Navi Downloads & RevenueNavi: UPI, Payments, Insurance · App Store & Google Play
Navi: UPI, Payments, Insurance gets 100k+ downloads a day worldwide (AppInsider estimate, November 2026, rounded down to a band).
Navi: UPI, Payments, Insurance by Navi Limited is on App Store and Google Play. Active Users (MAU & DAU), Downloads, rankings, keywords, revenue, and rating totals.
Navi: UPI, Payments, Insurance update history & changes
Last change · 77 events since 24 Mar 2021Full timeline ↓Full timeline · 77 events
- 🔎Navi: UPI, Payments, Insurance reached Top 10 for “loan app”iOS#10 in India search · popularity 90
- 🔎Navi: UPI, Payments, Insurance reached Top 10 for “kreditbee”Android#9 in Spain search · popularity 91
- 🔎Navi: UPI, Payments, Insurance reached Top 10 for “paytm”Android#7 in Mexico search · popularity 94
- 📦Navi: UPI, Payments, Insurance updated to version 4.7.7iOSFestive season, peak performance!
The celebrations are in full swing, and so are our updates! We’ve squashed bugs, boosted stability, and made Navi faster and smoother — so whether you’re out celebrating or planning your next festive moment, your app experience stays seamless and stress-free.… more - 📦Navi: UPI, Payments, Insurance updated to version 7.28.13AndroidWe have improved Garage Locator. We have also made bill payments more reliable and improved overall app stability and speed.
- 🔎Navi: UPI, Payments, Insurance reached Top 10 for “kissht”iOS#10 in India search · popularity 89
- 📦Navi: UPI, Payments, Insurance updated to version 4.7.6iOSFestive season, peak performance!
The celebrations are in full swing, and so are our updates! We’ve squashed bugs, boosted stability, and made Navi faster and smoother — so whether you’re out celebrating or planning your next festive moment, your app experience stays seamless and stress-free.… more - 📦Navi: UPI, Payments, Insurance updated to version 7.28.12AndroidWe have made checkout and payments more reliable, strengthened app security, and improved overall app stability and speed.
- 🔎Navi: UPI, Payments, Insurance reached Top 10 for “google pay”Android#10 in India search · popularity 96
- 🔎Navi: UPI, Payments, Insurance reached Top 10 for “bajaj finance app”Android#10 in India search · popularity 88
- 📦Navi: UPI, Payments, Insurance updated to version 7.28.11AndroidWe have improved bill payments reliability, strengthened app security, and made the app run more smoothly.
- 🔎Navi: UPI, Payments, Insurance reached Top 10 for “fampay”Android#10 in India search · popularity 94
- 📦Navi: UPI, Payments, Insurance updated to version 4.7.5iOSFestive season, peak performance!
The celebrations are in full swing, and so are our updates! We’ve squashed bugs, boosted stability, and made Navi faster and smoother — so whether you’re out celebrating or planning your next festive moment, your app experience stays seamless and stress-free.… more - 📦Navi: UPI, Payments, Insurance updated to version 7.28.9AndroidWe have improved how reliably the app runs and strengthened app security.
- 📦Navi: UPI, Payments, Insurance updated to version 7.28.7AndroidWe have added a Zero Platform Fee banner on the Plans Page. We have also made mobile recharge more reliable and improved app stability and speed.
- 📦Navi: UPI, Payments, Insurance updated to version 4.7.4iOSFestive season, peak performance!
The celebrations are in full swing, and so are our updates! We’ve squashed bugs, boosted stability, and made Navi faster and smoother — so whether you’re out celebrating or planning your next festive moment, your app experience stays seamless and stress-free.… more - 📦Navi: UPI, Payments, Insurance updated to version 7.28.6AndroidWe have improved Quick Recharges and Prepaid Coin Discount with strike off pricing. We have also made the app more stable and strengthened app security.
- 📦Navi: UPI, Payments, Insurance updated to version 7.28.4AndroidWe have added UPI QR Code on the Homepage and improved Checkout. We have also made payments more reliable and strengthened app security.
- 📦Navi: UPI, Payments, Insurance updated to version 4.7.1iOSFestive season, peak performance!
