Outbank: Banking and Finances

Outbank – The all-in-one finance app for individuals, freelancers, and small businesses.
Manage your money in real time — ad-free, encrypted, and completely private.

Whether you're managing personal or business accounts, Outbank helps you stay in control of your finances.

YOUR MONEY. YOUR DATA.
Your financial data belongs to you — and no one else. Outbank stores your data directly on your device. The app communicates directly with your financial providers — no external servers, no tracking, no profiling, and no saving of data.

Outbank is for you if:
- You manage multiple accounts (personal and/or business)
- You want 100% privacy and data security
- You want to budget smarter and save more

ALL ACCOUNTS IN ONE APP
Connect all your accounts and track everything in one place. Outbank supports 4,500+ banks and financial providers in Germany, Austria, and Switzerland.

* Checking accounts, savings accounts, credit cards, investment portfolios, stocks, and financial services such as PayPal, Klarna, Bitcoin, and Amazon
* Debit cards, Visa, MasterCard, American Express & Amazon Credit Card
* Loyalty cards such as Miles & More, BahnBonus, and Payback
* Insurance policies
* Offline accounts for expense management, household budgets, cryptocurrencies, and precious metals
* Notifications about new transactions
* Currency conversion for foreign and cryptocurrencies

PAYMENTS
Send money directly from the app – quickly and reliably.
* SEPA transfers & instant payments, scheduled payments, standing orders, direct debits
* Pay invoices via QR code or scan invoices directly
* Request money from friends and clients
* Pay invoices from Docutain directly with Outbank
* Payment templates & payment history

SMART FINANCIAL PLANNING
Overview your fixed costs, identify savings potential, and know how much money is left at the end of the month
* Automatically detect and manage fixed costs (e.g., utilities, insurance, phone, streaming subscriptions, etc.)
* Manually add contracts and insurance policies
* Get reminders of notice periods
* Set budgets to track your spending
* Define savings goals and monitor your progress

INSIGHTS & REPORTS
Understand exactly where your money goes.
* Visual breakdowns of income, expenses, and assets
* Automatic categorization of transactions
* Create custom tags, categories, and category rules
* Build fully personalized reporting cards

BUSINESS FEATURES
The Business Subscription offers features specifically designed for the needs of freelancers, self-employed professionals, and small businesses:
* Access to business-only financial providers and accounts
* Collective transfers and purpose-specific payments (e.g., for payroll)
* Request money via EPC-compliant QR codes from clients
* Transaction export (PDF or CSV) without branding
* Amazon Business integration with direct invoice export (PDF)

ADDITIONAL FEATURES
* Transaction export (PDF & CSV)
* Import from banking portals and other finance apps
* Save & restore data with local backup