Perpay Downloads & RevenuePerpay - Shop and Build Credit · App Store & Google Play
Perpay - Shop and Build Credit gets 5k+ downloads a day worldwide (AppInsider estimate, November 2026, rounded down to a band).
Perpay - Shop and Build Credit by Perpay, Inc. is on App Store and Google Play. Active Users (MAU & DAU), Downloads, rankings, keywords, revenue, and rating totals.
Perpay - Shop and Build Credit update history & changes
Last change · 21 events since 19 Oct 2018Full timeline ↓⭐AndroidRecent ratings dipped to 4.5★📦iOSUpdated to version 4.4.1📦AndroidUpdated to version 4.4.1📦iOSUpdated to version 4.4.0📦AndroidNow updating weekly📈AndroidEntered the top 100📈iOSEntered the top 100🆕iOSFirst spotted by AppInsider🆕AndroidFirst spotted by AppInsider🆕iOSReleased on the App Store🆕AndroidReleased on Google Play
Full timeline · 21 events
- 📦Perpay - Shop and Build Credit updated to version 4.4.1iOSFixes and improvements
- 📦Perpay - Shop and Build Credit updated to version 4.4.1AndroidFixes and improvements
- 📦Perpay - Shop and Build Credit updated to version 4.4.0iOSFixes and improvements
- 📦Perpay - Shop and Build Credit updated to version 4.3.0iOSFixes and improvements
- 📦Perpay - Shop and Build Credit: now updating weeklyiOS4 updates in 30 days, after a quiet two months
- 📦Perpay - Shop and Build Credit: now updating weeklyAndroid4 updates in 30 days, after a quiet two months
- 📦Perpay - Shop and Build Credit updated to version 4.4.0AndroidFixes and improvements
- 📦Perpay - Shop and Build Credit updated to version 4.3.0AndroidFixes and improvements
- 📦Perpay - Shop and Build Credit updated to version 4.2.0iOSFixes and improvements
- 📈Perpay - Shop and Build Credit entered the top 100AndroidTop Free · Finance · US
- 📦Perpay - Shop and Build Credit updated to version 4.1.0iOSFixes and improvements
- 📦Perpay - Shop and Build Credit updated to version 4.2.0AndroidFixes and improvements
- 📦Perpay - Shop and Build Credit updated to version 4.1.0AndroidFixes and improvements
- 📈Perpay - Shop and Build Credit entered the top 100iOSTop Free · Finance · US
- 🆕Perpay - Shop and Build Credit first spotted by AppInsideriOS#9 in Top Free · Finance · United States
- 📦Perpay - Shop and Build Credit version 4.0.1iOSFixes and improvements
- 🆕Perpay - Shop and Build Credit first spotted by AppInsiderAndroidUnited States
- 📦Perpay - Shop and Build Credit version 4.0.1AndroidFixes and improvements
- 🆕Perpay - Shop and Build Credit released on the App StoreiOS
- 🆕Perpay - Shop and Build Credit released on Google PlayAndroid
Collected from the stores by AppInsider since we first spotted the app. Dates are when we saw each change.
Rating
4.9 ★
43k ratings, both stores
Measured
Best rank now
#66
Android · 
Finance Free
Finance FreeMeasured
New ratings a week
1,025
▲ +57% vs the 2 weeks before (App Store)
Measured
App Store
App details
App ID
1421276642
Publisher
Perpay, Inc.
Publisher country
United States
On the store since
Oct 2018
8 years on the store
Minimum OS
iOS 16.4+
iPhone 8 and later
Devices
iPhone · iPad
Universal purchase
Content rating
4+
Languages
1
EN
Size
49 MB
Also listed in
Shopping
Google Play
App details
App ID
com.perpay.mobile
Publisher
Perpay, Inc.
