Zopa Bank Downloads & RevenueZopa Bank – Mobile Banking · App Store & Google Play
Zopa Bank – Mobile Banking gets 1k+ downloads a day worldwide (AppInsider estimate, November 2026, rounded down to a band).
Zopa Bank – Mobile Banking by Zopa Ltd is on App Store and Google Play. Active Users (MAU & DAU), Downloads, rankings, keywords, revenue, and rating totals.
Zopa Bank – Mobile Banking update history & changes
Last change · 26 events since 14 May 2018Full timeline ↓✏️iOSAdded hidden keywords: natwest📈AndroidNew best rank in the overall chart: #112✏️iOSAdded hidden keywords: barclays, credit, current📈iOSEntered the top 100📦AndroidNow updating weekly📦iOSUpdated to version 2.13.0📦AndroidUpdated to version 2.13.0📦iOSUpdated to version 2.12.0✏️AndroidNew screenshots✏️AndroidShort description updated🆕AndroidFirst spotted by AppInsider🆕iOSFirst spotted by AppInsider🆕iOSReleased on the App Store
Full timeline · 26 events
- ✏️Zopa Bank – Mobile Banking added hidden keywords: natwestiOSwords in the App Store's hidden keyword field (found by probing search)
- 📈Zopa Bank – Mobile Banking new best rank in the overall chart: #112AndroidTop Free · All Apps · GB
- ✏️Zopa Bank – Mobile Banking added hidden keywords: barclays, credit, currentiOSwords in the App Store's hidden keyword field (found by probing search)
- 📈Zopa Bank – Mobile Banking entered the top 100iOSTop Free · All Apps · GB
- 📦Zopa Bank – Mobile Banking: now updating weeklyAndroid4 updates in 30 days, after a quiet two months
- 📦Zopa Bank – Mobile Banking updated to version 2.13.0iOSBug fixes and improvements
- 📦Zopa Bank – Mobile Banking updated to version 2.13.0AndroidBug fixes and improvements
- ✏️Zopa Bank – Mobile Banking: new screenshotsiOS10 screenshots (was 10) · GB
- 📦Zopa Bank – Mobile Banking updated to version 2.12.0iOSBug fixes & improvements
- ✏️Zopa Bank – Mobile Banking: new screenshotsiOS10 screenshots (was 10) · GB
- 📦Zopa Bank – Mobile Banking updated to version 2.12.0AndroidBug fixes and improvements
- 📦Zopa Bank – Mobile Banking: now updating weeklyiOS4 updates in 30 days, after a quiet two months
- 📦Zopa Bank – Mobile Banking updated to version 2.11.0iOSBug fixes & improvements
- ✏️Zopa Bank – Mobile Banking: new screenshotsAndroid12 screenshots (was 12) · US
- 📦Zopa Bank – Mobile Banking updated to version 2.11.0AndroidBug fixes and improvements
- ✏️Zopa Bank – Mobile Banking: new screenshotsiOS10 screenshots (was 9) · GB
- 📦Zopa Bank – Mobile Banking updated to version 2.10.0iOSBug fixes & improvements
- ✏️Zopa Bank – Mobile Banking: new screenshotsiOS9 screenshots (was 10) · GB
- 📦Zopa Bank – Mobile Banking updated to version 2.10.2AndroidBug fixes and improvements
- ✏️Zopa Bank – Mobile Banking: short description updatedAndroid· US
- 📦Zopa Bank – Mobile Banking updated to version 2.9.0iOSBug fixes & improvements
- 🆕Zopa Bank – Mobile Banking first spotted by AppInsiderAndroidUnited Kingdom
- 📦Zopa Bank – Mobile Banking version 2.8.2.15753AndroidBug fixes and improvements
- 🆕Zopa Bank – Mobile Banking first spotted by AppInsideriOS#42 in Top Free · Finance · United Kingdom
- 📦Zopa Bank – Mobile Banking version 2.8.0iOSNo release notes
- 🆕Zopa Bank – Mobile Banking released on the App StoreiOS
Collected from the stores by AppInsider since we first spotted the app. Dates are when we saw each change.
