Prefr Downloads & RevenuePrefr: Personal Loan App · App Store & Google Play
Prefr: Personal Loan App by Dreamplug is on App Store and Google Play. Active Users (MAU & DAU), Downloads, rankings, keywords, revenue, and rating totals.
Prefr: Personal Loan App update history & changes
Last change · 15 events since 18 Feb 2020Full timeline ↓⭐iOSRatings pace up +109%📈AndroidDropped out of every chart we track✏️iOSDescription updated📦iOSUpdated to version 1.0.8✏️iOSRenamed📦iOSUpdated to version 1.0.7📣AndroidStarted a new ad🆕AndroidFirst spotted by AppInsider🆕iOSFirst spotted by AppInsider📦AndroidVersion 4.0.20🆕iOSIts developer released another app: Circle by CRED📣AndroidStarted a new ad🆕AndroidReleased on Google Play
Full timeline · 15 events
- 📈Prefr: Personal Loan App dropped out of every chart we trackAndroidLast seen 3 Nov
- ✏️Prefr: Personal Loan App: description updatediOS· IN
- 📦Prefr: Personal Loan App updated to version 1.0.8iOSMinor bug fixes and enhanced user experience
- ✏️Prefr: Personal Loan App: renamediOSPrefr: Instant Personal Loan → Prefr: Personal Loan App · IN
- 📦Prefr: Personal Loan App updated to version 1.0.7iOSA cleaner, simpler onboarding flow gets you from download to your loan offers quicker.
Set up your profile and get instant credit health insights.
Squashed bugs and improved speed and stability for a smoother experience throughout.… more - 📣Prefr: Personal Loan App started a new adAndroid3
- 🆕Prefr: Personal Loan App first spotted by AppInsiderAndroidIndia
- 🆕Prefr: Personal Loan App first spotted by AppInsideriOS#61 in Top Free · Finance · India
- 📦Prefr: Personal Loan App version 4.0.20AndroidNew User Onboarding Design changes.
Minor bug fixes, improve app performance and experiences - 📦Prefr: Personal Loan App version 1.0.6iOSWe've made it easier to reach the features you want and added tougher fraud detection to stop fake applications and protect honest borrowers.
Minor bug fixes included. - 🆕Prefr: Personal Loan App: its developer released another app: Circle by CREDiOS
- 🆕Prefr: Personal Loan App released on the App StoreiOS
- 📣Prefr: Personal Loan App started a new adAndroid3
- 🆕Prefr: Personal Loan App released on Google PlayAndroid
Collected from the stores by AppInsider since we first spotted the app. Dates are when we saw each change.
Rating
4.5 ★
68k ratings, both stores
Measured
Best rank now
#91
App Store · 
Finance Free
Finance FreeMeasured
New ratings a week
37
▲ +90% vs the 2 weeks before
Measured
App Store
App details
App ID
6758143425
Publisher
Dreamplug Technologies Private Limited
Publisher country
India
On the store since
Mar 2026
Under a year
Minimum OS
iOS 15.0+
iPhone 6s and later
Devices
iPhone · iPad
Content rating
12+
1 content note below
Languages
1
EN
Size
68 MB
Content notesFrequent/Intense Contests
Google Play
App details
App ID
com.prefr.credit
Publisher
DREAMPLUG TECHNOLOGIES PRIVATE LIMITED
Publisher country
India
Content rating
Rated for 3+
Prefr: Personal Loan App downloads & installs
Both stores, worldwide. Bands are open; exact numbers are free with an account.
| Store | Downloads / day | Lifetime installs |
|---|---|---|
| App Store | – | – |
| Google Play | – | 1M+ Measured |
| Total | – | 1M+ Confidence |
How this is calculated
App Store: chart positions and rating growth per country, anchored on its own Android downloads; lifetime from ratings worldwide × installs per rating. Google Play: the daily change in its exact install count. The total adds every store.
Where Prefr: Personal Loan App's downloads come from Modelled
Last 30 days: organic search, browsing the store, features and paid ads.
Active users
All platforms, worldwide. Free with an account.
