Zip Downloads & RevenueZip - Get what you NEEDWANT™ · App Store & Google Play
Zip - Get what you NEEDWANT™ gets 1k+ downloads a day worldwide (AppInsider estimate, November 2026, rounded down to a band).
Zip - Get what you NEEDWANT™ by zip.co is on App Store and Google Play. Active Users (MAU & DAU), Downloads, rankings, keywords, revenue, and rating totals.
Zip - Get what you NEEDWANT™ update history & changes
Last change · 33 events since 2 Aug 2018Full timeline ↓🌟iOSFeatured by Apple🌟iOSFeatured by Apple✏️iOSAdded hidden keywords: loans📦iOSNow updating weekly📦iOSUpdated to version 26.10.11✏️iOSAdded hidden keywords: afterpay🆕AndroidFirst spotted by AppInsider🆕iOSFirst spotted by AppInsider🆕AndroidReleased on Google Play🆕iOSReleased on the App Store
Full timeline · 33 events
- 🌟Zip - Get what you NEEDWANT™ featured by AppleiOSapps · AU
- 🌟Zip - Get what you NEEDWANT™ featured by AppleiOSapps · AU
- ✏️Zip - Get what you NEEDWANT™ added hidden keywords: loansiOSwords in the App Store's hidden keyword field (found by probing search)
- 🌟Zip - Get what you NEEDWANT™ featured by AppleiOSapps · AU
- 🌟Zip - Get what you NEEDWANT™ featured by AppleiOSapps · AU
- 🌟Zip - Get what you NEEDWANT™ featured by AppleiOSapps · AU
- 🌟Zip - Get what you NEEDWANT™ featured by AppleiOSapps · AU
- 🌟Zip - Get what you NEEDWANT™ featured by AppleiOSapps · AU
- 🌟Zip - Get what you NEEDWANT™ featured by AppleiOSapps · AU
- 📦Zip - Get what you NEEDWANT™: now updating weeklyiOS4 updates in 30 days, after a quiet two months
- 🌟Zip - Get what you NEEDWANT™ featured by AppleiOSapps · AU
- 📦Zip - Get what you NEEDWANT™ updated to version 26.10.11iOSIn this release, we've made some improvements to make your Zip experience seamless and easy. We're always improving our app so be sure to update it regularly or just turn on automatic updates.
- 🌟Zip - Get what you NEEDWANT™ featured by AppleiOSapps · AU
- 🌟Zip - Get what you NEEDWANT™ featured by AppleiOSapps · AU
- 🌟Zip - Get what you NEEDWANT™ featured by AppleiOSapps · AU
- ✏️Zip - Get what you NEEDWANT™ added hidden keywords: afterpayiOSwords in the App Store's hidden keyword field (found by probing search)
- 📦Zip - Get what you NEEDWANT™ updated to version 26.10.10iOSIn this release, we've made some improvements to make your Zip experience seamless and easy. We're always improving our app so be sure to update it regularly or just turn on automatic updates.
- 📦Zip - Get what you NEEDWANT™ updated to version 26.9.22iOSIn this release, we've made some improvements to make your Zip experience seamless and easy. We're always improving our app so be sure to update it regularly or just turn on automatic updates.
- ✏️Zip - Get what you NEEDWANT™: renamediOSZip - Get what you needwant™ → Zip - Get what you NEEDWANT™ · AU
- 📦Zip - Get what you NEEDWANT™ updated to version 26.9.21iOSIn this release, we've made some improvements to make your Zip experience seamless and easy. We're always improving our app so be sure to update it regularly or just turn on automatic updates.