Rating
4.9 ★
73k ratings, both stores
Measured
Best rank now
#24
Android · 
Finance Free
Finance FreeMeasured
New ratings a week
4.2
▼ -10% vs the 2 weeks before
Measured
App Store
App details
App ID
1324011914
Publisher
Zopa Group Ltd
Publisher country
United Kingdom
On the store since
May 2018
8 years on the store
Minimum OS
iOS 15.1+
iPhone 6s and later
Devices
iPhone · iPad
Content rating
4+
Languages
1
EN
Size
248 MB
Google Play
App details
App ID
com.zopa.zeos
Publisher
ZOPA BANK LIMITED
Publisher country
United Kingdom
Content rating
Mature 17+
Zopa Bank – Mobile Banking downloads & installs
Both stores, worldwide. Bands are open; exact numbers are free with an account.
| Store | Downloads / day | Lifetime installs |
|---|---|---|
| App Store | 100+ | – |
| Google Play | 1k+ | 1M+ Measured |
| Total | 1k+ Confidence | 1M+ Confidence |
How this is calculated
App Store: chart positions and rating growth per country, anchored on its own Android downloads; lifetime from ratings worldwide × installs per rating. Google Play: the daily change in its exact install count. The total adds every store.
Where Zopa Bank – Mobile Banking's downloads come from Modelled
Last 30 days: organic search, browsing the store, features and paid ads.
Active users
All platforms, worldwide. Free with an account.
Stickiness (DAU / MAU)
how many monthly users open it on a given day
Retention · share of new users still active
Day 1
Day 7
Day 30
Time spent · per daily user
Average time spent Pro
min a day
Sessions a day Pro
Time per session Pro
min
How this is calculated
Monthly users come from lifetime installs across every store, fitted on monthly active user figures companies publish; daily users = monthly × the typical daily/monthly ratio for the category. Confidence is the chance the real number is within half to double ours.
Where it ranks now
Both stores, across every country we track.
| Store | Best rank | Charting in | US Top Free | US Top Grossing |
|---|---|---|---|---|
| App Store | #34 Finance Free | 1 of 30 countries | – | – |
| Google Play | #24 Finance Free | 1 of 23 countries | – | – |
Full chart lists: App Store · Google Play.
Review momentum
ⓘ How we measure thisNew ratings a week
4.2
▼ -10% vs the 2 weeks before
Lifetime rating
4.9★
recent stars not readable yet: new ratings are a tiny share of the total
Review momentum
55/100
faster than 62% of Finance apps
Review momentum (0-100) blends how fast the app collects ratings compared with other apps in its category (60%), whether that pace is speeding up (25%) and what recent raters give it (15%; recent stars well below lifetime pull it down). Ratings counts are read daily. A jump usually means a launch, a feature, ads or a new review prompt.
Ratings
Both stores. Store data, measured.
| Store | Rating | Ratings |
|---|---|---|
| App Store | 4.9 ★ | 73k |
| Google Play | 4.6 ★ | – |
| Both stores | 4.9 ★ weighted by ratings | 73k |
About Zopa Bank – Mobile Banking
Looking for the best banking app in the UK? Meet Zopa — an award-winning online bank. Powered by the UK’s most helpful banking AI*, Zopa makes everyday online banking simple and rewarding.
Download our mobile banking app with savings, budgeting and borrowing tools all in one place, and join over 1.5 million customers already banking with Zopa.
AWARDED BEST PERSONAL CURRENT ACCOUNT BY MONEYNET 2026
Biscuit is our award-winning free bank account that puts money back in your pocket every month. It takes just 4 minutes to set up from your phone.
