Akulaku Downloads & RevenueAkulaku: Loan & PayLater · App Store & Google Play
Akulaku: Loan & PayLater gets 10k+ downloads a day worldwide (AppInsider estimate, November 2026, rounded down to a band).
Akulaku: Loan & PayLater by AKULAKU SILVRR INDONESIA, PT is on App Store and Google Play. Active Users (MAU & DAU), Downloads, rankings, keywords, revenue, and rating totals.
Akulaku: Loan & PayLater update history & changes
Last change · 45 events since 19 May 2016Full timeline ↓Full timeline · 45 events
- 🌟Akulaku: Loan & PayLater featured by AppleiOSapps · ID
- 🌟Akulaku: Loan & PayLater featured by AppleiOSapps · ID
- 🌟Akulaku: Loan & PayLater featured by AppleiOSapps · ID
- ✏️Akulaku: Loan & PayLater: new iPad screenshotsiOS· ID
- ✏️Akulaku: Loan & PayLater: new screenshotsiOS5 screenshots (was 6) · ID
- ✏️Akulaku: Loan & PayLater: new iconiOS
→ 
· ID - 🌟Akulaku: Loan & PayLater featured by AppleiOSapps · ID
- 📦Akulaku: Loan & PayLater updated to version 5.5.90iOSFix known issues and optimize the interface
- 🔎Akulaku: Loan & PayLater reached Top 10 for “easy cash”Android#6 in Indonesia search · popularity 96
- 🌟Akulaku: Loan & PayLater featured by AppleiOSapps · ID
- 🌟Akulaku: Loan & PayLater featured by AppleiOSapps · ID
- 🌟Akulaku: Loan & PayLater featured by AppleiOSapps · ID
- 🌟Akulaku: Loan & PayLater featured by AppleiOSapps · ID
- 🌟Akulaku: Loan & PayLater featured by AppleiOSapps · ID
- ✏️Akulaku: Loan & PayLater: new screenshotsAndroid6 screenshots (was 6) · US
- 📦Akulaku: Loan & PayLater updated to version 5.5.90Android1. Known bug fixed and user experience improved.
- 📈Akulaku: Loan & PayLater new best rank in the overall chart: #36AndroidTop Free · All Apps · ID
- 📈Akulaku: Loan & PayLater new best rank in the overall chart: #55iOSTop Free · All Apps · ID
- 📈Akulaku: Loan & PayLater new best rank in the overall chart: #58iOSTop Free · All Apps · ID
- 📈Akulaku: Loan & PayLater new best rank in the overall chart: #61iOSTop Free · All Apps · ID
- ✏️Akulaku: Loan & PayLater: description updatediOS· ID
- ✏️Akulaku: Loan & PayLater: new iconiOS
→ · ID - ✏️Akulaku: Loan & PayLater: renamediOSAkulaku-Installment Shopping → Akulaku: Loan & PayLater · ID
- ✏️Akulaku: Loan & PayLater: description updatedAndroid· US
- ✏️Akulaku: Loan & PayLater: short description updatedAndroid· US
- ✏️Akulaku: Loan & PayLater: renamedAndroidAkulaku —Online Shopping → Akulaku: Loan & PayLater · US
- 📦Akulaku: Loan & PayLater updated to version 5.5.80iOSKnown bug fixed and user experience improved.
- 📦Akulaku: Loan & PayLater updated to version 5.5.80Android1. Known bug fixed and user experience improved.
