ZET-Credit Card, Credit Score Downloads & RevenueZET-Credit Card, Credit Score · App Store & Google Play

Build a 750+ credit score from scratch with ZET! No salary slips, no prior credit score history needed & no complicated process required.
Starting to build a good credit score might be confusing, especially with no prior income history. That’s where ZET changes the game. Built for first-time users & beginners, ZET has helped 10 lakh+ Indians in establishing & strengthening their credit score profile with an FD-backed UPI credit card.
Instantly check your credit score, receive real-time fraud alerts for your credit report, access small credit builder loans when needed & enjoy a lifetime free RuPay FD credit card, all in one credit score booster app.

Why Choose ZET?
→ Instant credit/CIBIL score check
→ Lifetime free UPI credit card
→ 100% guaranteed approval
→ Flat 2% ZET UPI cashback with active ZET Plus subscription at Rs. 3/day
→ RBI-Insured fixed deposit
→ Cashback & discounts on top brands like Amazon, Flipkart, Myntra & more

Check & Build Your Credit/CIBIL Score Easily

With the ZET credit score improvement app, building your credit score from scratch is no rocket science. It’s as easy as shopping & spending money! Sounds surprising, right?

This credit score builder app simplifies the process of building your credit score from ‘Very Poor’ to ‘Excellent’. ZET is the fastest way to get a credit score of 750+ & 80% of our users see an improvement in their credit score in just 30-45 days!

ZET FD RuPay Credit Card

Consider our FD-backed credit card as the key to the door that opens to a 750+ credit score. Getting a credit card without a strong credit history can be a very difficult task. ZET solves this by offering FD-backed RuPay credit cards.

Features of the ZET FD Credit Card
→ Credit card with no annual or renewal fees
→ No income proof or credit history needed
→ Exclusive discounts & rewards on 80+ top brands
→ 45-day interest-free credit period
→ Earn up to 7% interest on your bank FD

How To Apply For The ZET FD Credit Card?

Applying for this FD credit card to build your credit score is super simple.

Step 1: Start your application for the ZET FD Credit Card
Step 2: Book an FD starting at just Rs. 2,000
Step 3: Provide some basic details & complete video KYC
Step 4: Get instant approval & activate your credit card in no time!

Book an FD above Rs.5,000 and get a free physical ZET FD Credit Card.

ZET UPI

Link your ZET FD Credit Card to any UPI app of your choice to scan and seamlessly make payments for all your daily shopping needs & bills! Also, earn flat 2% cashback on every ZET UPI payment you make using the ZET FD Credit Card with an active ZET Plus subscription.

Credit Builder Membership

Take control of your credit journey with the ZET Credit Builder Membership at just ₹99 per month! Exclusive membership benefits include:

→ Improve credit score in just 30-45 days
→ Exclusive Credit Builder Loan for eligible members
→ One-on-one credit score consultation with experts
→ Personalised video analysis of credit report

Build a 750+ credit score from scratch with ZET! No salary slips, no prior credit score history needed & no complicated process required.
Starting to build a good credit score might be confusing, especially with no prior income history. That’s where ZET changes the game. Built for first-time users & beginners, ZET has helped 10 lakh+ Indians in establishing & strengthening their credit score profile with an FD-backed UPI credit card.
Instantly check your credit score, receive real-time fraud alerts for your credit report, access small credit builder loans when needed & enjoy a lifetime free RuPay FD credit card, all in one credit score booster app.

Why Choose ZET?
→ Instant credit/CIBIL score check
→ Lifetime free UPI credit card
→ 100% guaranteed approval
→ Flat 2% ZET UPI cashback with active ZET Plus subscription at Rs. 3/day
→ RBI-Insured fixed deposit
→ Cashback & discounts on top brands like Amazon, Flipkart, Myntra & more

Check & Build Your Credit/CIBIL Score Easily

With the ZET credit score improvement app, building your credit score from scratch is no rocket science. It’s as easy as shopping & spending money! Sounds surprising, right?

This credit score builder app simplifies the process of building your credit score from ‘Very Poor’ to ‘Excellent’. ZET is the fastest way to get a credit score of 750+ & 80% of our users see an improvement in their credit score in just 30-45 days!

ZET FD RuPay Credit Card

Consider our FD-backed credit card as the key to the door that opens to a 750+ credit score. Getting a credit card without a strong credit history can be a very difficult task. ZET solves this by offering FD-backed RuPay credit cards.