Stickiness (DAU / MAU)
how many monthly users open it on a given day
Retention · share of new users still active
Day 1
Day 7
Day 30
Time spent · per daily user
Average time spent Pro
min a day
Sessions a day Pro
Time per session Pro
min
How this is calculated
Monthly users come from lifetime installs across every store, fitted on monthly active user figures companies publish; daily users = monthly × the typical daily/monthly ratio for the category. Confidence is the chance the real number is within half to double ours.
Where it ranks now
Both stores, across every country we track.
| Store | Best rank | Charting in | US Top Free | US Top Grossing |
|---|---|---|---|---|
| App Store | #91 Finance Free | 1 of 30 countries | – | – |
| Google Play | – | 0 of 23 countries | – | – |
Full chart lists: App Store · Google Play.
Review momentum
ⓘ How we measure thisNew ratings a week
37
▲ +90% vs the 2 weeks before
Recent ratings
4.7★
vs 4.6★ lifetime
Review momentum
85/100
faster than 80% of Finance apps
Review momentum (0-100) blends how fast the app collects ratings compared with other apps in its category (60%), whether that pace is speeding up (25%) and what recent raters give it (15%; recent stars well below lifetime pull it down). Ratings counts are read daily. A jump usually means a launch, a feature, ads or a new review prompt.
Ratings
Both stores. Store data, measured.
| Store | Rating | Ratings |
|---|---|---|
| App Store | 4.6 ★ | 546 |
| Google Play | 4.5 ★ | 67k 31k written reviews |
| Both stores | 4.5 ★ weighted by ratings | 68k |
About Prefr: Personal Loan App
Need funds fast? Prefr is the personal loan app built for you.
Trusted by over 3 crore Indians, Prefr is a simple, secure, 100% digital way to get an instant personal loan, disbursed straight to your bank account. Whether you're salaried or self-employed, get a quick loan anytime, anywhere, backed by RBI-registered lending partners. As one of India's most trusted loan apps, Prefr keeps your loan application fast, paperless, and transparent.
1. Personal Loan, Made Instant
Apply for a personal loan online from your phone, no branch visits. Prefr is built to be the fastest instant loan app for everyday needs.
Personal loan up to ₹5,00,000
100% digital loan application & KYC
Fast approval with minimal documentation
Your personal loan disbursed directly to your bank account
Rate & APR set by your lending partner (see example)
Backed by RBI-registered lending partners
2. Check Your Credit Score, Free
Know where you stand before you apply for a personal loan:
Check your credit score online anytime
Monitor your credit profile with an easy credit app
Get timely updates before you apply
Why Choose the Prefr Loan App
A personal loan app with a fast, paperless journey
Simple loan application process from start to approval
Secure & transparent, no hidden surprises
Among the few loan apps offering direct-to-bank disbursal
Responsible lending via RBI-registered partners
A Personal Loan for Every Need
Medical emergencies & healthcare
Higher education & skill development
Two-wheeler purchase
Home improvement & renovation
Weddings & life events
Shopping and travel with an instant cash loan
How to Loan Apply in Minutes?
Download the Prefr loan app & register with your mobile number
Complete a digital loan application with KYC
Choose your personal loan amount
Get approved by a lending partner
Receive your online loan in your bank account
Transparent Loan Information:
Loan Amount: ₹51,000 to ₹5,00,000
Tenure: 6 to 60 months
Interest Rate: 18% – 30% per annum
Annualised Percentage Rate (APR): 20.7% – 45%
Processing Fee: 3% – 5%
Loan Repayment Example:
Loan amount - ₹5,00,000
Rate of Interest (per annum) - 18%
Processing fee - ₹15,000
GST on proc. fee - ₹2,700
Actual disbursal amount - ₹4,83,300
Monthly EMI - ₹31,903
Total Amount Repaid in 18 months - ₹7,04,976
Annualised Percentage Rate (APR) - 25.4%
For representation only; final rate & APR depend on the lending partner's assessment.
Our RBI-Registered Lending Partners: Aditya Birla Capital Ltd, Poonawalla Fincorp Ltd, SMFG India Credit Company Ltd, MAS Financial Services Ltd, Si Creva Capital Services Pvt Ltd, and Respo Financial Capital Pvt Ltd.