- 🌟Zip - Get what you NEEDWANT™ featured by AppleiOSapps · AU
- 🌟Zip - Get what you NEEDWANT™ featured by AppleiOSapps · AU
- ✏️Zip - Get what you NEEDWANT™ added hidden keywords: paymentsiOSwords in the App Store's hidden keyword field (found by probing search)
- 🌟Zip - Get what you NEEDWANT™ featured by AppleiOSapps · AU
- 🌟Zip - Get what you NEEDWANT™ featured by AppleiOSapps · AU
- 🌟Zip - Get what you NEEDWANT™ featured by AppleiOSapps · AU
- 🌟Zip - Get what you NEEDWANT™ featured by AppleiOSapps · AU
- 🆕Zip - Get what you NEEDWANT™ first spotted by AppInsiderAndroidAustralia
- 🆕Zip - Get what you NEEDWANT™ first spotted by AppInsideriOS#17 in Top Free · Finance · Australia
- 🌟Zip - Get what you NEEDWANT™ featured by AppleiOSapps · AU
- 📦Zip - Get what you NEEDWANT™ version 26.9.20iOSIn this release, we've made some improvements to make your Zip experience seamless and easy. We're always improving our app so be sure to update it regularly or just turn on automatic updates.
- 🆕Zip - Get what you NEEDWANT™ released on Google PlayAndroid
- 🆕Zip - Get what you NEEDWANT™ released on the App StoreiOS
Collected from the stores by AppInsider since we first spotted the app. Dates are when we saw each change.
Rating
4.7 ★
436k ratings, both stores
Measured
Best rank now
#18
Android · 
Finance Free
Finance FreeMeasured
New ratings a week
325
▲ +21% vs the 2 weeks before (App Store)
Measured
App Store
App details
App ID
1411824359
Publisher
ZIPMONEY PAYMENTS PTY LTD
Publisher country
Australia
On the store since
Aug 2018
8 years on the store
Minimum OS
iOS 16.4+
iPhone 8 and later
Devices
iPhone · iPad
Universal purchase
Content rating
4+
Languages
1
EN
Size
211 MB
Also listed in
Shopping
Google Play
App details
App ID
co.zip
Publisher
ZIP CO LIMITED
Publisher country
Australia
Content rating
Everyone
Zip - Get what you NEEDWANT™ downloads & installs
Both stores, worldwide. Bands are open; exact numbers are free with an account.
| Store | Downloads / day | Lifetime installs |
|---|---|---|
| App Store | 1k+ | – |
| Google Play | 100+ | 1M+ Measured |
| Total | 1k+ Confidence | 1M+ Confidence |
How this is calculated
App Store: chart positions and rating growth per country, anchored on its own Android downloads; lifetime from ratings worldwide × installs per rating. Google Play: the daily change in its exact install count. The total adds every store.
Where Zip - Get what you NEEDWANT™'s downloads come from Modelled
Last 30 days: organic search, browsing the store, features and paid ads.
Active users
All platforms, worldwide. Free with an account.
Stickiness (DAU / MAU)
how many monthly users open it on a given day
Retention · share of new users still active
Day 1
Day 7
Day 30
Time spent · per daily user
Average time spent Pro
min a day
Sessions a day Pro
Time per session Pro
min
How this is calculated
Monthly users come from lifetime installs across every store, fitted on monthly active user figures companies publish; daily users = monthly × the typical daily/monthly ratio for the category. Confidence is the chance the real number is within half to double ours.
Where it ranks now
Both stores, across every country we track.
| Store | Best rank | Charting in | US Top Free | US Top Grossing |
|---|---|---|---|---|
| App Store | #19 Finance Free | 1 of 30 countries | – | – |
| Google Play | #18 Finance Free | 1 of 23 countries | – | – |
Full chart lists: App Store · Google Play.
Review momentum
ⓘ How we measure thisApp Store
New ratings a week
320
▲ +21% vs the 2 weeks before
Lifetime rating
4.9★
recent stars not readable yet: new ratings are a tiny share of the total
Review momentum
79/100
faster than 93% of Finance apps
Google Play
New ratings a week
5.8
▼ -33% vs the 2 weeks before
Written reviews a week
under 1
Google Play
Lifetime rating
3.9★
recent stars not readable yet: new ratings are a tiny share of the total
Review momentum
18/100
faster than 9% of Finance apps
Review momentum (0-100) blends how fast the app collects ratings compared with other apps in its category (60%), whether that pace is speeding up (25%) and what recent raters give it (15%; recent stars well below lifetime pull it down). Ratings counts are read daily. A jump usually means a launch, a feature, ads or a new review prompt.
