Beem Downloads & RevenueBeem: Cash Advance & Banking · App Store & Google Play
Beem: Cash Advance & Banking by Line Financial, Pbc is on App Store and Google Play. Active Users (MAU & DAU), Downloads, rankings, keywords, revenue, and rating totals.
Beem: Cash Advance & Banking update history & changes
Last change · 11 events since 29 Jul 2020Full timeline ↓🆕AndroidFirst spotted by AppInsider✏️iOSAge rating changed📦iOSUpdated to version 5.91.0📦AndroidVersion 5.91.0📦iOSUpdated to version 5.90.0📈iOSEntered the top 100🆕iOSFirst spotted by AppInsider🆕iOSReleased on the App Store🆕AndroidReleased on Google Play
Full timeline · 11 events
- 🆕Beem: Cash Advance & Banking first spotted by AppInsiderAndroidUnited States (found via search)
- ✏️Beem: Cash Advance & Banking: age rating changediOS4+ → 17+
- 📦Beem: Cash Advance & Banking updated to version 5.91.0iOSLinking your bank is now smoother with clearer delay alerts. We've also added instant phone verification—no more waiting for OTP codes. Verified users now go straight to the home screen without detours. Clearer guidance. Smoother banking. Better experience.… more
- 📦Beem: Cash Advance & Banking version 5.91.0AndroidBeem Linking your bank is now smoother with clearer delay alerts. We've also added instant phone verification—no more waiting for OTP codes. Verified users now go straight to the home screen without detours. Clearer guidance. Smoother banking. Better experience.… more
- 📦Beem: Cash Advance & Banking updated to version 5.90.0iOSLinking your bank is now smoother with clearer delay alerts. We've also added instant phone verification—no more waiting for OTP codes. Verified users now go straight to the home screen without detours. Clearer guidance. Smoother banking. Better experience.… more
- 📈Beem: Cash Advance & Banking entered the top 100iOSTop Free · Finance · US
- 📦Beem: Cash Advance & Banking updated to version 5.89.0iOSLinking your bank is now smoother with clearer delay alerts. We've also added instant phone verification—no more waiting for OTP codes. Verified users now go straight to the home screen without detours. Clearer guidance. Smoother banking. Better experience.… more
- 🆕Beem: Cash Advance & Banking first spotted by AppInsideriOS#20 in Top Free · Finance · United States
- 📦Beem: Cash Advance & Banking version 5.88.0iOSLinking your bank is now smoother with clearer delay alerts. We've also added instant phone verification—no more waiting for OTP codes. Verified users now go straight to the home screen without detours. Clearer guidance. Smoother banking. Better experience.… more
- 🆕Beem: Cash Advance & Banking released on the App StoreiOS
- 🆕Beem: Cash Advance & Banking released on Google PlayAndroid
Collected from the stores by AppInsider since we first spotted the app. Dates are when we saw each change.
Rating
4.2 ★
52k ratings, both stores
Measured
Best rank now
#116
App Store · 
Finance Free
Finance FreeMeasured
New ratings a week
151
▼ -5% vs the 2 weeks before
Measured
App Store
App details
App ID
1525101476
Publisher
Line Financial, Pbc
Publisher country
United States
On the store since
Aug 2020
6 years on the store
Minimum OS
iOS 15.1+
iPhone 6s and later
Devices
iPhone · iPad
Content rating
17+
Languages
1
EN
Size
165 MB
Also listed in
Lifestyle
Google Play
App details
App ID
com.useline.line
Publisher
Line Financial, PBC
Publisher country
United States
Content rating
Everyone
Beem: Cash Advance & Banking downloads & installs
Both stores, worldwide. Bands are open; exact numbers are free with an account.
| Store | Downloads / day | Lifetime installs |
|---|---|---|
| App Store | – | – |
| Google Play | – | 1M+ Measured |
| Total | – | 1M+ Confidence |
How this is calculated
App Store: chart positions and rating growth per country, anchored on its own Android downloads; lifetime from ratings worldwide × installs per rating. Google Play: the daily change in its exact install count. The total adds every store.