Publisher country
United States
Content rating
Everyone
Perpay - Shop and Build Credit downloads & installs
Both stores, worldwide. Bands are open; exact numbers are free with an account.
| Store | Downloads / day | Lifetime installs |
|---|---|---|
| App Store | 5k+ | – |
| Google Play | 1k+ | 1M+ Measured |
| Total | 5k+ Confidence | 1M+ Confidence |
How this is calculated
App Store: chart positions and rating growth per country, anchored on its own Android downloads; lifetime from ratings worldwide × installs per rating. Google Play: the daily change in its exact install count. The total adds every store.
Where Perpay - Shop and Build Credit's downloads come from Modelled
Last 30 days: organic search, browsing the store, features and paid ads.
Active users
All platforms, worldwide. Free with an account.
Stickiness (DAU / MAU)
how many monthly users open it on a given day
Retention · share of new users still active
Day 1
Day 7
Day 30
Time spent · per daily user
Average time spent Pro
min a day
Sessions a day Pro
Time per session Pro
min
How this is calculated
Monthly users come from lifetime installs across every store, fitted on monthly active user figures companies publish; daily users = monthly × the typical daily/monthly ratio for the category. Confidence is the chance the real number is within half to double ours.
Where it ranks now
Both stores, across every country we track.
| Store | Best rank | Charting in | US Top Free | US Top Grossing |
|---|---|---|---|---|
| App Store | #88 Finance Free | 1 of 30 countries | #88 | – |
| Google Play | #66 Finance Free | 1 of 23 countries | #66 | – |
Full chart lists: App Store · Google Play.
Review momentum
ⓘ How we measure thisApp Store
New ratings a week
734
▲ +57% vs the 2 weeks before
Recent ratings
4.9★
vs 4.9★ lifetime
Review momentum
93/100
faster than 96% of Finance apps
Google Play
New ratings a week
291
▲ +36% vs the 2 weeks before
Written reviews a week
20
Google Play
Recent ratings
4.5★
vs 4.9★ lifetime
Recent written reviews
4.5★
people who write skew negative
Review momentum
64/100
faster than 66% of Finance apps
Review momentum (0-100) blends how fast the app collects ratings compared with other apps in its category (60%), whether that pace is speeding up (25%) and what recent raters give it (15%; recent stars well below lifetime pull it down). Ratings counts are read daily. A jump usually means a launch, a feature, ads or a new review prompt.
Ratings
Both stores. Store data, measured.
| Store | Rating | Ratings |
|---|---|---|
| App Store | 4.9 ★ | 26k |
| Google Play | 4.9 ★ | 17k 3.8k written reviews |
| Both stores | 4.9 ★ weighted by ratings | 43k |
What users say about Perpay - Shop and Build Credit
From the 170 most recent Google Play reviews in the US.
Mostly positive (90% of recent reviews give 4–5 stars). People like it for good value, and being easy to use. The main complaints are about price and subscriptions, and crashes and bugs.
What people like
- Price & subscription: “it's the only app pay later I trust”
- Ease of use: “So easy and user-friendly”
- Useful: “I definitely recommend!!!”
- Features & content: “great option to build credit”
Common complaints
- Price & subscription: “The pay as you go is cool”
- Crashes & bugs: “waste of money dash camera stopped working in 9 months”
- Customer support: “The app is decent but the customer service people are soooooooo stupid”
About Perpay - Shop and Build Credit
Make your paycheck work harder for you with Perpay, a certified B Corp. Learn more: https://prpy.co/b-corp
Get up to $1,000 to spend now. Build credit by paying it back automatically each time you get paid. No crazy fees or predatory interest.
SHOP THE PERPAY MARKETPLACE
Unlock $1,000 to shop top brands in electronics, home goods, apparel and more on the Perpay Marketplace. Pay over time with no interest or fees.
BUILD CREDIT WITH PERPAY+
Choose to have your Perpay Marketplace payment history reported to all 3 credit bureaus to build credit while you shop.
APPLY FOR THE PERPAY CREDIT CARD
Access up to a $1,000 credit line and 2% rewards³ with no impact to your credit score to apply¹, no security deposit and no annual fee².
The Perpay Credit Card is issued by Celtic Bank.
