Personal Loan App by Fibe

Need cash? Get quick personal loans up to ₹10L with Fibe. Fast approval & quick disbursal. Download the Fibe loan app.

The Fibe app is your one-stop solution for all your finance needs - trusted by 3 million+ Indians. Get a wide range of products such as personal loans, credit cards, fixed deposits, loans against mutual funds & Purpose Driven Financing.

Benefits of a Fibe Personal Loan:
-Get up to ₹10 lakhs
-Instant disbursal - direct to your bank
-Flexible repayment from 6 to 36 months
-No foreclosure charges
-100% digital process with zero paperwork
-Affordable EMIs for every need

Flexible Tenures for Easier Monthly Payments:
Here's how your monthly payout reduces when you choose a longer repayment period:
₹1,00,000 for 6 months: approx. ₹17,550/month
₹1,00,000 for 12 months: approx. ₹9,170/month
With a longer tenure, your EMI becomes much lower, making repayment more affordable.

Personal Loan Fees & Charges:

Interest: starting from 18%
Processing fee: 2% + GST
Foreclosure: Nil
Late payment: ₹500 or 3%, whichever is higher
Bounced payment: ₹500/bounce
APR: from 18%
Stamp duty: 0.1%
Mandate rejection: ₹250 + GST

Example of How Personal Loans from Fibe Work:
Borrowed: ₹5,00,000 for 3 years
Processing fee, GST and stamp duty: ₹12,300
Interest: 20% p.a. reducing balance
EMI: ₹18,582
Total payable: ₹6,68,952
Total interest: ₹1,68,944
Total loan cost: ₹1,81,244

Approval and disbursal timelines are indicative for eligible applicants, subject to KYC and lender approval.

Purpose Driven Financing on the Fibe App:
Our financing solutions make life's most important needs affordable. Fibe is the go-to financing partner across 10,300+ touchpoints.

Healthcare Financing:
-Cover medical procedures & emergencies up to ₹10 lakhs
-Low EMIs with flexible tenures
-Accepted at partner hospitals & clinics across India

Education & Upskilling Financing:
-Finance coaching, courses, certifications & upskilling
-Affordable repayment plans
-Available across partner institutes in India

Benefits of a Fixed Deposit on Fibe:
-Invest from ₹1,000 to ₹5 lakhs
-100% digital FD booking
-Easy withdrawals
-Deposits up to ₹5 lakhs insured by DICGC
-Invest in RBI-approved banks & NBFCs

Benefits of a Loan Against Mutual Funds:
-Credit limit up to ₹10 lakhs
-Interest-only EMIs starting at 10.49%
-Works across 8,700+ approved mutual fund schemes
-Access instant funds while your investments continue to grow

Credit AI Radar (CAIR):
-AI-powered credit intelligence beyond your credit score
-Chat with Fiora, our AI assistant, for insights on your credit
-Goal-based credit improvement plans & score simulation

Other features of the Fibe app:
-Access all your financial transactions in one place
-Shop for gift vouchers & explore offers
-Get exclusive credit card offers
-Check & monitor your credit score for free
-Explore motor insurance with Fibe Drive™
-Exclusive referral programs that help you earn up to ₹1,000 every month

Fibe shares all fees and charges through the loan agreement