money and payment services are provided by Payward Services Limited, authorised by the FCA under the E-Money Regulations 2011 (FRN: 1010381). Mastercard is a registered trademark of Mastercard International Incorporated; the card is issued pursuant to a licence from Mastercard.

A variable spread will apply when spending across assets. Third-party ATM fees may apply.

Krak Concierge is powered by Entravel. Kraken is not a travel agent. Prices and refund policies are set by the provider. Krak may receive a commission from Entravel on completed stays. Geo restrictions apply.

Terms of Service:
https://krak.app/legal/terms-of-service