Perpay is a certified B Corp, which means that we are a part of the global movement for an inclusive, equitable, and regenerative economic system. B Corps are dedicated to using business as a force for good and meet high verified standards of social and environmental performance, transparency, and accountability to all of their stakeholders. Learn more: https://prpy.co/b-corp
¹Applying for a Perpay Marketplace or Perpay Credit Card account will not affect your FICO® or Vantage® scores. However, we may obtain information from Clarity which may affect your credit profile with this alternative credit bureau.
²Annual fee: None. Monthly card servicing fee of $9. APR: the APR for the Perpay Credit Card can be found in the Cardholder Agreement: https://perpay.com/legal/credit-card-agreement
³See our Rewards Agreement for more details on the Perpay Credit Card rewards program: https://perpay.com/legal/credit-card-rewards-program
2400 Market Street, Suite 300, Philadelphia, PA. 19103
Get up to $1,000 to spend now. Build credit by paying it back automatically each time you get paid. No crazy fees or predatory interest.
SHOP THE PERPAY MARKETPLACE
Unlock $1,000 to shop top brands in electronics, home goods, apparel and more on the Perpay Marketplace. Pay over time with no interest or fees.
BUILD CREDIT WITH PERPAY+
Choose to have your Perpay Marketplace payment history reported to all 3 credit bureaus to build credit while you shop.
APPLY FOR THE PERPAY CREDIT CARD
Access up to a $1,000 credit line and 2% rewards³ with no impact to your credit score to apply¹, no security deposit and no annual fee².
The Perpay Credit Card is issued by Celtic Bank.
Perpay is a certified B Corp, which means that we are a part of the global movement for an inclusive, equitable, and regenerative economic system. B Corps are dedicated to using business as a force for good and meet high verified standards of social and environmental performance, transparency, and accountability to all of their stakeholders. Learn more: https://prpy.co/b-corp
¹Applying for a Perpay Marketplace or Perpay Credit Card account will not affect your FICO® or Vantage® scores. However, we may obtain information from Clarity which may affect your credit profile with this alternative credit bureau.
²Annual fee: None. Monthly card servicing fee of $9. APR: the APR for the Perpay Credit Card can be found in the Cardholder Agreement: https://perpay.com/legal/credit-card-agreement
³See our Rewards Agreement for more details on the Perpay Credit Card rewards program: https://perpay.com/legal/credit-card-rewards-program
2400 Market Street, Suite 300, Philadelphia, PA. 19103
Perpay - Shop and Build Credit App Store
Perpay - Shop and Build Credit gets 5k+ downloads a day worldwide (AppInsider estimate, November 2026, rounded down to a band).
Perpay - Shop and Build Credit is #88 in Finance Free in United States and charting in 1 of 30 countries we track.
Updated 11 Nov 2026 · rankings refresh through the day
DeveloperPerpay, Inc.
CategoryFinance
PriceFree
Released
Rating★ 4.9 (26k)
Version4.4.1
Age rating4+
First seen by us 26 Sep 2026
26 Sep 2026Rating
4.9 ★
26k ratings
Measured
Best rank now
#88
Finance FreeMeasured
New ratings a week
734
▲ +57% vs the 2 weeks before
Measured
Perpay - Shop and Build Credit on the App Store
App details
App ID
1421276642
Publisher
Perpay, Inc.
Publisher country
United States
On the store since
Oct 2018
8 years on the store
Minimum OS
iOS 16.4+
iPhone 8 and later
Devices
iPhone · iPad
Universal purchase
Content rating
4+
Languages
1
EN
Size
49 MB
Also listed in
Shopping
Perpay - Shop and Build Credit downloads
Worldwide, per day, and installs to date. The band is open; the exact number is free with an account.
How this is calculated
Apple publishes no download counts. App Store downloads come from chart positions and daily rating growth per country, calibrated on Google Play install counts; lifetime installs from ratings worldwide × installs per rating. Confidence is the chance the real number is within half to double ours.
Where Perpay - Shop and Build Credit's downloads come from Modelled
Last 30 days: organic search, browsing the store, features and paid ads.
Active users
All platforms, worldwide. Free with an account.
