CRED Downloads & RevenueCRED: Credit Cards, Bills, UPI · App Store & Google Play
CRED: Credit Cards, Bills, UPI gets 10k+ downloads a day worldwide (AppInsider estimate, November 2026, rounded down to a band).
CRED: Credit Cards, Bills, UPI by Dreamplug is on App Store and Google Play. Active Users (MAU & DAU), Downloads, rankings, keywords, revenue, and rating totals.
CRED: Credit Cards, Bills, UPI update history & changes
Last change · 34 events since 28 Nov 2018Full timeline ↓🌟iOSFeatured by Apple: “NOW TRENDING”🌟iOSFeatured by Apple: “NOW TRENDING”📦iOSUpdated to version 6.1.8✏️AndroidDescription updated📦iOSUpdated to version 6.1.7✏️AndroidDescription updated📣AndroidStarted a new ad📈iOSNew best rank in the overall chart: #119📈iOSNew best rank in the overall chart: #122🆕AndroidFirst spotted by AppInsider🆕iOSFirst spotted by AppInsider📣AndroidStarted 2 new ads🆕iOSIts developer released another app: Circle by CRED🆕AndroidReleased on Google Play
Full timeline · 34 events
- 🌟CRED: Credit Cards, Bills, UPI featured by Apple: “NOW TRENDING”iOStoday · IN
- 🌟CRED: Credit Cards, Bills, UPI featured by Apple: “NOW TRENDING”iOStoday · IN
- 🌟CRED: Credit Cards, Bills, UPI featured by Apple: “NOW TRENDING”iOStoday · IN
- 📦CRED: Credit Cards, Bills, UPI updated to version 6.1.8iOScan a machine be so good at behaving like a human that you can't tell the difference?
a common question today,
was first asked by Alan Turing 6 decades ago.
we ask it a little differently:
can technology become so seamless that you stop noticing it altogether?
that's what our developers have been working on.
this update is their answer.
an experience so seamless,
all you'll notice is how easy everything feels.… more - 🌟CRED: Credit Cards, Bills, UPI featured by Apple: “NOW TRENDING”iOStoday · IN
- 🌟CRED: Credit Cards, Bills, UPI featured by Apple: “NOW TRENDING”iOStoday · IN
- 🌟CRED: Credit Cards, Bills, UPI featured by Apple: “NOW TRENDING”iOStoday · IN
- 🌟CRED: Credit Cards, Bills, UPI featured by Apple: “NOW TRENDING”iOStoday · IN
- 🌟CRED: Credit Cards, Bills, UPI featured by Apple: “NOW TRENDING”iOStoday · IN
- 🌟CRED: Credit Cards, Bills, UPI featured by Apple: “NOW TRENDING”iOStoday · IN
- 🌟CRED: Credit Cards, Bills, UPI featured by Apple: “NOW TRENDING”iOStoday · IN
- 🌟CRED: Credit Cards, Bills, UPI featured by Apple: “NOW TRENDING”iOStoday · IN
- ✏️CRED: Credit Cards, Bills, UPI: description updatedAndroid· US
- 📦CRED: Credit Cards, Bills, UPI updated to version 6.1.7iOScan a machine be so good at behaving like a human that you can't tell the difference?
a common question today,
was first asked by Alan Turing 6 decades ago.
we ask it a little differently:
can technology become so seamless that you stop noticing it altogether?
that's what our developers have been working on.
this update is their answer.
an experience so seamless,
all you'll notice is how easy everything feels.… more - ✏️CRED: Credit Cards, Bills, UPI: description updatedAndroid· US
- ✏️CRED: Credit Cards, Bills, UPI: description updatedAndroid· US
- 📦CRED: Credit Cards, Bills, UPI: now updating weeklyiOS4 updates in 30 days, after a quiet two months
- 📦CRED: Credit Cards, Bills, UPI updated to version 6.1.6iOScan a machine be so good at behaving like a human that you can't tell the difference?
a common question today,
was first asked by Alan Turing 6 decades ago.
we ask it a little differently:
can technology become so seamless that you stop noticing it altogether?
that's what our developers have been working on.
this update is their answer.
an experience so seamless,
all you'll notice is how easy everything feels.… more - 📦CRED: Credit Cards, Bills, UPI updated to version 6.1.5iOScan a machine be so good at behaving like a human that you can't tell the difference?
a common question today,
was first asked by Alan Turing 6 decades ago.
we ask it a little differently:
can technology become so seamless that you stop noticing it altogether?
that's what our developers have been working on.
this update is their answer.