- 📈Akulaku: Loan & PayLater new best rank in the overall chart: #38AndroidTop Free · All Apps · ID
- 📈Akulaku: Loan & PayLater new best rank in the overall chart: #62iOSTop Free · All Apps · ID
- 📈Akulaku: Loan & PayLater new best rank in the overall chart: #63iOSTop Free · All Apps · ID
- 🌟Akulaku: Loan & PayLater featured by AppleiOSapps · ID
- 🌟Akulaku: Loan & PayLater featured by AppleiOSapps · ID
- 🌟Akulaku: Loan & PayLater featured by AppleiOSapps · ID
- 🌟Akulaku: Loan & PayLater featured by AppleiOSapps · ID
- 🌟Akulaku: Loan & PayLater featured by AppleiOSapps · ID
- 🌟Akulaku: Loan & PayLater featured by AppleiOSapps · ID
- 🆕Akulaku: Loan & PayLater first spotted by AppInsideriOS#5 in Top Free · Shopping · Indonesia
- 🆕Akulaku: Loan & PayLater first spotted by AppInsiderAndroidIndonesia
- 🌟Akulaku: Loan & PayLater featured by AppleiOSapps · ID
- 📦Akulaku: Loan & PayLater updated to version 5.5.70Android1. Known bug fixed and user experience improved.
- 📦Akulaku: Loan & PayLater version 5.5.71Android1. Known bug fixed and user experience improved.
- 📦Akulaku: Loan & PayLater version 5.5.70iOSKnown bug fixed and user experience improved.
- 🆕Akulaku: Loan & PayLater released on the App StoreiOS
- 🆕Akulaku: Loan & PayLater released on Google PlayAndroid
Collected from the stores by AppInsider since we first spotted the app. Dates are when we saw each change.
Shopping FreeAkulaku: Loan & PayLater at a glance
AI summary written from our chart and store data, 2026-11-05. It can be wrong: check the numbers above.
Akulaku is a digital financial services platform in Indonesia that provides cash loans, PayLater credit, and installment shopping options to consumers seeking flexible payment solutions for e-commerce and offline merchants. The app currently ranks #3 in the Indonesian Shopping category and #62 overall among free apps, indicating strong market penetration within the retail finance sector.
Similar apps: Kredivo, Home Credit, Tunaiku
App Store
App details
App privacy Measured
Akulaku: Loan & PayLater’s App Store privacy label declares 1 data category used to track you across other companies’ apps and websites, 1 linked to your identity and 4 collected anonymously.
As declared by the developer on the App Store — Apple requires every app to publish this label. We track changes over time.
Google Play
App details
Tech stack
Trackers and permissions of build v4.2.5, from the εxodus privacy report (CC BY-SA).
Akulaku: Loan & PayLater downloads & installs
Both stores, worldwide. Bands are open; exact numbers are free with an account.
| Store | Downloads / day | Lifetime installs |
|---|---|---|
| App Store | 1k+ | – |
| Google Play | 10k+ | 100M+ Measured |
| Total | 10k+ Confidence | 100M+ Confidence |
How this is calculated
Where Akulaku: Loan & PayLater's downloads come from Modelled
Last 30 days: organic search, browsing the store, features and paid ads.
Active users
All platforms, worldwide. Free with an account.
Retention · share of new users still active
Time spent · per daily user
How this is calculated
Business model: Ad-led
How Akulaku: Loan & PayLater makes money: subscriptions, one-off purchases and ads.
Where it ranks now
Both stores, across every country we track.
| Store | Best rank | Charting in | US Top Free | US Top Grossing |
|---|---|---|---|---|
| App Store | #3 Shopping Free | 1 of 30 countries | – | – |
| Google Play | #2 Shopping Free | 1 of 23 countries | – | – |
Full chart lists: App Store · Google Play.
Review momentum
ⓘ How we measure thisReview momentum (0-100) blends how fast the app collects ratings compared with other apps in its category (60%), whether that pace is speeding up (25%) and what recent raters give it (15%; recent stars well below lifetime pull it down). Ratings counts are read daily. A jump usually means a launch, a feature, ads or a new review prompt.
Ratings
Both stores. Store data, measured.
| Store | Rating | Ratings |
|---|---|---|
| App Store | 4.5 ★ | 128k |
| Google Play | 4.5 ★ | 3.5M 1.3k written reviews |
| Both stores | 4.5 ★ weighted by ratings | 3.6M |
What users say about Akulaku: Loan & PayLater
From recent reviews.