Ratings
Both stores. Store data, measured.
| Store | Rating | Ratings |
|---|---|---|
| App Store | 4.9 ★ | 358k |
| Google Play | 3.9 ★ | 78k 18 written reviews |
| Both stores | 4.7 ★ weighted by ratings | 436k |
About Zip - Get what you NEEDWANT™
ZIP PAY – UP TO $1,000 LIMIT
Always interest free.¹ Use the Zip Pay Visa Card anywhere Visa² is accepted for groceries, bills and more. Choose weekly, fortnightly or monthly repayments.
ZIP PLUS – UP TO $20,000 LIMIT
Extra spending power with $0 international transaction fees. Interest free if your month-end balance is under $1,000, or 13.70% p.a. on amounts above.³
ZIP MONEY – UP TO $5,000 LIMIT
Cover bigger purchases: holidays, IVF or more. Enjoy interest free terms and flexible repayments.⁴
ZIP PERSONAL LOAN – UP TO $50,000 LIMIT
Use it for debt consolidation, home renovations and more. Choose a loan term that suits you, with lengths from 3 to 7 years.⁵
¹ Zip Pay: T&Cs and a $9.95 monthly account fee apply. Other charges may be payable.
² Zip Visa Card is available with Zip Pay and Zip Plus. Zip Visa Card T&Cs apply.
³ Zip Plus: Interest accrues daily on the total balance owing at the end of each day. No interest will be charged to your account in a given month if the balance owing at the end of the last day of that calendar month is $1,000 or less. Each day ends at 11:59pm AEST (AEDT during daylight savings). Standard interest rate is 13.70% p.a. T&Cs and credit approval criteria apply. A monthly account fee of $9.95 will apply if the total balance owing is not paid in full by the end of the last day of the calendar month. Interest and other charges may be payable, see T&Cs.
⁴ Zip Money: The interest free period is the maximum period of time when no interest is charged on the purchase. The availability of the interest free period for a purchase will depend on the purchase amount, the minimum monthly repayment and account status. Minimum monthly repayments are required and vary according to credit limit. Minimum monthly repayments may require repayment of the purchase prior to the expiry of the maximum interest free period. In other cases, paying only the minimum monthly repayment may not repay the purchase in the interest free period. Any purchase amount outstanding at the expiry of the interest free period will be charged at the standard variable interest rate, 25.9% per annum, as at 1 June 2023. Zip Money is available to approved applicants and subject to completion of a satisfactory credit assessment. A monthly account fee of $9.95 applies and a one-off establishment fee may apply for new customers.
⁵ Based on an unsecured personal loan of $30,000 over 5 years, a borrower with an excellent credit history can expect to pay a total of $40,893.60. This represents an estimated monthly repayments of $681.56, a variable interest rate of 11.99% p.a. and a comparison rate of 12.94% p.a. including all interest and fees included in your loan repayments over the life of the loan. The comparison rate for the Zip Personal Loan is based on an unsecured loan of $30,000 over a loan term of 5 years. The comparison rate assumes no Annual Rate Drops are applied. WARNING: This comparison rate applies only for the example or examples given. Different a
Always interest free.¹ Use the Zip Pay Visa Card anywhere Visa² is accepted for groceries, bills and more. Choose weekly, fortnightly or monthly repayments.
ZIP PLUS – UP TO $20,000 LIMIT
Extra spending power with $0 international transaction fees. Interest free if your month-end balance is under $1,000, or 13.70% p.a. on amounts above.³
ZIP MONEY – UP TO $5,000 LIMIT
Cover bigger purchases: holidays, IVF or more. Enjoy interest free terms and flexible repayments.⁴
ZIP PERSONAL LOAN – UP TO $50,000 LIMIT
Use it for debt consolidation, home renovations and more. Choose a loan term that suits you, with lengths from 3 to 7 years.⁵
¹ Zip Pay: T&Cs and a $9.95 monthly account fee apply. Other charges may be payable.