Biscuit comes with perks including:
* Zopa’s AI – helping you with anything from moving money to setting budgets
* Fee-free card spending abroad – no hidden charges when you travel
* Interest on your bank account balance – 1% AER/gross variable
* A free coffee from Caffè Nero every month
* FSCS protection up to £120,000
Plus, you get to choose a benefit that suits you. Pick from:
• 2.75% AER (2.72% gross) variable interest on your balance
• 3% cashback on up to £150 of Direct Debits each month
• 3% cashback on up to £150 spent on eating out each month
Our banking app also connects to your non-Zopa bank accounts and credit cards giving you a complete financial picture in one place
Interest and cashback is paid monthly. ATM withdrawal fees may apply abroad. 18+ UK tax residents only. T&Cs apply. zopa.com/bank-account
SAVE WITH ZOPA
Searching for the best app for growing your money? Zopa has been named Moneynet's Best Savings App two years running. Our mobile banking app with saving and investing tools is built to help you reach every financial goal, big or small:
* Easy access savings pots: flexible, with no lock-in period
* Fixed interest savings pots: secure a great rate and watch your money grow
* Flexible Cash ISA pots: save up to your annual allowance, completely tax-free
* Auto-save: let the app move money into your pots automatically, without lifting a finger
BORROW WITH ZOPA
Keep tabs on your Zopa credit card, personal loan or car finance in one app. Check your balance and make payments in just a few taps. Recognised by the British Bank Awards as 2024’s Best Personal Loans Provider and 2025’s Best Credit Card Provider.
BUDGET SMARTER WITH ZOPA
With the UK’s most helpful banking AI*, Zopa makes managing your money quicker and easier.
Use the Ask tab to move money between bank accounts, make payments, set budgets and get spending insights. Just say or type what you need in your own words, like “Did I pay the plumber last week?" or “Set a £50 monthly takeaway budget”, and Zopa’s AI will help you get it done
WHY MILLIONS CHOOSE ZOPA
* The best banking app for online banking: award-winning across current accounts, savings and lending
* Free Biscuit bank account: cashback, interest on your balance and fee-free spending abroad
* FSCS protection up to £120,000
* Friendly support team available by call or chat
Whether you're brand new to mobile banking or switching from another bank, opening a Z
Download our mobile banking app with savings, budgeting and borrowing tools all in one place, and join over 1.5 million customers already banking with Zopa.
AWARDED BEST PERSONAL CURRENT ACCOUNT BY MONEYNET 2026
Biscuit is our award-winning free bank account that puts money back in your pocket every month. It takes just 4 minutes to set up from your phone.
Biscuit comes with perks including:
* Zopa’s AI – helping you with anything from moving money to setting budgets
* Fee-free card spending abroad – no hidden charges when you travel
* Interest on your bank account balance – 1% AER/gross variable
* A free coffee from Caffè Nero every month
* FSCS protection up to £120,000
Plus, you get to choose a benefit that suits you. Pick from:
• 2.75% AER (2.72% gross) variable interest on your balance
• 3% cashback on up to £150 of Direct Debits each month
• 3% cashback on up to £150 spent on eating out each month
Our banking app also connects to your non-Zopa bank accounts and credit cards giving you a complete financial picture in one place
Interest and cashback is paid monthly. ATM withdrawal fees may apply abroad. 18+ UK tax residents only. T&Cs apply. zopa.com/bank-account
SAVE WITH ZOPA
Searching for the best app for growing your money? Zopa has been named Moneynet's Best Savings App two years running. Our mobile banking app with saving and investing tools is built to help you reach every financial goal, big or small:
* Easy access savings pots: flexible, with no lock-in period
* Fixed interest savings pots: secure a great rate and watch your money grow
* Flexible Cash ISA pots: save up to your annual allowance, completely tax-free
* Auto-save: let the app move money into your pots automatically, without lifting a finger
BORROW WITH ZOPA
Keep tabs on your Zopa credit card, personal loan or car finance in one app. Check your balance and make payments in just a few taps. Recognised by the British Bank Awards as 2024’s Best Personal Loans Provider and 2025’s Best Credit Card Provider.
BUDGET SMARTER WITH ZOPA
With the UK’s most helpful banking AI*, Zopa makes managing your money quicker and easier.
Use the Ask tab to move money between bank accounts, make payments, set budgets and get spending insights. Just say or type what you need in your own words, like “Did I pay the plumber last week?" or “Set a £50 monthly takeaway budget”, and Zopa’s AI will help you get it done
WHY MILLIONS CHOOSE ZOPA
* The best banking app for online banking: award-winning across current accounts, savings and lending
* Free Biscuit bank account: cashback, interest on your balance and fee-free spending abroad
* FSCS protection up to £120,000
* Friendly support team available by call or chat
Whether you're brand new to mobile banking or switching from another bank, opening a Z
Zopa Bank – Mobile Banking App Store
Zopa Bank – Mobile Banking gets 1k+ downloads a day worldwide (AppInsider estimate, November 2026, rounded down to a band).