an experience so seamless,
all you'll notice is how easy everything feels.… more - ✏️CRED: Credit Cards, Bills, UPI: new screenshotsAndroid7 screenshots (was 7) · US
- 📣CRED: Credit Cards, Bills, UPI started a new adAndroid3
- 📈CRED: Credit Cards, Bills, UPI new best rank in the overall chart: #119iOSTop Free · All Apps · IN
- 📈CRED: Credit Cards, Bills, UPI new best rank in the overall chart: #122iOSTop Free · All Apps · IN
- 📈CRED: Credit Cards, Bills, UPI new best rank in the overall chart: #130iOSTop Free · All Apps · IN
- 📈CRED: Credit Cards, Bills, UPI new best rank in the overall chart: #131iOSTop Free · All Apps · IN
- 📦CRED: Credit Cards, Bills, UPI updated to version 6.1.4iOSthere's a method behind every magic trick.
a coin vanishes from one hand
and appears in another.
a woman floats in mid-air.
a deck of cards that breaks our sense of reality.
you see, the impossible has an answer.
but once it's revealed,
there's nothing left to wonder at.
some things are better experienced
than explained.
update the app and sit back.
this one comes with a few tricks up its sleeve.… more - 📈CRED: Credit Cards, Bills, UPI new best rank in the overall chart: #149iOSTop Free · All Apps · IN
- 🆕CRED: Credit Cards, Bills, UPI first spotted by AppInsiderAndroidIndia
- 🆕CRED: Credit Cards, Bills, UPI first spotted by AppInsideriOS#29 in Top Free · Finance · India
- 📦CRED: Credit Cards, Bills, UPI version 6.1.3iOSthere's a method behind every magic trick.
a coin vanishes from one hand
and appears in another.
a woman floats in mid-air.
a deck of cards that breaks our sense of reality.
you see, the impossible has an answer.
but once it's revealed,
there's nothing left to wonder at.
some things are better experienced
than explained.
update the app and sit back.
this one comes with a few tricks up its sleeve.… more - 📣CRED: Credit Cards, Bills, UPI started 2 new adsAndroid3
- 🆕CRED: Credit Cards, Bills, UPI: its developer released another app: Circle by CREDiOS
- 🆕CRED: Credit Cards, Bills, UPI released on Google PlayAndroid
- 🆕CRED: Credit Cards, Bills, UPI released on the App StoreiOS
Collected from the stores by AppInsider since we first spotted the app. Dates are when we saw each change.
Rating
4.7 ★
3.6M ratings, both stores
Measured
Best rank now
#26
App Store · 
Finance Free
Finance FreeMeasured
New ratings a week
2,470
▲ +24% vs the 2 weeks before (Google Play)
Measured
App Store
App details
App ID
1428580080
Publisher
Dreamplug Technologies Private Limited
Publisher country
India
On the store since
Nov 2018
7 years on the store
Minimum OS
iOS 15.0+
iPhone 6s and later
Devices
iPhone · iPad
Universal purchase
Content rating
12+
2 content notes below
Languages
1
EN
Size
623 MB
Also listed in
Lifestyle
Content notesLoot BoxesFrequent/Intense Contests
Google Play
App details
App ID
com.dreamplug.androidapp
Publisher
Dreamplug Technologies Private Limited
Publisher country
India
Content rating
Everyone
CRED: Credit Cards, Bills, UPI downloads & installs
Both stores, worldwide. Bands are open; exact numbers are free with an account.
| Store | Downloads / day | Lifetime installs |
|---|---|---|
| App Store | 5k+ | – |
| Google Play | 10k+ | 50M+ Measured |
| Total | 10k+ Confidence | 50M+ Confidence |
How this is calculated
App Store: chart positions and rating growth per country, anchored on its own Android downloads; lifetime from ratings worldwide × installs per rating. Google Play: the daily change in its exact install count. The total adds every store.
Where CRED: Credit Cards, Bills, UPI's downloads come from Modelled
Last 30 days: organic search, browsing the store, features and paid ads.
Active users
All platforms, worldwide. Free with an account.
Stickiness (DAU / MAU)
how many monthly users open it on a given day
Retention · share of new users still active
Day 1
Day 7
Day 30
Time spent · per daily user
Average time spent Pro
min a day
Sessions a day Pro
Time per session Pro
min
How this is calculated
Monthly users come from lifetime installs across every store, fitted on monthly active user figures companies publish; daily users = monthly × the typical daily/monthly ratio for the category. Confidence is the chance the real number is within half to double ours.
Where it ranks now
Both stores, across every country we track.
| Store | Best rank | Charting in | US Top Free | US Top Grossing |
|---|---|---|---|---|
| App Store | #26 Finance Free | 1 of 30 countries | – | – |
| Google Play | #94 Finance Free | 1 of 23 countries | – | – |
Full chart lists: App Store · Google Play.
