Mocasa: Pay Later & Quick Loan
Mocasa: Pay Later & Quick Loan is #31 in Finance Free in Philippines and charting in 1 of 30 countries we track.
Updated 24 Oct 2026 · rankings refresh through the day
CategoryFinance
PriceFree
Released
Rating★ 4.6 (21k)
Version1.8.8
Age rating4+
First seen by us
13 Oct 2026
13 Oct 2026Rating
4.6 ★
21k ratings
Measured
Best rank now
#31
Finance FreeMeasured
Mocasa: Pay Later & Quick Loan on the App Store
App details
App ID
1610456371
Publisher
Philippines Cashtrout Lending Corporation
On the store since
Feb 2022
4 years on the store
Minimum OS
iOS 15.0+
iPhone 6s and later
Devices
iPhone · iPad
Content rating
4+
Languages
1
EN
Size
189 MB
Also listed in
Shopping
Where Mocasa: Pay Later & Quick Loan's downloads come from Modelled
Last 30 days: organic search, browsing the store, features and paid ads.
Where it ranks now
Every top chart it appears in across 30 countries.
| Country | Charts | Rank |
|---|---|---|
| Philippines | FinanceFree | #31 |
Apps near Mocasa: Pay Later & Quick Loan on the chart
Finance Free, around #31.
Ratings
App Store, worldwide.
Rating
4.6 ★
21k ratings
Measured
Ratings
21k
Measured
About Mocasa: Pay Later & Quick Loan
Get your first Cash Loan or Virtual Mastercard on Mocasa – Hassle-free! Instant approval with transparent pricing.
Mocasa Quick Loan Highlights:
· Loan amount: ₱1,000.00 - ₱50,000.00
· Loan term: 91 days - 365 days
· Maximum APR: 36%
· Convenience Fee: up to ₱20 per transaction (varies by payment channel)
· Applicable Tax (DST & GRT): N/A
REPRESENTATIVE EXAMPLE OF THE TOTAL COST OF A LOAN:
91-day loan with principal amount of ₱10,000
· Interest (2.867% per month × 3): ₱860
· Service Fee (0.4% of principal): ₱40
· Total cost retained by Mocasa: ₱900
· Total Repayment: ₱10,900
· Monthly Repayment: ₱10,900 ÷ 3 = ₱3,633.33
· Annual Percentage Rate (APR): 36.00%
Note: Convenience fees charged by third-party payment gateway providers are disclosed separately and are not included in the APR.
Mocasa Virtual Mastercard Features:
· Interest-Free Period: Enjoy up to 50 days of interest-free credit, just like a standard credit card.
· Shop Anywhere: Add it as a payment method to any app or website that accepts Mastercard.
· Scan to pay: Pay via QRPh code at stores nationwide.
· Bill Payments: Pay utility bills or buy load/data directly within the Mocasa app.
PRIVACY & PERMISSIONS
Your privacy is our priority. We will never disclose your personal information to anyone without your permission or sell your data to third parties.
Before you avail of any loan, we will provide a Disclosure Statement in compliance with the Truth in Lending Act to ensure full transparency—no surprises.
WHO CAN APPLY?
· 21+ years old
· Filipino citizen
· Have 1 government-issued ID
· Have a stable income
HOW TO APPLY?
· Register: Create an account with an active mobile number.
· Apply: Fill out the simple Online Loan Forms.
· Review: Get evaluated in as fast as 5 minutes.
· Cash Out: Money will be disbursed to your preferred account immediately upon approval.
WHY CHOOSE MOCASA?
· High Limit: Get approved for up to ₱50,000.
· Easy Access: 100% online process with no collateral required.
· Transparent Pricing: All fees and costs are clearly disclosed before you confirm your loan.
· Fast Disbursement: Transfer cash instantly to your GCash, Maya, Lazada wallet, or bank account.
WHO WE ARE
· Corporate Name: Philippines Cashtrout Lending Corporation
· Business Name: Mocasa
· PSEC Registration Number: CS201910407
· Certificate of Authority (CA): 3015
· Office Address: 4/F Kings Court 1 Building, 2129 Chino Roces Ave., Pio del Pilar, Makati City, Metro Manila, Philippines
CONTACT US
We value your feedback! If you have any questions or suggestions, please contact us:
· Email: [email protected]
· Office Hours: 08:00 AM - 20:00 PM, Monday to Sunday
· Website: www.mocasa.com
Mocasa Quick Loan Highlights:
· Loan amount: ₱1,000.00 - ₱50,000.00
· Loan term: 91 days - 365 days
· Maximum APR: 36%
· Convenience Fee: up to ₱20 per transaction (varies by payment channel)
· Applicable Tax (DST & GRT): N/A
REPRESENTATIVE EXAMPLE OF THE TOTAL COST OF A LOAN:
91-day loan with principal amount of ₱10,000
· Interest (2.867% per month × 3): ₱860
· Service Fee (0.4% of principal): ₱40
· Total cost retained by Mocasa: ₱900
· Total Repayment: ₱10,900
· Monthly Repayment: ₱10,900 ÷ 3 = ₱3,633.33
· Annual Percentage Rate (APR): 36.00%
Note: Convenience fees charged by third-party payment gateway providers are disclosed separately and are not included in the APR.
Mocasa Virtual Mastercard Features:
· Interest-Free Period: Enjoy up to 50 days of interest-free credit, just like a standard credit card.
· Shop Anywhere: Add it as a payment method to any app or website that accepts Mastercard.
· Scan to pay: Pay via QRPh code at stores nationwide.
· Bill Payments: Pay utility bills or buy load/data directly within the Mocasa app.
PRIVACY & PERMISSIONS
Your privacy is our priority. We will never disclose your personal information to anyone without your permission or sell your data to third parties.
Before you avail of any loan, we will provide a Disclosure Statement in compliance with the Truth in Lending Act to ensure full transparency—no surprises.
WHO CAN APPLY?
· 21+ years old
· Filipino citizen
· Have 1 government-issued ID
· Have a stable income
HOW TO APPLY?
· Register: Create an account with an active mobile number.
· Apply: Fill out the simple Online Loan Forms.
· Review: Get evaluated in as fast as 5 minutes.
· Cash Out: Money will be disbursed to your preferred account immediately upon approval.
WHY CHOOSE MOCASA?
· High Limit: Get approved for up to ₱50,000.
· Easy Access: 100% online process with no collateral required.
· Transparent Pricing: All fees and costs are clearly disclosed before you confirm your loan.
· Fast Disbursement: Transfer cash instantly to your GCash, Maya, Lazada wallet, or bank account.
WHO WE ARE
· Corporate Name: Philippines Cashtrout Lending Corporation
· Business Name: Mocasa
· PSEC Registration Number: CS201910407
· Certificate of Authority (CA): 3015
· Office Address: 4/F Kings Court 1 Building, 2129 Chino Roces Ave., Pio del Pilar, Makati City, Metro Manila, Philippines
CONTACT US
We value your feedback! If you have any questions or suggestions, please contact us:
· Email: [email protected]
· Office Hours: 08:00 AM - 20:00 PM, Monday to Sunday
· Website: www.mocasa.com
Latest updates
1.8.8
Some Technical Optimizations
1.8.7
1. Re-Designed Loan Records Page.
2. Optimized the Advertising Experience on the Homepage.
3. Other Technical Optimizations.
1.8.6
1. Optimized the User Experience for Repayments and Re-Loans.
2. Other Technical Optimizations.