² Zip Visa Card is available with Zip Pay and Zip Plus. Zip Visa Card T&Cs apply.
³ Zip Plus: Interest accrues daily on the total balance owing at the end of each day. No interest will be charged to your account in a given month if the balance owing at the end of the last day of that calendar month is $1,000 or less. Each day ends at 11:59pm AEST (AEDT during daylight savings). Standard interest rate is 13.70% p.a. T&Cs and credit approval criteria apply. A monthly account fee of $9.95 will apply if the total balance owing is not paid in full by the end of the last day of the calendar month. Interest and other charges may be payable, see T&Cs.
⁴ Zip Money: The interest free period is the maximum period of time when no interest is charged on the purchase. The availability of the interest free period for a purchase will depend on the purchase amount, the minimum monthly repayment and account status. Minimum monthly repayments are required and vary according to credit limit. Minimum monthly repayments may require repayment of the purchase prior to the expiry of the maximum interest free period. In other cases, paying only the minimum monthly repayment may not repay the purchase in the interest free period. Any purchase amount outstanding at the expiry of the interest free period will be charged at the standard variable interest rate, 25.9% per annum, as at 1 June 2023. Zip Money is available to approved applicants and subject to completion of a satisfactory credit assessment. A monthly account fee of $9.95 applies and a one-off establishment fee may apply for new customers.
⁵ Based on an unsecured personal loan of $30,000 over 5 years, a borrower with an excellent credit history can expect to pay a total of $40,893.60. This represents an estimated monthly repayments of $681.56, a variable interest rate of 11.99% p.a. and a comparison rate of 12.94% p.a. including all interest and fees included in your loan repayments over the life of the loan. The comparison rate for the Zip Personal Loan is based on an unsecured loan of $30,000 over a loan term of 5 years. The comparison rate assumes no Annual Rate Drops are applied. WARNING: This comparison rate applies only for the example or examples given. Different a
Zip - Get what you NEEDWANT™ App Store
Zip - Get what you NEEDWANT™ gets 1k+ downloads a day worldwide (AppInsider estimate, November 2026, rounded down to a band).
Zip - Get what you NEEDWANT™ is #19 in Finance Free in Australia and charting in 1 of 30 countries we track.
Updated 11 Nov 2026 · rankings refresh through the day
Developerzip.co
CategoryFinance
PriceFree
Released
Rating★ 4.9 (358k)
Version26.10.11
Age rating4+
First seen by us 25 Sep 2026
25 Sep 2026Rating
4.9 ★
358k ratings
Measured
Best rank now
#19
Finance FreeMeasured
New ratings a week
320
▲ +21% vs the 2 weeks before
Measured
Zip - Get what you NEEDWANT™ on the App Store
App details
App ID
1411824359
Publisher
ZIPMONEY PAYMENTS PTY LTD
Publisher country
Australia
On the store since
Aug 2018
8 years on the store
Minimum OS
iOS 16.4+
iPhone 8 and later
Devices
iPhone · iPad
Universal purchase
Content rating
4+
Languages
1
EN
Size
211 MB
Also listed in
Shopping
Zip - Get what you NEEDWANT™ downloads
Worldwide, per day, and installs to date. The band is open; the exact number is free with an account.
How this is calculated
Apple publishes no download counts. App Store downloads come from chart positions and daily rating growth per country, calibrated on Google Play install counts; lifetime installs from ratings worldwide × installs per rating. Confidence is the chance the real number is within half to double ours.
Where Zip - Get what you NEEDWANT™'s downloads come from Modelled
Last 30 days: organic search, browsing the store, features and paid ads.
Active users
All platforms, worldwide. Free with an account.
