PhonePe: UPI & Credit Card App: iPhone vs Android
PhonePe: UPI & Credit Card App gets 500k+ downloads a day worldwide (AppInsider estimate, October 2026, rounded down to a band).
PhonePe: UPI & Credit Card App by PHONEPE PRIVATE LIMITED is on both the App Store and Google Play. Here are both versions together: downloads, users, revenue, ratings and chart positions, store by store with totals.
Finance FreePhonePe: UPI & Credit Card App at a glance
AI summary written from our chart and store data, 2026-10-20. It can be wrong: check the numbers above.
PhonePe is a comprehensive Indian fintech super-app that enables users to perform UPI payments, manage bank accounts, invest in mutual funds and gold, and purchase insurance products. The app holds the #3 position in India's Finance Free charts and #25 in All Apps Free, indicating strong domestic dominance, while also maintaining presence in international markets like Australia (#36) and Canada (#58).
Similar apps: Paytm, Google Pay (India), Cred
App Store
App details
App privacy Measured
PhonePe: UPI & Credit Card App’s App Store privacy label declares 1 data category used to track you across other companies’ apps and websites, 1 linked to your identity and 9 collected anonymously.
As declared by the developer on the App Store — Apple requires every app to publish this label. We track changes over time.
Google Play
App details
Tech stack
Trackers and permissions of build v26.08.28.0, from the εxodus privacy report (CC BY-SA).
PhonePe: UPI & Credit Card App downloads & installs
Both stores, worldwide. Bands are open; exact numbers are free with an account.
| Store | Downloads / day | Lifetime installs |
|---|---|---|
| iPhone | 100k+ | 100M+ |
| Google Play | 500k+ | 1B+ Measured |
| Total | 500k+ Confidence | 1B+ Confidence |
How this is calculated
Where PhonePe: UPI & Credit Card App's downloads come from Modelled
Last 30 days: organic search, browsing the store, features and paid ads.
Active users
All platforms, worldwide. Free with an account.
Retention · share of new users still active
Time spent · per daily user
How this is calculated
Business model: Ad-led
How PhonePe: UPI & Credit Card App makes money: subscriptions, one-off purchases and ads.
Where it ranks now
Both stores, across every country we track.
Ratings
Both stores. Store data, measured.
| Store | Rating | Ratings |
|---|---|---|
| App Store | 4.6 ★ | 101k |
| Google Play | 4.6 ★ | 14M 4.9k written reviews |
| Both stores | 4.6 ★ weighted by ratings | 14M |
What users say about PhonePe: UPI & Credit Card App
From the 50 most recent App Store reviews in the US.
Users generally praise the app for its speed, reliability, and ease of use for UPI transactions. However, significant complaints focus on poor customer support, technical glitches with OTPs and bank linking, and intrusive review prompts.
Mostly positive (86% of recent reviews give 4–5 stars). People like it for being easy to use, and speed. The main complaints are about login and account problems.
What people like
- Ease of use: “Easy to set up and send money”
- Speed & performance: “It’s a reliable, fast, secure service”
- Price & subscription: “Easy to set up and send money”
- Login & account: “Verification does not work wish I have dual sims enabled”
Common complaints
- Login & account: “I can’t receive OTP by text or on call on US number, even it is supported”
About PhonePe: UPI & Credit Card App
Link your bank account on PhonePe and transfer money with BHIM UPI instantly! The PhonePe app is safe and secure, meets all your payment, investment, mutual funds, insurance and banking needs, and is much better than Internet banking.
Things you can do on PhonePe (Phonepay) App:
Money Transfer, UPI Payment, Bank Transfer
- Money Transfer with BHIM UPI
- Manage Multiple Bank Accounts – Check Account Balance, Save Beneficiaries across multiple bank accounts like SBI, HDFC, ICICI & 140+ banks.
Make Online Payments
- Make online payment on various shopping sites like Flipkart, Amazon, Myntra etc.