Where Beem: Cash Advance & Banking's downloads come from Modelled
Last 30 days: organic search, browsing the store, features and paid ads.
Active users
All platforms, worldwide. Free with an account.
Stickiness (DAU / MAU)
how many monthly users open it on a given day
Retention · share of new users still active
Day 1
Day 7
Day 30
Time spent · per daily user
Average time spent Pro
min a day
Sessions a day Pro
Time per session Pro
min
How this is calculated
Monthly users come from lifetime installs across every store, fitted on monthly active user figures companies publish; daily users = monthly × the typical daily/monthly ratio for the category. Confidence is the chance the real number is within half to double ours.
Where it ranks now
Both stores, across every country we track.
| Store | Best rank | Charting in | US Top Free | US Top Grossing |
|---|---|---|---|---|
| App Store | #116 Finance Free | 1 of 30 countries | #116 | – |
| Google Play | – | 0 of 23 countries | – | – |
Full chart lists: App Store · Google Play.
Review momentum
ⓘ How we measure thisNew ratings a week
151
▼ -5% vs the 2 weeks before
Lifetime rating
4.3★
recent stars not readable yet: new ratings are a tiny share of the total
Review momentum
72/100
faster than 89% of Finance apps
Review momentum (0-100) blends how fast the app collects ratings compared with other apps in its category (60%), whether that pace is speeding up (25%) and what recent raters give it (15%; recent stars well below lifetime pull it down). Ratings counts are read daily. A jump usually means a launch, a feature, ads or a new review prompt.
Ratings
Both stores. Store data, measured.
| Store | Rating | Ratings |
|---|---|---|
| App Store | 4.3 ★ | 34k |
| Google Play | 4.1 ★ | 18k 7.9k written reviews |
| Both stores | 4.2 ★ weighted by ratings | 52k |
About Beem: Cash Advance & Banking
Beem is the #1 cash advance and banking app with automatic credit building. Get instant cash advances up to $1,000, build credit on every purchase, and let AI optimize your money.
INSTANT CASH ADVANCES UP TO $1,000
Get cash when you need it with Everdraft™. Access up to $1,000 of your verified incoming deposits in minutes. No interest, no credit checks, no due dates.
Free standard transfer or instant delivery
No payday loan fees or interest charges
No credit impact on your score
Get money in 5 minutes or less
BUILD CREDIT AUTOMATICALLY
The only banking app that builds your credit on EVERY purchase. Your Beem Companion Card reports positive payment history to all three major credit bureaus monthly.
* No credit check to start
* Reports to Experian, Equifax, TransUnion
* Automatic monthly reporting
* Build credit while you spend
AI AGENTS THAT WORK 24/7
Beem's AI agents maximize every dollar:
JobsGPT - Finds gigs and full-time jobs matching your skills
DealsGPT - Surfaces verified discounts before you shop anywhere
PriceGPT - Compares prices automatically on receipts and products
BudgetGPT - Tracks bills, flags overspending & suggests money-saving strategies
COMPLETE BANKING PLATFORM
* Direct deposit arrives up to 2 days early
* FDIC insurance up to $250,000 (via partner bank)
* Send money free to anyone (no Beem account required)
* Earn cashback on gas, groceries, dining, shopping
* Debit card with no monthly fees
* Mobile check deposit from anywhere
COMPREHENSIVE PROTECTION
* Job Loss Protection: Get up to $1,000 when employment changes
* Beem Health: 24/7 virtual doctor, pharmacy savings, dental, vision, counseling
* Wysh Life Benefit: Coverage for loved ones (Plus/Pro members)
* Beem TotalCare: Save on device protection (AKKO), mindfulness (Headspace), fitness (FitOn Pro), password security (Dashlane)
TRUSTED BY 3 MILLION+ USERS
Over $100 million in cash advances disbursed
$300 million in total payments processed
$500 million in debt traps prevented
Average user credit score improvement: 67 points
BETTER THAN THE COMPETITION
vs Dave: Higher cash advance limits ($1,000 vs $500) + automatic credit building
vs Chime: Cash advances + automatic credit building (no separate card)
vs Cleo: More cash ($1,000 vs $250) + 4 specialized AI agents
vs Albert: Automatic credit building + higher cash limits
vs Brigit: 4x higher cash limits + AI optimization tools
vs MoneyLion: Lower fees + automatic credit building
SECURITY & TRUST
24/7 fraud monitoring with real-time alerts
Bank-level encryption protecting all transactions
Instant card locks and customizable privacy settings
Biometric authentication (fingerprint, face ID)
HOW IT WORKS
1. Download Beem banking app
2. Create account and verify identity
3. Open FDIC-insured checking account
4. Connect direct deposit for cash advances
5. Get your Beem Companion Card
6. Build credit automatically with every purchase
7. Request cash advances up to $1,000 when needed
8. Let AI agents optimize your money
E
INSTANT CASH ADVANCES UP TO $1,000
Get cash when you need it with Everdraft™. Access up to $1,000 of your verified incoming deposits in minutes. No interest, no credit checks, no due dates.
