Kreddy

Keep track of your personal finances, always updated, hassle-free - See your UC credit score and get tips on how to improve it. Get a quick overview of your mortgages, personal loans, credits, and student loans all in one place. The information is retrieved directly from UC and updated daily. No credit checks and completely free.

Download the Kreddy app now and get started!

See your UC credit score - understand where you stand and what you can improve.
Your credit score is retrieved directly from UC when you log in to Kreddy and is always updated. Understand what your credit score means for you and get tips and advice on how to improve it. Compare your creditworthiness with the rest of Sweden. Credit information from UC is used by most banks and credit institutions, giving you a good insight into what the bank sees. No credit checks and completely free.

Full control of your loans and credits - Everything in one place, always updated.
Your mortgages, personal loans, student loans, and credits are retrieved directly from UC when you log in to Kreddy, and the information is updated daily. UC has Sweden's most comprehensive credit register, capturing most of your loans and credits. No credit checks and completely free.

Challenge expensive loans and credit costs - Consolidate your loans and credits.
In the Kreddy app, you can challenge your loan and credit costs by applying for refinancing of loans and credits via Lendo. You also have the option to apply for new loans via Lendo. Lendo is Sweden's largest comparison service for personal loans, allowing you to compare up to 40 different lenders with only one credit check from UC. Free and non-binding.*

See your expected consumer loan interest rate
Use Kreddy to find out what interest rate you could get on your consumer loan when you apply. Check your chances of getting approved — free and instantly in the app.

Value your home
In the app, you can easily find out what your home is worth and track its value over time. The valuation service uses AI and is always up to date when you log in to the app.

See your expected mortgage interest rate
Find out what mortgage rate you could get through our mortgage service — directly in the app. We don’t perform a credit check when you view your expected mortgage rate in Kreddy.


Feel secure with Lendo's Safety Insurance.
The Safety Insurance serves as financial support in cases such as unemployment, sick leave, care of a close relative, and certain diagnoses.

Better protect yourself against identity theft
In Kreddy, you can choose to sign up for ID Protection from UC. ID protection is a service that protects your personal information and helps you if you have been a victim of identity theft. The service provides you with monitoring of activities related to your identity in the app, such as credit checks, making it easier for you to detect any potential fraud attempts. It is an optional subscription service that is signed via your Apple account.

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