- Pay for online food orders from Zomato, Swiggy etc.
- Pay for online grocery orders from Bigbasket, Grofers etc.
- Pay online for travel booking from Makemytrip, Goibibo etc.
Make Offline Payments
- Scan and Pay via QR Code at local stores like kirana, food, medicines etc.
Buy or Renew Insurance Policies with PhonePe Insurance App
Health & Term Life Insurance
- Compare and buy Health & Term life Insurance with monthly premiums
- Coverage for individuals, senior citizens and families
Car & Two Wheeler Insurance
- Browse and get India’s most popular bike and car insurance
- Buy/renew your car and bike Insurance in less than 10 minutes
Other Insurance
- Personal Accident Insurance: Insure yourself against accidents & disablement
- Travel Insurance: Get international travel insurance for business and leisure trips
- Shop Insurance: Insure your shop against fire, theft, natural calamities, and burglaries.
Mutual Funds App and Investments App
- Liquid Funds: Get higher returns than savings bank
- Tax-Saving Funds: save up to Rs. 46,800 in tax & grow your investment
- Super Funds: Achieve financial goals with expert help on our app
- Equity Funds: High growth products curated as per risk appetite
- Debt Funds: Get stable returns for investments without any lock-in period
- Hybrid Funds: Get a balance of growth and stability
- Buy or Sell 24K Pure Gold: Assured 24K purity, build gold savings on our app
Recharge Mobile, DTH
- Prepaid Mobile Recharge, DTH
- Recharge for Airtel, Jio, Vi, BSNL and MTNL prepaid mobile numbers
- Recharge DTH set-top boxes for TataPlay, Airtel Digital TV, Sun Direct, Dish TV and D2H providers.
Bill Payment
- Pay Credit Card Bills
- Pay Landline Bills
- Pay Electricity Bills
- Pay Water Bills
- Pay Gas Bills
- Pay Broadband Bills
Buy PhonePe Gift Cards
- Buy a PhonePe Gift Card for easy payments across 1 lakh+ leading offline and online outlets and across the PhonePe app.
Manage your refunds
- Manage and track refunds from your favorite shopping websites on PhonePe.
For more details, Vis
PhonePe: UPI & Credit Card App iPhone
PhonePe: UPI & Credit Card App gets 500k+ downloads a day worldwide (AppInsider estimate, October 2026, rounded down to a band).
PhonePe: UPI & Credit Card App is #4 in Finance Free in India and charting in 5 of 30 countries we track.
Updated 25 Oct 2026 · rankings refresh through the day
24 Sep 2026 Finance FreePhonePe: UPI & Credit Card App at a glance
AI summary written from our chart and store data, 2026-10-20. It can be wrong: check the numbers above.
PhonePe is a comprehensive Indian fintech super-app that enables users to perform UPI payments, manage bank accounts, invest in mutual funds and gold, and purchase insurance products. The app holds the #3 position in India's Finance Free charts and #25 in All Apps Free, indicating strong domestic dominance, while also maintaining presence in international markets like Australia (#36) and Canada (#58).
Similar apps: Paytm, Google Pay (India), Cred
PhonePe: UPI & Credit Card App on the App Store
App details
App privacy Measured
PhonePe: UPI & Credit Card App’s App Store privacy label declares 1 data category used to track you across other companies’ apps and websites, 1 linked to your identity and 9 collected anonymously.
As declared by the developer on the App Store — Apple requires every app to publish this label. We track changes over time.
PhonePe: UPI & Credit Card App downloads
Worldwide, per day, and installs to date. The band is open; the exact number is free with an account.
How this is calculated
Where PhonePe: UPI & Credit Card App's downloads come from Modelled
Last 30 days: organic search, browsing the store, features and paid ads.
Active users
All platforms, worldwide. Free with an account.
Retention · share of new users still active
Time spent · per daily user
How this is calculated
Business model: Ad-led
How PhonePe: UPI & Credit Card App makes money: subscriptions, one-off purchases and ads.