The celebrations are in full swing, and so are our updates! We’ve squashed bugs, boosted stability, and made Navi faster and smoother — so whether you’re out celebrating or planning your next festive moment, your app experience stays seamless and stress-free.… more - 📦Navi: UPI, Payments, Insurance updated to version 4.7.0iOSFestive season, peak performance!
The celebrations are in full swing, and so are our updates! We’ve squashed bugs, boosted stability, and made Navi faster and smoother — so whether you’re out celebrating or planning your next festive moment, your app experience stays seamless and stress-free.… more - ✏️Navi: UPI, Payments, Insurance: new screenshotsiOS5 screenshots (was 5) · IN
- 📦Navi: UPI, Payments, Insurance updated to version 7.28.1AndroidWe have improved the QR Scanner. We have also made app security stronger and improved reliability for login and app stability.
- 📦Navi: UPI, Payments, Insurance updated to version 7.28.3AndroidWe have improved send money and bill payments, and made the app more stable and responsive.
- 📦Navi: UPI, Payments, Insurance updated to version 4.6.9iOSFestive season, peak performance!
The celebrations are in full swing, and so are our updates! We’ve squashed bugs, boosted stability, and made Navi faster and smoother — so whether you’re out celebrating or planning your next festive moment, your app experience stays seamless and stress-free.… more - 📦Navi: UPI, Payments, Insurance updated to version 7.28.0AndroidWe have added Quick Recharges on the contact selection page and improved the Receive Money flow. We have also strengthened app security and made QR scanning and app stability more reliable.
- 📦Navi: UPI, Payments, Insurance updated to version 4.6.8iOSFestive season, peak performance!
The celebrations are in full swing, and so are our updates! We’ve squashed bugs, boosted stability, and made Navi faster and smoother — so whether you’re out celebrating or planning your next festive moment, your app experience stays seamless and stress-free.… more - 📦Navi: UPI, Payments, Insurance updated to version 4.6.7iOSFestive season, peak performance!
The celebrations are in full swing, and so are our updates! We’ve squashed bugs, boosted stability, and made Navi faster and smoother — so whether you’re out celebrating or planning your next festive moment, your app experience stays seamless and stress-free.… more - 📦Navi: UPI, Payments, Insurance updated to version 7.27.12AndroidWe have made payments more reliable, strengthened app security, and improved app startup and stability.
- 📦Navi: UPI, Payments, Insurance updated to version 7.27.13AndroidWe have made bill payments more dependable and improved app startup and overall stability.
- 📦Navi: UPI, Payments, Insurance updated to version 4.6.5iOSFestive season, peak performance!
The celebrations are in full swing, and so are our updates! We’ve squashed bugs, boosted stability, and made Navi faster and smoother — so whether you’re out celebrating or planning your next festive moment, your app experience stays seamless and stress-free.… more - 📦Navi: UPI, Payments, Insurance updated to version 7.27.11AndroidWe have improved how quickly the app starts and made it more stable.
- 📦Navi: UPI, Payments, Insurance updated to version 7.27.9AndroidWe have improved Receive Money with a two tap flow. We have also made payments more reliable and improved app stability and speed.
- 📦Navi: UPI, Payments, Insurance updated to version 4.6.3iOSFestive season, peak performance!
The celebrations are in full swing, and so are our updates! We’ve squashed bugs, boosted stability, and made Navi faster and smoother — so whether you’re out celebrating or planning your next festive moment, your app experience stays seamless and stress-free.… more - 📦Navi: UPI, Payments, Insurance updated to version 7.27.7AndroidWe have added Guided Offer Animation on Recharge Checkout. We have also strengthened app security and improved app stability.
- 📦Navi: UPI, Payments, Insurance updated to version 4.6.2iOSFestive season, peak performance!
The celebrations are in full swing, and so are our updates! We’ve squashed bugs, boosted stability, and made Navi faster and smoother — so whether you’re out celebrating or planning your next festive moment, your app experience stays seamless and stress-free.… more - 📦Navi: UPI, Payments, Insurance updated to version 7.27.5AndroidWe have strengthened app security and improved payment reliability.
- 📦Navi: UPI, Payments, Insurance updated to version 4.6.1iOSFestive season, peak performance!