Review momentum
ⓘ How we measure thisApp Store
New ratings a week
903
▲ +51% vs the 2 weeks before
Lifetime rating
4.8★
recent stars not readable yet: new ratings are a tiny share of the total
Review momentum
85/100
faster than 96% of Finance apps
Google Play
New ratings a week
1,567
▲ +24% vs the 2 weeks before
Written reviews a week
under 1
Google Play
Lifetime rating
4.7★
recent stars not readable yet: new ratings are a tiny share of the total
Review momentum
76/100
faster than 87% of Finance apps
Review momentum (0-100) blends how fast the app collects ratings compared with other apps in its category (60%), whether that pace is speeding up (25%) and what recent raters give it (15%; recent stars well below lifetime pull it down). Ratings counts are read daily. A jump usually means a launch, a feature, ads or a new review prompt.
Ratings
Both stores. Store data, measured.
| Store | Rating | Ratings |
|---|---|---|
| App Store | 4.8 ★ | 615k |
| Google Play | 4.7 ★ | 3M 659 written reviews |
| Both stores | 4.7 ★ weighted by ratings | 3.6M |
About CRED: Credit Cards, Bills, UPI
CRED is a members-only app for all payment experiences.
Trusted by over 1.4Cr+ creditworthy members, CRED rewards you for the good financial decisions you make.
What payments can you make on CRED?
→ Credit card bills: Check & manage credit cards without multiple credit card apps.
→ Online payments: Pay via UPI or credit card on Swiggy, Myntra & more.
→ Offline payments: Scan QR codes or Tap to Pay for contactless payments.
→ Pay anyone: Send money to anyone through CRED, even if they use BHIM UPI, PhonePe, GPay or any other UPI app.
→ Transfer money to bank accounts: Send rent or education fees from your credit card.
→ Autopay: Set up autopay for recurring bills.
→ Pay bills: Pay utility bills, credit card bills, DTH bills, mobile recharge, rent, and more. Get automatic bill reminders so you never miss a due.
What comes with your CRED membership:
Manage multiple credit cards easily
Track your credit score & bank balance
Spot hidden charges & duplicate spends
Get smart statements for better insights
Unlock exclusive rewards & privileges
Bills you can pay using credit card or UPI:
Rent: Pay your house rent, maintenance, office rent, security deposit, brokerage, etc.
Education: College fees, school fees, tuition fees, etc.
Telecom Bills: Recharge your Airtel, Vodafone, Vi, Jio, Tata Sky, DishTV, prepaid or postpaid connections, broadband, cable TV, etc.
Utility Bills: Electricity bill, LPG cylinder, water, municipal tax, piped gas bill payment online, etc.
FASTag recharge, insurance premium, loan repayment, etc.
How to be a CRED member?
→ To become a CRED member, you need a credit score of 750+
→ Download CRED, enter your details, and get a free credit score report
→ If your credit score is 750+, verify your credit card details and become a member
Manage your credit score with CRED:
• Credit score is more than a number, it indicates your financial health
• Keep a tab of your past scores and track your present one
• See the factors affecting your CIBIL score
• Make predictions with foresight & improve your CIBIL score
• Every credit information is encrypted, monitored and protected
Credit Cards supported on CRED:
HDFC Bank, SBI, Axis Bank, ICICI Bank, RBL Bank, Kotak Mahindra Bank, IndusInd Bank, IDFC First Bank, YES Bank, Bank of Baroda, AU SMALL FINANCE BANK, Federal Bank, Citi Bank, Standard Chartered Bank, SBM BANK INDIA LIMITED, DBS Bank, South Indian Bank, HSBC Bank, all VISA, Mastercard, RuPay, Diners Club, AMEX, Discover credit cards.
• DTPL acts as a Lending Service Provider (LSP)
• CRED app acts as a Digital Lending App (DLA)
Personal loans eligibility criteria
* Age: 21- 60 years
* Annual household income: ₹3,00,000
* Should be a resident of India
* Loan Amount: ₹100 to ₹20,00,000
* Repayment Tenure: 1 - 84 Months
Loan against mutual fund eligibility criteria:
* Age: 18-65 years, Mutual Fund Investment: Min. ₹2000 Portfolio, *Subject to Lender Policy
Should be a resident of India
* Loan Amount: ₹1000 to ₹50,00,000
* Repa
Trusted by over 1.4Cr+ creditworthy members, CRED rewards you for the good financial decisions you make.
What payments can you make on CRED?
→ Credit card bills: Check & manage credit cards without multiple credit card apps.
→ Online payments: Pay via UPI or credit card on Swiggy, Myntra & more.