About Akulaku: Loan & PayLater
Need extra funds or want to shop and pay in installments? Akulaku brings online loans, PayLater, and installment options together in one app, helping you manage everyday financial and shopping needs. New users may get a chance to enjoy ultra-low or interest-free offers!
Loan & Financing Information
- Cash loan amount: Rp300,000 to Rp40,000,000
- Loan term: 3 to 12 months (91 to 365 days)
- Minimum repayment period: 3 months
- Maximum APR: 24% per year
Akulaku financing services are provided by PT Akulaku Finance Indonesia, a company registered and regulated by the Indonesian Financial Services Authority (OJK), under license KEP-436/NB.11/2018.
More Ways to Shop, Pay & Access Funds
- Get cash from your credit limit: Access a cash loan of up to Rp40,000,000 to support your everyday financial needs.
- Buy now, pay later: Get PayLater of up to Rp25,000,000 with installment terms of up to 12 months, available across platforms and merchants including Shopee, Lazada, Tokopedia, DANA, Tiket.com, Bukalapak, Blibli and Alfamart.
- Flexible installments: Pay in installments for smartphones, mobile credit, data packages, movie tickets and flight tickets, as well as water and electricity bills.
- Shop from 90,000+ merchants: Explore digital products, laptops, cameras, fashion, home and living, baby products and more, including leading brands such as Xiaomi, Samsung, OPPO and VIVO.
- In-store installments: Enjoy installments of up to Rp20,000,000, with rates starting from 0% and tenors up to 12 months at partner stores including iBox, Digimap, Digiplus, Blibli, Erafone, Era Blue and Hartono.
- Convenient payments: Use QRIS and Virtual Account (VA) for a convenient and flexible payment experience.
A More Convenient Shopping Experience
Enjoy a wide selection of products, daily deals and flexible payment options.
- Delivery within 48 hours in Greater Jakarta
- 7-day return option after receiving your order
- Refunds automatically transferred to your bank account within 24 hours
Loan Calculation Example
For a Rp2,000,000 loan with a 3-month term and a 24% annual interest rate:
Total interest:
Rp2,000,000 * (24% / 12) * 3 = Rp120,000
Total repayment:
Rp2,000,000 + Rp120,000 = Rp2,120,000
Monthly repayment:
Rp2,120,000 / 3 = approximately Rp706,666.67
This is an example calculation. Your actual loan amount, term, interest, fees and repayment amount will be shown in the app and determined based on applicable terms and assessment results.
Customer Support & Official Channels
Need help? Contact Akulaku through our official channels:
Customer Hotline: 1500920 (24 hours)
Live Chat: Akulaku app > Account (24 hours)
WhatsApp: +62 811-1912-0548 (chatbot)
Website: www.akulaku.com
Facebook: AkuLakuIndonesia
Instagram: @akulaku_id
YouTube: Akulaku Indonesia (@AkulakuIndonesia)
Twitter/X: @akulakuID
Company Information
PT Akulaku Finance Indonesia
Registered Address: Sahid Sudirman Center 11C,
Akulaku: Loan & PayLater App Store
Akulaku: Loan & PayLater gets 10k+ downloads a day worldwide (AppInsider estimate, November 2026, rounded down to a band).
Akulaku: Loan & PayLater is #3 in Shopping Free in Indonesia and charting in 1 of 30 countries we track.
Updated 8 Nov 2026 · rankings refresh through the day
25 Sep 2026 Shopping FreeAkulaku: Loan & PayLater at a glance
AI summary written from our chart and store data, 2026-11-05. It can be wrong: check the numbers above.
Akulaku is a digital financial services platform in Indonesia that provides cash loans, PayLater credit, and installment shopping options to consumers seeking flexible payment solutions for e-commerce and offline merchants. The app currently ranks #3 in the Indonesian Shopping category and #62 overall among free apps, indicating strong market penetration within the retail finance sector.