The celebrations are in full swing, and so are our updates! We’ve squashed bugs, boosted stability, and made Navi faster and smoother — so whether you’re out celebrating or planning your next festive moment, your app experience stays seamless and stress-free.… more - 📦Navi: UPI, Payments, Insurance updated to version 4.6.0iOSFestive season, peak performance!
The celebrations are in full swing, and so are our updates! We’ve squashed bugs, boosted stability, and made Navi faster and smoother — so whether you’re out celebrating or planning your next festive moment, your app experience stays seamless and stress-free.… more - ✏️Navi: UPI, Payments, Insurance: description updatedAndroid· US
- ✏️Navi: UPI, Payments, Insurance: new screenshotsAndroid5 screenshots (was 5) · US
- 📦Navi: UPI, Payments, Insurance updated to version 7.27.3AndroidBright skies and cooler days are here. Tap into UPI ATM cash withdrawal and keep momentum high with Navi!
- 📦Navi: UPI, Payments, Insurance updated to version 7.27.4AndroidWe have improved Contact Search on Prepaid Contact Selection. We have also made prepaid payments and app security more reliable.
- 📦Navi: UPI, Payments, Insurance updated to version 4.5.9iOSFestive season, peak performance!
The celebrations are in full swing, and so are our updates! We’ve squashed bugs, boosted stability, and made Navi faster and smoother — so whether you’re out celebrating or planning your next festive moment, your app experience stays seamless and stress-free.… more - 📦Navi: UPI, Payments, Insurance updated to version 7.27.1AndroidSunlit mornings greet clearer skies and cooler air. Shine with Navi through this bright new season!
- 📦Navi: UPI, Payments, Insurance updated to version 7.27.2AndroidRains roll back as soft breezes take the stage. Stay in the moment with Picture in Picture and glow with Navi all season long!
- 📦Navi: UPI, Payments, Insurance updated to version 7.27.0AndroidCrisp breezes dance under soft light. Meet UPI Express Card in Navi and soak up the season's glow!
- 📦Navi: UPI, Payments, Insurance updated to version 4.5.8iOSFestive season, peak performance!
The celebrations are in full swing, and so are our updates! We’ve squashed bugs, boosted stability, and made Navi faster and smoother — so whether you’re out celebrating or planning your next festive moment, your app experience stays seamless and stress-free.… more - 📦Navi: UPI, Payments, Insurance updated to version 7.26.8AndroidClear skies sparkle after the rains. Open Navi and explore Stories on your Coins home screen for a burst of fresh joy!
- ✏️Navi: UPI, Payments, Insurance: description updatediOS· IN
- 📦Navi: UPI, Payments, Insurance updated to version 7.26.7AndroidGolden light fills the air as cool evenings arrive. Jump into Navi and let your days dance with bright delight!
- 📦Navi: UPI, Payments, Insurance updated to version 4.5.7iOSFestive season, peak performance!
The celebrations are in full swing, and so are our updates! We’ve squashed bugs, boosted stability, and made Navi faster and smoother — so whether you’re out celebrating or planning your next festive moment, your app experience stays seamless and stress-free.… more - 📦Navi: UPI, Payments, Insurance: now updating weeklyiOS4 updates in 30 days, after a quiet two months
- 📦Navi: UPI, Payments, Insurance updated to version 7.26.6AndroidSoft sunshine and gentle breezes call for a cheer. Open Navi and let every moment sparkle with fresh energy!
- 📦Navi: UPI, Payments, Insurance updated to version 7.26.5AndroidClear skies after the rains meet Instant Discount on bill payments. Update now and celebrate every save with Navi!
- 📦Navi: UPI, Payments, Insurance updated to version 4.5.6iOSFestive season, peak performance!
The celebrations are in full swing, and so are our updates! We’ve squashed bugs, boosted stability, and made Navi faster and smoother — so whether you’re out celebrating or planning your next festive moment, your app experience stays seamless and stress-free.… more - 📦Navi: UPI, Payments, Insurance: now updating weeklyAndroid4 updates in 30 days, after a quiet two months
- ✏️Navi: UPI, Payments, Insurance: description updatedAndroid· US
- 📦Navi: UPI, Payments, Insurance updated to version 7.26.3AndroidUpgrade to the latest Navi app for a better and faster experience.