→ Offline payments: Scan QR codes or Tap to Pay for contactless payments.
→ Pay anyone: Send money to anyone through CRED, even if they use BHIM UPI, PhonePe, GPay or any other UPI app.
→ Transfer money to bank accounts: Send rent or education fees from your credit card.
→ Autopay: Set up autopay for recurring bills.
→ Pay bills: Pay utility bills, credit card bills, DTH bills, mobile recharge, rent, and more. Get automatic bill reminders so you never miss a due.
What comes with your CRED membership:
Manage multiple credit cards easily
Track your credit score & bank balance
Spot hidden charges & duplicate spends
Get smart statements for better insights
Unlock exclusive rewards & privileges
Bills you can pay using credit card or UPI:
Rent: Pay your house rent, maintenance, office rent, security deposit, brokerage, etc.
Education: College fees, school fees, tuition fees, etc.
Telecom Bills: Recharge your Airtel, Vodafone, Vi, Jio, Tata Sky, DishTV, prepaid or postpaid connections, broadband, cable TV, etc.
Utility Bills: Electricity bill, LPG cylinder, water, municipal tax, piped gas bill payment online, etc.
FASTag recharge, insurance premium, loan repayment, etc.
How to be a CRED member?
→ To become a CRED member, you need a credit score of 750+
→ Download CRED, enter your details, and get a free credit score report
→ If your credit score is 750+, verify your credit card details and become a member
Manage your credit score with CRED:
• Credit score is more than a number, it indicates your financial health
• Keep a tab of your past scores and track your present one
• See the factors affecting your CIBIL score
• Make predictions with foresight & improve your CIBIL score
• Every credit information is encrypted, monitored and protected
Credit Cards supported on CRED:
HDFC Bank, SBI, Axis Bank, ICICI Bank, RBL Bank, Kotak Mahindra Bank, IndusInd Bank, IDFC First Bank, YES Bank, Bank of Baroda, AU SMALL FINANCE BANK, Federal Bank, Citi Bank, Standard Chartered Bank, SBM BANK INDIA LIMITED, DBS Bank, South Indian Bank, HSBC Bank, all VISA, Mastercard, RuPay, Diners Club, AMEX, Discover credit cards.
• DTPL acts as a Lending Service Provider (LSP)
• CRED app acts as a Digital Lending App (DLA)
Personal loans eligibility criteria
* Age: 21- 60 years
* Annual household income: ₹3,00,000
* Should be a resident of India
* Loan Amount: ₹100 to ₹20,00,000
* Repayment Tenure: 1 - 84 Months
Loan against mutual fund eligibility criteria:
* Age: 18-65 years, Mutual Fund Investment: Min. ₹2000 Portfolio, *Subject to Lender Policy
Should be a resident of India
* Loan Amount: ₹1000 to ₹50,00,000
* Repa
CRED: Credit Cards, Bills, UPI App Store
CRED: Credit Cards, Bills, UPI gets 10k+ downloads a day worldwide (AppInsider estimate, November 2026, rounded down to a band).
CRED: Credit Cards, Bills, UPI is #26 in Finance Free in India and charting in 1 of 30 countries we track.
Updated 10 Nov 2026 · rankings refresh through the day
DeveloperDreamplug
CategoryFinance
PriceFree
Released
Rating★ 4.8 (615k)
Version6.1.8
Age rating12+
First seen by us 25 Sep 2026
25 Sep 2026Rating
4.8 ★
615k ratings
Measured
Best rank now
#26
Finance FreeMeasured
New ratings a week
903
▲ +51% vs the 2 weeks before
Measured
CRED: Credit Cards, Bills, UPI on the App Store
App details
App ID
1428580080
Publisher
Dreamplug Technologies Private Limited
Publisher country
India
On the store since
Nov 2018
7 years on the store
Minimum OS
iOS 15.0+
iPhone 6s and later
Devices
iPhone · iPad
Universal purchase
Content rating
12+
2 content notes below
Languages
1
EN
Size
623 MB
Also listed in
Lifestyle
Content notesLoot BoxesFrequent/Intense Contests
CRED: Credit Cards, Bills, UPI downloads
Worldwide, per day, and installs to date. The band is open; the exact number is free with an account.
How this is calculated
Apple publishes no download counts. App Store downloads come from chart positions and daily rating growth per country, calibrated on Google Play install counts; lifetime installs from ratings worldwide × installs per rating. Confidence is the chance the real number is within half to double ours.
Where CRED: Credit Cards, Bills, UPI's downloads come from Modelled
Last 30 days: organic search, browsing the store, features and paid ads.
Active users
All platforms, worldwide. Free with an account.