Free standard transfer or instant delivery
No payday loan fees or interest charges
No credit impact on your score
Get money in 5 minutes or less
BUILD CREDIT AUTOMATICALLY
The only banking app that builds your credit on EVERY purchase. Your Beem Companion Card reports positive payment history to all three major credit bureaus monthly.
* No credit check to start
* Reports to Experian, Equifax, TransUnion
* Automatic monthly reporting
* Build credit while you spend
AI AGENTS THAT WORK 24/7
Beem's AI agents maximize every dollar:
JobsGPT - Finds gigs and full-time jobs matching your skills
DealsGPT - Surfaces verified discounts before you shop anywhere
PriceGPT - Compares prices automatically on receipts and products
BudgetGPT - Tracks bills, flags overspending & suggests money-saving strategies
COMPLETE BANKING PLATFORM
* Direct deposit arrives up to 2 days early
* FDIC insurance up to $250,000 (via partner bank)
* Send money free to anyone (no Beem account required)
* Earn cashback on gas, groceries, dining, shopping
* Debit card with no monthly fees
* Mobile check deposit from anywhere
COMPREHENSIVE PROTECTION
* Job Loss Protection: Get up to $1,000 when employment changes
* Beem Health: 24/7 virtual doctor, pharmacy savings, dental, vision, counseling
* Wysh Life Benefit: Coverage for loved ones (Plus/Pro members)
* Beem TotalCare: Save on device protection (AKKO), mindfulness (Headspace), fitness (FitOn Pro), password security (Dashlane)
TRUSTED BY 3 MILLION+ USERS
Over $100 million in cash advances disbursed
$300 million in total payments processed
$500 million in debt traps prevented
Average user credit score improvement: 67 points
BETTER THAN THE COMPETITION
vs Dave: Higher cash advance limits ($1,000 vs $500) + automatic credit building
vs Chime: Cash advances + automatic credit building (no separate card)
vs Cleo: More cash ($1,000 vs $250) + 4 specialized AI agents
vs Albert: Automatic credit building + higher cash limits
vs Brigit: 4x higher cash limits + AI optimization tools
vs MoneyLion: Lower fees + automatic credit building
SECURITY & TRUST
24/7 fraud monitoring with real-time alerts
Bank-level encryption protecting all transactions
Instant card locks and customizable privacy settings
Biometric authentication (fingerprint, face ID)
HOW IT WORKS
1. Download Beem banking app
2. Create account and verify identity
3. Open FDIC-insured checking account
4. Connect direct deposit for cash advances
5. Get your Beem Companion Card
6. Build credit automatically with every purchase
7. Request cash advances up to $1,000 when needed
8. Let AI agents optimize your money
E
Beem: Cash Advance & Banking App Store
Beem: Cash Advance & Banking is #116 in Finance Free in United States and charting in 1 of 30 countries we track.
