Loanova-Online Credit Loan App

When unexpected expenses come up, Loanova gives you a straightforward way to access funds. From medical bills and utility payments to school fees and small business needs, get the cash you need without the stress.

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What You Can Borrow
- Loan range: ₱4,000 – ₱100,000
- Repayment period: 91 – 365 days
- Annual Percentage Rate: Up to 29.2%
- Decision speed: Usually within 5 minutes

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A Look at the Numbers
Here is an illustration of how a typical loan works with Loanova:
Borrow ₱15,000 over 180 days at 29.2% APR
Interest for the full term: ₱1,303
Total to repay: ₱16,303
Broken into 6 monthly payments of around ₱2,717
Your exact terms and total cost will be shown clearly before you confirm — no surprises.

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What Makes Loanova Different
- Regulated lender. Leaflending Inc. holds an SEC Certificate of Authority. Every loan follows Philippine lending regulations.
- Your data stays private. We encrypt your personal and financial information end to end. We never sell it, and we never contact anyone in your phone book about your loan.
- Grow your limit. Repay punctually and you can qualify for higher amounts and longer terms over time.
- One ID is all you need. No guarantors, no collateral, no stacks of paperwork. A valid government-issued ID gets you started.
- Multiple ways to pay. Settle your balance through GCash, Maya, major banks, or at partner payment centers nationwide.

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Are You Eligible?
- Filipino citizen currently living in the Philippines
- Between 18 and 60 years old
- One unexpired government ID (UMID, Passport, SSS, Driver's License, PRC, or similar)
- An active mobile number and a regular income source

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Getting Started Takes Minutes
1. Get the app. Download Loanova from the App Store.
2. Sign up. Register using your mobile number.
3. Verify your identity. Snap a photo of your ID and take a quick selfie — our system checks everything automatically.
4. Pick your plan. Select how much you need and for how long. Review the full cost breakdown.
5. Receive your money. Approved applications are funded straight to your bank account or e-wallet.

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Company & Regulatory Information
Loanova is operated by Leaflending Inc., a lending company registered with the Philippine Securities and Exchange Commission.
- Operator: Leaflending Inc.
- SEC Registration: 2024120181312-01
- Certificate of Authority: L-24-0801-50
Kindly review the full Terms and Conditions and Disclosure Statement before accepting any loan offer.

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Reach Out Anytime
- Email: [email protected]
- Office: 8G, SALCEDO ONE CENTRE (FORMERLY BUILDER'S CENTER) 170 SALCEDO ST. LEGASPI VILLAGE SAN LORENZO, CITY OF MAKATI, FOURTH DISTRICT, NATIONAL CAPITAL REGION (NCR), 1223