Similar apps: Kredivo, Home Credit, Tunaiku
Akulaku: Loan & PayLater on the App Store
App details
App privacy Measured
Akulaku: Loan & PayLater’s App Store privacy label declares 1 data category used to track you across other companies’ apps and websites, 1 linked to your identity and 4 collected anonymously.
As declared by the developer on the App Store — Apple requires every app to publish this label. We track changes over time.
Akulaku: Loan & PayLater downloads
Worldwide, per day, and installs to date. The band is open; the exact number is free with an account.
How this is calculated
Where Akulaku: Loan & PayLater's downloads come from Modelled
Last 30 days: organic search, browsing the store, features and paid ads.
Active users
All platforms, worldwide. Free with an account.
Retention · share of new users still active
Time spent · per daily user
How this is calculated
Business model: Ad-led
How Akulaku: Loan & PayLater makes money: subscriptions, one-off purchases and ads.
Where it ranks now
Every top chart it appears in across 30 countries.
| Country | Charts | Rank |
|---|---|---|
| Indonesia | ShoppingFree | #3 |
| Indonesia | All AppsFree | #72 |
Apps near Akulaku: Loan & PayLater on the chart
Shopping Free, around #3.
Ratings
App Store, worldwide.
Review momentum
ⓘ How we measure thisReview momentum (0-100) blends how fast the app collects ratings compared with other apps in its category (60%), whether that pace is speeding up (25%) and what recent raters give it (15%; recent stars well below lifetime pull it down). Ratings counts are read daily. A jump usually means a launch, a feature, ads or a new review prompt.
What users say about Akulaku: Loan & PayLater
From recent reviews.
About Akulaku: Loan & PayLater
Need extra funds or want to shop and pay in installments? Akulaku brings online loans, PayLater, and installment options together in one app, helping you manage everyday financial and shopping needs. New users may get a chance to enjoy ultra-low or interest-free offers!
Loan & Financing Information
- Cash loan amount: Rp300,000 to Rp40,000,000
- Loan term: 3 to 12 months (91 to 365 days)
- Minimum repayment period: 3 months
- Maximum APR: 24% per year
Akulaku financing services are provided by PT Akulaku Finance Indonesia, a company registered and regulated by the Indonesian Financial Services Authority (OJK), under license KEP-436/NB.11/2018.
More Ways to Shop, Pay & Access Funds
- Get cash from your credit limit: Access a cash loan of up to Rp40,000,000 to support your everyday financial needs.
- Buy now, pay later: Get PayLater of up to Rp25,000,000 with installment terms of up to 12 months, available across platforms and merchants including Shopee, Lazada, Tokopedia, DANA, Tiket.com, Bukalapak, Blibli and Alfamart.
- Flexible installments: Pay in installments for smartphones, mobile credit, data packages, movie tickets and flight tickets, as well as water and electricity bills.
- Shop from 90,000+ merchants: Explore digital products, laptops, cameras, fashion, home and living, baby products and more, including leading brands such as Xiaomi, Samsung, OPPO and VIVO.
- In-store installments: Enjoy installments of up to Rp20,000,000, with rates starting from 0% and tenors up to 12 months at partner stores including iBox, Digimap, Digiplus, Blibli, Erafone, Era Blue and Hartono.
- Convenient payments: Use QRIS and Virtual Account (VA) for a convenient and flexible payment experience.
A More Convenient Shopping Experience
Enjoy a wide selection of products, daily deals and flexible payment options.