Updated 8 Nov 2026 · rankings refresh through the day
DeveloperLine Financial, Pbc
CategoryFinance
PriceFree
Released
Rating★ 4.3 (34k)
Version5.91.0
Age rating17+
First seen by us 26 Sep 2026
26 Sep 2026Rating
4.3 ★
34k ratings
Measured
Best rank now
#116
Finance FreeMeasured
New ratings a week
151
▼ -5% vs the 2 weeks before
Measured
Beem: Cash Advance & Banking on the App Store
App details
App ID
1525101476
Publisher
Line Financial, Pbc
Publisher country
United States
On the store since
Aug 2020
6 years on the store
Minimum OS
iOS 15.1+
iPhone 6s and later
Devices
iPhone · iPad
Content rating
17+
Languages
1
EN
Size
165 MB
Also listed in
Lifestyle
Beem: Cash Advance & Banking downloads
Worldwide, per day, and installs to date. The band is open; the exact number is free with an account.
How this is calculated
Apple publishes no download counts. App Store downloads come from chart positions and daily rating growth per country, calibrated on Google Play install counts; lifetime installs from ratings worldwide × installs per rating. Confidence is the chance the real number is within half to double ours.
Where Beem: Cash Advance & Banking's downloads come from Modelled
Last 30 days: organic search, browsing the store, features and paid ads.
Active users
All platforms, worldwide. Free with an account.
Stickiness (DAU / MAU)
how many monthly users open it on a given day
Retention · share of new users still active
Day 1
Day 7
Day 30
Time spent · per daily user
Average time spent Pro
min a day
Sessions a day Pro
Time per session Pro
min
How this is calculated
Monthly users come from lifetime installs across every store, fitted on monthly active user figures companies publish; daily users = monthly × the typical daily/monthly ratio for the category. Confidence is the chance the real number is within half to double ours.
Where it ranks now
Every top chart it appears in across 30 countries.
| Country | Charts | Rank |
|---|---|---|
| United States | FinanceFree | #116 |
Apps near Beem: Cash Advance & Banking on the chart
Finance Free, around #116.
Ratings
App Store, worldwide.
Rating
4.3 ★
34k ratings
Measured
Ratings
34k
Measured
Review momentum
ⓘ How we measure thisNew ratings a week
151
▼ -5% vs the 2 weeks before
Lifetime rating
4.3★
recent stars not readable yet: new ratings are a tiny share of the total
Review momentum
72/100
faster than 89% of Finance apps
Review momentum (0-100) blends how fast the app collects ratings compared with other apps in its category (60%), whether that pace is speeding up (25%) and what recent raters give it (15%; recent stars well below lifetime pull it down). Ratings counts are read daily. A jump usually means a launch, a feature, ads or a new review prompt.
About Beem: Cash Advance & Banking
Beem is the #1 cash advance and banking app with automatic credit building. Get instant cash advances up to $1,000, build credit on every purchase, and let AI optimize your money.
INSTANT CASH ADVANCES UP TO $1,000
Get cash when you need it with Everdraft™. Access up to $1,000 of your verified incoming deposits in minutes. No interest, no credit checks, no due dates.
Free standard transfer or instant delivery
No payday loan fees or interest charges
No credit impact on your score
Get money in 5 minutes or less
BUILD CREDIT AUTOMATICALLY
The only banking app that builds your credit on EVERY purchase. Your Beem Companion Card reports positive payment history to all three major credit bureaus monthly.