- 📦Navi: UPI, Payments, Insurance updated to version 4.5.5iOSFestive season, peak performance!
The celebrations are in full swing, and so are our updates! We’ve squashed bugs, boosted stability, and made Navi faster and smoother — so whether you’re out celebrating or planning your next festive moment, your app experience stays seamless and stress-free.… more - 📦Navi: UPI, Payments, Insurance updated to version 7.26.2AndroidUpgrade to the latest Navi app for a better and faster experience.
- 📦Navi: UPI, Payments, Insurance updated to version 7.26.1AndroidUpgrade to the latest Navi app for a better and faster experience.
- ✏️Navi: UPI, Payments, Insurance added hidden keywords: transferiOSwords in the App Store's hidden keyword field (found by probing search)
- ✏️Navi: UPI, Payments, Insurance added hidden keywords: rupeeiOSwords in the App Store's hidden keyword field (found by probing search)
- 📈Navi: UPI, Payments, Insurance charting in a new countryiOSSaudi Arabia
- 📦Navi: UPI, Payments, Insurance updated to version 7.25.10AndroidUpgrade to the latest Navi app for a better and faster experience.
- 🆕Navi: UPI, Payments, Insurance first spotted by AppInsiderAndroidIndia
- 📣Navi: UPI, Payments, Insurance started 4 new adsAndroid3
- 🆕Navi: UPI, Payments, Insurance first spotted by AppInsideriOS#70 in Top Free · Finance · United Arab Emirates
- 📦Navi: UPI, Payments, Insurance version 7.25.8AndroidUpgrade to the latest Navi app for a better and faster experience.
- 📦Navi: UPI, Payments, Insurance version 4.5.4iOSNo release notes
- 📣Navi: UPI, Payments, Insurance started 5 new adsAndroid3
- 📣Navi: UPI, Payments, Insurance started a new adAndroid3
- 📣Navi: UPI, Payments, Insurance started a new adAndroid3
- 📣Navi: UPI, Payments, Insurance started a new adAndroid3
- 🆕Navi: UPI, Payments, Insurance released on Google PlayAndroid
- 🆕Navi: UPI, Payments, Insurance released on the App StoreiOS
Collected from the stores by AppInsider since we first spotted the app. Dates are when we saw each change.
Navi: UPI, Payments, Insurance at a glance
AI summary written from our chart and store data, 2026-11-01. It can be wrong: check the numbers above.
Navi is an all-in-one Indian financial superapp for residents, offering UPI payments, health insurance, mutual fund investments, and digital gold. The app currently ranks #2 in the Finance category and #28 overall among free apps in India, indicating strong market penetration within its sector.
Similar apps: PhonePe, Paytm, Groww
App Store
App details
Google Play
App details
Navi: UPI, Payments, Insurance downloads & installs
Both stores, worldwide. Bands are open; exact numbers are free with an account.
| Store | Downloads / day | Lifetime installs |
|---|---|---|
| App Store | 10k+ | – |
| Google Play | 100k+ | 100M+ Measured |
| Total | 100k+ Confidence | 100M+ Confidence |
How this is calculated
Where Navi: UPI, Payments, Insurance's downloads come from Modelled
Last 30 days: organic search, browsing the store, features and paid ads.
Active users
All platforms, worldwide. Free with an account.
Retention · share of new users still active
Time spent · per daily user
How this is calculated
Business model: Ad-led
How Navi: UPI, Payments, Insurance makes money: subscriptions, one-off purchases and ads.
Where it ranks now
Both stores, across every country we track.
| Store | Best rank | Charting in | US Top Free | US Top Grossing |
|---|---|---|---|---|
| App Store | #7 | 1 of 30 countries | – | – |
| Google Play | #2 | 4 of 23 countries | – | – |
Full chart lists: App Store · Google Play.
Review momentum
ⓘ How we measure thisNew ratings by country (2)
| Country | New ratings a week | Share | Last 2 weeks vs the 2 before |
|---|---|---|---|
| 5,319 | 100% | ▼ -11% | |
| 9.3 | 0% | – |
App Store ratings in the countries we track, 4-week average.