- Delivery within 48 hours in Greater Jakarta
- 7-day return option after receiving your order
- Refunds automatically transferred to your bank account within 24 hours
Loan Calculation Example
For a Rp2,000,000 loan with a 3-month term and a 24% annual interest rate:
Total interest:
Rp2,000,000 * (24% / 12) * 3 = Rp120,000
Total repayment:
Rp2,000,000 + Rp120,000 = Rp2,120,000
Monthly repayment:
Rp2,120,000 / 3 = approximately Rp706,666.67
This is an example calculation. Your actual loan amount, term, interest, fees and repayment amount will be shown in the app and determined based on applicable terms and assessment results.
Customer Support & Official Channels
Need help? Contact Akulaku through our official channels:
Customer Hotline: 1500920 (24 hours)
Live Chat: Akulaku app > Account (24 hours)
WhatsApp: +62 811-1912-0548 (chatbot)
Website: www.akulaku.com
Facebook: AkuLakuIndonesia
Instagram: @akulaku_id
YouTube: Akulaku Indonesia (@AkulakuIndonesia)
Twitter/X: @akulakuID
Company Information
PT Akulaku Finance Indonesia
Registered Address: Sahid Sudirman Center 11C,
Latest updates
Store changes
What Akulaku: Loan & PayLater changed on its store page: name, icon, screenshots, price, size, languages, requirements.
More from AKULAKU SILVRR INDONESIA, PT
Akulaku: Loan & PayLater Android
Akulaku: Loan & PayLater gets 10k+ downloads a day worldwide (AppInsider estimate, November 2026, rounded down to a band).
Akulaku: Loan & PayLater is #2 in Shopping Free on Google Play in Indonesia and charting in 1 of 23 countries we track.
Updated 8 Nov 2026 · rankings refresh through the day
Shopping FreeAkulaku: Loan & PayLater at a glance
AI summary written from our chart and store data, 2026-11-07. It can be wrong: check the numbers above.
Akulaku is an Indonesian fintech and e-commerce platform offering cash loans, PayLater services, and installment financing for shopping across major merchants and in-store partners. The app currently ranks #2 in the Indonesian Shopping Free category and #41 in All Apps Free, indicating strong market penetration within its primary vertical.
Similar apps: Kredivo, Home Credit Indonesia, Tunaiku
Akulaku: Loan & PayLater on Google Play
App details
Tech stack
Trackers and permissions of build v4.2.5, from the εxodus privacy report (CC BY-SA).
Akulaku: Loan & PayLater downloads
Worldwide, per day, and installs to date. The band is open; the exact number is free with an account.
How this is calculated
Where Akulaku: Loan & PayLater's downloads come from Modelled
Last 30 days: organic search, browsing the store, features and paid ads.
Active users
All platforms, worldwide. Free with an account.
Retention · share of new users still active
Time spent · per daily user
How this is calculated
Business model: Ad-led
How Akulaku: Loan & PayLater makes money: subscriptions, one-off purchases and ads.
Where it ranks on Google Play
Every top 200 chart it appears in across 23 countries.
| Country | Charts | Rank |
|---|---|---|
| Indonesia | ShoppingFree | #2 |
| Indonesia | All AppsFree | #46 |
Apps near Akulaku: Loan & PayLater on the chart
Shopping Free, around #2.
Ratings
Google Play, worldwide.
Review momentum
ⓘ How we measure thisReview momentum (0-100) blends how fast the app collects ratings compared with other apps in its category (60%), whether that pace is speeding up (25%) and what recent raters give it (15%; recent stars well below lifetime pull it down). Ratings counts are read daily. A jump usually means a launch, a feature, ads or a new review prompt.
What users say about Akulaku: Loan & PayLater
From the 121 most recent Google Play reviews in the US.
Users frequently complain about aggressive collection tactics and spam calls even when accounts are in good standing or deleted. Payment method restrictions, particularly the removal of Virtual Accounts and QRIS issues, are cited as major barriers to fulfilling obligations.
Mixed but leaning positive (64% of recent reviews give 4–5 stars). People like it for being easy to use, and speed. The main complaints are about speed and performance, and privacy and spam. Recent reviews are more positive than earlier ones.