Contact & Support: https://prefr.com/ | [email protected] | 040-6988 1555
Grievance Officer: Sumit Sharma, [email protected] | 040-6988 2777
Download the Prefr instant personal loan app and borrow with confidence. Whether you want a personal loan, an instant loan online, or are simply looking for a simple loan apply experience, Prefr is among the be
Trusted by over 3 crore Indians, Prefr is a simple, secure, 100% digital way to get an instant personal loan, disbursed straight to your bank account. Whether you're salaried or self-employed, get a quick loan anytime, anywhere, backed by RBI-registered lending partners. As one of India's most trusted loan apps, Prefr keeps your loan application fast, paperless, and transparent.
1. Personal Loan, Made Instant
Apply for a personal loan online from your phone, no branch visits. Prefr is built to be the fastest instant loan app for everyday needs.
Personal loan up to ₹5,00,000
100% digital loan application & KYC
Fast approval with minimal documentation
Your personal loan disbursed directly to your bank account
Rate & APR set by your lending partner (see example)
Backed by RBI-registered lending partners
2. Check Your Credit Score, Free
Know where you stand before you apply for a personal loan:
Check your credit score online anytime
Monitor your credit profile with an easy credit app
Get timely updates before you apply
Why Choose the Prefr Loan App
A personal loan app with a fast, paperless journey
Simple loan application process from start to approval
Secure & transparent, no hidden surprises
Among the few loan apps offering direct-to-bank disbursal
Responsible lending via RBI-registered partners
A Personal Loan for Every Need
Medical emergencies & healthcare
Higher education & skill development
Two-wheeler purchase
Home improvement & renovation
Weddings & life events
Shopping and travel with an instant cash loan
How to Loan Apply in Minutes?
Download the Prefr loan app & register with your mobile number
Complete a digital loan application with KYC
Choose your personal loan amount
Get approved by a lending partner
Receive your online loan in your bank account
Transparent Loan Information:
Loan Amount: ₹51,000 to ₹5,00,000
Tenure: 6 to 60 months
Interest Rate: 18% – 30% per annum
Annualised Percentage Rate (APR): 20.7% – 45%
Processing Fee: 3% – 5%
Loan Repayment Example:
Loan amount - ₹5,00,000
Rate of Interest (per annum) - 18%
Processing fee - ₹15,000
GST on proc. fee - ₹2,700
Actual disbursal amount - ₹4,83,300
Monthly EMI - ₹31,903
Total Amount Repaid in 18 months - ₹7,04,976
Annualised Percentage Rate (APR) - 25.4%
For representation only; final rate & APR depend on the lending partner's assessment.
Our RBI-Registered Lending Partners: Aditya Birla Capital Ltd, Poonawalla Fincorp Ltd, SMFG India Credit Company Ltd, MAS Financial Services Ltd, Si Creva Capital Services Pvt Ltd, and Respo Financial Capital Pvt Ltd.
Contact & Support: https://prefr.com/ | [email protected] | 040-6988 1555
Grievance Officer: Sumit Sharma, [email protected] | 040-6988 2777
Download the Prefr instant personal loan app and borrow with confidence. Whether you want a personal loan, an instant loan online, or are simply looking for a simple loan apply experience, Prefr is among the be
Prefr: Personal Loan App App Store
Prefr: Personal Loan App is #91 in Finance Free in India and charting in 1 of 30 countries we track.
Updated 7 Nov 2026 · rankings refresh through the day
DeveloperDreamplug
CategoryFinance
PriceFree
Released
Rating★ 4.6 (546)
Version1.0.8
Age rating12+
First seen by us 25 Sep 2026
25 Sep 2026Rating
4.6 ★
546 ratings
Measured
Best rank now
#91
Finance FreeMeasured
New ratings a week
37
▲ +90% vs the 2 weeks before
Measured
Prefr: Personal Loan App on the App Store
App details
App ID
6758143425
Publisher
Dreamplug Technologies Private Limited
Publisher country
India
On the store since
Mar 2026
Under a year
Minimum OS
iOS 15.0+
iPhone 6s and later
Devices
iPhone · iPad
Content rating
12+
1 content note below
Languages
1
EN
Size
68 MB
Content notesFrequent/Intense Contests
Prefr: Personal Loan App downloads
Worldwide, per day, and installs to date. The band is open; the exact number is free with an account.