Review momentum (0-100) blends how fast the app collects ratings compared with other apps in its category (60%), whether that pace is speeding up (25%) and what recent raters give it (15%; recent stars well below lifetime pull it down). Ratings counts are read daily. A jump usually means a launch, a feature, ads or a new review prompt.
Ratings
Both stores. Store data, measured.
| Store | Rating | Ratings |
|---|---|---|
| App Store | 4.4 ★ | 2k |
| Google Play | 4.5 ★ | 7.3M 147 written reviews |
| Both stores | 4.5 ★ weighted by ratings | 7.3M |
What users say about Navi: UPI, Payments, Insurance
From recent reviews.
About Navi: UPI, Payments, Insurance
1. Navi UPI
Simplify money transfers with Navi UPI (NPCI Approved).
Navi UPI Features
Instantly transfer money to anyone, anytime
Pay bills and recharge online
Conveniently scan and pay at any store
Seamlessly make online payments on various apps
Enjoy hassle-free payments with Navi UPI Lite, no PIN required
2. Navi Health Insurance
Safeguard yourself and your family's financial future with Navi Health Insurance.
Navi Health Insurance Features
Coverage up to ₹3 crore
Health insurance premiums starting at just ₹522* per month
Experience quality healthcare at over 12,000+ network hospitals*
Cashless claim settlement within 20 minutes*
Benefit from 100% coverage* of hospital bills through a paperless process
3. Investments
Discover diverse investment opportunities with mutual funds and digital gold.
Navi Mutual Fund Features
Diversify with Direct Index Funds for better growth
Flexible SIP options: daily, weekly, or monthly
Zero commission & one of lowest expense ratios for cost-effective investing
Fastest redemption order payout in the industry
Invest till 3 PM and get the same-day NAV for better returns
Investment starts with just ₹100
Remember, mutual fund investments are subject to market risks; read all scheme related documents carefully.
Navi Gold Features
24K Digital Gold
99.9% purity
Investment starts with just ₹50
4. Referral Program
Discover endless rewards with Navi's referral program! Share the Navi app with friends and family, and unlock exclusive rewards for every successful referral.
About Navi
- Navi app is developed & owned by Navi Limited (formerly known as Navi Technologies Limited), founded by Sachin Bansal and Ankit Agarwal, in December 2018.
- Health Insurance is offered by Navi General Insurance Limited, registered with the IRDAI as a general insurer.
- Navi Mutual Fund, registered with the SEBI, offers multiple mutual fund schemes to investors.
- Navi UPI is NPCI approved.
The App is only available for Indian residents and does not provide its services to non-resident Indians, overseas citizens of India, or foreign nationals.
Navi: UPI, Payments, Insurance App Store
Navi: UPI, Payments, Insurance gets 100k+ downloads a day worldwide (AppInsider estimate, November 2026, rounded down to a band).
Navi: UPI, Payments, Insurance is #7 in Finance Free in India and charting in 1 of 30 countries we track.
Updated 8 Nov 2026 · rankings refresh through the day
Navi: UPI, Payments, Insurance at a glance
AI summary written from our chart and store data, 2026-11-01. It can be wrong: check the numbers above.
Navi is an all-in-one Indian financial superapp for residents, offering UPI payments, health insurance, mutual fund investments, and digital gold. The app currently ranks #2 in the Finance category and #28 overall among free apps in India, indicating strong market penetration within its sector.
Similar apps: PhonePe, Paytm, Groww
Navi: UPI, Payments, Insurance on the App Store
App details
Navi: UPI, Payments, Insurance downloads
Worldwide, per day, and installs to date. The band is open; the exact number is free with an account.
How this is calculated
Where Navi: UPI, Payments, Insurance's downloads come from Modelled
Last 30 days: organic search, browsing the store, features and paid ads.
Active users
All platforms, worldwide. Free with an account.
Retention · share of new users still active
Time spent · per daily user
How this is calculated
Business model: Ad-led
How Navi: UPI, Payments, Insurance makes money: subscriptions, one-off purchases and ads.
Where it ranks now
Every top chart it appears in across 30 countries.
| Country | Charts | Rank |
|---|---|---|
| FinanceFree | #7 | |
| All AppsFree | #52 |
Apps near Navi: UPI, Payments, Insurance on the chart
Finance Free, around #7.