Stickiness (DAU / MAU)
how many monthly users open it on a given day
Retention · share of new users still active
Day 1
Day 7
Day 30
Time spent · per daily user
Average time spent Pro
min a day
Sessions a day Pro
Time per session Pro
min
How this is calculated
Monthly users come from lifetime installs across every store, fitted on monthly active user figures companies publish; daily users = monthly × the typical daily/monthly ratio for the category. Confidence is the chance the real number is within half to double ours.
Where it ranks now
Every top chart it appears in across 30 countries.
| Country | Charts | Rank |
|---|---|---|
| India | FinanceFree | #26 |
Apps near CRED: Credit Cards, Bills, UPI on the chart
Finance Free, around #26.
Ratings
App Store, worldwide.
Rating
4.8 ★
615k ratings
Measured
Ratings
615k
Measured
Review momentum
ⓘ How we measure thisNew ratings a week
903
▲ +51% vs the 2 weeks before
Lifetime rating
4.8★
recent stars not readable yet: new ratings are a tiny share of the total
Review momentum
85/100
faster than 96% of Finance apps
Review momentum (0-100) blends how fast the app collects ratings compared with other apps in its category (60%), whether that pace is speeding up (25%) and what recent raters give it (15%; recent stars well below lifetime pull it down). Ratings counts are read daily. A jump usually means a launch, a feature, ads or a new review prompt.
About CRED: Credit Cards, Bills, UPI
CRED is a members-only app for all payment experiences.
Trusted by over 1.4Cr+ creditworthy members, CRED rewards you for the good financial decisions you make.
What payments can you make on CRED?
→ Credit card bills: Check & manage credit cards without multiple credit card apps.
→ Online payments: Pay via UPI or credit card on Swiggy, Myntra & more.
→ Offline payments: Scan QR codes or Tap to Pay for contactless payments.
→ Pay anyone: Send money to anyone through CRED, even if they use BHIM UPI, PhonePe, GPay or any other UPI app.
→ Transfer money to bank accounts: Send rent or education fees from your credit card.
→ Autopay: Set up autopay for recurring bills.
→ Pay bills: Pay utility bills, credit card bills, DTH bills, mobile recharge, rent, and more. Get automatic bill reminders so you never miss a due.
What comes with your CRED membership:
Manage multiple credit cards easily
Track your credit score & bank balance
Spot hidden charges & duplicate spends
Get smart statements for better insights
Unlock exclusive rewards & privileges
Bills you can pay using credit card or UPI:
Rent: Pay your house rent, maintenance, office rent, security deposit, brokerage, etc.
Education: College fees, school fees, tuition fees, etc.
Telecom Bills: Recharge your Airtel, Vodafone, Vi, Jio, Tata Sky, DishTV, prepaid or postpaid connections, broadband, cable TV, etc.
Utility Bills: Electricity bill, LPG cylinder, water, municipal tax, piped gas bill payment online, etc.
FASTag recharge, insurance premium, loan repayment, etc.
How to be a CRED member?
→ To become a CRED member, you need a credit score of 750+
→ Download CRED, enter your details, and get a free credit score report
→ If your credit score is 750+, verify your credit card details and become a member
Manage your credit score with CRED:
• Credit score is more than a number, it indicates your financial health
• Keep a tab of your past scores and track your present one
• See the factors affecting your CIBIL score
• Make predictions with foresight & improve your CIBIL score
• Every credit information is encrypted, monitored and protected
Credit Cards supported on CRED:
HDFC Bank, SBI, Axis Bank, ICICI Bank, RBL Bank, Kotak Mahindra Bank, IndusInd Bank, IDFC First Bank, YES Bank, Bank of Baroda, AU SMALL FINANCE BANK, Federal Bank, Citi Bank, Standard Chartered Bank, SBM BANK INDIA LIMITED, DBS Bank, South Indian Bank, HSBC Bank, all VISA, Mastercard, RuPay, Diners Club, AMEX, Discover credit cards.
• DTPL acts as a Lending Service Provider (LSP)
• CRED app acts as a Digital Lending App (DLA)
Personal loans eligibility criteria
* Age: 21- 60 years
* Annual household income: ₹3,00,000
* Should be a resident of India
* Loan Amount: ₹100 to ₹20,00,000
* Repayment Tenure: 1 - 84 Months
Loan against mutual fund eligibility criteria:
* Age: 18-65 years, Mutual Fund Investment: Min. ₹2000 Portfolio, *Subject to Lender Policy
Should be a resident of India
* Loan Amount: ₹1000 to ₹50,00,000
* Repa
Trusted by over 1.4Cr+ creditworthy members, CRED rewards you for the good financial decisions you make.
What payments can you make on CRED?