How this is calculated
Apple publishes no download counts. App Store downloads come from chart positions and daily rating growth per country, calibrated on Google Play install counts; lifetime installs from ratings worldwide × installs per rating. Confidence is the chance the real number is within half to double ours.
Where Prefr: Personal Loan App's downloads come from Modelled
Last 30 days: organic search, browsing the store, features and paid ads.
Active users
All platforms, worldwide. Free with an account.
Stickiness (DAU / MAU)
how many monthly users open it on a given day
Retention · share of new users still active
Day 1
Day 7
Day 30
Time spent · per daily user
Average time spent Pro
min a day
Sessions a day Pro
Time per session Pro
min
How this is calculated
Monthly users come from lifetime installs across every store, fitted on monthly active user figures companies publish; daily users = monthly × the typical daily/monthly ratio for the category. Confidence is the chance the real number is within half to double ours.
Where it ranks now
Every top chart it appears in across 30 countries.
| Country | Charts | Rank |
|---|---|---|
| India | FinanceFree | #91 |
Apps near Prefr: Personal Loan App on the chart
Finance Free, around #91.
Ratings
App Store, worldwide.
Rating
4.6 ★
546 ratings
Measured
Ratings
546
Measured
Review momentum
ⓘ How we measure thisNew ratings a week
37
▲ +90% vs the 2 weeks before
Recent ratings
4.7★
vs 4.6★ lifetime
Review momentum
85/100
faster than 80% of Finance apps
Review momentum (0-100) blends how fast the app collects ratings compared with other apps in its category (60%), whether that pace is speeding up (25%) and what recent raters give it (15%; recent stars well below lifetime pull it down). Ratings counts are read daily. A jump usually means a launch, a feature, ads or a new review prompt.
About Prefr: Personal Loan App
Need funds fast? Prefr is the personal loan app built for you.
Trusted by over 3 crore Indians, Prefr is a simple, secure, 100% digital way to get an instant personal loan, disbursed straight to your bank account. Whether you're salaried or self-employed, get a quick loan anytime, anywhere, backed by RBI-registered lending partners. As one of India's most trusted loan apps, Prefr keeps your loan application fast, paperless, and transparent.
1. Personal Loan, Made Instant
Apply for a personal loan online from your phone, no branch visits. Prefr is built to be the fastest instant loan app for everyday needs.
Personal loan up to ₹5,00,000
100% digital loan application & KYC
Fast approval with minimal documentation
Your personal loan disbursed directly to your bank account
Rate & APR set by your lending partner (see example)
Backed by RBI-registered lending partners
2. Check Your Credit Score, Free
Know where you stand before you apply for a personal loan:
Check your credit score online anytime
Monitor your credit profile with an easy credit app
Get timely updates before you apply
Why Choose the Prefr Loan App
A personal loan app with a fast, paperless journey
Simple loan application process from start to approval
Secure & transparent, no hidden surprises
Among the few loan apps offering direct-to-bank disbursal
Responsible lending via RBI-registered partners
A Personal Loan for Every Need
Medical emergencies & healthcare
Higher education & skill development
Two-wheeler purchase
Home improvement & renovation
Weddings & life events
Shopping and travel with an instant cash loan
How to Loan Apply in Minutes?
Download the Prefr loan app & register with your mobile number
Complete a digital loan application with KYC
Choose your personal loan amount
Get approved by a lending partner
Receive your online loan in your bank account
Transparent Loan Information:
Loan Amount: ₹51,000 to ₹5,00,000
Tenure: 6 to 60 months
Interest Rate: 18% – 30% per annum
Annualised Percentage Rate (APR): 20.7% – 45%
Processing Fee: 3% – 5%
Loan Repayment Example:
Loan amount - ₹5,00,000
Rate of Interest (per annum) - 18%
Processing fee - ₹15,000
GST on proc. fee - ₹2,700
Actual disbursal amount - ₹4,83,300
Monthly EMI - ₹31,903
Total Amount Repaid in 18 months - ₹7,04,976
Annualised Percentage Rate (APR) - 25.4%
For representation only; final rate & APR depend on the lending partner's assessment.