Where it ranks now
Every top chart it appears in across 30 countries.
| Country | Charts | Rank |
|---|---|---|
| India | FinanceFree | #4 |
| India | All AppsFree | #47 |
 Australia | FinanceFree | #28 |
 Canada | FinanceFree | #50 |
| United Arab Emirates | FinanceFree | #22 |
 Malaysia | FinanceFree | #165 |
Apps near PhonePe: UPI & Credit Card App on the chart
Finance Free, around #4.
Ratings
App Store, worldwide.
What users say about PhonePe: UPI & Credit Card App
From the 50 most recent App Store reviews in the US.
Users generally praise the app for its speed, reliability, and ease of use for UPI transactions. However, significant complaints focus on poor customer support, technical glitches with OTPs and bank linking, and intrusive review prompts.
Mostly positive (86% of recent reviews give 4–5 stars). People like it for being easy to use, and speed. The main complaints are about login and account problems.
What people like
- Ease of use: “Easy to set up and send money”
- Speed & performance: “It’s a reliable, fast, secure service”
- Price & subscription: “Easy to set up and send money”
- Login & account: “Verification does not work wish I have dual sims enabled”
Common complaints
- Login & account: “I can’t receive OTP by text or on call on US number, even it is supported”
About PhonePe: UPI & Credit Card App
Link your bank account on PhonePe and transfer money with BHIM UPI instantly! The PhonePe app is safe and secure, meets all your payment, investment, mutual funds, insurance and banking needs, and is much better than Internet banking.
Things you can do on PhonePe (Phonepay) App:
Money Transfer, UPI Payment, Bank Transfer
- Money Transfer with BHIM UPI
- Manage Multiple Bank Accounts – Check Account Balance, Save Beneficiaries across multiple bank accounts like SBI, HDFC, ICICI & 140+ banks.
Make Online Payments
- Make online payment on various shopping sites like Flipkart, Amazon, Myntra etc.
- Pay for online food orders from Zomato, Swiggy etc.
- Pay for online grocery orders from Bigbasket, Grofers etc.
- Pay online for travel booking from Makemytrip, Goibibo etc.
Make Offline Payments
- Scan and Pay via QR Code at local stores like kirana, food, medicines etc.
Buy or Renew Insurance Policies with PhonePe Insurance App
Health & Term Life Insurance
- Compare and buy Health & Term life Insurance with monthly premiums
- Coverage for individuals, senior citizens and families
Car & Two Wheeler Insurance
- Browse and get India’s most popular bike and car insurance
- Buy/renew your car and bike Insurance in less than 10 minutes
Other Insurance
- Personal Accident Insurance: Insure yourself against accidents & disablement
- Travel Insurance: Get international travel insurance for business and leisure trips
- Shop Insurance: Insure your shop against fire, theft, natural calamities, and burglaries.
Mutual Funds App and Investments App
- Liquid Funds: Get higher returns than savings bank
- Tax-Saving Funds: save up to Rs. 46,800 in tax & grow your investment
- Super Funds: Achieve financial goals with expert help on our app
- Equity Funds: High growth products curated as per risk appetite
- Debt Funds: Get stable returns for investments without any lock-in period
- Hybrid Funds: Get a balance of growth and stability
- Buy or Sell 24K Pure Gold: Assured 24K purity, build gold savings on our app
Recharge Mobile, DTH
- Prepaid Mobile Recharge, DTH
- Recharge for Airtel, Jio, Vi, BSNL and MTNL prepaid mobile numbers
- Recharge DTH set-top boxes for TataPlay, Airtel Digital TV, Sun Direct, Dish TV and D2H providers.
Bill Payment
- Pay Credit Card Bills
- Pay Landline Bills
- Pay Electricity Bills
- Pay Water Bills
- Pay Gas Bills
- Pay Broadband Bills
Buy PhonePe Gift Cards
- Buy a PhonePe Gift Card for easy payments across 1 lakh+ leading offline and online outlets and across the PhonePe app.