Zopa Bank – Mobile Banking is #34 in Finance Free in United Kingdom and charting in 1 of 30 countries we track.
Updated 8 Nov 2026 · rankings refresh through the day
DeveloperZopa Ltd
CategoryFinance
PriceFree
Released
Rating★ 4.9 (73k)
Version2.13.0
Age rating4+
First seen by us 24 Sep 2026
24 Sep 2026Rating
4.9 ★
73k ratings
Measured
Best rank now
#34
Finance FreeMeasured
New ratings a week
4.2
▼ -10% vs the 2 weeks before
Measured
Zopa Bank – Mobile Banking on the App Store
App details
App ID
1324011914
Publisher
Zopa Group Ltd
Publisher country
United Kingdom
On the store since
May 2018
8 years on the store
Minimum OS
iOS 15.1+
iPhone 6s and later
Devices
iPhone · iPad
Content rating
4+
Languages
1
EN
Size
248 MB
Zopa Bank – Mobile Banking downloads
Worldwide, per day, and installs to date. The band is open; the exact number is free with an account.
How this is calculated
Apple publishes no download counts. App Store downloads come from chart positions and daily rating growth per country, calibrated on Google Play install counts; lifetime installs from ratings worldwide × installs per rating. Confidence is the chance the real number is within half to double ours.
Where Zopa Bank – Mobile Banking's downloads come from Modelled
Last 30 days: organic search, browsing the store, features and paid ads.
Active users
All platforms, worldwide. Free with an account.
Stickiness (DAU / MAU)
how many monthly users open it on a given day
Retention · share of new users still active
Day 1
Day 7
Day 30
Time spent · per daily user
Average time spent Pro
min a day
Sessions a day Pro
Time per session Pro
min
How this is calculated
Monthly users come from lifetime installs across every store, fitted on monthly active user figures companies publish; daily users = monthly × the typical daily/monthly ratio for the category. Confidence is the chance the real number is within half to double ours.
Where it ranks now
Every top chart it appears in across 30 countries.
| Country | Charts | Rank |
|---|---|---|
| United Kingdom | FinanceFree | #34 |
Apps near Zopa Bank – Mobile Banking on the chart
Finance Free, around #34.
Ratings
App Store, worldwide.
Rating
4.9 ★
73k ratings
Measured
Ratings
73k
Measured
Review momentum
ⓘ How we measure thisNew ratings a week
4.2
▼ -10% vs the 2 weeks before
Lifetime rating
4.9★
recent stars not readable yet: new ratings are a tiny share of the total
Review momentum
55/100
faster than 62% of Finance apps
Review momentum (0-100) blends how fast the app collects ratings compared with other apps in its category (60%), whether that pace is speeding up (25%) and what recent raters give it (15%; recent stars well below lifetime pull it down). Ratings counts are read daily. A jump usually means a launch, a feature, ads or a new review prompt.
About Zopa Bank – Mobile Banking
Looking for the best banking app in the UK? Meet Zopa — an award-winning online bank. Powered by the UK’s most helpful banking AI*, Zopa makes everyday online banking simple and rewarding.
Download our mobile banking app with savings, budgeting and borrowing tools all in one place, and join over 1.5 million customers already banking with Zopa.
AWARDED BEST PERSONAL CURRENT ACCOUNT BY MONEYNET 2026
Biscuit is our award-winning free bank account that puts money back in your pocket every month. It takes just 4 minutes to set up from your phone.