Stickiness (DAU / MAU)
how many monthly users open it on a given day
Retention · share of new users still active
Day 1
Day 7
Day 30
Time spent · per daily user
Average time spent Pro
min a day
Sessions a day Pro
Time per session Pro
min
How this is calculated
Monthly users come from lifetime installs across every store, fitted on monthly active user figures companies publish; daily users = monthly × the typical daily/monthly ratio for the category. Confidence is the chance the real number is within half to double ours.
Where it ranks now
Every top chart it appears in across 30 countries.
| Country | Charts | Rank |
|---|---|---|
| Australia | FinanceFree | #19 |
Apps near Zip - Get what you NEEDWANT™ on the chart
Finance Free, around #19.
Ratings
App Store, worldwide.
Rating
4.9 ★
358k ratings
Measured
Ratings
358k
Measured
Review momentum
ⓘ How we measure thisNew ratings a week
320
▲ +21% vs the 2 weeks before
Lifetime rating
4.9★
recent stars not readable yet: new ratings are a tiny share of the total
Review momentum
79/100
faster than 93% of Finance apps
Review momentum (0-100) blends how fast the app collects ratings compared with other apps in its category (60%), whether that pace is speeding up (25%) and what recent raters give it (15%; recent stars well below lifetime pull it down). Ratings counts are read daily. A jump usually means a launch, a feature, ads or a new review prompt.
About Zip - Get what you NEEDWANT™
ZIP PAY – UP TO $1,000 LIMIT
Always interest free.¹ Use the Zip Pay Visa Card anywhere Visa² is accepted for groceries, bills and more. Choose weekly, fortnightly or monthly repayments.
ZIP PLUS – UP TO $20,000 LIMIT
Extra spending power with $0 international transaction fees. Interest free if your month-end balance is under $1,000, or 13.70% p.a. on amounts above.³
ZIP MONEY – UP TO $5,000 LIMIT
Cover bigger purchases: holidays, IVF or more. Enjoy interest free terms and flexible repayments.⁴
ZIP PERSONAL LOAN – UP TO $50,000 LIMIT
Use it for debt consolidation, home renovations and more. Choose a loan term that suits you, with lengths from 3 to 7 years.⁵
¹ Zip Pay: T&Cs and a $9.95 monthly account fee apply. Other charges may be payable.
² Zip Visa Card is available with Zip Pay and Zip Plus. Zip Visa Card T&Cs apply.
³ Zip Plus: Interest accrues daily on the total balance owing at the end of each day. No interest will be charged to your account in a given month if the balance owing at the end of the last day of that calendar month is $1,000 or less. Each day ends at 11:59pm AEST (AEDT during daylight savings). Standard interest rate is 13.70% p.a. T&Cs and credit approval criteria apply. A monthly account fee of $9.95 will apply if the total balance owing is not paid in full by the end of the last day of the calendar month. Interest and other charges may be payable, see T&Cs.
⁴ Zip Money: The interest free period is the maximum period of time when no interest is charged on the purchase. The availability of the interest free period for a purchase will depend on the purchase amount, the minimum monthly repayment and account status. Minimum monthly repayments are required and vary according to credit limit. Minimum monthly repayments may require repayment of the purchase prior to the expiry of the maximum interest free period. In other cases, paying only the minimum monthly repayment may not repay the purchase in the interest free period. Any purchase amount outstanding at the expiry of the interest free period will be charged at the standard variable interest rate, 25.9% per annum, as at 1 June 2023. Zip Money is available to approved applicants and subject to completion of a satisfactory credit assessment. A monthly account fee of $9.95 applies and a one-off establishment fee may apply for new customers.
⁵ Based on an unsecured personal loan of $30,000 over 5 years, a borrower with an excellent credit history can expect to pay a total of $40,893.60. This represents an estimated monthly repayments of $681.56, a variable interest rate of 11.99% p.a. and a comparison rate of 12.94% p.a. including all interest and fees included in your loan repayments over the life of the loan. The comparison rate for the Zip Personal Loan is based on an unsecured loan of $30,000 over a loan term of 5 years. The comparison rate assumes no Annual Rate Drops are applied. WARNING: This comparison rate applies only for the example or examples given. Different a
Always interest free.¹ Use the Zip Pay Visa Card anywhere Visa² is accepted for groceries, bills and more. Choose weekly, fortnightly or monthly repayments.
