Rocket Money - Bills & Budgets

Join over 10 million members in using Rocket Money, the all-in-one personal finance app.

Save more, spend less, see everything, and take back control of your financial life.

"One of the best personal finance apps we've tested." - PC Mag

KEY FEATURES

- Find and cancel forgotten subscriptions
- Rowan by Rocket Money your AI-powered financial assistant
- Create a monthly budget and track spending by category
- Lower your bills and let Rocket Money negotiate on your behalf
- Track your monthly expenses and avoid overdrafts
- Free budgeting app features to get started immediately
- Put your savings on autopilot
- Track and grow your net worth
- Monitor your credit score
- Bank-level security and privacy

YOUR ALL-IN-ONE FINANCE APP

Rocket Money makes it easier than ever to manage subscriptions, manage your budget, lower your bills, cancel subscriptions, and stay on top of your spending. The app tracks all your accounts so you don't have to – just link them once and let the app handle the rest.

MANAGE YOUR SUBSCRIPTIONS ALL IN ONE PLACE

Put money back in your pocket by canceling your forgotten subscriptions. Rocket Money instantly finds and tracks your subscriptions, and helps you cancel them within the app with just a few taps.

ROWAN BY ROCKET MONEY - AI POWERED FINANCIAL ASSISTANT

Rowan by Rocket Money is your new AI powered financial assistant that lives in your text messages. Rowan helps to proactively save you money, send you financial summaries, manage your budget, warn you of price increases, and overall have your back. Rowan is your personal financial concierge that lives in your pocket.

Tell Rowan to cancel a subscription you're finished with or lower a bill that crept up, and it takes the whole thing off your plate. Cancellations and negotiations run through structured workflows with human verification, Rowan works to save you time and money.

Rowan keeps an eye out between conversations too, catching what you'd otherwise find on the statement, a subscription price increase, a new subscription you didn't know you signed up for, a balance running low, and texts you before it costs you. Built in-house on ten years of Rocket Money data in partnership with Anthropic, so the guidance you get is grounded in your actual accounts, not generic tips. Rowan is included with Premium+. Getting started takes one text.

BUDGETING APP THAT WORKS FOR YOUR LIFE

Whether you need a personal budget, family budget, home budget, or monthly budget – Rocket Money is the budgeting app that adapts to you. Set up your budget in minutes, track spending automatically, and stay on top of every dollar. Our smart budget tracker categorizes your expenses so you always know where your money is going.

CREATE A MONTHLY BUDGET IN MINUTES

Stop wondering where your money went. Create a budget that automatically monitors your spending by category and keeps you on track towards your financial goals. Our budget planner makes budgeting simple – set custom spending limits,