→ Credit card bills: Check & manage credit cards without multiple credit card apps.
→ Online payments: Pay via UPI or credit card on Swiggy, Myntra & more.
→ Offline payments: Scan QR codes or Tap to Pay for contactless payments.
→ Pay anyone: Send money to anyone through CRED, even if they use BHIM UPI, PhonePe, GPay or any other UPI app.
→ Transfer money to bank accounts: Send rent or education fees from your credit card.
→ Autopay: Set up autopay for recurring bills.
→ Pay bills: Pay utility bills, credit card bills, DTH bills, mobile recharge, rent, and more. Get automatic bill reminders so you never miss a due.
What comes with your CRED membership:
Manage multiple credit cards easily
Track your credit score & bank balance
Spot hidden charges & duplicate spends
Get smart statements for better insights
Unlock exclusive rewards & privileges
Bills you can pay using credit card or UPI:
Rent: Pay your house rent, maintenance, office rent, security deposit, brokerage, etc.
Education: College fees, school fees, tuition fees, etc.
Telecom Bills: Recharge your Airtel, Vodafone, Vi, Jio, Tata Sky, DishTV, prepaid or postpaid connections, broadband, cable TV, etc.
Utility Bills: Electricity bill, LPG cylinder, water, municipal tax, piped gas bill payment online, etc.
FASTag recharge, insurance premium, loan repayment, etc.
How to be a CRED member?
→ To become a CRED member, you need a credit score of 750+
→ Download CRED, enter your details, and get a free credit score report
→ If your credit score is 750+, verify your credit card details and become a member
Manage your credit score with CRED:
• Credit score is more than a number, it indicates your financial health
• Keep a tab of your past scores and track your present one
• See the factors affecting your CIBIL score
• Make predictions with foresight & improve your CIBIL score
• Every credit information is encrypted, monitored and protected
Credit Cards supported on CRED:
HDFC Bank, SBI, Axis Bank, ICICI Bank, RBL Bank, Kotak Mahindra Bank, IndusInd Bank, IDFC First Bank, YES Bank, Bank of Baroda, AU SMALL FINANCE BANK, Federal Bank, Citi Bank, Standard Chartered Bank, SBM BANK INDIA LIMITED, DBS Bank, South Indian Bank, HSBC Bank, all VISA, Mastercard, RuPay, Diners Club, AMEX, Discover credit cards.
• DTPL acts as a Lending Service Provider (LSP)
• CRED app acts as a Digital Lending App (DLA)
Personal loans eligibility criteria
* Age: 21- 60 years
* Annual household income: ₹3,00,000
* Should be a resident of India
* Loan Amount: ₹100 to ₹20,00,000
* Repayment Tenure: 1 - 84 Months
Loan against mutual fund eligibility criteria:
* Age: 18-65 years, Mutual Fund Investment: Min. ₹2000 Portfolio, *Subject to Lender Policy
Should be a resident of India
* Loan Amount: ₹1000 to ₹50,00,000
* Repa
Latest updates
6.1.8
can a machine be so good at behaving like a human that you can't tell the difference?
a common question today,
was first asked by Alan Turing 6 decades ago.
we ask it a little differently:
can technology become so seamless that you stop noticing it altogether?
that's what our developers have been working on.
this update is their answer.
an experience so seamless,
all you'll notice is how easy everything feels.
6.1.7
can a machine be so good at behaving like a human that you can't tell the difference?
a common question today,
was first asked by Alan Turing 6 decades ago.
we ask it a little differently:
can technology become so seamless that you stop noticing it altogether?
that's what our developers have been working on.
this update is their answer.
an experience so seamless,
all you'll notice is how easy everything feels.
6.1.6
can a machine be so good at behaving like a human that you can't tell the difference?
a common question today,
was first asked by Alan Turing 6 decades ago.
we ask it a little differently:
can technology become so seamless that you stop noticing it altogether?
that's what our developers have been working on.
this update is their answer.
an experience so seamless,
all you'll notice is how easy everything feels.
More from Dreamplug
CRED: Credit Cards, Bills, UPI Android
CRED: Credit Cards, Bills, UPI gets 10k+ downloads a day worldwide (AppInsider estimate, November 2026, rounded down to a band).
CRED: Credit Cards, Bills, UPI is #94 in Finance Free on Google Play in India and charting in 1 of 23 countries we track.
Updated 10 Nov 2026 · rankings refresh through the day
CategoryFinance
PriceFree
Released
Installs50M+
Rating★ 4.7 (3M)
Updated
Content ratingEveryone
Rating
4.7 ★
3M ratings
Measured
Best rank now
#94
Finance FreeMeasured
New ratings a week
1,567
▲ +24% vs the 2 weeks before
Measured
CRED: Credit Cards, Bills, UPI on Google Play
App details
App ID
com.dreamplug.androidapp
Publisher
Dreamplug Technologies Private Limited
Publisher country
India
Content rating
Everyone
CRED: Credit Cards, Bills, UPI downloads
Worldwide, per day, and installs to date. The band is open; the exact number is free with an account.
