MSB Digital Bank

MSB Digital Bank - A Powerful Super App for Your Digital Banking Experience

MSB Digital Bank is MSB’s next-generation digital banking and mobile banking app, enabling you to open an account online via eKYC in just one minute, choose a personalized account number, enjoy free 24/7 money transfers, open online savings accounts, make QR payments, pay bills, and manage your personal finances—all from your smartphone.

Built on an advanced Super App architecture and powered by international-standard technology, MSB Digital Bank delivers a seamless All-in-One financial ecosystem. Banking transactions, cashless payments, and personal financial management are all available within a single application.

MSB is proud to have received the "Best Digital Transformation Bank in Vietnam" award (*), reaffirming our commitment to delivering a modern, secure, and convenient digital banking experience.

INNOVATIVE FEATURES – A PREMIUM EXPERIENCE
- Explore without signing in: Experience a flexible digital financial environment with guest access. Discover the full capabilities of the super app before opening an account.
- Personalized experience: Enjoy a smart, user-friendly interface that can be customized to suit your preferences and daily habits.
- Powerful performance: Experience fast, reliable, and seamless 24/7 banking transactions powered by international-standard technology.
- Advanced security: Multi-layer security protection helps safeguard your account and every transaction you make.

EXCLUSIVE FINANCIAL BENEFITS & OUTSTANDING CONVENIENCE
- Free lifetime online account opening: Complete 100% digital eKYC verification in just one minute. No minimum balance requirement, free 24/7 transfers, no account maintenance fees, and free ATM cash withdrawals.
- Express your individuality: Choose a personalized account number based on your phone number, date of birth, or favorite number sequence.
- Comprehensive financial management: Take control of your cash flow, assets, and personal finances. Track spending visually and manage your budget more effectively.
- High-limit 24/7 transfers: Conveniently transfer funds with limits of up to VND 10 billion through a streamlined transaction process.
- Attractive online savings rates: Open savings accounts anytime, anywhere without visiting a branch. Earn up to an additional 0.9% interest rate when opening your first online savings account with MSB.

ALL-IN-ONE CONVENIENCE AT YOUR FINGERTIPS
- Pay electricity, water, internet, and other utility bills.
- Fast, secure, and convenient QR code payments.
- Automatic mobile phone top-ups.
- Schedule recurring or future-dated money transfers.

EXCITING REWARDS AND SPECIAL OFFERS
- Earn cashback of up to VND 1.2 million per year on bill payments and automatic top-ups.
- Receive rewards of up to VND 2 million when referring friends who successfully open an account.
- Enjoy thousands of exclusive offers from more than 300 MSB partners immediately after opening your account.

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