Richart: iPhone vs Android

最多人使用的數位銀行！
榮獲德國紅點設計大獎…等國內外80個獎項肯定

全新便利的金融服務All in Richart↓
立刻下載Richart，存款、刷卡、轉帳、換匯、投資、繳費、貸款，一個APP全搞定
*各優惠與活動內容依Richart官網公告為主。

Richart的特色：

一、線上開戶／預約開戶申請超容易，軟爛在家也可以！只要準備好手機與雙證件，花10分鐘就能完成申請。

二、交易投資不費力：
【任意轉】聚餐分帳還在掏零錢？Richart一秒神轉帳
只要輸入朋友的手機號碼或email，不必掏零錢即可輕鬆付錢，收錢不尷尬，聚餐皆大歡喜～

【換匯快狠準】幫你賺更多，還有外幣存款享高利！
Richart不只能即時看匯，還有到價通知、匯率試算等貼心功能，讓你以簡單快速的方式，換到最划算的價格！再享多國外幣活存、定存高利，喜上加喜～

【投資10元起】銅板就能拼經濟，還有「理查投組」！
最低只要NT10元就能購買Richart的基金投資組合，還能一眼追蹤投資報酬率，讓基金投資像遊戲一般，簡單又有趣。另外還有「理查投組」，交給理查選，客製化你的投資組合，為你監控市場和提供調整建議，入門新手也能輕鬆上手～

【聰明記帳與繳費】記帳超佛系，繳費不動腳
電話費、治裝費、聚餐費……Richart APP都幫你牢記，還自動幫你分析收支明細，輕鬆了解自己的金錢流向！更棒的是，在家就能繳電信費、卡費、水費、電費，輕鬆掌握每一筆金流動向，很難不歡喜～

還沒完還沒完～除了存款、超優投資手續費等優惠，每月送你跨提跨轉各5次免手續費，全台還有超過3000部台新ATM，走到哪都能和Richart一起享受存錢的喜悅～

想了解更多？請見Richart官網https://richart.tw。
Richart 24小時客服專線 (02)8798-9088 / 0800-888-800 (限市話)

========== For Foreigner Users ===========
Foreigners can now open a Richart account (If you hold a Resident Certificate(ARC))!
Visit Richart's exclusive website designed for you ( https://richart.tw (click foreigner account)) and you can open an saving account within 5 mins!
The process is super easy and fast! Count on Richart for all banking needs in Taiwan!
You will need to download Richart app to authenticate NTD and multiple currency transfer transactions.
If you need any help, you can reach out to Richart 24 hour customer service: (02)8798-9088/ 0800-888-800 (press 3 for English service)
Richart外國人帳戶上線拉! 持有效長期居留證即可開戶!
前往專屬網頁版網頁(https://richart.tw (foreigner account按鈕))，線上5分鐘內完成開立數位帳戶，簡單又方便!
開戶完成後，可以下載APP做台外幣轉帳交易驗證，安全又快速!
若有任何問題，可以找我們唷~ Richart 24小時客服專線: (02)8798-9088/ 0800-888-800 (按3英文服務)

●總費用年百分率：
Richart信貸：總費用年百分率：4.12% - 16.39%
備用金：貸款年利率3.99%~13.99% (固定利率)
正確年百分率請參考Richart官網
●基金投資具投資風險，投資人申購前應詳閱基金公開說明書。
●承作外幣如涉及幣別轉換可能有匯兌損失，申請人應審慎考量評估，自行決定是否承作。
●為提供更優質的交易服務，Richart 目前僅支援 iOS 13.0 (含)以上的版本，請盡速更新作業系統以利繼續使用Richart APP服務喔！
●提醒您：為確保您的帳務安全，請於行動裝置安裝防護軟體

最多人使用的數位銀行！
榮獲德國紅點設計大獎…等國內外80個獎項肯定

全新便利的金融服務All in Richart↓
立刻下載Richart，存款、刷卡、轉帳、換匯、投資、繳費、貸款，一個APP全搞定
*各優惠與活動內容依Richart官網公告為主。

Richart的特色：

一、線上開戶／預約開戶申請超容易，軟爛在家也可以！只要準備好手機與雙證件，花10分鐘就能完成申請。

二、交易投資不費力：
【任意轉】聚餐分帳還在掏零錢？Richart一秒神轉帳
只要輸入朋友的手機號碼或email，不必掏零錢即可輕鬆付錢，收錢不尷尬，聚餐皆大歡喜～

【換匯快狠準】幫你賺更多，還有外幣存款享高利！
Richart不只能即時看匯，還有到價通知、匯率試算等貼心功能，讓你以簡單快速的方式，換到最划算的價格！再享多國外幣活存、定存高利，喜上加喜～

【投資10元起】銅板就能拼經濟，還有「理查投組」！
最低只要NT10元就能購買Richart的基金投資組合，還能一眼追蹤投資報酬率，讓基金投資像遊戲一般，簡單又有趣。另外還有「理查投組」，交給理查選，客製化你的投資組合，為你監控市場和提供調整建議，入門新手也能輕鬆上手～

【聰明記帳與繳費】記帳超佛系，繳費不動腳
電話費、治裝費、聚餐費……Richart APP都幫你牢記，還自動幫你分析收支明細，輕鬆了解自己的金錢流向！更棒的是，在家就能繳電信費、卡費、水費、電費，輕鬆掌握每一筆金流動向，很難不歡喜～