Stickiness (DAU / MAU)
how many monthly users open it on a given day
Retention · share of new users still active
Day 1
Day 7
Day 30
Time spent · per daily user
Average time spent Pro
min a day
Sessions a day Pro
Time per session Pro
min
How this is calculated
Monthly users come from lifetime installs across every store, fitted on monthly active user figures companies publish; daily users = monthly × the typical daily/monthly ratio for the category. Confidence is the chance the real number is within half to double ours.
Where it ranks now
Every top chart it appears in across 30 countries.
| Country | Charts | Rank |
|---|---|---|
| United States | FinanceFree | #88 |
Apps near Perpay - Shop and Build Credit on the chart
Finance Free, around #88.
Ratings
App Store, worldwide.
Rating
4.9 ★
26k ratings
Measured
Ratings
26k
Measured
Review momentum
ⓘ How we measure thisNew ratings a week
734
▲ +57% vs the 2 weeks before
Recent ratings
4.9★
vs 4.9★ lifetime
Review momentum
93/100
faster than 96% of Finance apps
Review momentum (0-100) blends how fast the app collects ratings compared with other apps in its category (60%), whether that pace is speeding up (25%) and what recent raters give it (15%; recent stars well below lifetime pull it down). Ratings counts are read daily. A jump usually means a launch, a feature, ads or a new review prompt.
About Perpay - Shop and Build Credit
Make your paycheck work harder for you with Perpay, a certified B Corp. Learn more: https://prpy.co/b-corp
Get up to $1,000 to spend now. Build credit by paying it back automatically each time you get paid. No crazy fees or predatory interest.
SHOP THE PERPAY MARKETPLACE
Unlock $1,000 to shop top brands in electronics, home goods, apparel and more on the Perpay Marketplace. Pay over time with no interest or fees.
BUILD CREDIT WITH PERPAY+
Choose to have your Perpay Marketplace payment history reported to all 3 credit bureaus to build credit while you shop.
APPLY FOR THE PERPAY CREDIT CARD
Access up to a $1,000 credit line and 2% rewards³ with no impact to your credit score to apply¹, no security deposit and no annual fee².
The Perpay Credit Card is issued by Celtic Bank.
Perpay is a certified B Corp, which means that we are a part of the global movement for an inclusive, equitable, and regenerative economic system. B Corps are dedicated to using business as a force for good and meet high verified standards of social and environmental performance, transparency, and accountability to all of their stakeholders. Learn more: https://prpy.co/b-corp
¹Applying for a Perpay Marketplace or Perpay Credit Card account will not affect your FICO® or Vantage® scores. However, we may obtain information from Clarity which may affect your credit profile with this alternative credit bureau.
²Annual fee: None. Monthly card servicing fee of $9. APR: the APR for the Perpay Credit Card can be found in the Cardholder Agreement: https://perpay.com/legal/credit-card-agreement
³See our Rewards Agreement for more details on the Perpay Credit Card rewards program: https://perpay.com/legal/credit-card-rewards-program
2400 Market Street, Suite 300, Philadelphia, PA. 19103
Get up to $1,000 to spend now. Build credit by paying it back automatically each time you get paid. No crazy fees or predatory interest.
SHOP THE PERPAY MARKETPLACE
Unlock $1,000 to shop top brands in electronics, home goods, apparel and more on the Perpay Marketplace. Pay over time with no interest or fees.
BUILD CREDIT WITH PERPAY+
Choose to have your Perpay Marketplace payment history reported to all 3 credit bureaus to build credit while you shop.
APPLY FOR THE PERPAY CREDIT CARD
Access up to a $1,000 credit line and 2% rewards³ with no impact to your credit score to apply¹, no security deposit and no annual fee².
The Perpay Credit Card is issued by Celtic Bank.
Perpay is a certified B Corp, which means that we are a part of the global movement for an inclusive, equitable, and regenerative economic system. B Corps are dedicated to using business as a force for good and meet high verified standards of social and environmental performance, transparency, and accountability to all of their stakeholders. Learn more: https://prpy.co/b-corp
¹Applying for a Perpay Marketplace or Perpay Credit Card account will not affect your FICO® or Vantage® scores. However, we may obtain information from Clarity which may affect your credit profile with this alternative credit bureau.