Ratings
App Store, worldwide.
Review momentum
ⓘ How we measure thisNew ratings by country (2)
| Country | New ratings a week | Share | Last 2 weeks vs the 2 before |
|---|---|---|---|
| 5,319 | 100% | ▼ -11% | |
| 9.3 | 0% | – |
App Store ratings in the countries we track, 4-week average.
Review momentum (0-100) blends how fast the app collects ratings compared with other apps in its category (60%), whether that pace is speeding up (25%) and what recent raters give it (15%; recent stars well below lifetime pull it down). Ratings counts are read daily. A jump usually means a launch, a feature, ads or a new review prompt.
What users say about Navi: UPI, Payments, Insurance
From recent reviews.
About Navi: UPI, Payments, Insurance
1. Navi UPI
Simplify money transfers with Navi UPI (NPCI Approved).
Navi UPI Features
Instantly transfer money to anyone, anytime
Pay bills and recharge online
Conveniently scan and pay at any store
Seamlessly make online payments on various apps
Enjoy hassle-free payments with Navi UPI Lite, no PIN required
2. Navi Health Insurance
Safeguard yourself and your family's financial future with Navi Health Insurance.
Navi Health Insurance Features
Coverage up to ₹3 crore
Health insurance premiums starting at just ₹522* per month
Experience quality healthcare at over 12,000+ network hospitals*
Cashless claim settlement within 20 minutes*
Benefit from 100% coverage* of hospital bills through a paperless process
3. Investments
Discover diverse investment opportunities with mutual funds and digital gold.
Navi Mutual Fund Features
Diversify with Direct Index Funds for better growth
Flexible SIP options: daily, weekly, or monthly
Zero commission & one of lowest expense ratios for cost-effective investing
Fastest redemption order payout in the industry
Invest till 3 PM and get the same-day NAV for better returns
Investment starts with just ₹100
Remember, mutual fund investments are subject to market risks; read all scheme related documents carefully.
Navi Gold Features
24K Digital Gold
99.9% purity
Investment starts with just ₹50
4. Referral Program
Discover endless rewards with Navi's referral program! Share the Navi app with friends and family, and unlock exclusive rewards for every successful referral.
About Navi
- Navi app is developed & owned by Navi Limited (formerly known as Navi Technologies Limited), founded by Sachin Bansal and Ankit Agarwal, in December 2018.
- Health Insurance is offered by Navi General Insurance Limited, registered with the IRDAI as a general insurer.
- Navi Mutual Fund, registered with the SEBI, offers multiple mutual fund schemes to investors.
- Navi UPI is NPCI approved.
The App is only available for Indian residents and does not provide its services to non-resident Indians, overseas citizens of India, or foreign nationals.
Latest updates
Store changes
What Navi: UPI, Payments, Insurance changed on its store page: name, icon, screenshots, price, size, languages, requirements.
Navi: UPI, Payments, Insurance Android
Navi: UPI, Payments, Insurance gets 100k+ downloads a day worldwide (AppInsider estimate, November 2026, rounded down to a band).
Navi: UPI, Payments, Insurance is #2 in Finance Free on Google Play in India and charting in 4 of 23 countries we track.
Updated 8 Nov 2026 · rankings refresh through the day
Navi: UPI, Payments, Insurance at a glance
AI summary written from our chart and store data, 2026-11-08. It can be wrong: check the numbers above.
Navi is an all-in-one Indian financial superapp offering UPI payments, insurance products, and investment services to retail consumers. The app holds the #2 position in India's Finance Free category and #7 overall, indicating strong local dominance despite lower rankings in international markets like the UAE, Saudi Arabia, and Netherlands.
Similar apps: PhonePe, Paytm, CRED
Navi: UPI, Payments, Insurance on Google Play
App details
Navi: UPI, Payments, Insurance downloads
Worldwide, per day, and installs to date. The band is open; the exact number is free with an account.
How this is calculated
Where Navi: UPI, Payments, Insurance's downloads come from Modelled
Last 30 days: organic search, browsing the store, features and paid ads.
Active users
All platforms, worldwide. Free with an account.
Retention · share of new users still active
Time spent · per daily user
How this is calculated
Business model: Ad-led
How Navi: UPI, Payments, Insurance makes money: subscriptions, one-off purchases and ads.