What people like
- Ease of use: “user friendly and helpful”
- Speed & performance: “bagus, fast respon, cs nya bukan robot”
- Useful: “user friendly and helpful”
Common complaints
- Speed & performance: “Tanda biar tidak di instal lagi”
- Privacy & data: “TOLONG JANGAN SPAM PENAGIHAN UTANG LALALALA KE EMAIL SAYA”
- Login & account: “kenapa pembayaran VIRTUAL ACCOUNT jadi dikit bgt sih???”
About Akulaku: Loan & PayLater
Need extra funds or want to shop and pay in installments? Akulaku brings online loans, PayLater, and installment options together in one app, helping you manage everyday financial and shopping needs. New users may get a chance to enjoy ultra-low or interest-free offers!
💰 Loan & Financing Information
• Cash loan amount: Rp300,000–Rp40,000,000
• Loan term: 3–12 months (91–365 days)
• Minimum repayment period: 3 months
• Maximum APR: 24% per year
Akulaku financing services are provided by PT Akulaku Finance Indonesia, a company registered and regulated by the Indonesian Financial Services Authority (OJK), under license KEP-436/NB.11/2018.
🛍 More Ways to Shop, Pay & Access Funds
• Get cash from your credit limit: Access a cash loan of up to Rp40,000,000 to support your everyday financial needs.
• Buy now, pay later: Get PayLater of up to Rp25,000,000 with installment terms of up to 12 months, available across platforms and merchants including Shopee, Lazada, Tokopedia, DANA, Tiket.com, Bukalapak, Blibli and Alfamart.
• Flexible installments: Pay in installments for smartphones, mobile credit, data packages, movie tickets and flight tickets, as well as water and electricity bills.
• Shop from 90,000+ merchants: Explore digital products, laptops, cameras, fashion, home & living, baby products and more, including leading brands such as Xiaomi, Samsung, OPPO and VIVO.
• In-store installments: Enjoy installments of up to Rp20,000,000, with rates starting from 0% and tenors up to 12 months at partner stores including iBox, Digimap, Digiplus, Blibli, Erafone, Era Blue, and Hartono.
• Convenient payments: Use QRIS and Virtual Account (VA) for a convenient and flexible payment experience.
📦 A More Convenient Shopping Experience
Enjoy a wide selection of products, daily deals and flexible payment options.
✓ Delivery within 48 hours in Greater Jakarta
✓ 7-day return option after receiving your order
✓ Refunds automatically transferred to your bank account within 24 hours
🧮 Loan Calculation Example
For a Rp2,000,000 loan with a 3-month term and a 24% annual interest rate:
Total interest:
Rp2,000,000 × (24% ÷ 12) × 3 = Rp120,000
Total repayment:
Rp2,000,000 + Rp120,000 = Rp2,120,000
Monthly repayment:
Rp2,120,000 ÷ 3 = approximately Rp706,666.67
This is an example calculation. Your actual loan amount, term, interest, fees and repayment amount will be shown in the app and determined based on applicable terms and assessment results.
☎ Customer Support & Official Channels
Need help? Contact Akulaku through our official channels:
Customer Hotline: 1500920 (24 hours)
Live Chat: Akulaku app → Account (24 hours)
WhatsApp: +62 811-1912-0548 (chatbot)
Website: www.akulaku.com
Facebook: AkuLakuIndonesia
Instagram: @akulaku_id
YouTube: Akulaku Indonesia (@AkulakuIndonesia)
Twitter/X: @akulakuID
🏢 Company Information
PT Akulaku Finance Indonesia
Registered Address: Sahid Sudirman Center 11
What's new in 5.5.90
Store changes
What Akulaku: Loan & PayLater changed on its store page: name, icon, screenshots, price, size, languages, requirements.
Similar apps
Apps people compare with Akulaku: Loan & PayLater: the same core purpose or gameplay, checked one by one.