Biscuit comes with perks including:
* Zopa’s AI – helping you with anything from moving money to setting budgets
* Fee-free card spending abroad – no hidden charges when you travel
* Interest on your bank account balance – 1% AER/gross variable
* A free coffee from Caffè Nero every month
* FSCS protection up to £120,000
Plus, you get to choose a benefit that suits you. Pick from:
• 2.75% AER (2.72% gross) variable interest on your balance
• 3% cashback on up to £150 of Direct Debits each month
• 3% cashback on up to £150 spent on eating out each month
Our banking app also connects to your non-Zopa bank accounts and credit cards giving you a complete financial picture in one place
Interest and cashback is paid monthly. ATM withdrawal fees may apply abroad. 18+ UK tax residents only. T&Cs apply. zopa.com/bank-account
SAVE WITH ZOPA
Searching for the best app for growing your money? Zopa has been named Moneynet's Best Savings App two years running. Our mobile banking app with saving and investing tools is built to help you reach every financial goal, big or small:
* Easy access savings pots: flexible, with no lock-in period
* Fixed interest savings pots: secure a great rate and watch your money grow
* Flexible Cash ISA pots: save up to your annual allowance, completely tax-free
* Auto-save: let the app move money into your pots automatically, without lifting a finger
BORROW WITH ZOPA
Keep tabs on your Zopa credit card, personal loan or car finance in one app. Check your balance and make payments in just a few taps. Recognised by the British Bank Awards as 2024’s Best Personal Loans Provider and 2025’s Best Credit Card Provider.
BUDGET SMARTER WITH ZOPA
With the UK’s most helpful banking AI*, Zopa makes managing your money quicker and easier.
Use the Ask tab to move money between bank accounts, make payments, set budgets and get spending insights. Just say or type what you need in your own words, like “Did I pay the plumber last week?" or “Set a £50 monthly takeaway budget”, and Zopa’s AI will help you get it done
WHY MILLIONS CHOOSE ZOPA
* The best banking app for online banking: award-winning across current accounts, savings and lending
* Free Biscuit bank account: cashback, interest on your balance and fee-free spending abroad
* FSCS protection up to £120,000
* Friendly support team available by call or chat
Whether you're brand new to mobile banking or switching from another bank, opening a Z
Download our mobile banking app with savings, budgeting and borrowing tools all in one place, and join over 1.5 million customers already banking with Zopa.
AWARDED BEST PERSONAL CURRENT ACCOUNT BY MONEYNET 2026
Biscuit is our award-winning free bank account that puts money back in your pocket every month. It takes just 4 minutes to set up from your phone.
Biscuit comes with perks including:
* Zopa’s AI – helping you with anything from moving money to setting budgets
* Fee-free card spending abroad – no hidden charges when you travel
* Interest on your bank account balance – 1% AER/gross variable
* A free coffee from Caffè Nero every month
* FSCS protection up to £120,000
Plus, you get to choose a benefit that suits you. Pick from:
• 2.75% AER (2.72% gross) variable interest on your balance
• 3% cashback on up to £150 of Direct Debits each month
• 3% cashback on up to £150 spent on eating out each month
Our banking app also connects to your non-Zopa bank accounts and credit cards giving you a complete financial picture in one place
Interest and cashback is paid monthly. ATM withdrawal fees may apply abroad. 18+ UK tax residents only. T&Cs apply. zopa.com/bank-account
SAVE WITH ZOPA
Searching for the best app for growing your money? Zopa has been named Moneynet's Best Savings App two years running. Our mobile banking app with saving and investing tools is built to help you reach every financial goal, big or small:
* Easy access savings pots: flexible, with no lock-in period
* Fixed interest savings pots: secure a great rate and watch your money grow
* Flexible Cash ISA pots: save up to your annual allowance, completely tax-free
* Auto-save: let the app move money into your pots automatically, without lifting a finger
BORROW WITH ZOPA
Keep tabs on your Zopa credit card, personal loan or car finance in one app. Check your balance and make payments in just a few taps. Recognised by the British Bank Awards as 2024’s Best Personal Loans Provider and 2025’s Best Credit Card Provider.
BUDGET SMARTER WITH ZOPA
With the UK’s most helpful banking AI*, Zopa makes managing your money quicker and easier.
Use the Ask tab to move money between bank accounts, make payments, set budgets and get spending insights. Just say or type what you need in your own words, like “Did I pay the plumber last week?" or “Set a £50 monthly takeaway budget”, and Zopa’s AI will help you get it done
WHY MILLIONS CHOOSE ZOPA
* The best banking app for online banking: award-winning across current accounts, savings and lending
* Free Biscuit bank account: cashback, interest on your balance and fee-free spending abroad
* FSCS protection up to £120,000
* Friendly support team available by call or chat
Whether you're brand new to mobile banking or switching from another bank, opening a Z
Latest updates
2.13.0
Bug fixes and improvements
2.12.0
Bug fixes & improvements
2.11.0
Bug fixes & improvements
Store changes
What Zopa Bank – Mobile Banking changed on its store page: name, icon, screenshots, price, size, languages, requirements.