Manage your refunds
- Manage and track refunds from your favorite shopping websites on PhonePe.
For more details, Vis
Latest updates
Store changes
What PhonePe: UPI & Credit Card App changed on its store page: name, icon, screenshots, price, size, languages, requirements.
More from PHONEPE PRIVATE LIMITED
PhonePe UPI Payments, Loan App Android
PhonePe UPI Payments, Loan App gets 500k+ downloads a day worldwide (AppInsider estimate, October 2026, rounded down to a band).
PhonePe UPI Payments, Loan App is #1 in Finance Free on Google Play in India and charting in 7 of 23 countries we track.
Updated 25 Oct 2026 · rankings refresh through the day
Finance FreePhonePe UPI Payments, Loan App at a glance
AI summary written from our chart and store data, 2026-10-25. It can be wrong: check the numbers above.
PhonePe is a comprehensive Indian fintech super-app for UPI payments, bill recharges, digital gold investments, mutual funds, and personal loans. The app dominates the Indian market with the #1 spot in Finance Free and #5 in All Apps Free, while maintaining presence in finance charts across the UAE, Saudi Arabia, Netherlands, Canada, Australia, and UK.
Similar apps: Paytm, Google Pay (India), Cash App
PhonePe UPI Payments, Loan App on Google Play
App details
Tech stack
Trackers and permissions of build v26.08.28.0, from the εxodus privacy report (CC BY-SA).
PhonePe UPI Payments, Loan App downloads
Worldwide, per day, and installs to date. The band is open; the exact number is free with an account.
How this is calculated
Where PhonePe UPI Payments, Loan App's downloads come from Modelled
Last 30 days: organic search, browsing the store, features and paid ads.
Active users
All platforms, worldwide. Free with an account.
Retention · share of new users still active
Time spent · per daily user
How this is calculated
Business model: Ad-led
How PhonePe UPI Payments, Loan App makes money: subscriptions, one-off purchases and ads.
Where it ranks on Google Play
Every top 200 chart it appears in across 23 countries.
| Country | Charts | Rank |
|---|---|---|
| India | FinanceFree | #1 |
| India | All AppsFree | #5 |
| United Arab Emirates | FinanceFree | #14 |
 United Kingdom | FinanceFree | #135 |
| Australia | FinanceFree | #111 |
| United Arab Emirates | All AppsFree | #115 |
 Saudi Arabia | FinanceFree | #69 |
| Canada | FinanceFree | #124 |
 Netherlands | FinanceFree | #77 |
Apps near PhonePe UPI Payments, Loan App on the chart
Finance Free, around #1.
Ratings
Google Play, worldwide.
What users say about PhonePe UPI Payments, Loan App
From the 200 most recent Google Play reviews in the US.
Users generally praise the app for its security, ease of transactions, and new investment features. However, a subset of reviews highlights significant technical issues such as app crashes, hanging, and failure to open on certain devices.
Mostly positive (84% of recent reviews give 4–5 stars). People like it for good value, and being easy to use. The main complaints are about missing features or content.
What people like
- Price & subscription: “very Good online transaction and money received aap”
- Ease of use: “easy to use good for online payment method 😉”
- Speed & performance: “nice performance in the world”
- Useful: “very,very useful" Thank you”
Common complaints
- Features & content: “ok ook ha not very good feature”
About PhonePe UPI Payments, Loan App
💸 Money Transfer & UPI Payments
Experience the power of BHIM UPI on this UPI app for instant bank transfers & payments.
• Money Transfer: Use this UPI money transfer app to send money via UPI ID or mobile number.
• Scan & Pay: Scan the UPI QR code to pay at local stores, pharmacies & restaurants.
• Multiple Bank Accounts: Link your UPI bank account from SBI, HDFC, ICICI, Axis & 140+ banks to check balance.