ZIP PLUS – UP TO $20,000 LIMIT
Extra spending power with $0 international transaction fees. Interest free if your month-end balance is under $1,000, or 13.70% p.a. on amounts above.³
ZIP MONEY – UP TO $5,000 LIMIT
Cover bigger purchases: holidays, IVF or more. Enjoy interest free terms and flexible repayments.⁴
ZIP PERSONAL LOAN – UP TO $50,000 LIMIT
Use it for debt consolidation, home renovations and more. Choose a loan term that suits you, with lengths from 3 to 7 years.⁵
¹ Zip Pay: T&Cs and a $9.95 monthly account fee apply. Other charges may be payable.
² Zip Visa Card is available with Zip Pay and Zip Plus. Zip Visa Card T&Cs apply.
³ Zip Plus: Interest accrues daily on the total balance owing at the end of each day. No interest will be charged to your account in a given month if the balance owing at the end of the last day of that calendar month is $1,000 or less. Each day ends at 11:59pm AEST (AEDT during daylight savings). Standard interest rate is 13.70% p.a. T&Cs and credit approval criteria apply. A monthly account fee of $9.95 will apply if the total balance owing is not paid in full by the end of the last day of the calendar month. Interest and other charges may be payable, see T&Cs.
⁴ Zip Money: The interest free period is the maximum period of time when no interest is charged on the purchase. The availability of the interest free period for a purchase will depend on the purchase amount, the minimum monthly repayment and account status. Minimum monthly repayments are required and vary according to credit limit. Minimum monthly repayments may require repayment of the purchase prior to the expiry of the maximum interest free period. In other cases, paying only the minimum monthly repayment may not repay the purchase in the interest free period. Any purchase amount outstanding at the expiry of the interest free period will be charged at the standard variable interest rate, 25.9% per annum, as at 1 June 2023. Zip Money is available to approved applicants and subject to completion of a satisfactory credit assessment. A monthly account fee of $9.95 applies and a one-off establishment fee may apply for new customers.
⁵ Based on an unsecured personal loan of $30,000 over 5 years, a borrower with an excellent credit history can expect to pay a total of $40,893.60. This represents an estimated monthly repayments of $681.56, a variable interest rate of 11.99% p.a. and a comparison rate of 12.94% p.a. including all interest and fees included in your loan repayments over the life of the loan. The comparison rate for the Zip Personal Loan is based on an unsecured loan of $30,000 over a loan term of 5 years. The comparison rate assumes no Annual Rate Drops are applied. WARNING: This comparison rate applies only for the example or examples given. Different a
Latest updates
26.10.11
In this release, we've made some improvements to make your Zip experience seamless and easy. We're always improving our app so be sure to update it regularly or just turn on automatic updates.
26.10.10
In this release, we've made some improvements to make your Zip experience seamless and easy. We're always improving our app so be sure to update it regularly or just turn on automatic updates.
26.9.22
In this release, we've made some improvements to make your Zip experience seamless and easy. We're always improving our app so be sure to update it regularly or just turn on automatic updates.
Store changes
What Zip - Get what you NEEDWANT™ changed on its store page: name, icon, screenshots, price, size, languages, requirements.
Renamed
Zip - Get what you needwant™ → Zip - Get what you NEEDWANT™
Zip - Get what you needwant™ Android
Zip - Get what you needwant™ gets 1k+ downloads a day worldwide (AppInsider estimate, November 2026, rounded down to a band).
Zip - Get what you needwant™ is #18 in Finance Free on Google Play in Australia and charting in 1 of 23 countries we track.