How this is calculated
Google Play shows an exact lifetime install count; downloads per day are its daily change (measured). When Play hasn't refreshed the count, they come from new ratings and Top Free chart positions. Confidence is the chance the real number is within half to double ours.
Where CRED: Credit Cards, Bills, UPI's downloads come from Modelled
Last 30 days: organic search, browsing the store, features and paid ads.
Active users
All platforms, worldwide. Free with an account.
Stickiness (DAU / MAU)
how many monthly users open it on a given day
Retention · share of new users still active
Day 1
Day 7
Day 30
Time spent · per daily user
Average time spent Pro
min a day
Sessions a day Pro
Time per session Pro
min
How this is calculated
Monthly users come from lifetime installs across every store, fitted on monthly active user figures companies publish; daily users = monthly × the typical daily/monthly ratio for the category. Confidence is the chance the real number is within half to double ours.
Where it ranks on Google Play
Every top 200 chart it appears in across 23 countries.
| Country | Charts | Rank |
|---|---|---|
| India | FinanceFree | #94 |
Apps near CRED: Credit Cards, Bills, UPI on the chart
Finance Free, around #94.
Ratings
Google Play, worldwide.
Rating
4.7 ★
3M ratings
Measured
Ratings
3M
Measured
Written reviews
659
Measured
Review momentum
ⓘ How we measure thisNew ratings a week
1,567
▲ +24% vs the 2 weeks before
Written reviews a week
under 1
Google Play
Lifetime rating
4.7★
recent stars not readable yet: new ratings are a tiny share of the total
Review momentum
76/100
faster than 87% of Finance apps
Review momentum (0-100) blends how fast the app collects ratings compared with other apps in its category (60%), whether that pace is speeding up (25%) and what recent raters give it (15%; recent stars well below lifetime pull it down). Ratings counts are read daily. A jump usually means a launch, a feature, ads or a new review prompt.
About CRED: Credit Cards, Bills, UPI
CRED is a members-only app for all payment experiences.
Trusted by over 1.4Cr+ creditworthy members, CRED rewards you for the good financial decisions you make.
What payments can you make on CRED?
→ Credit card bills: Check & manage credit cards without multiple credit card apps.
→ Online payments: Pay via UPI or credit card on Swiggy, Myntra & more.
→ Offline payments: Scan QR codes or Tap to Pay for contactless payments.
→ Pay anyone: Send money to anyone through CRED, even if they use BHIM UPI, PhonePe, GPay or any other UPI app.
→ Transfer money to bank accounts: Send rent or education fees from your credit card.
→ Autopay: Set up autopay for recurring bills.
→ Pay bills: Pay utility bills, credit card bills, DTH bills, mobile recharge, rent, and more. Get automatic bill reminders so you never miss a due.
What comes with your CRED membership:
Manage multiple credit cards easily
Track your credit score & bank balance
Spot hidden charges & duplicate spends
Get smart statements for better insights
Unlock exclusive rewards & privileges
Bills you can pay using credit card or UPI:
Rent: Pay your house rent, maintenance, office rent, security deposit, brokerage, etc.
Education: College fees, school fees, tuition fees, etc.
Telecom Bills: Recharge your Airtel, Vodafone, Vi, Jio, Tata Sky, DishTV, prepaid or postpaid connections, broadband, cable TV, etc.
Utility Bills: Electricity bill, LPG cylinder, water, municipal tax, piped gas bill payment online, etc.
FASTag recharge, insurance premium, loan repayment, etc.
How to be a CRED member?
→ To become a CRED member, you need a credit score of 750+
→ Download CRED, enter your details, and get a free credit score report
→ If your credit score is 750+, verify your credit card details and become a member
Manage your credit score with CRED:
• Credit score is more than a number, it indicates your financial health
• Keep a tab of your past scores and track your present one
• See the factors affecting your CIBIL score
• Make predictions with foresight & improve your CIBIL score
• Every credit information is encrypted, monitored and protected
Credit Cards supported on CRED:
HDFC Bank, SBI, Axis Bank, ICICI Bank, RBL Bank, Kotak Mahindra Bank, IndusInd Bank, IDFC First Bank, YES Bank, Bank of Baroda, AU SMALL FINANCE BANK, Federal Bank, Citi Bank, Standard Chartered Bank, SBM BANK INDIA LTD, DBS Bank, South Indian Bank, HSBC Bank, all VISA, Mastercard, RuPay, Diners Club, AMEX, Discover credit cards.