Where it ranks on Google Play
Every top 200 chart it appears in across 23 countries.
| Country | Charts | Rank |
|---|---|---|
| FinanceFree | #2 | |
| All AppsFree | #6 | |
| FinanceFree | #45 | |
| FinanceFree | #77 | |
| FinanceFree | #106 |
Apps near Navi: UPI, Payments, Insurance on the chart
Finance Free, around #2.
Ratings
Google Play, worldwide.
Review momentum
ⓘ How we measure thisReview momentum (0-100) blends how fast the app collects ratings compared with other apps in its category (60%), whether that pace is speeding up (25%) and what recent raters give it (15%; recent stars well below lifetime pull it down). Ratings counts are read daily. A jump usually means a launch, a feature, ads or a new review prompt.
What users say about Navi: UPI, Payments, Insurance
From the 200 most recent Google Play reviews in the US.
Users frequently report misleading cashback offers and unfulfilled referral rewards, leading to accusations of fraud. Several reviews highlight technical issues such as frozen UPI Lite balances and lack of customer support for account problems.
Mostly positive (87% of recent reviews give 4–5 stars). People like it for being useful, and good value.
What people like
- Useful: “in this app secured and useful”
- Price & subscription: “transfer karne par phone pay uninstall kar do bekar ho gaya hai”
- Speed & performance
About Navi: UPI, Payments, Insurance
1. Navi UPI
Simplify money transfers with Navi UPI (NPCI Approved).
Navi UPI Features
✅ Instantly transfer money to anyone, anytime
✅ Pay bills and recharge online
✅ Conveniently scan and pay at any store
✅ Seamlessly make online payments on various apps
✅ Enjoy hassle-free payments with Navi UPI Lite, no PIN required
2. Navi Car & Bike Insurance
Get fast, paperless car & bike insurance on the Navi app
✅ Get insured in minutes: Renew your policy in just a few clicks
✅ Zero commission: Buy directly from Navi with no extra fees
✅ Cashless repairs: Get hassle-free repairs across India*
✅ Fast claim settlement*: Get 24-hour support (including Sundays) from a claims relationship manager
✅ Flexible coverage: Choose from Comprehensive or Third-Party insurance
✅ Wide variety of add-on options*: Choose from Roadside Assistance, Zero Depreciation, Return to Invoice, Engine Protect, and more
3. Navi Health Insurance
Safeguard yourself and your family's financial future with Navi Health Insurance.
Navi Health Insurance Features
✅ Coverage up to ₹3 crore
✅ Health insurance premiums starting at just ₹522* per month
✅ Experience quality healthcare at over 12,000+ network hospitals*
✅ Cashless claim settlement within 20 minutes*
✅ Benefit from 100% coverage* of hospital bills through a paperless process
4. Investments
Discover diverse investment opportunities with mutual funds and digital gold.
Navi Mutual Fund Features
✅ Diversify with Direct Index Funds for better growth
✅ Flexible SIP options: daily, weekly, or monthly
✅ Zero commission & one of lowest expense ratios for cost-effective investing
✅ Fastest redemption order payout in the industry
✅ Invest till 3 PM and get the same-day NAV for better returns
✅ Investment starts with just ₹100
Remember, mutual fund investments are subject to market risks; read all scheme related documents carefully.
Navi Gold Features
✅ 24K Digital Gold
✅ 99.9% purity
✅ Investment starts with just ₹50
5. Referral Program
Discover endless rewards with Navi's referral program! Share the Navi app with friends and family, and unlock exclusive rewards for every successful referral.
About Navi
- Navi app is developed & owned by Navi Limited (formerly known as Navi Technologies Limited), founded by Sachin Bansal and Ankit Agarwal, in December 2018.
- Car and Bike Insurance is offered by Navi General Insurance Limited, registered with the IRDAI as a general insurer.
- Health Insurance is offered by Navi General Insurance Limited, registered with the IRDAI as a general insurer.
- Navi Mutual Fund, registered with the SEBI, offers multiple mutual fund
What's new in 7.28.13
Store changes
What Navi: UPI, Payments, Insurance changed on its store page: name, icon, screenshots, price, size, languages, requirements.
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