Updated 11 Nov 2026 · rankings refresh through the day
Developerzip.co
CategoryFinance
PriceFree
Released
Installs1M+
Rating★ 3.9 (78k)
Updated
Content ratingEveryone
Rating
3.9 ★
78k ratings
Measured
Best rank now
#18
Finance FreeMeasured
New ratings a week
5.8
▼ -33% vs the 2 weeks before
Measured
Zip - Get what you needwant™ on Google Play
App details
App ID
co.zip
Publisher
ZIP CO LIMITED
Publisher country
Australia
Content rating
Everyone
Zip - Get what you needwant™ downloads
Worldwide, per day, and installs to date. The band is open; the exact number is free with an account.
How this is calculated
Google Play shows an exact lifetime install count; downloads per day are its daily change (measured). When Play hasn't refreshed the count, they come from new ratings and Top Free chart positions. Confidence is the chance the real number is within half to double ours.
Where Zip - Get what you needwant™'s downloads come from Modelled
Last 30 days: organic search, browsing the store, features and paid ads.
Active users
All platforms, worldwide. Free with an account.
Stickiness (DAU / MAU)
how many monthly users open it on a given day
Retention · share of new users still active
Day 1
Day 7
Day 30
Time spent · per daily user
Average time spent Pro
min a day
Sessions a day Pro
Time per session Pro
min
How this is calculated
Monthly users come from lifetime installs across every store, fitted on monthly active user figures companies publish; daily users = monthly × the typical daily/monthly ratio for the category. Confidence is the chance the real number is within half to double ours.
Where it ranks on Google Play
Every top 200 chart it appears in across 23 countries.
| Country | Charts | Rank |
|---|---|---|
| Australia | FinanceFree | #18 |
Apps near Zip - Get what you needwant™ on the chart
Finance Free, around #18.
Ratings
Google Play, worldwide.
Rating
3.9 ★
78k ratings
Measured
Ratings
78k
Measured
Written reviews
18
Measured
Review momentum
ⓘ How we measure thisNew ratings a week
5.8
▼ -33% vs the 2 weeks before
Written reviews a week
under 1
Google Play
Lifetime rating
3.9★
recent stars not readable yet: new ratings are a tiny share of the total
Review momentum
18/100
faster than 9% of Finance apps
Review momentum (0-100) blends how fast the app collects ratings compared with other apps in its category (60%), whether that pace is speeding up (25%) and what recent raters give it (15%; recent stars well below lifetime pull it down). Ratings counts are read daily. A jump usually means a launch, a feature, ads or a new review prompt.
About Zip - Get what you needwant™
ZIP PAY – UP TO $1,000 LIMIT
Always interest free.¹ Use the Zip Pay Visa Card anywhere Visa² is accepted for groceries, bills and more. Choose weekly, fortnightly or monthly repayments.
ZIP PLUS – UP TO $20,000 LIMIT
Extra spending power with $0 international transaction fees. Interest free if your month-end balance is under $1,000, or 13.70% p.a. on amounts above.³
ZIP MONEY – UP TO $5,000 LIMIT
Cover bigger purchases: holidays, IVF or more. Enjoy interest free terms and flexible repayments.⁴
ZIP PERSONAL LOAN – UP TO $50,000 LIMIT
Use it for debt consolidation, home renovations and more. Choose a loan term that suits you, with lengths from 3 to 7 years.⁵
¹ Zip Pay: T&Cs and a $9.95 monthly account fee apply. Other charges may be payable.
² Zip Visa Card is available with Zip Pay and Zip Plus. Zip Visa Card T&Cs apply.
³ Zip Plus: Interest accrues daily on the total balance owing at the end of each day. No interest will be charged to your account in a given month if the balance owing at the end of the last day of that calendar month is $1,000 or less. Each day ends at 11:59pm AEST (AEDT during daylight savings). Standard interest rate is 13.70% p.a. T&Cs and credit approval criteria apply. A monthly account fee of $9.95 will apply if the total balance owing is not paid in full by the end of the last day of the calendar month. Interest and other charges may be payable, see T&Cs.