• DTPL acts as a Lending Service Provider (LSP)
• CRED app acts as a Digital Lending App (DLA)
Personal loans eligibility criteria
* Age: 21-60 yrs
* Annual household income: ₹3,00,000
* Should be a resident of India
* Loan Amount: ₹100 to ₹20,00,000
* Repayment Tenure: 1-84 Months
Loan against mutual fund eligibility criteria:
* Age: 18-65 yrs, Mutual Fund Investment: Min. ₹2000 Portfolio, *Subject to Lender Policy
Should be a resident of India
* Loan Amount: ₹1000 to ₹50,00,000
* Repayment Tenure: 1 Month
Trusted by over 1.4Cr+ creditworthy members, CRED rewards you for the good financial decisions you make.
What payments can you make on CRED?
→ Credit card bills: Check & manage credit cards without multiple credit card apps.
→ Online payments: Pay via UPI or credit card on Swiggy, Myntra & more.
→ Offline payments: Scan QR codes or Tap to Pay for contactless payments.
→ Pay anyone: Send money to anyone through CRED, even if they use BHIM UPI, PhonePe, GPay or any other UPI app.
→ Transfer money to bank accounts: Send rent or education fees from your credit card.
→ Autopay: Set up autopay for recurring bills.
→ Pay bills: Pay utility bills, credit card bills, DTH bills, mobile recharge, rent, and more. Get automatic bill reminders so you never miss a due.
What comes with your CRED membership:
Manage multiple credit cards easily
Track your credit score & bank balance
Spot hidden charges & duplicate spends
Get smart statements for better insights
Unlock exclusive rewards & privileges
Bills you can pay using credit card or UPI:
Rent: Pay your house rent, maintenance, office rent, security deposit, brokerage, etc.
Education: College fees, school fees, tuition fees, etc.
Telecom Bills: Recharge your Airtel, Vodafone, Vi, Jio, Tata Sky, DishTV, prepaid or postpaid connections, broadband, cable TV, etc.
Utility Bills: Electricity bill, LPG cylinder, water, municipal tax, piped gas bill payment online, etc.
FASTag recharge, insurance premium, loan repayment, etc.
How to be a CRED member?
→ To become a CRED member, you need a credit score of 750+
→ Download CRED, enter your details, and get a free credit score report
→ If your credit score is 750+, verify your credit card details and become a member
Manage your credit score with CRED:
• Credit score is more than a number, it indicates your financial health
• Keep a tab of your past scores and track your present one
• See the factors affecting your CIBIL score
• Make predictions with foresight & improve your CIBIL score
• Every credit information is encrypted, monitored and protected
Credit Cards supported on CRED:
HDFC Bank, SBI, Axis Bank, ICICI Bank, RBL Bank, Kotak Mahindra Bank, IndusInd Bank, IDFC First Bank, YES Bank, Bank of Baroda, AU SMALL FINANCE BANK, Federal Bank, Citi Bank, Standard Chartered Bank, SBM BANK INDIA LTD, DBS Bank, South Indian Bank, HSBC Bank, all VISA, Mastercard, RuPay, Diners Club, AMEX, Discover credit cards.
• DTPL acts as a Lending Service Provider (LSP)
• CRED app acts as a Digital Lending App (DLA)
Personal loans eligibility criteria
* Age: 21-60 yrs
* Annual household income: ₹3,00,000
* Should be a resident of India
* Loan Amount: ₹100 to ₹20,00,000
* Repayment Tenure: 1-84 Months
Loan against mutual fund eligibility criteria:
* Age: 18-65 yrs, Mutual Fund Investment: Min. ₹2000 Portfolio, *Subject to Lender Policy
Should be a resident of India
* Loan Amount: ₹1000 to ₹50,00,000
* Repayment Tenure: 1 Month
What's new
can a machine be so good at behaving like a human that you can't tell the difference?
a common question today,
was first asked by Alan Turing 6 decades ago.
we ask it a little differently:
can technology become so seamless that you stop noticing it altogether?
that's what our developers have been working on.
this update is their answer.
an experience so seamless,
all you'll notice is how easy everything feels.
a common question today,
was first asked by Alan Turing 6 decades ago.
we ask it a little differently:
can technology become so seamless that you stop noticing it altogether?
that's what our developers have been working on.
this update is their answer.
an experience so seamless,
all you'll notice is how easy everything feels.
Store changes
What CRED: Credit Cards, Bills, UPI changed on its store page: name, icon, screenshots, price, size, languages, requirements.
Description updated
Description updated
Description updated
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