* No credit check to start
* Reports to Experian, Equifax, TransUnion
* Automatic monthly reporting
* Build credit while you spend
AI AGENTS THAT WORK 24/7
Beem's AI agents maximize every dollar:
JobsGPT - Finds gigs and full-time jobs matching your skills
DealsGPT - Surfaces verified discounts before you shop anywhere
PriceGPT - Compares prices automatically on receipts and products
BudgetGPT - Tracks bills, flags overspending & suggests money-saving strategies
COMPLETE BANKING PLATFORM
* Direct deposit arrives up to 2 days early
* FDIC insurance up to $250,000 (via partner bank)
* Send money free to anyone (no Beem account required)
* Earn cashback on gas, groceries, dining, shopping
* Debit card with no monthly fees
* Mobile check deposit from anywhere
COMPREHENSIVE PROTECTION
* Job Loss Protection: Get up to $1,000 when employment changes
* Beem Health: 24/7 virtual doctor, pharmacy savings, dental, vision, counseling
* Wysh Life Benefit: Coverage for loved ones (Plus/Pro members)
* Beem TotalCare: Save on device protection (AKKO), mindfulness (Headspace), fitness (FitOn Pro), password security (Dashlane)
TRUSTED BY 3 MILLION+ USERS
Over $100 million in cash advances disbursed
$300 million in total payments processed
$500 million in debt traps prevented
Average user credit score improvement: 67 points
BETTER THAN THE COMPETITION
vs Dave: Higher cash advance limits ($1,000 vs $500) + automatic credit building
vs Chime: Cash advances + automatic credit building (no separate card)
vs Cleo: More cash ($1,000 vs $250) + 4 specialized AI agents
vs Albert: Automatic credit building + higher cash limits
vs Brigit: 4x higher cash limits + AI optimization tools
vs MoneyLion: Lower fees + automatic credit building
SECURITY & TRUST
24/7 fraud monitoring with real-time alerts
Bank-level encryption protecting all transactions
Instant card locks and customizable privacy settings
Biometric authentication (fingerprint, face ID)
HOW IT WORKS
1. Download Beem banking app
2. Create account and verify identity
3. Open FDIC-insured checking account
4. Connect direct deposit for cash advances
5. Get your Beem Companion Card
6. Build credit automatically with every purchase
7. Request cash advances up to $1,000 when needed
8. Let AI agents optimize your money
E
INSTANT CASH ADVANCES UP TO $1,000
Get cash when you need it with Everdraft™. Access up to $1,000 of your verified incoming deposits in minutes. No interest, no credit checks, no due dates.
Free standard transfer or instant delivery
No payday loan fees or interest charges
No credit impact on your score
Get money in 5 minutes or less
BUILD CREDIT AUTOMATICALLY
The only banking app that builds your credit on EVERY purchase. Your Beem Companion Card reports positive payment history to all three major credit bureaus monthly.
* No credit check to start
* Reports to Experian, Equifax, TransUnion
* Automatic monthly reporting
* Build credit while you spend
AI AGENTS THAT WORK 24/7
Beem's AI agents maximize every dollar:
JobsGPT - Finds gigs and full-time jobs matching your skills
DealsGPT - Surfaces verified discounts before you shop anywhere
PriceGPT - Compares prices automatically on receipts and products
BudgetGPT - Tracks bills, flags overspending & suggests money-saving strategies
COMPLETE BANKING PLATFORM
* Direct deposit arrives up to 2 days early
* FDIC insurance up to $250,000 (via partner bank)
* Send money free to anyone (no Beem account required)
* Earn cashback on gas, groceries, dining, shopping
* Debit card with no monthly fees
* Mobile check deposit from anywhere
COMPREHENSIVE PROTECTION
* Job Loss Protection: Get up to $1,000 when employment changes
* Beem Health: 24/7 virtual doctor, pharmacy savings, dental, vision, counseling
* Wysh Life Benefit: Coverage for loved ones (Plus/Pro members)
* Beem TotalCare: Save on device protection (AKKO), mindfulness (Headspace), fitness (FitOn Pro), password security (Dashlane)
TRUSTED BY 3 MILLION+ USERS
Over $100 million in cash advances disbursed
$300 million in total payments processed
$500 million in debt traps prevented
Average user credit score improvement: 67 points
BETTER THAN THE COMPETITION
vs Dave: Higher cash advance limits ($1,000 vs $500) + automatic credit building
vs Chime: Cash advances + automatic credit building (no separate card)
vs Cleo: More cash ($1,000 vs $250) + 4 specialized AI agents
vs Albert: Automatic credit building + higher cash limits
vs Brigit: 4x higher cash limits + AI optimization tools
vs MoneyLion: Lower fees + automatic credit building
SECURITY & TRUST
24/7 fraud monitoring with real-time alerts
Bank-level encryption protecting all transactions
Instant card locks and customizable privacy settings
Biometric authentication (fingerprint, face ID)
HOW IT WORKS
1. Download Beem banking app
2. Create account and verify identity
3. Open FDIC-insured checking account
4. Connect direct deposit for cash advances
5. Get your Beem Companion Card
6. Build credit automatically with every purchase
7. Request cash advances up to $1,000 when needed
8. Let AI agents optimize your money
E
Latest updates
5.91.0
Linking your bank is now smoother with clearer delay alerts. We've also added instant phone verification—no more waiting for OTP codes. Verified users now go straight to the home screen without detours. Clearer guidance. Smoother banking. Better experience.