⁴ Zip Money: The interest free period is the maximum period of time when no interest is charged on the purchase. The availability of the interest free period for a purchase will depend on the purchase amount, the minimum monthly repayment and account status. Minimum monthly repayments are required and vary according to credit limit. Minimum monthly repayments may require repayment of the purchase prior to the expiry of the maximum interest free period. In other cases, paying only the minimum monthly repayment may not repay the purchase in the interest free period. Any purchase amount outstanding at the expiry of the interest free period will be charged at the standard variable interest rate, 25.9% per annum, as at 1 June 2023. Zip Money is available to approved applicants and subject to completion of a satisfactory credit assessment. A monthly account fee of $9.95 applies and a one-off establishment fee may apply for new customers.
⁵ Based on an unsecured personal loan of $30,000 over 5 years, a borrower with an excellent credit history can expect to pay a total of $40,893.60. This represents an estimated monthly repayments of $681.56, a variable interest rate of 11.99% p.a. and a comparison rate of 12.94% p.a. including all interest and fees included in your loan repayments over the life of the loan. The comparison rate for the Zip Personal Loan is based on an unsecured loan of $30,000 over a loan term of 5 years. The comparison rate assumes no Annual Rate Drops are applied. WARNING: This comparison rate applies only for the example or examples given. Different a
Always interest free.¹ Use the Zip Pay Visa Card anywhere Visa² is accepted for groceries, bills and more. Choose weekly, fortnightly or monthly repayments.
ZIP PLUS – UP TO $20,000 LIMIT
Extra spending power with $0 international transaction fees. Interest free if your month-end balance is under $1,000, or 13.70% p.a. on amounts above.³
ZIP MONEY – UP TO $5,000 LIMIT
Cover bigger purchases: holidays, IVF or more. Enjoy interest free terms and flexible repayments.⁴
ZIP PERSONAL LOAN – UP TO $50,000 LIMIT
Use it for debt consolidation, home renovations and more. Choose a loan term that suits you, with lengths from 3 to 7 years.⁵
¹ Zip Pay: T&Cs and a $9.95 monthly account fee apply. Other charges may be payable.
² Zip Visa Card is available with Zip Pay and Zip Plus. Zip Visa Card T&Cs apply.
³ Zip Plus: Interest accrues daily on the total balance owing at the end of each day. No interest will be charged to your account in a given month if the balance owing at the end of the last day of that calendar month is $1,000 or less. Each day ends at 11:59pm AEST (AEDT during daylight savings). Standard interest rate is 13.70% p.a. T&Cs and credit approval criteria apply. A monthly account fee of $9.95 will apply if the total balance owing is not paid in full by the end of the last day of the calendar month. Interest and other charges may be payable, see T&Cs.
⁴ Zip Money: The interest free period is the maximum period of time when no interest is charged on the purchase. The availability of the interest free period for a purchase will depend on the purchase amount, the minimum monthly repayment and account status. Minimum monthly repayments are required and vary according to credit limit. Minimum monthly repayments may require repayment of the purchase prior to the expiry of the maximum interest free period. In other cases, paying only the minimum monthly repayment may not repay the purchase in the interest free period. Any purchase amount outstanding at the expiry of the interest free period will be charged at the standard variable interest rate, 25.9% per annum, as at 1 June 2023. Zip Money is available to approved applicants and subject to completion of a satisfactory credit assessment. A monthly account fee of $9.95 applies and a one-off establishment fee may apply for new customers.
⁵ Based on an unsecured personal loan of $30,000 over 5 years, a borrower with an excellent credit history can expect to pay a total of $40,893.60. This represents an estimated monthly repayments of $681.56, a variable interest rate of 11.99% p.a. and a comparison rate of 12.94% p.a. including all interest and fees included in your loan repayments over the life of the loan. The comparison rate for the Zip Personal Loan is based on an unsecured loan of $30,000 over a loan term of 5 years. The comparison rate assumes no Annual Rate Drops are applied. WARNING: This comparison rate applies only for the example or examples given. Different a
What's new
In this release, we've made some improvements to make your Zip experience seamless and easy. We're always improving our app so be sure to update it regularly or just turn on automatic updates.