• Self Transfer: Move funds between your own linked bank accounts easily.
📱 Mobile Recharge & Utility Bill Payments
PhonePe's recharge app keeps you on track with automated bill reminders.
• Mobile Recharge: Quick prepaid recharge for Jio, Airtel, Vi, & BSNL.
• DTH & Broadband: Use this DTH recharge app for Tata Play, Airtel Digital TV & other providers.
• Utility Bills Online: Electricity bill pay app that also clears water, gas, FASTag & landline bills in seconds.
• Credit Card Bill: Credit card bill payment app to clear bills for major banks.
• Insurance & Fees: Pay insurance premiums, tuition fees & municipal taxes.
• Bill Pay: Set reminders and pay bill for premiums, fees & taxes on time.
PhonePe Loans
PhonePe is a personal loan app offering an easy loan experience. Get personal loan approval and pre-approved personal loans, disbursed straight into your bank account through a fully digital online loan application process.
Repayment Period: 6 - 48 Months.
Maximum APR: 36%
Example:
Loan Amount: ₹1,00,000
Tenure: 12 months
Rate of Interest: 11.76% per annum
Processing Fee: ₹3,245 (3.25%)
GST on Processing Fee: ₹584
Total Interest: ₹12,696
EMI: ₹4694
Maximum APR: 14.52% per month
Amount Disbursed: ₹96,755
Total Repayment Amount: ₹1,12,696
We offer loans from India's biggest lenders - Aditya Birla, Piramal, IDFC First, L&T Finance, PayU Finance & Credit Saison India
Save in 24K Digital Gold & Silver
Secure your future with 24K digital gold.
• Buy Gold & Silver: Start with just ₹10 or buy more.
• Live Gold Price: Track live rates for better decisions.
• 100% Secure: Savings are stored in insured bank-grade lockers.
• Physical Delivery: Get coins or bars delivered.
• Sell Anytime: Liquidate holdings at market prices.
📈 Mutual Funds & Investments App
Make your money work with curated Mutual Funds & wealth products.
• SIP Investment: Start a mutual funds SIP to build long-term wealth.
• Curated Funds: Investment ideas built on our CRISP fund evaluation framework
• 1000+ Funds: This mutual fund app offers funds from AMCs like SBI MF, HDFC Mutual Fund, etc.
Buy/Renew Insurance Policies on PhonePe
Get coverage with our insurance app - buy insurance online and renew your insurance policy in minutes
• Health & Life Insurance: Compare & buy through this health insurance app
What's new in 26.09.25.0
1. Check your credit score & get a loan instantly.
2. Apply for the PhonePe credit card & enjoy rewards on every spend.
3. Categories you need, in one place - Insurance, Digital Gold, Travel & Transit, Mutual Funds & much more.
4. Search anything, anytime - find & pay contacts, pay bills, find features with just a tap.
5. Experience a fresh, modern interface for effortless payments using UPI & cards.
Store changes
What PhonePe UPI Payments, Loan App changed on its store page: name, icon, screenshots, price, size, languages, requirements.
Similar apps
Apps people compare with PhonePe: UPI & Credit Card App: the same core purpose or gameplay, checked one by one.
Google Pay: UPI, Cards, LoansGoogle · ★ 4.6
Navi: UPI, Payments, InsuranceNavi Limited · ★ 4.4
JioFinanceJio Finance Platform and Service Limited · ★ 4.7
Bajaj Finance: Loans, UPI & FDBajaj Finance Limited · ★ 4.7
Stashfin UPI, Pay Bills, LoansStashfin · ★ 4.4
CRED: Credit Cards, Bills, UPIDreamplug · ★ 4.8
FamApp by Trio: UPI & CardTriotech Solution Pvt Ltd · ★ 4.5
BharatPe UPI Payment, Loan AppRESILIENT INNOVATIONS PRIVATE LIMITED · ★ 3.9