5.90.0
Linking your bank is now smoother with clearer delay alerts. We've also added instant phone verification—no more waiting for OTP codes. Verified users now go straight to the home screen without detours. Clearer guidance. Smoother banking. Better experience.
5.89.0
Linking your bank is now smoother with clearer delay alerts. We've also added instant phone verification—no more waiting for OTP codes. Verified users now go straight to the home screen without detours. Clearer guidance. Smoother banking. Better experience.
Store changes
What Beem: Cash Advance & Banking changed on its store page: name, icon, screenshots, price, size, languages, requirements.
Age rating changed
4+ → 17+
Beem: Cash Advance & Banking Android
Not in a tracked Google Play top chart right now.
Updated 8 Nov 2026 · rankings refresh through the day
DeveloperLine - A Public Benefit Corporation
CategoryFinance
PriceFree
Released
Installs1M+
Rating★ 4.1 (18k)
Updated
Content ratingEveryone
Rating
4.1 ★
18k ratings
Measured
Beem: Cash Advance & Banking on Google Play
App details
App ID
com.useline.line
Publisher
Line Financial, PBC
Publisher country
United States
Content rating
Everyone
Beem: Cash Advance & Banking downloads
Worldwide, per day, and installs to date. The band is open; the exact number is free with an account.
How this is calculated
Google Play shows an exact lifetime install count; downloads per day are its daily change (measured). When Play hasn't refreshed the count, they come from new ratings and Top Free chart positions. Confidence is the chance the real number is within half to double ours.
Where Beem: Cash Advance & Banking's downloads come from Modelled
Last 30 days: organic search, browsing the store, features and paid ads.
Active users
All platforms, worldwide. Free with an account.
Stickiness (DAU / MAU)
how many monthly users open it on a given day
How this is calculated
Monthly users come from lifetime installs across every store, fitted on monthly active user figures companies publish; daily users = monthly × the typical daily/monthly ratio for the category. Confidence is the chance the real number is within half to double ours.
Where it ranks on Google Play
Every top 200 chart it appears in across 23 countries.
| Country | Charts | Rank |
|---|---|---|
| Not in a Google Play top chart right now. | ||
Ratings
Google Play, worldwide.
Rating
4.1 ★
18k ratings
Measured
Ratings
18k
Measured
Written reviews
7.9k
Measured
About Beem: Cash Advance & Banking
Need cash now? Beem is a cash advance app that helps eligible members access an instant cash advance of up to $1,000 when unexpected expenses come up. If you need to borrow money instantly for rent, groceries, a bill, or an emergency, Beem gives you a simple way to access eligible funds through Everdraft™.
CASH ADVANCE UP TO $1,000
Everdraft™ is Beem's cash advance feature for eligible members. An instant cash advance can help when an unexpected expense cannot wait until payday. If you need a money advance, Beem gives eligible members a way to request an advance on the app. When you need to borrow money, you can check your eligibility and available options on Beem.
Beem is a cash advance app built for real-life moments when you need cash now. Whether you are looking for a payday advance alternative, comparing payday loans, or searching loan apps for short-term financial help, Beem gives eligible members access to Everdraft™ rather than a traditional payday loan.