還沒完還沒完～除了存款、超優投資手續費等優惠，每月送你跨提跨轉各5次免手續費，全台還有超過3000部台新ATM，走到哪都能和Richart一起享受存錢的喜悅～

想了解更多？請見Richart官網https://richart.tw。
Richart 24小時客服專線 (02)8798-9088 / 0800-888-800 (限市話)

========== For Foreigner Users ===========
Foreigners can now open a Richart account (If you hold a Resident Certificate(ARC))!
Visit Richart's exclusive website designed for you ( https://richart.tw (click foreigner account)) and you can open an saving account within 5 mins!
The process is super easy and fast! Count on Richart for all banking needs in Taiwan!
You will need to download Richart app to authenticate NTD and multiple currency transfer transactions.
If you need any help, you can reach out to Richart 24 hour customer service: (02)8798-9088/ 0800-888-800 (press 3 for English service)
Richart外國人帳戶上線拉! 持有效長期居留證即可開戶!
前往專屬網頁版網頁(https://richart.tw (foreigner account按鈕))，線上5分鐘內完成開立數位帳戶，簡單又方便!
開戶完成後，可以下載APP做台外幣轉帳交易驗證，安全又快速!
若有任何問題，可以找我們唷~ Richart 24小時客服專線: (02)8798-9088/ 0800-888-800 (按3英文服務)

●總費用年百分率：
Richart信貸：總費用年百分率：4.12% - 16.39%
備用金：貸款年利率3.99%~13.99% (固定利率)
正確年百分率請參考Richart官網
●基金投資具投資風險，投資人申購前應詳閱基金公開說明書。
●承作外幣如涉及幣別轉換可能有匯兌損失，申請人應審慎考量評估，自行決定是否承作。
●為提供更優質的交易服務，Richart 目前僅支援 iOS 13.0 (含)以上的版本，請盡速更新作業系統以利繼續使用Richart APP服務喔！
●提醒您：為確保您的帳務安全，請於行動裝置安裝防護軟體

The most widely used digital bank!

Winner of the German Red Dot Design Award…and 80 other domestic and international awards

All convenient financial services in Richart↓ Download Richart now! Deposits, credit card payments, transfers, currency exchange, investments, bill payments, loans—all in one app!
*Promotions and activities are subject to the Richart website.

Richart's features:

I. Online account opening/appointment: Super easy application, even from home! Just your phone and two ID documents, and you can complete the application in 10 minutes.

II. Effortless trading and investment:

【Any Transfer】Still struggling to pay bills at gatherings? Richart offers instant transfers! Simply enter your friend's phone number or email address to easily pay without cash. No more awkward payments, everyone's happy at gatherings!

【Fast and accurate currency exchange】Earn more with our foreign currency deposits and enjoy high interest rates! Richart not only offers real-time currency exchange rate monitoring but also provides convenient features like exchange rate notifications and currency conversion calculators, allowing you to quickly and easily get the best rates! Plus, enjoy high interest rates on various foreign currency savings and fixed deposits – double the benefits!

[Invest from NT$10] Start investing with just a penny! There's also "Richard's Investment Portfolio"!

You can purchase Richart's fund investment portfolio for as little as NT$10 and track your investment returns at a glance, making fund investing as simple and fun as a game. There's also "Richard's Investment Portfolio," where Richard selects and customizes your portfolio, monitoring the market and providing adjustment suggestions – even beginners can easily get started!

[Smart Budgeting and Bill Payment] Super-easy budgeting, pay bills without leaving your hands! Phone bills, clothing expenses, dining expenses… the Richart APP keeps track of everything and automatically analyzes your income and expenditure details, making it easy to understand where your money is going! Even better, you can pay your phone bills, credit card bills, water bills, and electricity bills from home, easily tracking every penny you spend – it's hard not to love it!

And that's not all! In addition to deposit and investment fee discounts, you get 5 free cross-border withdrawals and transfers each month. Plus, there are over 3,000 Taishin ATMs across Taiwan, so you can enjoy the joy of saving money with Richart wherever you go!

Want to learn more? Please visit the Richart website: https://richart.tw Richart 24-hour customer service hotline (02)8798-9088 / 0800-888-800 (local calls only)

========== For Foreigner Users ===========
Foreigners can now open a Richart account (If you hold a Resident Certificate(ARC))!
Visit Richart's exclusive website designed for you ( https://richart.tw (click foreigner account)) and you can open an saving account within 5 mins!
The process is super easy and fast! Count

【台新 Richart APP 全新升級】
一個APP，一站管理台新臺外幣帳戶，財務管理由你作主！
一組帳密，輕鬆登入台新銀行4大數位平台，行動金融服務，暢行無阻！
*官方應用程式包含：台新網路銀行、台新行動銀行APP、Richart APP、Richart Life APP
【快來成為 台新Richart 新朋友】
2026/6/1（含）起開戶的新朋友，至2027/4/1可享最高優利子帳戶30萬元以內3.5%，越早開戶越早享受優利！
已持有台新 Richart 帳戶的好朋友們，完成任務即享優利子帳戶限額100萬元以內1.8%，存越多利息越多！
*詳細活動內容詳見台新 Richart官網