²Annual fee: None. Monthly card servicing fee of $9. APR: the APR for the Perpay Credit Card can be found in the Cardholder Agreement: https://perpay.com/legal/credit-card-agreement
³See our Rewards Agreement for more details on the Perpay Credit Card rewards program: https://perpay.com/legal/credit-card-rewards-program
2400 Market Street, Suite 300, Philadelphia, PA. 19103
Latest updates
4.4.1
Fixes and improvements
4.4.0
Fixes and improvements
4.3.0
Fixes and improvements
Perpay - Shop and Build Credit Android
Perpay - Shop and Build Credit gets 5k+ downloads a day worldwide (AppInsider estimate, November 2026, rounded down to a band).
Perpay - Shop and Build Credit is #66 in Finance Free on Google Play in United States and charting in 1 of 23 countries we track.
Updated 11 Nov 2026 · rankings refresh through the day
DeveloperPerpay Inc.
CategoryFinance
PriceFree
Released
Installs1M+
Rating★ 4.9 (17k)
Updated
Content ratingEveryone
Rating
4.9 ★
17k ratings
Measured
Best rank now
#66
Finance FreeMeasured
New ratings a week
291
▲ +36% vs the 2 weeks before
Measured
Perpay - Shop and Build Credit on Google Play
App details
App ID
com.perpay.mobile
Publisher
Perpay, Inc.
Publisher country
United States
Content rating
Everyone
Perpay - Shop and Build Credit downloads
Worldwide, per day, and installs to date. The band is open; the exact number is free with an account.
How this is calculated
Google Play shows an exact lifetime install count; downloads per day are its daily change (measured). When Play hasn't refreshed the count, they come from new ratings and Top Free chart positions. Confidence is the chance the real number is within half to double ours.
Where Perpay - Shop and Build Credit's downloads come from Modelled
Last 30 days: organic search, browsing the store, features and paid ads.
Active users
All platforms, worldwide. Free with an account.
Stickiness (DAU / MAU)
how many monthly users open it on a given day
Retention · share of new users still active
Day 1
Day 7
Day 30
Time spent · per daily user
Average time spent Pro
min a day
Sessions a day Pro
Time per session Pro
min
How this is calculated
Monthly users come from lifetime installs across every store, fitted on monthly active user figures companies publish; daily users = monthly × the typical daily/monthly ratio for the category. Confidence is the chance the real number is within half to double ours.
Where it ranks on Google Play
Every top 200 chart it appears in across 23 countries.
| Country | Charts | Rank |
|---|---|---|
| United States | FinanceFree | #66 |
Apps near Perpay - Shop and Build Credit on the chart
Finance Free, around #66.
True Finance: Cash Advance#61
Super.com Cash Advance, Travel#62
Acorns: Save & Invest Money#63
Wise: International Transfers#64
Borrow Money Instantly - Fundi#65
Western Union Send Money Now#67
TradingView: Track All Markets#68
Revolut: Spend, Save, Trade#69
FreeCash: Earn Money Online#70
Jerry: Save time and money#71
Ratings
Google Play, worldwide.
Rating
4.9 ★
17k ratings
Measured
Ratings
17k
Measured
Written reviews
3.8k
Measured
Review momentum
ⓘ How we measure thisNew ratings a week
291
▲ +36% vs the 2 weeks before
Written reviews a week
20
Google Play
Recent ratings
4.5★
vs 4.9★ lifetime
Recent written reviews
4.5★
people who write skew negative
Review momentum
64/100
faster than 66% of Finance apps
Review momentum (0-100) blends how fast the app collects ratings compared with other apps in its category (60%), whether that pace is speeding up (25%) and what recent raters give it (15%; recent stars well below lifetime pull it down). Ratings counts are read daily. A jump usually means a launch, a feature, ads or a new review prompt.