Need instant cash for an urgent expense? Beem can help eligible members access an instant cash advance through Everdraft™. You can borrow money through the app for qualifying needs, while keeping your everyday financial activity in one place. Everdraft™ does not require a credit check, and no interest, repayment period, or APR applies to Everdraft™.
A DIFFERENT WAY TO ACCESS CASH
Traditional payday loans and some loan apps can be difficult to navigate. Beem focuses on a straightforward experience for eligible members who need an advance. If you are comparing a cash loan, instant loan, or payday advance, understand that Everdraft™ is a cash advance product and eligibility varies.
If you search for a loan app because you need money quickly, Beem can provide eligible members with access to Everdraft™. If you are looking to borrow money instantly, Beem lets eligible members request available funds from the app. If you need cash now, check the amount available to you before requesting an advance.
MORE THAN BORROWING
Beem also gives eligible members tools to manage everyday finances. Monitor transactions, receive real-time alerts, and keep track of your financial activity from one app. Beem can support immediate cash needs while giving you tools to stay organized.
CREDIT BUILDING
Eligible members can use the Companion Card for everyday purchases while working to build credit. Account activity is reported to Experian, Equifax, and TransUnion. Credit-building availability and eligibility apply.
WHO CAN USE BEEM?
Beem is available to eligible U.S. residents age 18 or older with a valid Social Security Number or ITIN. Product availability, eligibility, limits, fees, and terms vary by product.
Beem’s Everdraft availability is subject to our T&C, as well as qualification criteria that includes, but is not limited, to cash flow and income verification. Repayment period and APR would not be applicable.
Apart from Everdraft, Beem also offers personal loans from 3rd party advertisers from
CASH ADVANCE UP TO $1,000
Everdraft™ is Beem's cash advance feature for eligible members. An instant cash advance can help when an unexpected expense cannot wait until payday. If you need a money advance, Beem gives eligible members a way to request an advance on the app. When you need to borrow money, you can check your eligibility and available options on Beem.
Beem is a cash advance app built for real-life moments when you need cash now. Whether you are looking for a payday advance alternative, comparing payday loans, or searching loan apps for short-term financial help, Beem gives eligible members access to Everdraft™ rather than a traditional payday loan.
Need instant cash for an urgent expense? Beem can help eligible members access an instant cash advance through Everdraft™. You can borrow money through the app for qualifying needs, while keeping your everyday financial activity in one place. Everdraft™ does not require a credit check, and no interest, repayment period, or APR applies to Everdraft™.
A DIFFERENT WAY TO ACCESS CASH
Traditional payday loans and some loan apps can be difficult to navigate. Beem focuses on a straightforward experience for eligible members who need an advance. If you are comparing a cash loan, instant loan, or payday advance, understand that Everdraft™ is a cash advance product and eligibility varies.
If you search for a loan app because you need money quickly, Beem can provide eligible members with access to Everdraft™. If you are looking to borrow money instantly, Beem lets eligible members request available funds from the app. If you need cash now, check the amount available to you before requesting an advance.
MORE THAN BORROWING
Beem also gives eligible members tools to manage everyday finances. Monitor transactions, receive real-time alerts, and keep track of your financial activity from one app. Beem can support immediate cash needs while giving you tools to stay organized.
CREDIT BUILDING
Eligible members can use the Companion Card for everyday purchases while working to build credit. Account activity is reported to Experian, Equifax, and TransUnion. Credit-building availability and eligibility apply.
WHO CAN USE BEEM?
Beem is available to eligible U.S. residents age 18 or older with a valid Social Security Number or ITIN. Product availability, eligibility, limits, fees, and terms vary by product.
Beem’s Everdraft availability is subject to our T&C, as well as qualification criteria that includes, but is not limited, to cash flow and income verification. Repayment period and APR would not be applicable.
Apart from Everdraft, Beem also offers personal loans from 3rd party advertisers from
What's new in 5.91.0
Beem Linking your bank is now smoother with clearer delay alerts. We've also added instant phone verification—no more waiting for OTP codes. Verified users now go straight to the home screen without detours. Clearer guidance. Smoother banking. Better experience.