Our RBI-Registered Lending Partners: Aditya Birla Capital Ltd, Poonawalla Fincorp Ltd, SMFG India Credit Company Ltd, MAS Financial Services Ltd, Si Creva Capital Services Pvt Ltd, and Respo Financial Capital Pvt Ltd.
Contact & Support: https://prefr.com/ | [email protected] | 040-6988 1555
Grievance Officer: Sumit Sharma, [email protected] | 040-6988 2777
Download the Prefr instant personal loan app and borrow with confidence. Whether you want a personal loan, an instant loan online, or are simply looking for a simple loan apply experience, Prefr is among the be
Trusted by over 3 crore Indians, Prefr is a simple, secure, 100% digital way to get an instant personal loan, disbursed straight to your bank account. Whether you're salaried or self-employed, get a quick loan anytime, anywhere, backed by RBI-registered lending partners. As one of India's most trusted loan apps, Prefr keeps your loan application fast, paperless, and transparent.
1. Personal Loan, Made Instant
Apply for a personal loan online from your phone, no branch visits. Prefr is built to be the fastest instant loan app for everyday needs.
Personal loan up to ₹5,00,000
100% digital loan application & KYC
Fast approval with minimal documentation
Your personal loan disbursed directly to your bank account
Rate & APR set by your lending partner (see example)
Backed by RBI-registered lending partners
2. Check Your Credit Score, Free
Know where you stand before you apply for a personal loan:
Check your credit score online anytime
Monitor your credit profile with an easy credit app
Get timely updates before you apply
Why Choose the Prefr Loan App
A personal loan app with a fast, paperless journey
Simple loan application process from start to approval
Secure & transparent, no hidden surprises
Among the few loan apps offering direct-to-bank disbursal
Responsible lending via RBI-registered partners
A Personal Loan for Every Need
Medical emergencies & healthcare
Higher education & skill development
Two-wheeler purchase
Home improvement & renovation
Weddings & life events
Shopping and travel with an instant cash loan
How to Loan Apply in Minutes?
Download the Prefr loan app & register with your mobile number
Complete a digital loan application with KYC
Choose your personal loan amount
Get approved by a lending partner
Receive your online loan in your bank account
Transparent Loan Information:
Loan Amount: ₹51,000 to ₹5,00,000
Tenure: 6 to 60 months
Interest Rate: 18% – 30% per annum
Annualised Percentage Rate (APR): 20.7% – 45%
Processing Fee: 3% – 5%
Loan Repayment Example:
Loan amount - ₹5,00,000
Rate of Interest (per annum) - 18%
Processing fee - ₹15,000
GST on proc. fee - ₹2,700
Actual disbursal amount - ₹4,83,300
Monthly EMI - ₹31,903
Total Amount Repaid in 18 months - ₹7,04,976
Annualised Percentage Rate (APR) - 25.4%
For representation only; final rate & APR depend on the lending partner's assessment.
Our RBI-Registered Lending Partners: Aditya Birla Capital Ltd, Poonawalla Fincorp Ltd, SMFG India Credit Company Ltd, MAS Financial Services Ltd, Si Creva Capital Services Pvt Ltd, and Respo Financial Capital Pvt Ltd.
Contact & Support: https://prefr.com/ | [email protected] | 040-6988 1555
Grievance Officer: Sumit Sharma, [email protected] | 040-6988 2777
Download the Prefr instant personal loan app and borrow with confidence. Whether you want a personal loan, an instant loan online, or are simply looking for a simple loan apply experience, Prefr is among the be
Latest updates
1.0.8
Minor bug fixes and enhanced user experience
1.0.7
A cleaner, simpler onboarding flow gets you from download to your loan offers quicker.
Set up your profile and get instant credit health insights.
Squashed bugs and improved speed and stability for a smoother experience throughout.
1.0.6
We've made it easier to reach the features you want and added tougher fraud detection to stop fake applications and protect honest borrowers.