New screenshots
10 screenshots (was 10)
New screenshots
10 screenshots (was 10)
New screenshots
10 screenshots (was 9)
Zopa Bank – Mobile Banking Android
Zopa Bank – Mobile Banking gets 1k+ downloads a day worldwide (AppInsider estimate, November 2026, rounded down to a band).
Zopa Bank – Mobile Banking is #24 in Finance Free on Google Play in United Kingdom and charting in 1 of 23 countries we track.
Updated 8 Nov 2026 · rankings refresh through the day
DeveloperZopa Bank Ltd
CategoryFinance
PriceFree
Released–
Installs1M+
Rating★ 4.6 (0)
Updated–
Content ratingMature 17+
Rating
4.6 ★
0 ratings
Measured
Best rank now
#24
Finance FreeMeasured
Zopa Bank – Mobile Banking on Google Play
App details
App ID
com.zopa.zeos
Publisher
ZOPA BANK LIMITED
Publisher country
United Kingdom
Content rating
Mature 17+
Zopa Bank – Mobile Banking downloads
Worldwide, per day, and installs to date. The band is open; the exact number is free with an account.
How this is calculated
Google Play shows an exact lifetime install count; downloads per day are its daily change (measured). When Play hasn't refreshed the count, they come from new ratings and Top Free chart positions. Confidence is the chance the real number is within half to double ours.
Where Zopa Bank – Mobile Banking's downloads come from Modelled
Last 30 days: organic search, browsing the store, features and paid ads.
Active users
All platforms, worldwide. Free with an account.
Stickiness (DAU / MAU)
how many monthly users open it on a given day
Retention · share of new users still active
Day 1
Day 7
Day 30
Time spent · per daily user
Average time spent Pro
min a day
Sessions a day Pro
Time per session Pro
min
How this is calculated
Monthly users come from lifetime installs across every store, fitted on monthly active user figures companies publish; daily users = monthly × the typical daily/monthly ratio for the category. Confidence is the chance the real number is within half to double ours.
Where it ranks on Google Play
Every top 200 chart it appears in across 23 countries.
| Country | Charts | Rank |
|---|---|---|
| United Kingdom | FinanceFree | #24 |
| United Kingdom | All AppsFree | #164 |
Apps near Zopa Bank – Mobile Banking on the chart
Finance Free, around #24.
Ratings
Google Play, worldwide.
Rating
4.6 ★
0 ratings
Measured
Ratings
0
Measured
About Zopa Bank – Mobile Banking
Looking for the best banking app in the UK? Meet Zopa — an award-winning online bank. Powered by the UK’s most helpful banking AI*, Zopa makes everyday online banking simple and rewarding.
Download our mobile banking app with savings, budgeting and borrowing tools all in one place, and join over 1.5 million customers already banking with Zopa.
AWARDED BEST PERSONAL CURRENT ACCOUNT BY MONEYNET 2026
Biscuit is our award-winning free bank account that puts money back in your pocket every month. It takes just 4 minutes to set up from your phone.
Biscuit comes with perks including:
* Zopa’s AI – helping you with anything from moving money to setting budgets
* Fee-free card spending abroad – no hidden charges when you travel
* Interest on your bank account balance – 1% AER/gross variable
* A free coffee from Caffè Nero every month
* FSCS protection up to £120,000
Plus, you get to choose a benefit that suits you. Pick from:
• 2.75% AER (2.72% gross) variable interest on your balance
• 3% cashback on up to £150 of Direct Debits each month
• 3% cashback on up to £150 spent on eating out each month
Our banking app also connects to your non-Zopa bank accounts and credit cards giving you a complete financial picture in one place
Interest and cashback is paid monthly. ATM withdrawal fees may apply abroad. 18+ UK tax residents only. T&Cs apply. zopa.com/bank-account
SAVE WITH ZOPA
Searching for the best app for growing your money? Zopa has been named Moneynet's Best Savings App two years running. Our mobile banking app with saving and investing tools is built to help you reach every financial goal, big or small:
* Easy access savings pots: flexible, with no lock-in period
* Fixed interest savings pots: secure a great rate and watch your money grow
* Flexible Cash ISA pots: save up to your annual allowance, completely tax-free
* Auto-save: let the app move money into your pots automatically, without lifting a finger
BORROW WITH ZOPA
Keep tabs on your Zopa credit card, personal loan or car finance in one app. Check your balance and make payments in just a few taps. Recognised by the British Bank Awards as 2024’s Best Personal Loans Provider and 2025’s Best Credit Card Provider.