What users say about Perpay - Shop and Build Credit
From the 170 most recent Google Play reviews in the US.
Mostly positive (90% of recent reviews give 4–5 stars). People like it for good value, and being easy to use. The main complaints are about price and subscriptions, and crashes and bugs.
What people like
- Price & subscription: “it's the only app pay later I trust”
- Ease of use: “So easy and user-friendly”
- Useful: “I definitely recommend!!!”
- Features & content: “great option to build credit”
Common complaints
- Price & subscription: “The pay as you go is cool”
- Crashes & bugs: “waste of money dash camera stopped working in 9 months”
- Customer support: “The app is decent but the customer service people are soooooooo stupid”
About Perpay - Shop and Build Credit
Make your paycheck work harder for you with Perpay, a certified B Corp. Learn more: https://prpy.co/b-corp
Get up to $1,000 to spend now. Build credit by paying it back automatically each time you get paid. No crazy fees or predatory interest.
SHOP THE PERPAY MARKETPLACE
Unlock $1,000 to shop top brands in electronics, home goods, apparel and more on the Perpay Marketplace. Pay over time with no interest or fees.
BUILD CREDIT WITH PERPAY+
Choose to have your Perpay Marketplace payment history reported to all 3 credit bureaus to build credit while you shop.
APPLY FOR THE PERPAY CREDIT CARD
Access up to a $1,000 credit line and 2% rewards³ with no impact to your credit score to apply¹, no security deposit and no annual fee².
The Perpay Credit Card is issued by Celtic Bank.
Perpay is a certified B Corp, which means that we are a part of the global movement for an inclusive, equitable, and regenerative economic system. B Corps are dedicated to using business as a force for good and meet high verified standards of social and environmental performance, transparency, and accountability to all of their stakeholders. Learn more: https://prpy.co/b-corp
¹Applying for a Perpay Marketplace or Perpay Credit Card account will not affect your FICO® or Vantage® scores. However, we may obtain information from Clarity which may affect your credit profile with this alternative credit bureau.
²Annual fee: None. Monthly card servicing fee of $9. APR: the APR for the Perpay Credit Card can be found in the Cardholder Agreement: https://perpay.com/legal/credit-card-agreement
³See our Rewards Agreement for more details on the Perpay Credit Card rewards program: https://perpay.com/legal/credit-card-rewards-program
2400 Market Street, Suite 300, Philadelphia, PA. 19103
Get up to $1,000 to spend now. Build credit by paying it back automatically each time you get paid. No crazy fees or predatory interest.
SHOP THE PERPAY MARKETPLACE
Unlock $1,000 to shop top brands in electronics, home goods, apparel and more on the Perpay Marketplace. Pay over time with no interest or fees.
BUILD CREDIT WITH PERPAY+
Choose to have your Perpay Marketplace payment history reported to all 3 credit bureaus to build credit while you shop.
APPLY FOR THE PERPAY CREDIT CARD
Access up to a $1,000 credit line and 2% rewards³ with no impact to your credit score to apply¹, no security deposit and no annual fee².
The Perpay Credit Card is issued by Celtic Bank.
Perpay is a certified B Corp, which means that we are a part of the global movement for an inclusive, equitable, and regenerative economic system. B Corps are dedicated to using business as a force for good and meet high verified standards of social and environmental performance, transparency, and accountability to all of their stakeholders. Learn more: https://prpy.co/b-corp
¹Applying for a Perpay Marketplace or Perpay Credit Card account will not affect your FICO® or Vantage® scores. However, we may obtain information from Clarity which may affect your credit profile with this alternative credit bureau.
²Annual fee: None. Monthly card servicing fee of $9. APR: the APR for the Perpay Credit Card can be found in the Cardholder Agreement: https://perpay.com/legal/credit-card-agreement
³See our Rewards Agreement for more details on the Perpay Credit Card rewards program: https://perpay.com/legal/credit-card-rewards-program
2400 Market Street, Suite 300, Philadelphia, PA. 19103
What's new in 4.4.1
Fixes and improvements