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Paidy

Paidy (あと払いペイディ)-後払いアプリ

Paidy is #8 in Finance Free in Japan and charting in 1 of 16 countries we track.

DeveloperPaidy Inc.
CategoryFinance
PriceFree
Released
Rating★ 4.5 (173k)
Version3.68.0
Age rating4+
First charted🇯🇵 24 Sep 2026

Where it ranks now

Every top chart it appears in across 16 countries.

CountryChartRank
🇯🇵 JapanFinance · Free#8
🇯🇵 JapanAll Apps · Free#87
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Estimated downloads and revenue, ratings momentum, rank history, recent reviews per country and breakout scores for Paidy.

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About Paidy

Features
- Buy now pay later with just your smartphone
- No Credit card nor Pre-registration required, no annual fee
- Buy now at more than 700K shops including Amazon, SHEIN, DMM
- Monthly consolidated bill received at the beginning of next month and you can easily choose the payment method that works best for you
- Freely choose from convenient store, automatic debit transfer, bank transfer
- Pay at Lawson, Ministop, FamilyMart,Seicomart,7-Eleven
- Monthly bills can be paid by simply showing the screen at a convenience store with the app
- You can pay at a convenience store at any time by using the "Pay Now" function
- Discover products in "Shop" and "inspiration" tabs and complete purchase in the app for a smooth shopping experience

Make shopping easier and delightful by verifying your identification:
- Use "3 pay" or "6 pay" or "12 pay" to split your purchase into 3 or 6 or 12 monthly installments at 0% interest. *
- Check your spend limit and set a budget to stop overspending
*0% interest only with auto-debit and bank transfer.
*The number of payments that can be selected varies depending on the merchant

Paidy Plus for Apple
- Shop at Apple with 0% interest**
- Installment plans up to 36 months, depending on the product
- Dedicated line of credit exclusively for Apple Retail
- An application for “Paidy Plus for Apple” is required to shop at Apple***.
**0% interest only with auto-debit and bank transfer.
***Paidy and Paidy Plus cannot be used to make purchases at Apple.
***The 3pay, 6pay, and 12pay features for Paidy Plus cannot be used with Apple.

Recommended For
-Those who prefer cashless payment
-Those who prefer to pay monthly consolidated bills at next month
-Those who are worried about the overuse of credit cards
-Those who prefer to pay in monthly installments without fees
-Those who prefer to freely choose payment options such as convenient store, automatic debit transfer, bank transfer
-Those who prefer to purchase Apple products with monthly installments

Security Measures
-Account protected with two-factor authentication using verification codes
-Monitor all transactions 24 hours a day, 365 days a year
-Prevention of fraud and impersonation by identity verification
-Payment information is encrypted with TLS (Transport Layer Security)

[English]

【For more details, click here】
https://paidy.com

【Paidy Plus for Apple Terms of Use】
https://terms.paidy.com/hokatsu-apple/

【Paidy Plus Terms of Use】
https://terms.paidy.com/hokatsu/

Latest updates

3.68.0