Minor bug fixes included.
Store changes
What Prefr: Personal Loan App changed on its store page: name, icon, screenshots, price, size, languages, requirements.
Description updated
Renamed
Prefr: Instant Personal Loan → Prefr: Personal Loan App
More from Dreamplug
Prefr: Online Loan App India Android
Not in a tracked Google Play top chart right now.
Updated 7 Nov 2026 · rankings refresh through the day
CategoryFinance
PriceFree
Released
Installs1M+
Rating★ 4.5 (67k)
Updated
Content ratingRated for 3+
Rating
4.5 ★
67k ratings
Measured
Prefr: Online Loan App India on Google Play
App details
App ID
com.prefr.credit
Publisher
DREAMPLUG TECHNOLOGIES PRIVATE LIMITED
Publisher country
India
Content rating
Rated for 3+
Prefr: Online Loan App India downloads
Worldwide, per day, and installs to date. The band is open; the exact number is free with an account.
How this is calculated
Google Play shows an exact lifetime install count; downloads per day are its daily change (measured). When Play hasn't refreshed the count, they come from new ratings and Top Free chart positions. Confidence is the chance the real number is within half to double ours.
Where Prefr: Online Loan App India's downloads come from Modelled
Last 30 days: organic search, browsing the store, features and paid ads.
Active users
All platforms, worldwide. Free with an account.
Stickiness (DAU / MAU)
how many monthly users open it on a given day
How this is calculated
Monthly users come from lifetime installs across every store, fitted on monthly active user figures companies publish; daily users = monthly × the typical daily/monthly ratio for the category. Confidence is the chance the real number is within half to double ours.
Where it ranks on Google Play
Every top 200 chart it appears in across 23 countries.
| Country | Charts | Rank |
|---|---|---|
| Not in a Google Play top chart right now. | ||
Ratings
Google Play, worldwide.
Rating
4.5 ★
67k ratings
Measured
Ratings
67k
Measured
Written reviews
31k
Measured
About Prefr: Online Loan App India
Prefr – Personal Loan App for Instant Money Online
Looking for a reliable personal loan app in India? Prefr offers instant personal loans with fast approvals, flexible EMIs, and a 100% digital process. Our instant loan app is built for salaried professionals and business owners who need quick access to funds without the hassle of traditional banking.
🚀 Why Prefr is Among the Best Personal Loan Apps in India?
✔️ Instant Personal Loan Approval: Apply on Prefr and get approval in minutes. No branch visits, no long waiting periods — just fast, reliable access to funds.
✔️ Loan Amount: ₹51,000 to ₹5,00,000: Whether it's an urgent need or a planned expense, this personal loan app gives you the right amount at the right time.
✔️ Flexible EMI Options: Choose repayment tenures from 12 to 48 months. Pay back at a pace that fits your monthly budget comfortably.
✔️ 100% Paperless & Digital Process: Prefr is a fully online instant loan app. Apply, verify your KYC, and receive funds — entirely from your smartphone.
✔️ Free Credit Score Check: Track your credit health and check loan eligibility directly inside the app — before you even apply.
✔️ RBI-Approved Lending Partners: Borrow with confidence. Prefr connects you only with RBI-registered institutions, ensuring a safe and regulated lending experience.
💳 One Personal Loan App — Every Financial Need
Prefr is the instant loan app that works for real-life situations:
→ Medical emergencies & hospital expenses
→ Travel & vacation planning
→ Wedding & family celebrations
→ Home renovation & repairs
→ Education & professional upskilling
→ Debt consolidation & credit card payoff
→ Business cash flow & working capital needs
No matter the purpose, Prefr makes getting a personal loan fast, transparent, and stress-free.
⚡ Get Your Instant Personal Loan in 3 Simple Steps
Applying for a loan, this personal loan app is quick and completely hassle-free:
1️⃣ Enter your details & check your loan eligibility instantly
2️⃣ Choose your loan amount and EMI tenure
3️⃣ Complete digital KYC & receive instant money in your bank account
From application to disbursal — Prefr's instant loan app gets it done in minutes.