BUDGET SMARTER WITH ZOPA
With the UK’s most helpful banking AI*, Zopa makes managing your money quicker and easier.
Use the Ask tab to move money between bank accounts, make payments, set budgets and get spending insights. Just say or type what you need in your own words, like “Did I pay the plumber last week?" or “Set a £50 monthly takeaway budget”, and Zopa’s AI will help you get it done
WHY MILLIONS CHOOSE ZOPA
* The best banking app for online banking: award-winning across current accounts, savings and lending
* Free Biscuit bank account: cashback, interest on your balance and fee-free spending abroad
* FSCS protection up to £120,000
* Friendly support team available by call or chat
Whether you're brand new to mobile banking or switching from another bank, opening a Z
Download our mobile banking app with savings, budgeting and borrowing tools all in one place, and join over 1.5 million customers already banking with Zopa.
AWARDED BEST PERSONAL CURRENT ACCOUNT BY MONEYNET 2026
Biscuit is our award-winning free bank account that puts money back in your pocket every month. It takes just 4 minutes to set up from your phone.
Biscuit comes with perks including:
* Zopa’s AI – helping you with anything from moving money to setting budgets
* Fee-free card spending abroad – no hidden charges when you travel
* Interest on your bank account balance – 1% AER/gross variable
* A free coffee from Caffè Nero every month
* FSCS protection up to £120,000
Plus, you get to choose a benefit that suits you. Pick from:
• 2.75% AER (2.72% gross) variable interest on your balance
• 3% cashback on up to £150 of Direct Debits each month
• 3% cashback on up to £150 spent on eating out each month
Our banking app also connects to your non-Zopa bank accounts and credit cards giving you a complete financial picture in one place
Interest and cashback is paid monthly. ATM withdrawal fees may apply abroad. 18+ UK tax residents only. T&Cs apply. zopa.com/bank-account
SAVE WITH ZOPA
Searching for the best app for growing your money? Zopa has been named Moneynet's Best Savings App two years running. Our mobile banking app with saving and investing tools is built to help you reach every financial goal, big or small:
* Easy access savings pots: flexible, with no lock-in period
* Fixed interest savings pots: secure a great rate and watch your money grow
* Flexible Cash ISA pots: save up to your annual allowance, completely tax-free
* Auto-save: let the app move money into your pots automatically, without lifting a finger
BORROW WITH ZOPA
Keep tabs on your Zopa credit card, personal loan or car finance in one app. Check your balance and make payments in just a few taps. Recognised by the British Bank Awards as 2024’s Best Personal Loans Provider and 2025’s Best Credit Card Provider.
BUDGET SMARTER WITH ZOPA
With the UK’s most helpful banking AI*, Zopa makes managing your money quicker and easier.
Use the Ask tab to move money between bank accounts, make payments, set budgets and get spending insights. Just say or type what you need in your own words, like “Did I pay the plumber last week?" or “Set a £50 monthly takeaway budget”, and Zopa’s AI will help you get it done
WHY MILLIONS CHOOSE ZOPA
* The best banking app for online banking: award-winning across current accounts, savings and lending
* Free Biscuit bank account: cashback, interest on your balance and fee-free spending abroad
* FSCS protection up to £120,000
* Friendly support team available by call or chat
Whether you're brand new to mobile banking or switching from another bank, opening a Z
Store changes
What Zopa Bank – Mobile Banking changed on its store page: name, icon, screenshots, price, size, languages, requirements.
New screenshots
12 screenshots (was 12)
Short description updated