Features of the ZET FD Credit Card
→ Credit card with no annual or renewal fees
→ No income proof or credit history needed
→ Exclusive discounts & rewards on 80+ top brands
→ 45-day interest-free credit period
→ Earn up to 7% interest on your bank FD

How To Apply For The ZET FD Credit Card?

Applying for this FD credit card to build your credit score is super simple.

Step 1: Start your application for the ZET FD Credit Card
Step 2: Book an FD starting at just Rs. 2,000
Step 3: Provide some basic details & complete video KYC
Step 4: Get instant approval & activate your credit card in no time!

Book an FD above Rs.5,000 and get a free physical ZET FD Credit Card.

ZET UPI

Link your ZET FD Credit Card to any UPI app of your choice to scan and seamlessly make payments for all your daily shopping needs & bills! Also, earn flat 2% cashback on every ZET UPI payment you make using the ZET FD Credit Card with an active ZET Plus subscription.

Credit Builder Membership

Take control of your credit journey with the ZET Credit Builder Membership at just ₹99 per month! Exclusive membership benefits include:

→ Improve credit score in just 30-45 days
→ Exclusive Credit Builder Loan for eligible members
→ One-on-one credit score consultation with experts
→ Personalised video analysis of credit report

Your Easiest Way to Build a 750+ Credit Score Starts with ZET

ZET helps you build your Credit/CIBIL score from scratch with a simple, secure FD-backed credit card. Whether you are new to the concept of credit health or looking to improve your credit score profile from poor to excellent, ZET is here to help you! Trusted by 1 Million+ Indians, ZET helps you build your credit score with a credit card that needs no shiny income proof

With the ZET FD Credit Card, you can begin your credit journey from scratch, make everyday payments using this UPI credit card & earn exciting cashback and rewards on leading brands like Amazon Pay, Flipkart, Myntra & more!

Why Choose ZET?

✅ Instant credit/CIBIL score check
✅ Lifetime free no-cost FD-backed credit card
✅ 100% approval with RBI-insured fixed deposit
✅ Pay via UPI using this UPI credit card
✅ Get cashback & rewards on brands like Amazon Pay, Myntra, Flipkart, & more
✅ Earn up to 7% interest on your bank FD

Check & Build Your Credit Score From Poor → Excellent

With ZET, you can start building a credit score simply by using your UPI credit card for regular purchases. ZET helps you create positive credit activity that strengthens your credit profile over time.
100% of all our first-time credit users see an improvement in their credit score in just 45-60 days of responsible usage!
ZET FD Credit Card: Your First Step to Building A 750+ Credit Score

ZET offers a Fixed Deposit (FD) backed RuPay credit card. Your FD acts as security, allowing you to access 90% of your FD amount as a credit limit.

You can book an FD starting at just ₹2,000. Book an FD above ₹5,000 and get a free physical ZET FD Credit Card.

Key Features of the ZET FD Credit Card

🪪 Lifetime no-cost credit card with no annual or renewal fees
💯 No income proof or prior credit history required
💰 Earn up to 7% interest on your fixed deposit
⏳ Up to 45-day interest-free credit period
🎁 Exclusive discounts & rewards across popular brands

Pay with ZET UPI Using Your Credit Card

ZET allows you to link your RuPay credit card with your preferred UPI app & make seamless payments for everyday needs, all while building a 750+ credit score.

Earn Cashback & Rewards on Everyday Spending

ZET rewards you for using your FD-backed credit card responsibly.
✅ 2% cashback on ZET UPI payments with an active ZET Plus subscription (₹3/day)
✅ Up to 20% instant discount on Swiggy, Zomato, BookMyShow, and Instamart
✅ Up to 15% cashback on 80+ brands
✅5% cashback on Amazon Pay and Flipkart vouchers

Credit Builder Membership

Take your credit journey to the next level with ZET’s Credit Builder Membership, starting at just ₹99 per month. Membership benefits include:

→ Improve your credit score faster with guided insights
→ Access to exclusive Credit Builder Loans for eligible users
→ One-on-one consultation with credit experts
→ Personalised analysis of your credit report

Credit Builder Loans
Lending services on ZET are offered through our partner institu

ZET just got better! We’ve made a few exciting improvements to the app to make your experience smoother, faster and more reliable. This update also includes bug fixes and general performance improvements