📊 Transparent Loan Information
→ Loan Amount: ₹51,000 – ₹5,00,000
→ Tenure: 12 to 48 months
→ Interest Rate: 18% – 30% p.a.
→ Processing Fee: 3% – 5%
→ APR: 20.7% - 45%
Loan Repayment Example:
→ Loan amount - ₹5,00,000
→ Rate of Interest (per annum) - 18%
→ Processing fee - ₹15,000
→ GST on proc. fee - ₹2,700
→ Actual disbursal amount - ₹4,83,300
→ Monthly EMI - ₹31,903
→ Total Amount Repaid in 18 months - ₹7,04,976
→ Annualised Percentage Rate (APR) - 25.4%
No hidden charges. No surprises. Complete transparency at every step.
🔐 Secure & Trusted Instant Loan App
Your data is encrypted and protected throughout the process. As one of the most trusted personal loan apps in India, Prefr is an RBI-regulated instant loan app that maintains the highest standards of security and data privacy, so yo
Looking for a reliable personal loan app in India? Prefr offers instant personal loans with fast approvals, flexible EMIs, and a 100% digital process. Our instant loan app is built for salaried professionals and business owners who need quick access to funds without the hassle of traditional banking.
🚀 Why Prefr is Among the Best Personal Loan Apps in India?
✔️ Instant Personal Loan Approval: Apply on Prefr and get approval in minutes. No branch visits, no long waiting periods — just fast, reliable access to funds.
✔️ Loan Amount: ₹51,000 to ₹5,00,000: Whether it's an urgent need or a planned expense, this personal loan app gives you the right amount at the right time.
✔️ Flexible EMI Options: Choose repayment tenures from 12 to 48 months. Pay back at a pace that fits your monthly budget comfortably.
✔️ 100% Paperless & Digital Process: Prefr is a fully online instant loan app. Apply, verify your KYC, and receive funds — entirely from your smartphone.
✔️ Free Credit Score Check: Track your credit health and check loan eligibility directly inside the app — before you even apply.
✔️ RBI-Approved Lending Partners: Borrow with confidence. Prefr connects you only with RBI-registered institutions, ensuring a safe and regulated lending experience.
💳 One Personal Loan App — Every Financial Need
Prefr is the instant loan app that works for real-life situations:
→ Medical emergencies & hospital expenses
→ Travel & vacation planning
→ Wedding & family celebrations
→ Home renovation & repairs
→ Education & professional upskilling
→ Debt consolidation & credit card payoff
→ Business cash flow & working capital needs
No matter the purpose, Prefr makes getting a personal loan fast, transparent, and stress-free.
⚡ Get Your Instant Personal Loan in 3 Simple Steps
Applying for a loan, this personal loan app is quick and completely hassle-free:
1️⃣ Enter your details & check your loan eligibility instantly
2️⃣ Choose your loan amount and EMI tenure
3️⃣ Complete digital KYC & receive instant money in your bank account
From application to disbursal — Prefr's instant loan app gets it done in minutes.
📊 Transparent Loan Information
→ Loan Amount: ₹51,000 – ₹5,00,000
→ Tenure: 12 to 48 months
→ Interest Rate: 18% – 30% p.a.
→ Processing Fee: 3% – 5%
→ APR: 20.7% - 45%
Loan Repayment Example:
→ Loan amount - ₹5,00,000
→ Rate of Interest (per annum) - 18%
→ Processing fee - ₹15,000
→ GST on proc. fee - ₹2,700
→ Actual disbursal amount - ₹4,83,300
→ Monthly EMI - ₹31,903
→ Total Amount Repaid in 18 months - ₹7,04,976
→ Annualised Percentage Rate (APR) - 25.4%
No hidden charges. No surprises. Complete transparency at every step.
🔐 Secure & Trusted Instant Loan App
Your data is encrypted and protected throughout the process. As one of the most trusted personal loan apps in India, Prefr is an RBI-regulated instant loan app that maintains the highest standards of security and data privacy, so yo
What's new in 4.0.20
New User Onboarding Design changes.
Minor bug fixes, improve app performance and experiences
Minor bug fixes, improve app performance and experiences